Tag Archives: Senator Klobuchar

Democratic Candidates for 2020: Klobuchar Plan for Affordable Housing, Revitalizing Neglected Neighborhoods

Senator Amy Klobuchar of Minnesota, in the race for the 2020 Democratic nomination for president, is proposing a plan to bridge the rural-urban divide, expand affordable housing opportunities and revitalize neglected neighborhoods © Karen Rubin/news-photos-features.com

The vigorous contest of Democrats seeking the 2020 presidential nomination has produced excellent policy proposals to address major issues. Senator Amy Klobuchar’s plan to address the need for affordable housing seeks to bridge the rural-urban divide, expand housing opportunities and revitalize neglected neighborhoods. This is a summary from the Klobuchar campaign:

MINNEAPOLIS, MN – Senator Klobuchar is proposing a plan to bridge the rural-urban divide, expand affordable housing opportunities and revitalize neglected neighborhoods.

Stable and affordable housing is out of reach for too many American families. Both rural and urban areas struggle with a shortage of affordable rental housing, homelessness and neglected neighborhoods. Racial disparities and discrimination persist in housing and many families face significant obstacles to buying a home. As President, Senator Klobuchar will tackle these challenges to make a safe and affordable home a reality for more Americans.

Highlights of Senator Klobuchar’s Plan:

Expanding Access to Justice and Fighting Discrimination

  • Provide access to counsel. ​Senator Klobuchar will create a new federal grant program with the goal of eliminating the unmet need when it comes to​ ​providing access to counsel in civil cases involving basic human needs, which means providing counsel for people who are dealing with evictions, being denied access to health care and having wages unfairly taken.
  • Prohibit landlords from unfairly discriminating against renters. ​Senator Klobuchar will ban all landlords from discriminating against people based on their income, including housing vouchers or disability benefits. She will also protect renters by preventing the blacklisting of people who have been to court over eviction or discrimination on the basis of sexual orientation, gender identity, or veterans status.
  • Combat segregation in housing.​ Senator Klobuchar will suspend the Trump Administration’s proposals to weaken fair housing rules. As previously announced, in her first 100 days as President Senator Klobuchar will suspend the Trump Administration’s attempts to weaken efforts to combat segregation in housing by modifying the Affirmatively Furthering Fair Housing Rule.
  • Reinstate the Office of Fair Lending and Opportunity’s enforcement and oversight powers.​ ​The Trump Administration has significantly weakened the Office of Fair Lending and Opportunity,​ ​stripping the office of its ability to ensure fair and equitable access to credit. As President, Senator Klobuchar will restore all enforcement and oversight powers to the Office of Fair Lending and Opportunity to monitor fair lending practices and coordinate with the Department of Justice to prevent lending discrimination before it happens.

Addressing the Rural Housing Crisis

  • Increase affordable rental housing in rural communities. ​54 million​ Americans live in rural areas with a severe need for more affordable rental housing. Senator Klobuchar will strengthen rural rental assistance programs and significantly increase investments in the rural housing supply, which includes expanding affordable housing programs serving Native Americans.
  • Improve access to information about rural housing programs. ​To take advantage of federal support for new rural housing, developers must first know about the programs available to them. Senator Klobuchar will improve training for state, local and federal agencies so communities and developers can better access housing opportunities. Senator Klobuchar will also improve and expand programs that provide technical assistance to rural nonprofits to connect rural communities with resources to develop housing.
  • Encourage innovative strategies to attract private investment. ​Senator Klobuchar will use the loan purchasing power of Fannie Mae and Freddie Mac to ask lenders to create new ways to meet the mortgage credit needs for rural markets based on evidence from their existing portfolio data. Senator Klobuchar will also provide incentives for community financial development institutions to provide access to credit in rural communities using the expertise of local financial institutions. 

