Biden, Harris Honor Workers on Labor Day, Review Pro-Worker Actions, Signs Order Raising Federal Pay 2%

The Biden-Harris Administration has consistently stood up for workers, implementing worker health and safety protections, like instituting rules for heat and for accommodations for pregnant women and protecting overtime pay and pensions, and even being the first sitting President to walk the picket line © Karen Rubin/news-photos-features.com

By Karen Rubin, News-Photos-Features.com, [email protected]

This Labor Day, as President Biden and Vice President Harris visit Pittsburgh, it is important to be reminded of just some actions the most pro-worker and pro-union administration in history has taken to support good jobs and improve worker conditions because it seems the so called “working class” have no clue, and take for granted the gains made – with great effort – by the Biden-Harris without considering how fortunes would reverse under anti-worker Trump, if he retakes the White House. Too many take for granted protections for workers implemented by Biden-Harris administration who are forced to work under extreme heat conditions, and rights for pregnant women to have their work load and schedules adjusted to accommodate, and standing up for the rights of workers to organize. They forget how workers were forced by the Trump administration to go back to work during COVID without any safety precautions, or face losing unemployment or disability benefits.

  • Launched the first ever White House Task Force on Worker Organizing and Empowerment, chaired by Vice President Harris, which resulted in over 70 actions to promote worker organizing and collective bargaining for federal employees and worker employed by public and private-sector employees.
    • Signed the Butch Lewis Act as part of the American Rescue Plan to save the pensions of millions of hard-working union workers.
    • Implemented a new rule to require Project Labor Agreements on nearly all major federal construction projects of over $35 million, so federal construction projects will be delivered on time and on budget with good wages and well-trained workers.
    • Published a final rule from the Department of Treasury implementing prevailing wage and apprenticeship bonus credits for clean energy projects funded by the President’s Inflation Reduction Act to ensure workers are paid good wages and that these projects create equitable pipelines to these good jobs.
    • Published a new rule restoring and extending overtime pay protections to millions of workers.
    • Published the first update to Davis Bacon prevailing wages in nearly 40 years, which will increase pay for one million construction workers over time.
    • Proposed a new rulemaking from the Department of Labor that would protect 36 million indoor and outdoor workers from extreme heat on the job.
    • Signed a Registered Apprenticeship Executive Order to bolster apprenticeships in the federal workforce. Since then, federal agencies including the Departments Agriculture, Defense, Education Health and Human Services, Housing and Urban Development, Interior, Labor, Transportation, and Treasury, and the Architect of the Capitol and U.S. Agency for Global Media have identified potential opportunities for developing new and scaling existing registered apprenticeships to create pathways to good jobs including in mission critical occupations.
    • Through the CHIPS Act, provided $200 million in dedicated CHIPS funding for training and workforce development to ensure local communities have access to the jobs of the future in upcoming projects and introduced a requirement that companies receiving grants under the CHIPS Act over $150 million create a child care plan to ensure access for their employees.
    • Invested nearly $730 million in Registered Apprenticeships, leading to more than 1 million registered apprentices receiving earn as you learn training for in-demand jobs.
    • Designated nine Workforce Hubs across the country to ensure we have the workforce we need for this Administration’s historic investments.
    • Vocally supported unions, including becoming the first sitting President to walk a picket line.
    • The NLRB expanded remedies available to workers when their employers engage in union-busting, to now include all direct and foreseeable pecuniary harm, such as financial loss from credit card debt, medical bills, or missed rent payments.
    • The NLRB overhauled the process for union representation elections by requiring an employer to bargain if it commits an unfair labor practice during the election process, and by reducing unnecessary delays before workers can vote.

In his Proclamation for Labor Day, President Biden declared:

      “Every year on Labor Day, we celebrate the dignity of America’s workers and the labor unions they have built.  I often say that Wall Street did not build America — the middle class built America, and unions built the middle class.  Labor unions have done so much for our Nation — giving workers a voice at the workplace, raising standards on the job, and fighting for better benefits and wages for us all.  Today, we honor the pioneers who fought for the rights of working people, pay tribute to the dedication of our American workforce, and honor the enduring movement that powers our economy and strengthens our Nation.

    “My father taught me from a young age that a job is about far more than just a paycheck — it is about your dignity.  When I came into office, too many people had lost both their paychecks and their sense of dignity.  Our economy was failing working-class and union families.  Decades of trickle-down economics sent jobs overseas, shut down factories, and hollowed out our communities.  People had lost their sense of pride, their security, and their pathway to the middle class. 

     “That is why I promised to be the most pro-labor, pro-union President in history and ensure unions have the support they need to fight for our workers.  Last year, the Department of the Treasury released a comprehensive report detailing how unions are not just good for union workers but non-union workers as well, showing that union growth helps to build a strong middle class in America.  I am proud to be the first sitting President to walk the picket line to support workers who were striking for better conditions.  I am also proud that, to date, we have created nearly 16 million new jobs, including almost 800,000 manufacturing jobs and nearly 900,000 construction jobs.  In fact, investment in construction of new factories has nearly tripled since I took office.  My Administration announced more than 60,000 projects to rebuild America’s roads, bridges, airports, ports, and more through our Bipartisan Infrastructure Law.  Wages are up, inflation is down, and we have had the fastest recovery of any advanced economy in the world since the pandemic started. 

     “Furthermore, we are positioning American workers to lead the world in innovation.  I signed the Inflation Reduction Act, the largest investment in clean energy and climate action in history, creating nearly 335,000 clean energy jobs according to outside estimates.  I also signed the CHIPS and Science Act to bring semiconductor manufacturing back home and ensure that America’s clean energy jobs go to American workers.  To date, we have attracted nearly $900 billion in private-sector commitments to invest in manufacturing and clean energy.  I am proud that this manufacturing boom we ignited is being done with American products and led by American workers — the most highly skilled workers in the world — because of “Made in America” provisions that I championed and my Administration enforced. 

     “Today, more Americans are joining the workforce, and we have the highest share of working-age Americans in the workforce in over 20 years.  And over the past 2 years, more workers have been petitioning for union representation.  To ensure those workers have a voice on the job, I have required the use of project labor agreements for nearly all large-scale Federal construction projects.  I have also strengthened Davis-Bacon requirements to guarantee that prevailing wages pay workers what they deserve and enacted the Butch Lewis Act — the most significant law for union retirement security in 50 years — that has protected the pensions of 1 million union workers.  We issued a rule that expands overtime protections to millions of workers, and my Administration is working to crack down on noncompete agreements, which prevent 30 million Americans from taking new, higher-paying jobs.

     “My Administration is also making sure that workers feel safe and secure on the job.  That is why the Department of Labor is proposing a new rule that will establish the Nation’s first-ever Federal safety standard for excessive heat in the workplace.  That rule includes developing a response to heat illness, training employees and supervisors, implementing rest breaks, and ensuring access to shade and water.  And we are limiting workers’ exposure to toxic materials like silica dust to prevent them from developing preventable and irreversible illnesses.  My Administration also issued a rule to ensure that workers are empowered to have a representative accompany an Occupational Safety and Health Administration official during workplace inspections. 

     “I have long believed that workers deserve a seat at the table and an opportunity to join a union, organize, and bargain collectively with their employer without coercion or intimidation.  That is why I appointed people who actually care about American workers to the National Labor Relations Board.  And I established the White House Task Force on Worker Organizing and Empowerment, led by Vice President Harris, which resulted in over 70 actions to promote worker organizing and collective bargaining.

     “As we look to the future, my Administration is creating long-term pathways to help people secure good-paying jobs, including union jobs.  We invested nearly $730 million to expand Registered Apprenticeships, which support the education and training needs of apprentices across the country.  And I signed an Executive Order that expands Registered Apprenticeship programs in the Federal workforce, encourages Federal agencies to hire people who have participated in these programs, and increases workers’ voices in Federal programs and contracts.  

     “This Labor Day, let us stand in solidarity with America’s workers, who are the engines behind our Nation’s prosperity.  Let us celebrate labor unions, who give voice to our workers and ensure they are given the dignity, respect, and protections in the workplace that they deserve.  And let us recommit to ensuring that every hardworking American has a fair shot at achieving the promise of the American Dream for generations to come.”

As part of the most pro-union administration in history, Vice President Harris has created millions of good-paying jobs. She is a strong supporter of the PRO Act, cast the deciding vote on legislation that is saving hundreds of thousands of union workers’ pensions, and previously has joined union members on the picket line. She will continue supporting workers and working and middle-class families as president, together with her nominee for Vice President, Time Walzm a former union member himself.

Governor Walz, , who is delivering remarks at the Milwaukee Area Labor Council’s laborfest 2024 in Milwaukee Wisconsin on Sept 2, passed the most pro-worker package of laws in Minnesota’s history — making it easier to form unions, strengthening worker protections, cracking down on union-busting, and giving workers paid leave.

Meanwhile, Biden just signed an order increasing base pay for federal workers by an average of 2%, stating, “We must attract, recruit, and retain a skilled workforce with fair compensation in order to keep our Government running, deliver services, and meet our Nation’s challenges today and tomorrow.  This alternative pay plan decision will continue to allow the Federal Government to employ a well‑qualified Federal workforce on behalf of the American people, acknowledging wage growth in the labor market and fiscal constraints.”

Donald Trump was one of the most anti-worker and anti-union presidents in history. He hurt autoworkers, shipped jobs overseas, and lined the pockets of the super wealthy and big corporations at the expense of the middle class. A second Trump presidency would be even worse – his Project 2025 agenda will raise taxes on typical working families by nearly $4,000 a year, allow employers to stop paying many workers overtime, and roll back labor and workplace protections. Trump ignored the National Labor Relations Board and the Occupational Safety & Health Administration, he would eliminate these agencies in a second term. He gloated and giggled with Elon Musk as the greatest “cutter” – firing striking workers, which prompted the UAW to file lawsuit.

One side appreciates what federal workers do, in the name of public service, to improve the lives of all of us, while Trump is vowing to fire tens of thousands of career professionals, experts, and staff on Day 1 who do not declare their loyalty to him, rather than the nation or Constitution. The Trump campaign aide who shoved the federal worker at Arlington National Cemetery doing her job of preserving the sanctity of that hallowed place, demonstrates the contempt Trump has for those he demeans as “bureaucrats” and “Deep State.”

__________________________

© 2024 News & Photo Features Syndicate, a division of Workstyles, Inc. All rights reserved. For editorial feature and photo information, go to www.news-photos-features.com, email [email protected]. Blogging at www.dailykos.com/blogs/NewsPhotosFeatures. ‘Like’ us at facebook.com/NewsPhotoFeatures, Tweet @KarenBRubin Threads:@news_and_photo_features

FACT SHEET: Biden-Harris Administration Takes Action to Deliver More Projects More Quickly, Accelerates Federal Permitting

To date, the Biden-Harris Administration has deployed more than $560 billion in federal investments for over 68,000 projects across the nation, and the President has taken action to accelerate these projects by devoting long overdue resources to permitting and environmental reviews in order to deliver projects that deliver clean, renewable energy © Karen Rubin/news-photos-features.com

The Biden-Harris Administration has consistently been about getting things done, though rarely breaking through the media fog focused on the latest Trump scandal and outrage. This fact sheet on how Biden is accelerating infrastructure projects that address the urgent need to transition to clean energy and provide jobs is provided by the White House:

President Biden has been clear that the government can and must deliver more projects, more quickly. Through his Investing in America Agenda, he is delivering on that promise by accelerating project reviews while protecting communities and our environment.
 
To date, the Biden-Harris Administration has deployed more than $560 billion in federal investments for over 68,000 projects across the nation, and the President has taken action to accelerate these projects by devoting long overdue resources to permitting and environmental reviews.
 
The Biden-Harris Administration has taken historic steps to accelerate and improve the federal permitting process so that Americans across the country can benefit from the promise of the Investing in America agenda – including lowering energy costs for families and creating hundreds of thousands of good-paying and union jobs. The Administration has taken a three-prong approach. First, investing $1 billion through the Inflation Reduction Act funds to hire experts and invest in new technologies to expedite reviews. Second, passing the first reforms to modernize the National Environmental Policy Act (NEPA) for the first time in 50 years and finalizing the Bipartisan Permitting Reform Implementation Rule to accelerate the federal environmental review process. And third, using executive authorities, wherever possible, to improve permitting and environmental review processes.
 
Today, the Biden-Harris Administration is announcing two new actions that will help build more projects, more quickly. 

  • The Bureau of Land Management is announcing a roadmap to support expanded solar energy production by making renewable energy siting and permitting on America’s public lands more efficient. This action will help expedite reviews of solar projects by steering them to areas with high solar potential and low wildlife and land conflicts, and ease burdens on solar developers. The Bureau of Land Management will make over 31 million acres of public lands across eleven western states available for solar development, helping to deliver clean power to millions of homes.
     