Increasing Access to Affordable Housing

  • Invest in Housing Choice Vouchers.​ The Housing Choice Voucher program helps provide the stable homes families need to succeed, but demand far exceeds the number of vouchers available. Senator Klobuchar will make a major investment to make vouchers available to all qualifying households with children.
  • Promote effective zoning rules. ​Outdated zoning rules can make it harder to build affordable housing in many areas. Some cities are beginning to update their zoning policies through initiatives like Minneapolis 2040 to increase affordable housing opportunities. Senator Klobuchar will prioritize areas that have updated their zoning rules when awarding federal housing and infrastructure grants.
  • Give renters access to emergency funds for rent. ​The path toward eviction can start with an unexpected emergency expense. As she has previously announced, Senator Klobuchar will work to create innovative, portable personal savings accounts called UP Accounts that can be used for retirement and emergencies — including non-routine expenses like rent payments in situations like a lapse in earnings, a car accident, or family leave. [This proposal is modeled after the ​Saving for the Future Act​, which was introduced by Senators Coons and Klobuchar.] Under her plan, employers will set aside at least 50 cents per hour worked, helping a worker build more than $600,000 in wealth over the course of a career.
  • Support housing for people with disabilities.​ Senator Klobuchar will strengthen housing programs that assist people with disabilities. She will also invest in the successful Housing Opportunities for Persons with AIDS program.
  • Promote climate change mitigation and resilience.​ Residential buildings are a significant source of carbon emissions. Senator Klobuchar will ensure that all federal housing programs implement strong standards to reduce carbon emissions and she will invest in retrofitting so existing housing is more energy efficient. 

Providing Access to Opportunity

  • Encourage mobility for renters. ​An ​effective​ way to break the cycle of poverty is to move to a neighborhood that provides greater opportunity.​ ​Senator Klobuchar will expand the pilot for mobility housing vouchers that allows families to use their vouchers in higher opportunity neighborhoods. She will expand incentives to encourage relocation and work with regional and federal housing agencies to reduce obstacles that can make these relocations difficult.
  • Increase the supply of affordable housing in high opportunity neighborhoods. ​The Low-Income Housing Tax Credit is a critical tool for developing affordable rental housing.​ ​Senator Klobuchar will push to expand the current allocations to support the construction of additional units. She will also work to encourage construction in high opportunity neighborhoods.
  • Reduce homelessness. ​Over half a million Americans experience homelessness every night. Senator Klobuchar will make a major investment in homeless assistance grants that provide emergency and long-term housing and build on her work in the Senate increasing access to case management services like counseling and job training. This also means addressing the unique challenges of specific homeless populations including those living in rural areas, domestic violence victims, and the formerly incarcerated.
  • Help seniors age in place.​ By 2040, one in five Americans will be over 65, but the current supply of rental housing is not equipped for this Silver Surge. In the first 100 days of her Administration, Senator Klobuchar will reverse the Trump Administration’s proposed changes to federal housing subsidies that could triple rent for some households and would be particularly harmful for seniors. In addition, she will update regulations for reverse mortgages to make sure seniors have access to safe products that make it easier to stay in their homes, as well as expand support for affordable senior housing. She will direct affordable housing programs to allow retrofitting of rental housing and encourage a share of new rental housing to be built in a senior friendly way.

Increasing Access to Homeownership

  • Revitalize and build value in neglected neighborhoods.​ In some neighborhoods, neglected properties make investments to improve living conditions or build property value economically infeasible. Neighboring blighted and abandoned properties further reduce the possibility of investment, leading to downward spiral. Senator Klobuchar will advocate for a new federal tax credit, similar to the Low-Income Housing Tax Credit, to encourage investment in family-owned homes in distressed neighborhoods.
  • Promote homeownership through down payment assistance and credit development. Saving for a downpayment and building a credit history are two of the largest obstacles new homebuyers face. Senator Klobuchar will build on programs that allow certain types of rental housing assistance to be used for home ownership expenses. She will also work to pass legislation that expands access to capital for down payments and makes it easier to build a credit history by allowing credit bureaus to use on-time payment data from cell phone bills, utilities, and rent in calculating credit scores.
  • Protect the Community Reinvestment Act. ​During the first 100 days of her presidency, Senator Klobuchar will direct financial regulators to strengthen C​ommunity Reinvestment Act​ protections, develop policies to encourage financial institutions to make loans and investment in local communities, especially communities in need, and conduct greater outreach to assess the true credit needs of certain areas.
  • Improve education for homebuyers. Buying a home can be confusing, especially for first-time homebuyers. Senator Klobuchar will strengthen federal homebuyer education programs including targeted programs for communities with low levels of homeownership.

To pay for these policies, Senator Klobuchar will raise the capital gains rate to the income tax rate for households making over $400,000, and as announced in her infrastructure plan, which included plans for housing, raising the corporate tax rate to 25%.

Senator Amy Klobuchar of Minnesota Announces Run for President

Senator Amy Klobuchar of Minnesota, spoke for 23 minutes in frigid 14 degree temperature (feeling like 4 degrees), in a thick snowfall, without hat or gloves, in front of hundreds of supporters on Boom Island who had stood for hours to hear her declare her candidacy for President. Already, with an unprecedented number of women running for Election 2020, the tone is different, as Klobuchar raised issues of child care, universal health care, lower prescription drug prices, gun violence prevention, climate action, criminal justice reform, fair wages and taxes, the need for diplomacy and international alliances as key.

Here are highlights from her speech declaring her run for President:

Prosperity shared leads to better lives for all. [America is] a beacon for democracy, one in which every one matters. We start in this place…

[Recalling when the deteriorating I 35W Bridge over the Mississippi collapsed, killing 13 and injuring 145, and the first responders dove in to try to save them, a wake-up call to the nation’s deteriorating infrastructure.] A bridge shouldn’t fall down in America..Suddenly the eyes of a nation are on our state. The nation saw in visceral way that everyone matters. Later, I worked across the aisle and rebuilt that I 35 bridge- that’s community shared, a story or ordinary people doing extraordinary things.

That sense of community is fracturing across the nation, worn down by the petty and vicious nature of our politics. We are tired of shutdowns, showdowns, gridlock and grandstanding. Today, in this snowy day, on this island, we say enough is enough

Our nation must be governed not from chaos, but opportunity, not by wallowing over what’s wrong, but marching inexorably to what’s right.

It starts with all of us.

My family story – both on my Mom and Dad’s side, arrived in this country with nothing but a suitcase. They made a home here.

Like so many immigrants they wanted a better life for their family. My grandfather worked 1500 ft below ground mining. My Dad – now age 90 – got a two-year degree, then finished at University of Minnesota and became a journalist. As a young AP reporter, he called the 1960 race for JFK, interviewed everyone from Reagan to Ginger Rogers. Freedom of the press wasn’t some abstract idea to my dad; he embraced it, lived it.

My Mom, a proud union member, taught 2nd grade in the suburbs until she was 70 years old, her students still come up and say she was their favorite.

On this island in the middle of mighty Mississippi, in nation’s heartland, at a time when we must heal the heart of democracy and renew our commitment to common good, I stand before you, as granddaughter of iron ore miner, a daughter of newspaper man, the first woman elected to US Senate from the state of Minnesota, to announce my candidacy for president of the United States.

I am running for this job for everyone who wants their work recognized and rewarded, for every parent who wants a better world for their kids, for every student who wants a good education, for every senior who wants affordable prescription drug, for every worker, farmer, dreamer, builder, for every American, I am running for you.

And I promise you this, as your president, I will look you in the eye, tell  you what I think, focus on getting things done, that’s what I have done my whole life. And no matter what, I will lead from the heart.

Let me blunt.

For too long leaders in Washington have sat on sidelines while others tried to figure out about changing economy, impact on our lives, disruptive nature of new technology, income inequality, political and geographic divides, changing climate, tumult in the world.

Stop seeing these as obstacles on our path – let’s see obstacles as our path.

This is what I mean.

There are insidious forces every day trying to make it hard to vote, drown out voices with big money – time to organize, galvanize, take back our democracy. It’s time America.

It’s time to pass a constitutional amendment to overturn Citizens United and get dark money out of our politics.

It’s time to stop discriminatory action by restoring the Voting Rights Act. Time to pass my bill to automatically every young person to vote when they turn 18.

The obstacle they are throwing at us with big money, obstacles to voting, are obstacles but also our path – as Paul Wellstone would tell us, it’s how we organize.

Here’s another: Climate change. The people are on our side – because like you and I, they believe in science.

That’s why in the first 100 days of my administration I will reinstate the Clean Power rules and the gas mileage standards and put forth sweeping legislation to invest in green jobs and infrastructure.