  • The Environmental Protection Agency is announcing the conditional approval of a new rule which will allow for new offsets to create clean air credits in Maricopa County. Companies with vehicle fleets can now generate credits by replacing or retrofitting diesel-burning vehicles with electric vehicles. Manufacturers or other new emitters can then purchase those credits to balance out their future emissions. This will allow the county, which is now a center of semiconductor manufacturing in the U.S., to continue to build semiconductor fabs essential to our nation’s future and ensure that residents continue to have clean air.

 Delivering Results
 
The Administration’s actions to reform federal permitting have already delivered real results. New data from the White House Council on Environmental Quality (CEQ) and federal agencies demonstrates that the Biden-Harris Administration is delivering more projects, more quickly while being responsible stewards of the environment and protecting communities.
 
The Biden-Harris Administration has cut 6 months off the median time it takes for agencies to complete environmental impact statements, the most comprehensive form of environmental review, representing 16% in time savings compared to the previous Administration and we are continuing to make more improvements.
 
Data indicates that there are similar results across a number of key sectors: 

  • Clean Energy & Transmission: The Department of Energy has cut environmental review timelines by half for environmental impact statements compared to the prior Administration. In addition, DOE has completed 15% more environmental reviews compared to the previous Administration.  In addition, the Department of Energy has started implementing the Coordinated Interagency Authorization and Permits (CITAP) program which is expected to cut review times in half for transmission projects.
     
  • Transportation: The Department of Transportation (DOT) has cut the average time it takes to complete an environmental assessment by more than one third. DOT has also completed 20% more reviews compared to the prior Administration for projects requiring environmental assessments or environmental impact statements.
     
  • Offshore wind: Under the Biden-Harris Administration, the Department of the Interior’s Bureau of Ocean Energy Management has completed environmental reviews for the nation’s first 10 commercial-scale offshore wind projects; before President Biden took office there were zero complete. Because of the Administration’s progress on permitting the nation’s first offshore wind projects and leasing new areas, the total U.S. offshore wind project pipeline now exceeds 80 gigawatts, enough to power more than 26 million homes if fully developed.
     
  • Onshore renewable energy: Under the Biden-Harris Administration, the Department of the Interior has permitted more than twice as many clean energy projects on public lands than it did under the prior Administration. Together, these projects are expected to help power more than 12 million homes across the country.
     
  • Broadband: Across the federal government, agencies are processing more than twice as many permits for high-speed internet projects on federal lands and property as they did under the prior Administration. NTIA has established and adopted a total of 36 new categorical exclusions to streamline processes, including for historic preservation and threatened and endangered species compliance for broadband.

 Additionally, for projects with minimal environmental impacts, the Biden-Harris Administration has expanded use of the fastest form of environmental review – categorical exclusions. Since the start of the Administration, over 15 federal agencies have developed, expanded, or adopted 125 categorical exclusions for projects with insignificant environmental impact in key sectors such as EV charging, broadband, semiconductor manufacturing, clean energy, and transmission. This includes new categorical exclusions adopted using new permitting efficiencies passed by Congress in the Fiscal Responsibility Act.  
 
Federal agencies are using categorical exclusions to review the vast majority of project decisions, including 99% of federal highway decisions. This is an increase from the last time similar data was analyzed by the Government Accountability Office (GAO), which found that just 96% of Federal Highway Administration projects were processed by categorical exclusions. Other agencies are also utilizing categorical exclusions for the vast majority of projects including 99% of Department of Energy decisions, and 98% of National Oceanic and Atmospheric Administration (NOAA) projects decisions.
 
New Executive Actions to Accelerate Permitting
 
The Biden-Harris Administration has taken a number of steps in recent weeks to improve federal permitting processes to help advance projects critical to the President Biden’s Investing in America Agenda.
 
Streamlining Historic Preservation Reviews: Earlier this month, the Advisory Council on Historic Preservation (ACHP) proposed a Program Comment to accelerate historic preservation reviews for millions of clean energy, transportation, housing, and building projects over the next two decades. This action builds on steps that ACHP announced earlier this year to accelerate historic preservation reviews for broadband projects.
 
Accelerating Transmission Projects: The Biden-Harris Administration has started to implement the new Coordinated Interagency Transmission Authorizations and Permits (CITAP) program which will help accelerate permitting for transmission projects to bring reviews down to a two-year timeline – twice as fast as the historical average of four years. A recent study of 33 projects found that had CITAP been in place from 2010 through 2020, it could have saved the equivalent of approximately 66 years in federal permitting time. The Department of Energy (DOE) recently opened the portal for transmission developers and project sponsors to apply for the CITAP program. In addition, the Department of Energy recently announced $371 million for 20 projects across 16 states to accelerate the siting and permitting of high-voltage interstate transmission projects and support community infrastructure projects.
 
Expanding Categorial Exclusions: In recent weeks, the U.S. Forest Service adopted 10 categorical exclusions that will accelerate its review of broadband projects. Data from the U.S. Forest Service indicates that these categorical exclusions will help streamline reviews for 100 broadband projects by 2027, thereby saving over $24 million in staff time per year and lead to a total reduction of over 20 years in processing time. In April the Bureau of Land Management adopted categorical exclusions to accelerate review of geothermal projects. And, earlier this month, the Department of Transportation announced a new categorical exclusion to help expedite reviews of projects dedicated to fixing older, leak-prone natural gas pipelines.
  
Modernizing NEPA Technology: Last month CEQ released new recommendations for using technology to modernize environmental reviews. In a new report to Congress CEQ evaluates permitting processes, include an analysis of 16 different agency technology tools and initiatives being advanced to improve the environmental review and permitting process.

VP Kamala Harris Accepts Democratic Nomination for POTUS  Outlining ‘A New Way Forward,’ An Opportunity Agenda ‘For the People’ & Defense of Freedom, Democracy

In a stirring, pitch-perfect speech accepting the Democratic Party’s nomination for President, Vice President Kamala Harris prosecuted the case for her election, listing her credentials, outlining her “Opportunity Agenda”, her plans to bring the nation forward, and building to a powerful crescendo in declaring her defense of national security and America’s role as leader of the Free World defending freedom and democracy not only for every American, but for freedom-seeking people around the world.

Along the way, she listed why Donald Trump and the Republicans, with their chaos and Project 2025 blueprint to strip Americans of freedom, and Trump’s denigration of the nation and US military, his promise of retribution and weaponizing Justice and the military, and his kowtowing to the despots, tyrants and autocrats he hopes to emulate, was wholy unqualified to ever occupy the Oval Office ever again.

“It is now our turn to do what generations before us have done, guided by optimism and faith: to fight for this country we love, to fight for the ideals we cherish, and to uphold the awesome responsibility that comes with the greatest privilege on Earth — the privilege and pride of being an American,” Harris declared.

Here is a highlighted transcript of her historic speech: – Karen Rubin/news-photos-features.com

Vice President Kamala Harris at the Democratic National Convention after delivering her speech accepting the Democratic nomination for president. She would be the first Black South Asian woman U.S. president © Karen Rubin/news-photos-features.com via MSNBC.


      THE VICE PRESIDENT:  Good evening!  (Laughs.)  (Applause.)
 
     AUDIENCE:  Kamala!  Kamala!  Kamala!
 
     THE VICE PRESIDENT:  California.  (Laughs.)  (Applause.)
 
Good evening, everyone.  Good evening.  (Laughs.)  (Applause.)  Good evening.  (Laughs.)  (Applause.)
 
Oh, my goodness.  (Applause.)
 
Good evening, everyone.  Good evening.  Go- — (laughs).  (Applause.)  Good evening.  Thank you.  (Applause.)
 
Thank you.  Thank you.  (Applause.)
 
AUDIENCE:  Kamala!  Kamala!  Kamala!
 
THE VICE PRESIDENT:  Good evening.  (Applause.)
 
Thank you.  Thank you.  Thank — thank you.  (Applause.)  Thank you.  Thank you, everyone.  Thank you.  (Applause.)  Thank you.  Thank you.  (Applause.)
 
     AUDIENCE:  USA!  USA!  USA!
 
     THE VICE PRESIDENT:  Thank you all. 
 
     AUDIENCE:  USA!  USA!  USA!
 
     THE VICE PRESIDENT:  Thank you all.  (Applause.)
 
Okay, we’ve got to get to some business.  We’ve got to get to some business.
 
     Okay.  Thank you all.  (Applause.)  Okay.  (Laughs.)  Thank you, thank you, thank you, thank you, thank you.  (Applause.)  Thank you, thank you.  Please.  Thank you.  (Applause.)
 
     Please.  Thank you so very much.  Thank you, everyone.  Thank you, everyone.  Thank you.  (Applause.)
 
     Okay, let’s get to business.  Let’s get to business.  All right.  (Laughs.)  (Applause.)
 
So, let me start by thanking my most incredible husband, Doug — (applause) — for being an incredible partner to me, an incredible father to Cole and Ella.  And happy anniversary, Dougie.  (Laughs.)  (Applause.)  I love you so very much.
 
To our president, Joe Biden — (applause) — when I think about the path that we have traveled together, Joe, I am filled with gratitude.  Your record is extraordinary, as history will show, and your character is inspiring.  And Doug and I love you and Jill and are forever thankful to you both.  (Applause.)
 
And to Coach Tim Walz — (applause) — you are going to be an incredible vice president.   (Applause.) 
 
And to the delegates and everyone who has put your faith in our campaign, your support is humbling. 
 
So, America, the path that led me here in recent weeks was no doubt unexpected, but I’m no stranger to unlikely journeys.
 
So, my mother, our mother, Shyamala Harris, had one of her own.  And I miss her every day and especially right now.  And I know she’s looking down smiling.  (Applause.)  I know that.
 
So, my mother was 19 when she crossed the world alone, traveling from India to California with an unshakable dream to be the scientist who would cure breast cancer.  (Applause.) 
 
When she finished school, she was supposed to return home to a traditional arranged marriage, but as fate would have it, she met my father, Donald Harris, a student from Jamaica.  (Applause.)  They — they fell in love and got married, and that act of self-determination made my sister Maya and me.  (Applause.)
 
Growing up, we moved a lot.  I will always remember that big Mayflower truck packed with all our belongings, ready to go to Illinois; to Wisconsin — (applause); and wherever our parents’ jobs took us. 
 
My early memories of our parents together are very joyful ones: a home filled with laughter and music — Aretha, Coltrane, and Miles.  At the park, my mother would say, “Stay close.”  But my father would say, as he smiled, “Run, Kamala, run.  Don’t be afraid.  Don’t let anything stop you.”  (Applause.)  From my earliest years, he taught me to be fearless.
 
But the harmony between my parents did not last.  When I was in elementary school, they split up, and it was mostly my mother who raised us. 
 
Before she could finally afford to buy a home, she rented a small apartment in the East Bay.  In the bay — (applause) — in the Bay, you either live in the Hills or the Flatlands.  We lived in the Flats, a beautiful working-class neighborhood of firefighters, nurses, and construction workers — (applause) — all who tended their lawns with pride. 
 
My mother, she worked long hours.  And like many working parents, she leaned on a trusted circle to help raise us: Mrs.  Shelton, who ran the daycare below us and became a second mother; Uncle Sherman; Aunt Mary; Uncle Freddy; Auntie Kris.  None of them family by blood and all of them family by love.  (Applause.) 
 
Family who taught us how to make gumbo, how to play chess — and sometimes even let us win.  Family who loved us, believed in us, and told us we could be anything and do anything.  (Applause.)
 
They instilled in us the values they personified: community, faith, and the importance of treating others as you would want to be treated — with kindness, respect, and compassion.  (Applause.)
 
My mother was a brilliant, five-foot-tall brown woman with an accent.  (Applause.)  And as the eldest child — as the eldest child, I saw how the world would sometimes treat her.  But my mother never lost her cool.  She was tough, courageous, a trailblazer in the fight for women’s health.  And she taught Maya and me a lesson that Michelle mentioned the other night.  She taught us to never complain about injustice, but do something about it.  Do something about it.  (Applause.)  That was my mother. 
 
And she taught us — and she always — she also taught us — and she also taught us “and never do anything half-assed.”  (Applause.)  And that is a direct quote — (laughs) — a direct quote.
 
I grew up immersed in the ideals of the Civil Rights Movement.  My parents had met at a civil rights gathering.  And they made sure that we learned about civil rights leaders, including the lawyers, like Thurgood Marshall and C- — Constance Baker Motley — those who battled in the courtroom to make real the promise of America. 
 
So, at a young age, I decided I wanted to do that work.  I wanted to be a lawyer.  And when it came time to choose the type of law I would pursue, I reflected on a pivotal moment in my life. 
 
You see, when I was in high school, I started to notice something about my best friend, Wanda.  She was sad at school, and there were times she didn’t want to go home. 
 
So, one day, I asked if everything was all right, and she confided in me that she was being sexually abused by her stepfather.  And I immediately told her she had to come stay with us, and she did.  (Applause.) 
 
This is one of the reasons I became a prosecutor — to protect people like Wanda — because I believe everyone has a right to safety, to dignity, and to justice.  (Applause.)
 
As a prosecutor, when I had a case, I charged it not in the name of the victim but in the name of the people for a simple reason: In our system of justice, a harm against any one of us is a harm against all of us.  (Applause.)
 
And I would often explain this to console survivors of crime, to remind them no one should be made to fight alone.  We are all in this together.  (Applause.) 
 
And every day in the courtroom, I stood proudly before a judge and I said five words: “Kamala Harris, for the people.”  (Applause.) 
 
And to be clear — and to be clear, my entire career, I’ve only had one client: the people.  (Applause.) 
 
And so, on behalf of the people; on behalf of every American, regardless of party, race, gender, or the language your grandmother speaks; on behalf of my mother and everyone who has ever set out on their own unlikely journey; on behalf of Americans like the people I grew up with — people who work hard, chase their dreams, and look out for one another; on behalf of everyone whose story could only be written in the greatest nation on Earth, I accept your nomination to be president of the United States of America.  (Applause.)

     And with this election — and — (laughs) — and with this election, our nation — our nation, with this election, has a precious, fleeting opportunity to move past the bitterness, cynicism, and divisive battles of the past; a chance to chart a new way forward — (applause) — not — not as members of any one party or faction but as Americans.  (Applause.)

     And let me say, I know there are people of various political views watching tonight, and I want you to know I promise to be a president for all Americans.  (Applause.)  You can always trust me to put country above party and self; to hold sacred America’s fundamental principles, from the rule of law to free and fair elections to the peaceful transfer of power.  (Applause.)


     I will be a president who unites us around our highest aspirations.  A president who leads and listens; who is realistic, practical, and has common sense; and always fights for the American people.  (Applause.)

     From the courthouse to the White House, that has been my life’s work.
  (Applause.)

     As a young courtroom prosecutor in Oakland, California — (applause) — I stood up for women and children against predators who abused them. 

     As attorney general of California, I took on the big banks — (applause) — delivered $20 billion for middle-class families who faced foreclosure and helped pass a homeowner bill of rights, one of the first of its kind in the nation.  (Applause.)


     I stood up for veterans and students being scammed by big for-profit colleges — (applause) — for workers who were being cheated out of their wages, the wages they were due — (applause) — for seniors facing elder abuse. 

     I fought against the cartels who traffic in guns and drugs and human beings — (applause) — who threaten the security of our border and the safety of our communities. 

     And I will tell you, these fights were not easy and neither were the elections that put me in those offices. 

     We were underestimated at practically every turn, but we never gave up, because the future is always worth fighting for.  (Applause.)  And that’s the fight we are in right now: a fight for America’s future.  (Applause.)

     Fellow Americans, this election is not only the most important of our lives, it is one of the most important in the life of our nation.  (Applause.)

Vice President Kamala Harris at the Democratic National Convention delivers her speech accepting the Democratic nomination for president. “It is now our turn to do what generations before us have done, guided by optimism and faith: to fight for this country we love, to fight for the ideals we cherish, and to uphold the awesome responsibility that comes with the greatest privilege on Earth — the privilege and pride of being an American,” Harris declared. © Karen Rubin/news-photos-features.com via MSNBC.


     In many ways, Donald Trump is an unserious man.  (Laughter.)  But the consequences — but the consequences of putting Donald Trump back in the White House are extremely serious.  (Applause.)

     Consider — consider not only the chaos and calamity when he was in office but also the gravity of what has happened since he lost the last election.
     Donald Trump tried to throw away your votes.  When he failed, he sent an armed mob to the United States Capitol, where they assaulted law enforcement officers. 
 
     When politicians in his own party begged him to call off the mob and send help, he did the opposite.  He fanned the flames. 
 
     And now, for an entirely different set of crimes, he was found guilty of fraud by a jury of everyday Americans — (applause) — and separately — and separately found liable for committing sexual abuse.

     And consider — consider what he intends to do if we give him power again.  Consider his explicit intent to set free violent extremists who assaulted those law enforcement officers at the Capitol; his explicit intent to jail journalists, political opponents, and anyone he sees as the enemy; his explicit intent to deploy our active-duty military against our own citizens. 

     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Consider — consider the power he will have, especially after the United States Supreme Court just ruled that he would be immune from criminal prosecution.

     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Just imagine Donald Trump with no guardrails.

     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  And how he would use the immense powers of the presidency of the United States not to improve your life, not to strengthen our national security, but to serve the only client he has ever had: himself.  (Applause.)

     And we know — and we know what a second Trump term would look like.  It’s all laid out in Project 2025, written by his closest advisers.  And its sum total is to pull our country back to the past.  But, America —

     AUDIENCE:  We are not going back!

     THE VICE PRESIDENT:  — we are not going back.  (Applause.) 
     We are not going back.  We are not going back.
 
     AUDIENCE:  We’re not going back!  We’re not going back!  We’re not going back!

     THE VICE PRESIDENT:  We are not going back to when Donald Trump tried to cut Social Security and Medicare. 

     We are not going back to when he tried to get rid of the Affordable Care Act, when insurance companies could deny people with preexisting conditions. 

     We are not going to let him eliminate the Department of Education that funds our public schools.  (Applause.)

     We are not going to let him end programs like Head Start that provide preschool and childcare for our children.  (Applause.)

     America, we are not going back.

     AUDIENCE:  We’re not going back!  We’re not going back!  We’re not going back!

     THE VICE PRESIDENT:  And we are charting — and we are charting a new way forward — (applause) — forward to a future with a strong and growing middle class, because we know a strong middle class has always been critical to America’s success.  And building that middle class will be a defining goal of my presidency.  (Applause.)

     And I’ll tell you, this is personal for me.  The middle class is where I come from.  My mother kept a strict budget.  We lived within our means, yet we wanted for little.  And she expected us to make the most of the opportunities that were available to us and to be grateful for them, because, as she taught us, opportunity is not available to everyone. 

     That’s why we will create what I call an opportunity economy — an opportunity economy where everyone has the chance to compete and a chance to succeed — (applause) — whether you live in a rural area, small town, or big city.

     And as president, I will bring together labor and workers — (applause) — and small-business owners and entrepreneurs and American companies to create jobs, to grow our economy, and to lower the cost of everyday needs like health care and housing and groceries. 

     We will provide access to capital for small-business owners and entrepreneurs and founders.  (Applause.)  And we will end America’s housing shortage — (applause) — and protect Social Security and Medicare.  (Applause.)

     Now compare that to Donald Trump, because I think everyone here knows he doesn’t actually fight for the middle class.  Not — he doesn’t actually fight for the middle class.  Instead, he fights for himself and his billionaire friends.  And he will give them another round of tax breaks that will add —
    
     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  — up to $5 trillion to the national debt.

     AUDIENCE:  Booo —
     THE VICE PRESIDENT:  And all the while, he intends to enact what in effect is a national sales tax — call it a “Trump tax” — that would raise prices on middle-class families by almost $4,000 a year.
    
     AUDIENCE:  Booo –
     THE VICE PRESIDENT:  Well, instead of a Trump tax hike, we will pass a middle-class tax cut that will benefit more than 100 million Americans.  (Applause.)

     Friends, I believe America cannot truly be prosperous unless Americans are fully able to make their own decisions about their own lives, especially on matters of heart and home.  (Applause.)  But tonight, in America, too many women are not able to make those decisions.

     And let’s be clear about how we got here.  Donald Trump handpicked members of the United States Supreme Court to take away reproductive freedom.

     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  And now he brags about it.  In his words, quote, “I did it, and I’m proud to have done it.”  End quote.

     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Well, I’ll tell you, over the past two years, I’ve traveled across our country, and women have told me their stories.  Husbands and fathers have shared theirs.

     Stories of women miscarrying in a parking lot, developing sepsis, losing the ability to ever again have children, all because doctors are afraid they may go to jail for caring for their patients.  Couples just trying to grow their family, cut off in the middle of IVF treatments.  Children who have survived sexual assault potentially being forced to carry a pregnancy to term. 
 
     This is what’s happening in our country because of Donald Trump.  And understand, he is not done.  As a part of his agenda, he and his allies would limit access to birth control, ban medication abortion, and enact a nationwide abortion ban, with or without Congress.
 
     AUDIENCE:  Booo —

     And get this.  Get this.  He plans to create a national anti-abortion coordinator and force states to report on women’s miscarriages and abortions. 
 
     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Simply put, they are out of their minds.  (Applause.)

And one must ask — one must ask: Why exactly is it that they don’t trust women?  Well, we trust women.  We trust women.  (Applause.)

     And when Congress passes a bill to restore reproductive freedom, as president of the United States, I will proudly sign it into law.  (Applause.)

In this election, many other fundamental freedoms are at stake: the freedom to live safe from gun violence in our schools, communities, and places of worship; the freedom to love who you love openly and with pride — (applause); the freedom to breathe clean air and drink clean water and live free from the pollution that fuels the climate crisis — (applause); and the freedom that unlocks all the others, the freedom to vote.  (Applause.)
 
     With this election, we finally have the opportunity to pass the John Lewis Voting Rights Act and the Freedom to Vote Act.  (Applause.)

     And let me be clear.  And let me be clear.  After decades in law enforcement, I know the importance of safety and security, especially at our border. 

     Last year, Joe and I brought together Democrats and conservative Republicans to write the strongest border bill in decades.  The Border Patrol endorsed it.  But Donald Trump believes a border deal would hurt his campaign, so he ordered his allies in Congress to kill the deal.
 
     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Well, I refuse to play politics with our security, and here is my pledge to you.  As president, I will bring back the bipartisan border security bill that he killed, and I will sign it into law.  (Applause.)

     I know — I know we can live up to our proud heritage as a nation of immigrants and reform our broken immigration system.  (Applause.)

     We can create an earned pathway to citizenship and secure our border.  (Applause.)

And, America, we must also be steadfast in advancing our security and values abroad. 
 
     As vice president, I have confronted threats to our security, negotiated with foreign leaders, strengthened our alliances, and engaged with our brave troops overseas.  (Applause.)
 
     As commander in chief, I will ensure America always has the strongest, most lethal fighting force in the world.  (Applause.)  And I will fulfill our sacred obligation to care for our troops and their families, and I will always honor and never disparage their service and their sacrifice.  (Applause.)
 
     AUDIENCE:  USA!  USA!  USA!

     THE VICE PRESIDENT:  I will make sure that we lead the world into the future on space and artificial intelligence; that America, not China, wins the competition for the 21st century; and that we strengthen, not abdicate, our global leadership. 
 
     Trump, on the other hand, threatened to abandon NATO.  He encouraged Putin to invade our allies.  Said Russia could, quote, “do whatever the hell they want.”
 
     AUDIENCE:  Booo —

     THE VICE PRESIDENT:  Five days before Russia attacked Ukraine, I met with President Zelenskyy to warn him about Russia’s plan to invade.  I helped mobilize a global response — over 50 countries — to defend against Putin’s aggression.  (Applause.)  And as president, I will stand strong with Ukraine and our NATO Allies.  (Applause.)

     With respect to the war in Gaza, President Biden and I are working around the clock, because now is the time to get a hostage deal and a ceasefire deal done.  (Applause.)

     And let me be clear.  And let me be clear.  I will always stand up for Israel’s right to defend itself — (applause) — and I will always ensure Israel has the ability to defend itself, because the people of Israel must never again face the horror that a terrorist organization called Hamas caused on October 7 — (applause) — including unspeakable sexual violence and the massacre of young people at a music festival.
 
     At the same time, what has happened in Gaza over the past 10 months is devastating.  So many innocent lives lost.  (Applause.)  Desperate, hungry people fleeing for safety, over and over again.  The scale of suffering is heartbreaking.
 
     President Biden and I are working to end this war, such that Israel is secure, the hostages are released, the suffering in Gaza ends, and the Palestinian people can realize their right to dignity, security, freedom, and self-determination.  (Applause.)
 
     And know this: I will never hesitate to take whatever action is necessary to defend our forces and our interests against Iran and Iran-backed terrorists.  I will not cozy up to tyrants and dictators like Kim Jong Un, who are rooting for Trump — who are rooting for Trump.  (Applause.)
 
     Because, you know, they know — they know he is easy to manipulate with flattery and favors.  They know Trump won’t hold autocrats accountable because he wants to be an autocrat himself.  (Applause.)
 
     And as president, I will never waver in defense of America’s security and ideals, because in the enduring struggle between democracy and tyranny, I know where I stand and I know where the United States belongs.  (Applause.)

     AUDIENCE:  USA!  USA!  USA!

     THE VICE PRESIDENT:  So, fellow Americans — fellow Americans, I — I love our country with all my heart.  (Applause.) 

     Everywhere I go — everywhere I go, in everyone I meet, I see a nation that is ready to move forward, ready for the next step in the incredible journey that is America.
 
     I see an America where we hold fast to the fearless belief that built our nation and inspired the world — that here, in this country, anything is possible; that nothing is out of reach.  An America where we care for one another, look out for one another, and recognize that we have so much more in common than what separates us.  (Applause.)  That none of us — none of us has to fail for all of us to succeed.  (Applause.)  And that in unity, there is strength. 
 