And on Day 1 we will rejoin the International Climate Agreement.

The obstacles, they are our path.

Another challenge: Way too many politicians have their head stuck in the sand when it comes to the digital revolution. It’s not coming, it’s here. If you don’t know the difference between a hack and slack, it’s time to pull off the digital highway.

What would I do? Put some digital rules of the road into law when it comes to people’s privacy.

For too long big tech companies have been telling you, ‘Don’t worry, we have your back’ while your identities are being stolen, your data being mined. Our laws have to be as sophisticated as those who are breaking them.

I would guarantee net neutrality for all; connect the digital divide by 2022 – that means you, Rural America. If they can do it in Iceland we can do it here.

Train our workers today for the jobs of tomorrow, strengthen economy for what’s ahead– strengthening certifications, 2 year degrees, make it easier to get them.

And comprehensive immigration reform. It is time America.

Close those tax loopholes designed by and for the wealthy and bring down our debt and make it easier for workers to afford child care, housing and education – that is what I mean by shared prosperity.

But we can’t get there if people can’t afford their health care – that means getting to universal health care, and bringing down the cost of prescription drugs.

Last week, my guest at the State of the Union, here with us today, Nicole Smith Colt. Her 26 year old son Alec, aged off his parents’ insurance just 3 days short of payday. A diabetic, he couldn’t afford insulin, a simple drug that’s been around for nearly a century. He tried rationing but it didn’t work, and he died. This disgrace should never happen in the United States of America today.  

The obstacle to change? Big Pharma. Well, they don’t own me and they don’t own Nicole.

We are teaming up to pass meaningful legislation, to bring in cheaper drugs from other countries, stop keeping generics off market – harness the negotiating power of 43 million seniors, lift the ban on negotiating cheaper prices under Medicare.

I’ve always believed in doing my job without fear or favor – that’s what I do as a senator, what I did as a prosecutor – convicting the guilty, protecting the innocent.

It’s why I have and always will advocate for criminal justice reform.

And, in a state where we all value hunting and fishing and the great outdoors, I am not afraid to join the vast majority of Americans, including many gun owners to stand up to gun lobby and put universal background checks and commonsense gun legislation into law. It is time America.

Even if we isolate from the rest of world, the rest of world won’t let you – international problems come banging at the door just as opportunities come knocking.

We must stand consistently with our allies, be clear in our purpose, respect our front line troops, diplomats and intelligence officers, who are there every day risking their lives for us. They deserve better than foreign policy by tweet/

(cheers)

And one last obstacle we must overcome: To move forward together, stop the fear-mongering and stop the hate. We may come from different places, pray in different ways, look different, love differently but we all live in the same country of shared dreams.

In Minnesota, we have the biggest Somali population in the country and we are proud of that community. A few years ago, at the height of angry rhetoric, a Somali family of 4 went to dinner. A guy passing by said, ‘You four go home where you came from.’ The little girl said, ‘Mom, I don’t want to go home. You said we could eat out for dinner out tonight.’ You think of the innocent words of that little girl – she only knows one home, our state, one home, the United States.

Walt Whitman, the great American poet, said: I hear America singing the very carols I hear.” For Whitman, those were the songs of the mechanics, carpenters, masons, shoemakers, and those carols are still being sung today – that is also the song of our sisters and brothers, a chorus of different races, creeds, way of life.

E plurbus unum – out of many is one.

It is more than a motto, America – it is the North Star of our democracy. It is the North Star of our effort.

I am asking you to join this campaign – it is a homegrown one.

I don’t have a political machine, I don’t come from money, but what I do have is this: I have grit.

I have family, I have friends, I have neighbors and have all of you who are willing to come out in the middle of winter, who took the time to watch today from home, willing to stand up and say people matter.

I am asking you not to look down, not to look away. I am asking you to look up, at each other, the future before us, let us rise to the occasion and meet the challenges of our day – cross the river of our divides and walk across a sturdy bridge to higher ground.

As one faith leader reminded me: to pursue the good we must believe that good will prevail.

I do believe it, and so do you.

Let’s join together as one nation, one nation, indivisible, under God and pursue the good.

Thank you and God bless America.