     You know, our opponents in this race are out there every day denigrating America, talking about how terrible everything is.  Well, my mother had another lesson she used to teach: Never let anyone tell you who you are; you show them who you are.  (Applause.)
 
     America, let us show each other and the world who we are and what we stand for: freedom, opportunity, compassion, dignity, fairness, and endless possibilities.  (Applause.)
 
     We are the heirs to the greatest democracy in the history of the world.  And on behalf of our children and our grandchildren and all those who sacrificed so dearly for our freedom and liberty, we must be worthy of this moment.
 
     It is now our turn to do what generations before us have done, guided by optimism and faith: to fight for this country we love, to fight for the ideals we cherish, and to uphold the awesome responsibility that comes with the greatest privilege on Earth — the privilege and pride of being an American.  (Applause.)
 
     So, let’s get out there, let’s fight for it.  Let’s get out there, let’s vote for it.  And together, let us write the next great chapter in the most extraordinary story ever told.
  (Applause.)

     Thank you.  God bless you.  And may God bless the United States of America.  Thank you all.  (Applause.)

Democrats Announce Themes, Ways to View Democratic National Convention, Aug. 19-22

Vice President Kamala Harris, here in New York City speaking to the largest union of hospitality workers in the country, will accept the Democrats’ nomination for President on August 22, when the evening will be themed, “For Our Future.” The DNC outlined the themes for the four nights of the convention and the 16 different ways Americans can view, more than ever. © Karen Rubin/news-photos-features.com

CHICAGO – Today, Democrats announced the themes that will guide programming through the four nights of the convention and the 16 different platforms Americans can use to watch the convention. The themes are: “For the People, For Our Future.” The convention will further introduce Vice President Kamala Harris and Governor Tim Walz to the nation and lay out their bold vision for America, including how they will fight for people, our freedoms, and our future. 

Since the outset of convention planning, Democrats have been building the stage for our nominees to tell their story to America. Bringing back beloved elements of in-person conventions while building on the success of 2020’s innovative programming, the convention will tap into the growing energy and coalition behind the Harris-Walz ticket to reach more Americans wherever they are. 

“Our convention is an opportunity to bring the story of our party to the American people — not just the story of what we’ve achieved under the Biden-Harris administration, but how the Harris-Walz ticket is planning to build on that historic record for a new way forward into the future,” said Convention Chair Minyon Moore. “The story here is simple and it’s one that will resonate with Americans across the country: Kamala Harris and Tim Walz are fighting for the American people and America’s future — Donald Trump is only fighting for himself.”

The convention will take place over four nights from Monday, August 19 – Thursday, August 22, 2024. Convention programming will air live from the United Center in Chicago between 6:15-11 PM Eastern/5:15-10 PM Central on Monday, and 7-11 PM Eastern/6-10 PM Central for all other days. Over the course of those four nights, programming centered around the following thematics will bring the story of the Democratic party and our nominees to the American people. 

  • Monday, August 19: For the People – While Donald Trump puts himself first, Democrats are fighting for the American people. President Biden has exemplified this through his leadership and legacy as a historic president who put the American people’s interest above his own. The accomplishments and results President Biden delivered for people, with Vice President Harris by his side, will be on full display during the convention, as will Kamala Harris’s commitment to fighting on behalf of everyday Americans. At its core, the Harris-Walz ticket is a ticket for the people. 
  • Tuesday, August 20: A Bold Vision for America’s Future – This race isn’t just a choice between two candidates. It’s a choice between two very different visions of America. While Donald Trump believes our best days are behind us, Kamala Harris and Tim Walz know the best days lie ahead. Standing in stark contrast to the Trump-Vance Project 2025 agenda designed to take us backwards, the Harris-Walz ticket presents a brighter vision where everyone will have a chance not just to get by, but to get ahead.
  • Wednesday, August 21: A Fight for Our Freedoms – Vice President Harris has spent her entire career fighting for Americans’ freedoms. In Governor Tim Walz, Vice President Harris chose as her running mate a champion for America’s working families and a staunch defender of those same fundamental freedoms. Donald Trump spent his four years in office fighting to strip our rights away, and he’s once again running on an extreme agenda to go even farther in turning back the clock on all the freedoms we hold dear.
  • Thursday, August 22: For Our Future – America can’t afford to put Donald Trump back in the White House — because a second Trump term would be even more dangerous and more extreme than the first one. But the choice we face in November isn’t just about us versus Donald Trump. This election is a fight for the future. Vice President Harris and Governor Walz will lead America into a brighter, more hopeful era. 

16 Ways to Watch the Democratic National Convention

The Democratic National Convention Committee (DNCC) announced that it will stream the 2024 Democratic National Convention on over a dozen platforms – more than ever before – as part of its efforts to reach Americans everywhere they are. For the first time in convention history, the convention will host vertical streams across TikTok, Instagram, and YouTube. These cutting edge vertical streaming platforms will allow Americans to tune into the convention on their mobile devices and see the convention alongside the millions of Americans who will be watching from home.

With an unprecedented number of ways to tune in, this year’s convention will engage voters in new, innovative ways, meeting viewers wherever they are and however they choose to watch.

Primetime convention programming will air live from the United Center in Chicago from 6:30-11 p.m. Eastern/5:30-10 p.m. Central on Monday and 7-11 p.m. Eastern/6-10 p.m. Central on Tuesday-Thursday.

“The convention team set out with an ambitious goal of reaching more Americans than ever before, and today’s announcement is yet another milestone in our mission to broadcast Vice President Kamala Harris and Governor Tim Walz’s story to all Americans,” said DNCC Executive Director Alex Hornbrook. “With more and more Americans consuming their news in new and innovative ways, Democrats stand ready to meet them where they are – and to bring our vision for a brighter future to households all across the country.”

To ensure the Democratic Convention is the most accessible in history, the DNCC will offer a range of accessible viewing options. The program will be available with English and Spanish language audio, along with corresponding captions in both languages, opening up the convention to a broader range of audiences. Additionally, the DNCC will provide American Sign Language (ASL) interpretation and audio description services to streaming partners, ensuring that all attendees can experience the convention fully and inclusively.

The official live stream of the 2024 Democratic National Convention will be available at DemConvention.com. On the website, visitors will also be able to find the complete convention schedule and resources for viewers, delegates, and the media, as well as further plans and details.

In addition to the DemConvention.com livestream and traditional broadcasts, the DNCC is working with streaming partners to broadcast and house convention content on a range of platforms, to bring the full broadcast live and on-demand to Americans all across the country.

The full list of platforms is as follows:

Computer + Tablet + Mobile Device

TV Device Apps (search for “Democratic National Convention” or “2024 DNC”)

  • AppleTV
    • RokuTV
    • FireTV

TV Providers

  • Comcast Xfinity X1
    • Comcast Xfinity Flex
    • DIRECTV via Satellite
    • DIRECTV satellite-free and DIRECTV STREAM
  • U-verse TV

Visit www.DemConvention.com for more information

Vice President Harris Lays Out First 100 Days Agenda to Lower Costs for American Families

Vice President Kamala Harris in Largo, Maryland, celebrating the two-year anniversary of the Inflation Reduction Act and historic reductions in drug costs because of Medicare’s new ability to negotiate prices with Big Pharma. Harris, laying out a 100-days agenda to lower costs for working and middle-class families, will build on the IRA © Karen Rubin/news-photos-features.com via MSNBC

Vice President Kamala Harris announced several proposals for her first 100 days in office to bring down costs for American families. The steps announced today will cut taxes for the middle class, reduce grocery costs, take on price gouging, lower the costs of owning and renting a home, continue to bring down the costs of prescription drugs, and relieve medical debt for millions of Americans. These bold actions will address some of the sharpest pain points American families are confronting and bolster their financial security – what Harris calls “The Opportunity Agenda.”

Highlights:

🏠 Creating affordable housing 

  • Build 3 million new homes and create new tax incentives for builders who construct affordable units and starter homes
    • Prevent corporate landlords from using algorithms to collude to raise rents 
    • Block Wall Street investors from buying homes in bulk to resell at a premium
    • Provide $25,000 in down payment assistance for first-time homebuyers

🥕 Lowering grocery prices

  • Pass the first-ever federal ban on corporate price gouging on food and groceries
    • Take an aggressive approach to proposed mergers that reduce competition and hurt consumers among the biggest food producers

🏥 Cutting health care costs

  • Expand the Biden administration’s landmark $35 price cap on insulin for Medicare recipients to cover all Americans
    • Crack down on pharmaceutical companies who block competition 
    • Work with states to cancel medical debt for millions of Americans
    • Expand subsidies for Affordable Care Act plans that would save health insurance customers an average of $700 on their premiums

💸 Building a fair tax code

  • Raise the Child Tax Credit to $3,600 per child for middle class and working families, and $6,000 for families with newborns
    • Expand the Earned Income Tax Credit for workers in lower-income jobs, cutting taxes by up to $1,250

Eliminate tax on tips for hospitality and service workers making less than $80,000

These proposals are just one part of the Vice President’s economic plan, which also includes protecting and strengthening Social Security and Medicare; bringing together labor, small businesses, and major corporations to invest in America, create jobs, and deliver for Americans; lowering costs of education, child care, and long-term care; empowering workers and their right to come together to bargain for higher wages; creating a stable business environment with consistent and transparent rules; encouraging innovative technologies while protecting consumers; and so much more. Vice President Harris has made clear that building up the middle class will be a defining goal of her presidency. She will deliver for Americans who are demanding a new way forward towards a future that lifts up all Americans so that they can not just get by, but get ahead.

Here are her plans, in detail:

Build the American Dream: Lowering the Costs of Renting and Owning a Home

Vice President Harris knows that our nation’s housing affordability crisis is making it hard for tens of millions of Americans to make ends meet while putting the American Dream of homeownership out of reach for too many working families. That’s why she will launch an urgent and comprehensive four-year plan to lower housing costs for working families and end America’s housing shortage.

  1. Calling for the Construction of 3 Million New Housing Units To End the Housing Supply Shortage in the Next Four Years. There’s a serious housing shortage across America, and it’s driving prices up. Vice President Harris will work in partnership with industry to build the housing we need, both to rent and to buy, and to take down barriers that stand in the way of building new housing, including at the state and local levels. This will make rents and mortgages cheaper.
    • First-Ever Tax Incentive for Building Starter Homes. A Harris-Walz Administration will propose the first-ever tax incentive for homebuilders who build starter homes sold to first-time homebuyers—alleviating the shortage of houses on the market for aspiring homeowners. This would complement the Neighborhood Homes Tax Credit that encourages investment in homes that would otherwise be too costly or difficult to develop or rehabilitate.
    • A Historic Expansion of the Existing Tax Incentive for Businesses That Build Rental Housing that is Affordable.
    • A New Federal Fund To Spur Innovative Housing Construction. A Harris-Walz Administration will propose a new $40 billion innovation fund—doubling down on the $20 billion Biden-Harris Administration’s proposed innovation fund. Like that proposal, it would empower local governments to fund local solutions to build housing. It would also go further to support innovative methods of construction financing, and empower developers and homebuilders to design and build rental and housing solutions that are affordable—with one condition: they must show they will deliver results. This fund will support the expansion of innovative local efforts, like those in Wake County, North Carolina where they are using American Rescue Plan funds to build or preserve 2,400 affordable housing units including a 100-unit development coming online at Kings Ridge and a 176-unit affordable housing development at Tyron Station. Vice President Harris will also take action to make certain federal lands eligible to be repurposed for new housing developments that families can afford.
    • Cut Red Tape and Needless Bureaucracy. These plans will build on the Biden-Harris Administration’s efforts to cut red tape and enable more home building to bring down housing costs—which have advanced record levels of new home construction. Pushing this forward also means streamlining permitting processes and reviews, including for transit-oriented and conversion development, so builders can get homes on the market sooner and bring down costs.
  1. Lowering the Rent for Hardworking Americans by Taking on Corporate and Major Landlords. In addition to ongoing efforts by Vice President Harris and President Biden to expand rental assistance for hard-pressed Americans including for veterans, boost housing supply for those without homes, enforce fair housing laws, and make sure corporate landlords can’t use taxpayer dollars to unfairly rip off renters, today she is proposing plans to:
    • Stop Wall Street Investors from Buying Up and Marking Up Homes in Bulk. Community after community feels taken advantage of by Wall Street investors and distant landlords. Vice President Harris is calling on Congress to pass the Stop Predatory Investing Act, to curtail these practices by removing key tax benefits for major investors who acquire large numbers of single-family rental homes.
    • Stop Rent-Setting Data Firms From Price Fixing To Raise Rents by Double Digits. Corporate landlords are using private equity-backed price-setting tools to collude with each other and jack up rents dramatically in communities across the country. Vice President Harris is calling on Congress to pass the Preventing the Algorithmic Facilitation of Rental Housing Cartels Act, to crack down on these companies that contribute to surging rent prices.
  1. Providing Historic $25,000 Down-Payment Support for First-Time Homeowners. Many Americans work hard at their jobs, save, and pay their rent on time month after month. But they can’t save enough after paying their rent and other bills to save for a down payment—denying them a shot at owning a home and building wealth. As the Harris-Walz plan starts to expand the supply of entry-level homes, they will, during their first term, provide working families who have paid their rent on time for two years and are buying their first home up to $25,000 in down-payment assistance, with more generous support for first-generation homeowners. The Biden-Harris administration initially proposed providing $25,000 in downpayment assistance only for 400,000 first-generation home buyers—or homebuyers whose parents don’t own a home—and a $10,000 tax credit for first-time home buyers. Vice President Harris’s plan will simplify and significantly expand that plan by providing on average $25,000 for all eligible first-time home buyers, while ensuring full participation by first-generation home buyers. It will expand the reach of down-payment assistance, allowing over 4 million first time-buyers over 4 years to get significant down payment assistance.

Trump likes to talk about being a builder, but when he was President, he simply never got it done. Now, his Project 2025 agenda will make it more expensive to rent or buy a home. As a landlord, Trump used underhanded tactics to evict tenants from his properties, and he was sued by the Justice Department for racial discrimination​​. Year after year during his presidency, Trump tried to gut rental assistance programs. New home construction slowed down while Trump was in office—tightening the housing crunch and enabling his wealthy friends to profit. More housing units have been under construction every month of the Biden-Harris Administration than during any month of Trump’s presidency. Trump’s Project 2025 agenda will raise millions of Americans’ mortgage costs, with just one proposal increasing costs around $1,200 a year. The few people better off under Trump’s Project 2025 housing agenda: the wealthy investors who spend time at his Mar-a-Lago country club.

Lowering the Costs of Prescription Drugs and Relieving Medical Debt

As California’s Attorney General, Kamala Harris held Big Pharma accountable for deceptive and illegal practices, winning $7 billion on behalf of Americans in lawsuits brought against their unsafe and unfair tactics. As Vice President, she cast the tie-breaking vote in the Inflation Reduction Act to help save millions of Americans $800 a year on their health insurance, win the right for Medicare to negotiate lower drug prices with the big pharmaceutical companies, cap the cost of insulin at $35 for seniors, and cap seniors’ out-of-pocket drug costs at $2,000 starting next year. As President, she will build on these historic actions by working with Congress to:

  • Cap the cost of insulin at $35 and out-of-pocket expenses for prescription drugs at $2,000 for everyone, not just seniors.
  • Accelerate the speed of Medicare negotiations over prescription drugs. Building on the Biden-Harris administration’s work to allow Medicare to negotiate the price of prescription drugs and cut the cost of some of the most expensive and most commonly used drugs by nearly 40% to 80% starting in 2026, Vice President Harris will allow Medicare to accelerate the speed of negotiations so the prices of more drugs come down faster.
  • She will increase competition and demand transparency in the health care industry, starting by cracking down on pharmaceutical companies who block competition and abusive practices by pharmaceutical middlemen who squeeze small pharmacies’ profits and raise costs for consumers.

Vice President Harris and Governor Walz will also work with states to cancel medical debt for millions of Americans and to help them avoid accumulating such debt in the future, because no one should go bankrupt just because they had the misfortune of becoming sick or hurt. This plan builds on Vice President Harris’ leadership in removing medical debt from nearly all Americans’ credit reports and in helping secure American Rescue Plan funds to cancel $7 billion of medical debt for up to 3 million Americans.

Trump wants to “terminate” the Affordable Care Act, and go back to the time when 100 million Americans with pre-existing conditions like cancer, diabetes, or asthma could be denied coverage, or charged thousands more. His Project 2025 agenda will reverse the victories over Big Pharma secured in the Inflation Reduction Act, and remove the Biden-Harris Administration’s caps on insulin and total prescription drug costs for seniors.

Lowering Grocery Costs

Vice President Harris knows that rising food prices remain a top concern for American families. Many big grocery chains that have seen production costs level off have nevertheless kept prices high and have seen their highest profits in two decades. While some food companies have passed along these savings, others still have not. Price fluctuations are normal in free markets, but Vice President Harris recognizes there is a big difference between fair pricing and the excessive prices unrelated to the costs of doing business that Americans have seen in the food and grocery industry.

That’s why Vice President Harris and Governor Walz will work to enact a plan in their first 100 days to go after bad actors to bring down Americans’ grocery costs and keep inflation in check. They will work with Congress to:

  • Advance the first-ever federal ban on price gouging on food and groceries;
  • Set clear rules of the road to make clear that big corporations can’t unfairly exploit consumers to run up excessive profits on food and groceries.
  • Secure new authority for the FTC and state attorneys general to investigate and impose strict new penalties on companies that break the rules.

Extreme consolidation in the food industry has led to higher prices that account for a large part of higher grocery bills. To confront this issue, Vice President Harris will also direct her Administration to crack down on unfair mergers and acquisitions that give big food corporations the power to jack up food and grocery prices and undermine the competition that allows all businesses to thrive while keeping prices low for consumers. And her plan will support smaller businesses, like grocery stores, meat processors, farmers, and ranchers, so those industries can become more competitive.

These actions stand in stark contrast to Trump, who would increase costs for families by at least $3,900 with what is, in effect, a new national sales tax on imported everyday goods that American families rely on, like gas, food, clothing, and medicine. Sixteen Nobel laureates agree that Trump’s economic agenda would ignite inflation, and other experts predict that his plans would plunge the United States into a recession.

Cutting Taxes for the Middle Class—With Up to $6,000 Tax Credit per Child

Vice President Harris is proposing a new plan to get tax relief to more than 100 million Americans. Her plan will expand the Child Tax Credit to provide a $6,000 tax cut to families with newborn children. Unlike Trump and Vance, Vice President Harris is committed to ensuring no one earning less than $400,000 a year will pay more in new taxes.

Vice President Harris and Governor Walz’s plan will:

  • Cut Taxes for Middle-Class Families with Kids. Vice President Harris will restore the American Rescue Plan’s expanded Child Tax Credit and fight to make it the ongoing law of the land. It will provide up to $3,600 per child tax credit for middle class and the most hard-pressed working families with children.
  • A New $6,000 Child Tax Credit for Families with Children in the First Year of Life: On top of restoring this critical tax relief for families with children, Vice President Harris’ plan makes a historic expansion of the Child Tax Credit: providing up to $6,000 in total tax relief for middle-income and low-income families for the first year of their child’s life when a family’s expenses  are highest—with cribs, diapers, car seats and more—and many parents are still forced to forgo income as they take time off from their job.
  • Cut Taxes for Frontline Workers. They will expand the Earned Income Tax Credit to cover individuals and couples in lower-income jobs who aren’t raising a child in their home, cutting their taxes by up to $1,500.
  • Cut Taxes To Help Americans Afford Health Insurance on the Affordable Care Act Marketplace, saving an average of $700 on their health insurance premiums, totaling over $6,000 per year in savings the Affordable Care Act is providing—which Trump wants to repeal.

In contrast, Donald Trump is promising to reduce prices “immediately” by what sounds like exerting a power he doesn’t have to cut prices or even “drill, drill, drill.”

He is promising to raise tariffs, which will increase costs (inflation) for families by an average of $3,900 a year and give another billionaire tax break to his ultra-wealthy friends (equivalent to a tax handout of $3.5 million APIECE each year), give big corporations a $1.5 trillion windfall, and make it easier for wealthy tax cheats to avoid paying what they owe.

Trump promises to repeal the Inflation Reduction Act which will send energy costs skyrocketing, as well as repeal the Affordable Care Act (Obamacare), which will immediately increase health care costs and make access to health care unaffordable (again) for millions. He calls Harris’ insistence that health care is a right, not a privilege “communism.”

16 Nobel-winning economists have said that Trump’s economic policies would increase the national debt by trillions, eliminate millions of jobs, and raise costs for families.

The difference between Harris and Trump is what is possible and legal (and has already been shown to work, with the Inflation Reduction Act that helped spawn wage growth, low unemployment, economic development, clean energy, manufacturing), and what is not possible or not legal or within the power of the president, even one who thinks he has total immunity.

“Vice President Harris and Governor Walz will work with businesses, entrepreneurs, workers, and all stakeholders to drive an economy that creates opportunity and ensures stability and security for everyone.,” the campaign stated. “They believe competition is the lifeblood of our economy, and they will build the confidence and certainty that helps businesses innovate and grow. They will also fulfill their commitment to fiscal responsibility, including by asking the wealthiest Americans and largest corporations to pay their fair share—steps that will allow us to make necessary investments in the middle class, while also reducing the deficit and strengthening our fiscal health.

“Trump added a record amount to the national debt during his term, and now he and Vance are running to exact political retribution, attack the rule of law, undermine the independence of the Federal Reserve and other regulators, uproot these investments, disrupt global markets, and leave American communities behind.”

See also:

FACT SHEET: TWO YEARS IN, THE INFLATION REDUCTION ACT IS LOWERING COSTS FOR MILLIONS OF AMERICANS, TACKLING THE CLIMATE CRISIS, AND CREATING JOBS

FACT SHEET: Two Years In, the Inflation Reduction Act is Lowering Costs for Millions of Americans, Tackling the Climate Crisis, and Creating Jobs

Vice President Kamala Harris and President Joe Biden in Largo, Maryland on the two-year anniversary of the Inflation Reduction Act celebrate historic reductions in drug prices negotiated by Medicare for the first time.  The Inflation Reduction Act is transforming American lives by finally beating Big Pharma to negotiate lower prescription drug prices, making the largest investment in clean energy and climate action in history, creating hundreds of thousands good-paying jobs, lowering health care and energy costs, and making the tax code fairer. © Karen Rubin/news-photos-features.com via MSNBC.

Two years ago, President Biden signed the Inflation Reduction Act, with Vice President Harris casting the tie-breaking vote in Congress. Not a single Republican voted for it and Trump/Vance and the Republicans vow to repeal it and replace it with Project 2025 laundry list of policies which will harm working and middle-class families. and undermine progress toward an equitable, sustainable economy. –Karen Rubin/news-photos-features.com

The Inflation Reduction Act is a key part of the Biden-Harris Administration’s Investing in America agenda, which has driven the fastest and most equitable recovery on record – creating good-paying jobs, expanding opportunity, and lowering costs in every corner of the country.

Already, the Inflation Reduction Act is transforming American lives by finally beating Big Pharma to negotiate lower prescription drug prices, making the largest investment in clean energy and climate action in history, creating hundreds of thousands good-paying jobs, lowering health care and energy costs, and making the tax code fairer.

Visit the White House Savings Explorer to see how Americans are saving money on their annual expenses because of the Inflation Reduction Act and other Biden-Harris Administration actions.

Statement from President Joe Biden on Inflation Reduction Act Anniversary 

Two years ago, I signed the Inflation Reduction Act—the largest climate investment in history that is lowering energy costs and creating good-paying union jobs, while taking on Big Pharma to lower prescription drug costs—with Vice President Harris casting the tie-breaking vote. Already, this law is lowering health care costs for millions of families, strengthening energy security, and creating more than 330,000 clean energy jobs according to outside groups.  It has also unleashed $265 billion in clean energy and manufacturing investments from the private sector in the last two years—part of the nearly $900 billion invested in America since we took office.

This historic legislation is fiscally responsible. It lowers the deficit over the long run by cutting wasteful spending on special interests and making big corporations and the wealthy pay more of their fair share. And just yesterday, my Administration announced lower prescription drug prices for the first ten drugs that have been negotiated by Medicare, which will cut the prices of drugs used to treat blood clots, heart disease, cancer, and more by nearly 40% to 80%, and save taxpayers $6 billion in the first year alone.

While Republicans in Congress try to repeal this law—which would increase prescription drug costs and take good-paying jobs away from their constituents, all to give massive tax cuts to big corporations—Vice President Harris and I will keep fighting to move our country forward by investing in America and giving families more breathing room.

Statement from President Joe Biden on Inflation Reduction Act Anniversary 

Two years ago, I signed the Inflation Reduction Act—the largest climate investment in history that is lowering energy costs and creating good-paying union jobs, while taking on Big Pharma to lower prescription drug costs—with Vice President Harris casting the tie-breaking vote. Already, this law is lowering health care costs for millions of families, strengthening energy security, and creating more than 330,000 clean energy jobs according to outside groups.  It has also unleashed $265 billion in clean energy and manufacturing investments from the private sector in the last two years—part of the nearly $900 billion invested in America since we took office.

This historic legislation is fiscally responsible. It lowers the deficit over the long run by cutting wasteful spending on special interests and making big corporations and the wealthy pay more of their fair share. And just yesterday, my Administration announced lower prescription drug prices for the first ten drugs that have been negotiated by Medicare, which will cut the prices of drugs used to treat blood clots, heart disease, cancer, and more by nearly 40% to 80%, and save taxpayers $6 billion in the first year alone.

While Republicans in Congress try to repeal this law—which would increase prescription drug costs and take good-paying jobs away from their constituents, all to give massive tax cuts to big corporations—Vice President Harris and I will keep fighting to move our country forward by investing in America and giving families more breathing room.

FACT SHEET: Two Years In, the Inflation Reduction Act is Lowering Costs for Millions of Americans, Tackling the Climate Crisis, and Creating Jobs

In the two years since the Inflation Reduction Act was signed into law:

  • Just yesterday, the President and Vice President announced that, for the first time in history, Medicare successfully negotiated lower prescription drug prices, which will save millions of seniors, people with disabilities, and other Medicare beneficiaries over $1.5 billion out-of-pocket in the first year. 
    • Millions of Americans are saving an average of $800 per year on health insurance premiums because of cost savings from the American Rescue Plan that the Inflation Reduction Act extended, helping drive the nation’s uninsured rate to historic lows. 4 million seniors and other Medicare beneficiaries saved money on insulin because of the law’s cap at $35 for a month’s supply. 10.3 million Medicare enrollees received a free vaccine in 2023, saving them more than $400 million in out-of-pocket vaccine costs.
       The IRS successfully piloted Direct File in 12 states, saving 140,000 people an estimated $5.6 million in tax preparation fees by enabling them to file their taxes directly with the IRS online, for free. And, the IRS has recovered over $1 billion by cracking down on millionaire tax cheats since the law passed. 
       Last year, 3.4 million Americans benefited from $8.4 billion in Inflation Reduction Act tax credits to lower the cost of clean energy and energy efficiency upgrades in their homes – significantly outpacing projections of the popularity of the tax credits in just the first year they were available.
       Since January 2024more than 250,000 Americans have claimed the IRA’s electric vehicle tax credit, saving these buyers about $1.5 billion total. Nearly all of these buyers claimed the incentive at the point of sale.
       Since the beginning of the Biden-Harris Administration, companies have announced$900 billion in clean energy and manufacturing investments in the US, including over $265 billion in clean energy investments since the Inflation Reduction Act was signed into law. These investments are creating over 330,000 new jobs in the United States according to an outside group. 
       
    • Economically distressed areas are poised to benefit the most from those investments. Over 99% of high-poverty counties in the United States are benefitting from an Investing in America project funded by the Inflation Reduction Act, Bipartisan Infrastructure Law, or CHIPS and Science Act. According to Treasury Department analysis, since the Inflation Reduction Act passed, 75% of private sector clean energy investments have flowed to counties with lower than median household incomes,  and clean energy investment in energy communities has doubled.  And, the Inflation Reduction Act is the largest investment in environmental justice in history.

Additionally, the Biden-Harris Administration has taken action to protect the critical investments that the Inflation Reduction Act is making in the domestic clean energy economy from unfair trade practices. In May, President Biden increased tariffs on $18 billion of Chinese imports to combat China’s artificially low-priced exports in strategic sectors such as electric vehicles, batteries, and solar. These actions protect American jobs, businesses, investments, and economic growth. 

Lowering health care costs for millions of Americans

President Biden and Vice President Harris have made expanding access to high-quality, affordable health care and lowering prescription drug costs for American families a top priority. Thanks to the Inflation Reduction Act, health care is more accessible and more affordable than ever before.  In just the last two years:

  • The law enhanced the Affordable Care Act’s financial assistance that is available to consumers to purchase health insurance. Millions of Americans are saving, on average, about $800 a year on their health insurance plans, with more than 80 percent of consumers able to find health insurance for $10 or less a month. As a result, a record-breaking 21 million people signed up for ACA coverage in 2024. That’s 9 million more than when the President and Vice President took office, and more underserved communities are enrolling in coverage, with 1.7 million Black Americans and 3.4 million Latinos enrolled, a 95% and 103% increase, respectively, since 2020.
    • The Inflation Reduction Act capped insulin costs at $35 for a month’s supply and making recommended adult vaccines free. Four million Medicare beneficiaries are now saving on their monthly insulin costs, and over 10 million beneficiaries received a free vaccine, saving more than $400 million in out-of-pocket cost. 
       Drug companies that increase prices faster than inflation now have to pay a rebate to Medicare—which is translating into lower out of pocket costs for seniors.
       Next year, out of pocket drug costs will be capped at $2,000 per year for Medicare beneficiaries, which is expected to save nearly 19 million seniors an average of $400 per year.
       
  • The Inflation Reduction Act – for the first time ever – gives Medicare the power to negotiate lower prescription drug prices. Just this week, the Biden-Harris Administration announced new, lower prescription drug prices for all ten drugs selected for the first year of the Inflation Reduction Act’s Medicare Drug Price Negotiation Program. The new, lower prices, which go into effect in 2026, will save American taxpayers $6 billion and will save seniors and people with disabilities $1.5 billion in out of pocket costs in 2026 alone. These new prices cut the list cost for drugs that treat heart disease, blood clots, diabetes, cancer, and more by nearly 40% to 80%.

Lowering energy costs with the largest climate investment in history

The Inflation Reduction Act is tackling the climate crisis by advancing clean power, cutting pollution from buildings, transportation, and industry and supporting climate-smart agriculture and forestry. The law is accelerating our progress toward President Biden and Vice President Harris’ goal of cutting U.S. climate pollution by 50 to 52 percent below 2005 levels in 2030.

Two years after the signing of the Inflation Reduction Act, the Biden-Harris Administration has made tremendous progress implementing the climate and clean energy provisions of this law quickly and effectively. Treasury guidance is now available for nearly all of the Inflation Reduction Act’s clean energy tax provisions. On the grant, loan, and rebate side of the law, nearly two thirds of Inflation Reduction Act funding has been awarded. As an example of the Administration’s rapid progress on implementation, today the Environmental Protection Agency announced that all $27 billion in awards through their Greenhouse Gas Reduction Fund are now obligated. $20 billion of these awards go toward a national clean energy financing network that will support tens of thousands of clean energy projects, reducing or avoiding millions of metric tons of carbon pollution annually over the next seven years. The other $7 billion in awards through the Solar for All program will save over $350 million each year on energy bills for over 900,000 low-income and disadvantaged households through residential solar.

In the two years since President Biden signed the Inflation Reduction Act into law:

  • Clean energy projects are creating more than 330,000 jobs in nearly every state in the country, according to outside groups.
    • Companies have announced $265 billion in new clean energy investments in nearly every state in the nation. According to Treasury Department analysis, many of these investments are happening in underserved communities—since the IRA passed, 75% of private sector clean energy investments made since the Inflation Reduction Act passed have occurred in counties with lower than median household incomes,  and clean energy investment in energy communities has doubled. Last week, Treasury and IRS released new data showing that in 2023, more than 3.4 million American families saved $8.4 billion from IRA consumer tax credits on home energy technologies. These tax credits can save families up to 30% off heat pumps, insulation, rooftop solar, and other clean energy technologies. New York and Wisconsin have now launched home energy rebate programs, with more states expected to launch later this summer and fall. Already, 22 states have submitted their applications to DOE to receive their full rebate funding. These rebate programs help low- and middle-income families afford cost-saving electric appliances and energy efficiency improvements by providing rebates up to $14,000 per household. In total, the IRA rebates programs are expected to save consumers up to $1 billion annually in energy costs and support an estimated 50,000 U.S. jobs in residential construction, manufacturing, and other sectors. 
    • Since January 2024, more than 250,000 Americans have claimed the Inflation Reduction Act’s EV tax credits—either $7,500 off a qualified new electric vehicle, or up to $4,000 off a qualified used electric vehicle. In total, these taxpayers have saved about $1.5 billion and nearly all buyers claimed the incentive at the point of sale.


Making the tax system fairer and making the wealthy pay their fair share

The Inflation Reduction Act fully pays for these investments, and reduces the deficit over the long run, by cutting wasteful spending on special interests and making big corporations and the wealthy pay more of their fair share. After 55 of the biggest corporations in America paid $0 in federal income tax on $40 billion in profits in 2020, the Inflation Reduction Act requires billion-dollar corporations to pay at least 15 percent in tax. It also requires corporations to pay a 1 percent excise tax on stock buybacks, encouraging businesses to invest in their growth and productivity instead of funneling tax-preferred profits to foreign shareholders. By making large corporations pay more of their fair share, the IRA will raise around $300 billion over a decade.

The Inflation Reduction Act also makes a historic investment in modernizing the IRS, providing funding to better taxpayer experience, reduce fraud, and upgrade critical technology infrastructure. Thanks to these investments, the IRS has already:

  • Improved services for millions of taxpayers. This spring, the IRS answered 3 million more phone calls than in 2022, cut phone wait times to three minutes from 28 minutes, served 200,000 more taxpayers in person, and saved taxpayers 1.4 million hours on hold last filing season. It also expanded online services, enabling 94% of taxpayers to submit forms digitally instead of via mail if they so choose.
    • Successfully piloted Direct File, allowing taxpayers to easily file their taxes online and for free, directly with the IRS for the first time. Over 140,000 Americans successfully filed their taxes through Direct File this year, claiming over $90 million in refunds and saving an estimated $5.6 million in tax preparation fees. Users said Direct File was easy and fast to use, with 90% rating their experience excellent or above average. Building on this success, the IRS has invited all 50 states and the District of Columbia to join Direct File starting in 2025. 
    • Collected $1 billion from 1,500 millionaire tax cheats, launched enforcement action against 25,000 millionaires who have not filed a tax return since 2017, began audits on dozens of the largest corporations and partnerships, and cracked down on high-end tax evasion like deducting personal use of corporate jets as a business expense. At the same time, the IRS is adhering to Treasury Secretary Yellen’s commitment to not increase audit rates relative to current levels for small businesses and Americans making less than $400,000 a year.

Over the next decade, the Inflation Reduction Act’s investments will enable the IRS to further crack down on wealthy and corporate tax cheats and collect over $400 billion in additional revenue.

Going forward, the IRS is on track to implement additional improvements to taxpayer experience; provide additional in-person services in rural and underserved areas; redesign notices and forms to be less confusing; and expand online and mobile-friendly tools.

Investing in America to create jobs and expand opportunity

When President Biden thinks about climate change, he thinks about jobs. Two years into implementation of the Inflation Reduction Act, it’s easy to see why.

Across the nation, the Inflation Reduction Act is catalyzing a clean energy and manufacturing boom. Since President Biden took office, the Biden-Harris Administration’s Investing in America agenda has catalyzed nearly $900 billion in private sector investment commitments, including roughly $400 billion in clean energy across every state in the nation. That topline figure includes enough power generation to replace 40 Hoover Dams, the largest wind tower manufacturing facility in the world, the largest solar investment in US history.

Broader macroeconomic indicators also illustrate how, through tax credits and domestic content requirements within the law–we are successfully onshoring critical supply chains and encouraging a resurgence of domestic manufacturing. Real investment in manufacturing structures is at an all-time high—and has been for six quarters. Manufacturing’s contribution to GDP broke quarters for three consecutive quarters in 2023. And Americans have filed to open a record 300,000 new manufacturing businesses.

These investments are having real impacts on communities—particularly those that need it most. Public dollars are flowing disproportionately to disadvantaged and left behind communities: 99% of high-poverty counties have received funding from the infrastructure law, CHIPS Act, or Inflation Reduction Act, and non-metro communities have received nearly double the per capita funding of their urban counterparts. On the private sector side, analysis from the US Treasury tells a similar story. Since the IRA passed, 84% of announced clean investments have flowed to counties with college graduation rates below the national average, and the rate of investment in energy communities has more than doubled. Given these successes, it is no wonder that Republicans who voted against the bill are suddenly trying to take credit for it—and urging their leadership not to proceed with an unpopular repeal effort.

Statement from Vice President Kamala Harris on the Inflation Reduction Act Anniversary

Since day one of our Administration, President Joe Biden and I have made it a priority to strengthen the middle class by lowering costs, creating jobs, and advancing opportunity. That is why we fought to enact our Inflation Reduction Act, historic legislation that I was proud to cast the tie-breaking vote on in the Senate. In the two years since President Biden signed it into law, this landmark bill has already delivered for American families.

This transformational legislation is reducing the cost of health care for millions of people in communities across our nation – from capping the price of insulin at $35 a month for seniors to capping out-of-pocket drug costs at $2,000 a year for Americans on Medicare, which is expected to save nearly 19 million seniors an average of $400 per year. Additionally, Medicare is now able to negotiate lower prescription prices for millions of Americans while saving taxpayers billions by paying rates 40% to 80% lower for expensive medications used to treat conditions such as blood clots, heart disease, and cancer.

Our Inflation Reduction Act is also the single largest climate investment in American history. While taking on the climate crisis and lowering utility bills for families, it is helping us to rebuild American manufacturing and drive American innovation – creating good-paying union jobs, furthering economic opportunity, and contributing to the nearly $900 billion of private-sector investment since President Biden and I took office.

As we mark this two-year anniversary, President Biden and I recommit to doing everything in our power to ensure that families throughout our country have the freedom to thrive

FACT SHEET: Biden-⁠Harris Administration Announces New, Lower Prices for First Ten Drugs Selected for Medicare Price Negotiation to Lower Costs for Millions of Americans

President Joe Biden, at the State of the Union Address, touts Medicare’s ability for the first time to negotiate prices with Big Pharma, a win for seniors who will pay significantly less, and for Medicare, saving $1.5 billion the first year © Karen Rubin/news-photos-features.com via MSNBC.

New negotiated drug prices are expected to save millions of seniors and other Medicare beneficiaries $1.5 billion in out-of-pocket costs in the first year of the program alone. This fact sheet was provided by the White House:

For far too long, Americans have paid more for their prescription drugs than any developed nation. Today, the Biden-Harris Administration is delivering on its promise to lower out-of-pocket drug costs for seniors and save money for Americans. That’s because Medicare has the power to negotiate prescription drug prices for the first time in history thanks to the Inflation Reduction Act, which was signed into law by President Biden with Vice President Harris casting the tie-breaking vote. Because Medicare is now able to negotiate lower prescription drug prices for seniors and people with disabilities, American taxpayers are expected to save $6 billion on prescription drug costs, and people enrolled in Medicare are expected to save $1.5 billion in out-of-pocket costs in 2026 alone. President Biden and Vice President Harris took on Big Pharma and won, and now millions of seniors and others on Medicare will soon see their drug costs go down on some of the most common and expensive prescription drugs that treat heart disease, cancer, diabetes, blood clots, and more.


HHS Announces Negotiated Prices for Medicare Drugs

HHS has reached agreements with all participating manufacturers on new negotiated, lower drug prices for the first 10 drugs selected for the Medicare drug price negotiation program. After manufacturers have steadily increased the list prices of all 10 of these drugs since they went on the market, these new prices will cut the list price of these drugs between 38 and 79 percent.

The new prices will go into effect for people with Medicare Part D prescription drug coverage in 2026:

Drug NameCommonly Treated ConditionsNumber of Medicare Enrollees Who Used the Drug in 2023Drug List Price in 2023 for 30-day SupplyNegotiated Price for 2026 for 30-day SupplySavings (%)
EliquisPrevention and treatment of blood clots3,928,000$521$231$290 (-56%)
JardianceDiabetes; Heart failure; Chronic kidney disease1,883,000$573$197$376 (-66%)
XareltoPrevention and treatment of blood clots; Reduction of risk for patients with coronary or peripheral artery disease1,324,000$517$197$320 (-62%)
JanuviaDiabetes843,000$527$113$414 (-79%)
FarxigaDiabetes; Heart failure; Chronic kidney disease994,000$556$178.50$377.50 (-68%)
EntrestoHeart failure664,000$628$295$333 (-53%)
EnbrelRheumatoid arthritis; Psoriasis; Psoriatic arthritis48,000$7,106$2,355$4,751 (-67%)
ImbruvicaBlood cancers17,000$14,934$9,319$5,615 (-38%)
StelaraPsoriasis; Psoriatic arthritis; Crohn’s disease; Ulcerative colitis23,000$13,836$4,695$9,141 (-66%)
Fiasp; Fiasp FlexTouch; Fiasp PenFill;
NovoLog; NovoLog FlexPen; NovoLog PenFill
Diabetes785,000$495$119$376 (-76%)

Source: CMS, https://www.cms.gov/files/document/fact-sheet-negotiated-prices-initial-price-applicability-year-2026.pdf

These ten drugs are among those with highest total spending in Medicare Part D. If the negotiated prices had been in effect during 2023, Medicare would have saved an estimated $6 billion. When the negotiated prices go into effect in 2026, people enrolled in Medicare Part D are estimated to save $1.5 billion in out-of-pocket costs.

Millions of Part D enrollees that depend on these treatments to treat life-threatening conditions including diabetes, heart failure, and cancer are also expected to see lower out-of-pocket costs for these drugs. For example, a Medicare enrollee who takes Stelara for their arthritis and pays $3,459 on their drug today for a 30-day supply would pay only $1,174 in 2026. Many seniors and people with disabilities on Medicare who take these drugs will also benefit from the Inflation Reduction Act’s $2,000 cap on out-of-pocket spending, which will be fully in effect in 2025, saving 19 million beneficiaries an average of $400 per year, in addition to these savings from the negotiated drug prices.

More drugs will be selected each year as part of Medicare’s drug price negotiation program. Medicare will select up to 15 additional drugs covered under Part D for negotiation in 2025, up to an additional 15 Part B and D drugs in 2026, and up to 20 drugs every year after that.

Building on Progress Lowering Health Care Costs

Every day, millions of Americans are saving money on health care costs because of the Biden-Harris Administration’s actions.

  • People with Medicare are saving an average of $70 in out-of-pocket costs on vaccines like shingles and Tdap because President Biden’s Inflation Reduction Act made recommended vaccines free for beneficiaries, including the 10.3 million enrollees who received a free vaccine in 2023.
  • All 3.4 million Medicare Part D enrollees who filled an insulin prescription in 2023 had their insulin costs capped at $35 per month, saving some seniors hundreds of dollars for a month’s supply.
  • Some seniors and other Medicare beneficiaries taking drugs covered under Part B for which manufacturers have hiked prices faster than inflation are saving up to $4,593 in lower coinsurance this quarter thanks to the new Medicare inflation rebates.
  • Starting this year, Part D enrollees no longer pay 5% co-insurance when they reach the catastrophic phase of their benefit and have their out-of-pocket drug costs capped at about $3,500. In just the first quarter of 2024, over 260,000 people benefited from this cap.
  • Millions of American are saving an average of about $800 per year on health insurance premiums because of savings from the American Rescue Plan that the Inflation Reduction Act extended, helping drive the nation’s uninsured rate to historic lows under the Biden-Harris Administration.

Check out the Biden-Harris Administration’s Savings Explorer to see how some of the Administration’s policies are helping Americans save money on annual expenses – from health care to junk fees, grocery costs and more.

Continuing to Lower Prescription Drug Costs

People with Medicare will continue to see their prescription drug costs go down as more provisions of the Inflation Reduction Act go into effect next year. Nearly 19 million seniors and other Part D beneficiaries are projected to save $400 per year on prescription drugs when the out-of-pocket cap drops to $2,000 in 2025, and 1.9 million enrollees with the highest drug costs will save an average of $2,500 per year. And the lower prices negotiated for the high-spend drugs announced today will go into effect in 2026.

The President’s Budget for Fiscal Year 2025 builds on this success by significantly increasing the pace of negotiation, bringing more drugs into negotiation sooner after they launch, expanding the $2,000 out-of-pocket prescription drug cost cap beyond Medicare and into the commercial market, and other steps to build on the Inflation Reduction Act drug provisions. The Budget also includes proposals to curb inflation in prescription drug prices and extends the $35 cost-sharing cap for monthly prescriptions of insulin to the commercial market to lower drug costs for all Americans.


Statement from President Joe Biden on Lower Prescription Drug Prices

For years, millions of Americans were forced to choose between paying for medications or putting food on the table, while Big Pharma blocked Medicare from being able to negotiate prices on behalf of seniors and people with disabilities. But we fought back – and won.
 
Today, for the first time in history, my Administration is announcing that Medicare has reached agreements on new, lower prices with the manufacturers of all 10 drugs selected for the first round of drug price negotiation. When these lower prices go into effect, people on Medicare will save $1.5 billion in out-of-pocket costs for their prescription drugs and Medicare will save $6 billion in the first year alone. It’s a relief for the millions of seniors that take these drugs to treat everything from heart failure, blood clots, diabetes, arthritis, Crohn’s disease, and more – and it’s a relief for American taxpayers.
 
This historic milestone is only possible because of the Inflation Reduction Act, which passed with the leadership of Democrats in Congress, and with Vice President Harris casting the tie-breaking vote in the Senate – without a single Republican voting for it. We showed that major progress can be made for the American people when we work together to take on special interests, even as Big Pharma continues to go to court to try to block lower prices for consumers. But the Vice President and I are not backing down. We will continue the fight to make sure all Americans can pay less for prescription drugs and to give more breathing room for American families.

Statement from Vice President Kamala Harris on Lower Prescription Drug Prices

Every American should be able to access the health care they need no matter their income or wealth. That is why President Biden and I fought to lower the costs of health care with our Inflation Reduction Act, transformational legislation that I was proud to cast the tie-breaking vote on in the Senate. During the two years since President Biden signed this landmark bill into law, we have cut prescription drug costs, capped the cost of insulin at $35 a month, and lowered premiums for seniors and people with disabilities on Medicare – helping millions of families get the care they deserve.

Today, we are building on our work to lower costs and increase access to affordable prescription drugs by announcing that the Biden-Harris Administration has reached agreements with all participating manufacturers to lower prices for the first 10 drugs selected for the Medicare price negotiation program – from those that treat cancer to those that treat diabetes, heart disease, and blood clots. Thanks to our historic work to allow Medicare to negotiate lower drug prices, millions of Americans who rely on these drugs will save on their out-of-pocket costs. While people enrolled in Medicare are expected to save $1.5 billion in 2026 alone, American taxpayers will also save an estimated $6 billion.

Today’s announcement will be lifechanging for so many of our loved ones across the nation, and we are not stopping here. Additional prescription drugs will be selected each year as part of our Medicare drug price negotiation program. This includes up to 15 additional drugs covered under Medicare Part D for negotiation in 2025, up to an additional 15 Part B and Part D drugs in 2026, and up to 20 drugs every year after that.

From my time as Attorney General of California and a U.S. Senator, I have consistently worked to lower the costs of prescription drugs and fought to protect patients. As Attorney General, I held Big Pharma accountable for their deceptive and illegal practices. The record-breaking settlements that I won – for the people – amounted to more than $7 billion against pharmaceutical companies for their unsafe and unfair tactics. President Biden and I will never stop fighting for the health, wellbeing, and financial stability of the American people.

Civil Rights Advocates React to Nassau County’s Ban on Wearing Masks in Public

Several organizations have reacted to Nassau County Legislature Republican supermajority passing and Nassau County Executive Bruce Blakeman signing a law banning the wearing of masks in public under penalty of $1000 fine and/or one year in prison. To put the new law into some context, Blakeman, who has served as Trump’s campaign lead in the county, also created an armed private militia that he could call up whenever he decides there is an emergency, and has passed a law banning transgender athletes from playing on women’s and girls’ teams. He also took under his own control $15 million in tourism promotion budgets and has reportedly raised $1 million from donors while not yet declaring a run for reelection: – Karen Rubin/news-photos-features.com

Nassau County Executive Bruce Blakeman signs a law banning the wearing of masks in public, surrounded by supporters, chiefly from the Jewish community, who cited antisemitic pro-Palestinian protests incited by the Israel-Hamas War that they said threatened their safety. Civil rights advocates, especially from the disability community, are vowing to sue © Karen Rubin/news-photos-features.com

From the Board of the Long Island Progressive Coalition

Long Island Progressive Coalition stands in solidarity with and joins the countless organizations across Long Island in condemning the Mask Transparency Act which was passed by the Nassau County Legislature and just signed into law by County Executive Bruce Blakeman.

We are appalled that the Republican majority brought this egregious bill to the floor. Although the Democratic minority contested the legislation during the hearing, their first decision to craft alternative legislation (still implementing some form of mask ban) and ultimately to abstain, does nothing for county residents. We condemn the county for the intimidation tactic of establishing an unwarranted large police presence at the hearing for this legislation.

This law which criminalizes the wearing of face coverings including protective masks in public places, infringes upon our Constitutional rights and creates unsafe conditions for many marginalized people, including people of color and those with health conditions and disabilities.

The stated purpose of this law—to curb hate crimes—is a farce and will not stop or deter those with ill intent. The true purpose of this act is to instill fear in those who lawfully exercise their right to protest, particularly those who have rallied in support of the Palestinian people as the Israeli government subjects them to genocide. Health concerns and fear of doxxing are valid and legitimate reasons to mask at protests, as well as in any other public space. Individuals who are not otherwise engaged in illegal conduct should not have to explain to law enforcement their reasons for masking. Nor should the police be given the power to determine whether an individual’s choice to wear a mask falls into one of the narrow exceptions provided by the statute, which undoubtedly will have a disproportionate impact upon black and brown communities that are already subject to over-policing and prosecution. 

Far from achieving a legitimate public safety objective, this legislation instead creates a public health hazard, especially in the midst of the continuing Covid-19 pandemic and a time when other epidemics are on the rise throughout the world, a time when many responsible people are choosing to mask to protect themselves and others. 

Long Island Progressive Coalition will always stand up for the dignity and safety of all of us. We call on the Attorney General of the State of New York to take Nassau County to court to strike down this draconian law and prohibit its enforcement.

Nassau Residents for Good Government (NRGG) Statement:

A bill signing ceremony for Nassau’s newly-passed anti-masking legislation is scheduled for August 14, 2025 at 1550 Franklin Avenue, Mineola. The legislation purports to address antisemitism. The bill is so poorly written that constitutional law experts expect it to be immediately overturned.  The nonpartisan group Nassau Residents for Good Government* (NRGG) has decried the legislation as smokescreen antisemitism – i.e., using antisemitism for political gain. 

There’s no question that nationally, bad actors on the left and right are fueling antisemitism and that it needs to be addressed. Will anti-masking legislation help? NRGG has not taken a position on the efficacy of mask banning to fight antisemitism. But from a good government perspective, legislation that will get overturned in court because it’s sloppily crafted, whatever its purported justification, is an outrage. Clearly, the Legislative majority could have drafted legislation that was not unconstitutionally vague and overbroad. Indeed, it could have adopted the legislation proposed by the minority, which specifically penalized masking while committing a crime and avoided criminalizing intent. As crafted, the legislation asks police officers to, essentially, read people’s minds to determine their “intent” in wearing a mask, which could be a recipe for abuse of power. Worse, the legislation gives unfettered discretion to law enforcement, which raises concerns it could be used to target particular groups or ethnicities. Indeed, minority leaders are concerned it could lead to hate and discrimination towards groups who wear masks due to health, cultural, and religious reasons.

Nassau residents will not be protected by this legislation. It will not be in any way effective in combating antisemitism. In advancing a bill that they know will not hold up in court, it appears that the purpose of the mask ban legislation is purely to score political points. Politicians get to announce that they are fighting antisemitism, while peddling sham legislation that won’t actually fight antisemitism. The only result will be Nassau residents’ tax dollars being used to pay politically-connected law firms tens of thousands, if not hundreds of thousands of dollars in an ultimately-losing fight to defend this badly written legislation. 

Bend the Arc: Jewish Action Long Island stated: “While it remains important to take meaningful action at all levels of government to dismantle antisemitism, we wholeheartedly reject the Nassau County mask ban legislation as a good faith effort to promote Jewish safety. Banning masks endangers many communities, including Jewish people, disabled people, queer and trans people, Black and brown folks, Asians, and people at the intersection of these identities. We denounce this attempt to strip people of their rights in the false name of Jewish safety. Regardless of the identities of the legislators supporting this legislation, a mask ban makes Jewish Long Islanders less safe by restricting our access and our neighbors’ access to taking protective measures against COVID-19.”

It’s time our politicians stop fueling antisemitism to score political points – and that includes our Jewish elected officials. Nassau residents deserve better.

FACT SHEET: Biden-Harris Administration Launches New Effort to Crack Down on Everyday Headaches and Hassles That Waste’ Your Time and Money

The Biden-Harris Administration announced new actions to take on corporate tricks and scams like excessive paperwork, long wait times, and more that pad the profits of big business at the expense of everyday Americans’ time and money. This fact sheet was provided by the White House.

One of the ways the Biden-Harris Administration is saving Americans time and money is by the Department of Transportation’s (DOT) new automatic refunds rule requiring airlines to pay you back the airfare when your flight is canceled or significantly changed for any reason, and you are not offered, or choose not to accept, alternatives such as rebooking © Karen Rubin/news-photos-features.com

President Biden and Vice President Harris are launching “Time Is Money,” a new government-wide effort to crack down on all the ways that corporations—through excessive paperwork, hold times, and general aggravation—add unnecessary headaches and hassles to people’s days and degrade their quality of life.

Americans are tired of being played for suckers, and President Biden and Vice President Harris are committed to addressing the pain points they face in their everyday lives. The Administration is already cracking down on junk fees—those hidden costs and surcharges in everything from travel to banking services—that hit people in their pocketbooks. Now the Biden-Harris Administration is taking on the corporate practice of giving people the run around, wasting their precious time and money.

Americans know these practices well: it’s being forced to wait on hold just to get the refund we’re owed; the hoops and hurdles to cancel a gym membership or subscription; the unnecessary complications of dealing with health insurance companies; the requirements to do in-person or by mail what could easily be done with a couple of clicks online; and confusing, lengthy, or manipulative forms that take unnecessary time and effort.

These hassles don’t just happen by accident. Companies often deliberately design their business processes to be time-consuming or otherwise burdensome for consumers, in order to deter them from getting a rebate or refund they are due or canceling a subscription or membership they no longer want—all with the goal of maximizing profits.

In addition to robbing hardworking families of their valuable time and adding frustration to our daily lives, these hassles cost us money. When, after endless hours on hold or piles of incomprehensible paperwork, we give up pursuing a service, rebate or refund we’re due, we take a hit to our pocketbooks, and companies profit

Today and in the coming months, the Biden-Harris Administration will take wide-ranging action to crack down on these unfair practices and save Americans time and money. Key actions include:

  • Making it easier to cancel subscriptions and memberships. Businesses often trick consumers into paying for subscriptions—on everything from gym memberships to newspapers to cosmetics—that they no longer want or didn’t sign up for in the first place. Consumers shouldn’t have to navigate a maze just to cancel unwanted subscriptions and recurring payments. The Federal Trade Commission (FTC) has proposed a rule that, if finalized as proposed, would require companies to make it as easy to cancel a subscription or service as it was to sign up for one. The agency is currently reviewing public comments about its proposal. And today, the Federal Communications Commission (FCC) is initiating an inquiry into whether to extend similar requirements to companies in the communications industry.
  • Ending airline runarounds by requiring automatic cash refunds. The Department of Transportation’s (DOT) new automatic refunds rule requires airlines to pay you back the airfare when your flight is canceled or significantly changed for any reason, and you are not offered, or choose not to accept, alternatives such as rebooking. This rule prevents airlines from switching up their policies to make it hard to get your money back when they don’t deliver and requires them to tell you when you’re owed a refund. DOT’s rule also puts an end to airline runarounds by requiring refunds to be automatic, prompt, in the original form of payment, and for the full amount paid. No more jumping through hoops or getting stuck with expiring flight credits.
  • Allowing you to submit health claims online. Health coverage can be full of headaches and hassles, as many plans and insurance companies make it unnecessarily difficult to access information or send in claims. For example, many of the largest plans still require some customers to print out and either scan or physically mail health claims forms, and people seeking help can encounter inaccurate or confusing websites, extended wait times, or narrow call center hours that force them to step away from work to talk to an agent. Today, Department of Health and Human Services (HHS) Secretary Becerra and Department of Labor (DOL) Acting Secretary Su are calling on [insert link to letter] health insurance companies and group health plans to take concrete actions to save people time and money when interacting with their health coverage, and in the coming months will identify additional opportunities to improve consumers’ interactions with the health care system. In addition, the Office of Personnel Management plans to require Federal Employees Health Benefits and Postal Service Health Benefits plans, covering eight million Americans, to make it easier to submit out of network claims online, provide clear information about what health plan providers are in-network, and make it easier to find information on how to appeal claim denials.
  • Cracking down on customer service “doom loops.” Too often customers seeking assistance from a real person are instead sent through a maze of menu options and automated recordings, wasting their time and failing to get the support they need. In a recent survey, respondents said that being forced to listen to long messages before being permitted to speak to a live representative was their top customer service complaint. To tackle these “doom loops,” the Consumer Financial Protection Bureau (CFPB) will initiate a rulemaking process that would require companies under its jurisdiction to let customers talk to a human by pressing a single button. The FCC will launch an inquiry into considering similar requirements for phone, broadband, and cable companies.  HHS and DOL will similarly call on health plan providers to make it easier to talk to a customer service agent.
  • Ensuring accountability for companies that provide bad service. People shopping for products or services should be able to rely on customer reviews to assess which companies will provide streamlined service and not waste their time. The FTC has proposed a rule that, if finalized as proposed, would stop marketers from using illicit review and endorsement practices such as using fake reviews, suppressing honest negative reviews, and paying for positive reviews, which deceive consumers looking for real feedback on a product or service and undercut honest businesses.
  • Taking on the limitations and shortcomings of customer service chatbots. While chatbots can be useful for answering basic questions, they often have limited ability to solve more complex problems and disputes. Instead, chatbots frequently provide inaccurate information and give the run-around to customers seeking a real person. The CFPB is planning to issue rules or guidance to crack down on ineffective and time-wasting chatbots used by banks and other financial institutions in lieu of customer service. The CFPB will identify when the use of automated chatbots or automated artificial intelligence voice recordings is unlawful, including in situations in which customers believe they are speaking with a human being.
  • Helping streamline parent communication with schools.  Between communicating with teachers, viewing school policies, completing forms and permission slips, and more, school processes, platforms, and paperwork can sometimes be a hassle for families that already have a lot on their plates. The Department of Education will issue new guidance to schools on how they can help make these processes less time-consuming for parents to handle, and to build effective family engagement through two-way communications. This will include new resources for schools to address time-wasting technology and offer more streamlined processes for engaging and communicating with parents.

What else should we take on? The White House is calling for Americans to share their ideas for how federal action can give them their time back. Interested parties can submit their ideas and comments at this portal, and may consider the following principles:

  • Companies should make it as easy to do things that you want to do as it is to do things they want to do.
    • It should be as easy cancel a subscription or membership as it is to enroll.
    • It should be as easy to obtain rebates and refunds as it was to purchase, with no needlessly cumbersome paperwork.
    • Refunds and rebates should be paid as quickly as companies take funds from your credit card or bank account.
  • Americans should be able receive customer service on their terms and their own time without significant hassle or hardship.
    • If you want to talk to a human, you should be able to talk to a human at convenient times and without interminable waits.
    • If you prefer to interact electronically – such as by text, email, or online portal – there should be simple and easily identified ways to do so securely.
    • Technology – such as chatbots – should be used to enhance customer service with speedy response times, not used to shirk on basic responsibilities, such as receiving a refund.
  • Americans should not be subject to confusing, manipulative, or deceptive practices online.
    • If you want to understand what you must do to obtain a good or service, the requirements should be clear and transparent.
    • You should not be subject to hidden fees or to requirements that are obscured through confusing language and small print.

Time Is Money builds on landmark efforts by the Biden-Harris Administration to improve customer service for people accessing government programs and services. In December 2021 the President signed an Executive Order, Transforming Federal Customer Experience and Service Delivery to Rebuild Trust in Government, directing federal agencies to streamline services and simplify customer experiences.

Already, agencies are making progress: the State Department launched a public beta to renew  your passport online; all 50 states have been invited to offer the Internal Revenue Service’s Direct File tool, an easy, secure, and—most importantly—free way for Americans to file their federal taxes; HHS has taken steps to allow more than 5 million Americans to automatically renew their health coverage without filling out paperwork, saving over 2 million hours in estimated processing time; and the Department of Homeland Security (DHS) announced that it has reduced the amount of time the public spends accessing DHS services per year by 21 million hours in fiscal year 2023, and is targeting reduction of 10 million more hours per year in fiscal year 2024. For more examples of progress and to learn more information about how agencies across the federal government are improving customer experience and reducing burden, visit performance.gov/cx and the Burden Reduction Initiative website

FACT SHEET: Biden-Harris Administration Takes New Actions to Lower Housing Costs by Cutting Red Tape to Build More Housing

Actions include reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing

Drawings for innovative affordable senior housing in Long Island based on shared-units. The Biden-Harris Administration is implementing reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing © Karen Rubin/news-photos-features.com

The Biden-Harris Administration is announcing major new actions to build on progress in addressing the affordable housing crisis and further implement its Housing Supply Action Plan. Actions include reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing. This fact sheet is provided by the White House:

Since launching its all-of-government Housing Supply Action Plan, the Biden-Harris Administration has been committed to using every available tool to build more housing and lower costs. President Biden and Vice President Harris have put building more homes at the center of their economic agenda because rents are lower and homes are more affordable when we build more housing. After decades of under-investment in housing, we are finally seeing progress under President Biden and Vice President Harris: more units are under construction than at any time in over 50 years, and the rate of new housing starts is up 17 percent compared to the last Administration. The Biden-Harris Housing Plan would build over 2 million new homes to further increase supply and lower housing costs for Americans.

Building rental units and homes faster means lower costs for consumers: not only will more units get to the market faster, but increasing the speed of construction lowers building costs. The President and Vice President have been laser-focused on lowering housing costs for renters and homeowners alike.

Today, the Biden-Harris Administration is announcing major new actions to build on that progress and further implement its Housing Supply Action Plan:

Making funding available to help communities break down barriers to housing. The Department of Housing and Urban Development (HUD) is announcing the availability of $100 million through its landmark Pathways to Removing Obstacles to Housing (PRO Housing) program, which provides grants to communities to identify and remove barriers to affordable housing production and preservation. Grantees may use awards to further develop, evaluate, and implement housing policy plans, improve housing strategies, and facilitate affordable housing production and preservation. In June, Vice President Harris announced the first-ever grantees of the program, which provided $85 million to more than 20 cities and states with funding to identify and overcome barriers to building more affordable housing.

Providing interest rate predictability to spur housing development. The Department of the Treasury and HUD are announcing a major improvement to the Federal Financing Bank (FFB) Multifamily Risk Sharing Program that would provide greater interest rate predictability for state and local housing finance agencies that finance housing projects through the FFB. This program already dramatically reduces costs for state and local housing finance agencies by allowing them to borrow funds at just above the rate at which the US government borrows. This new action will expand the reach of the Risk Sharing program, especially for new construction projects, by providing housing finance agencies with greater certainty about the interest rate that they will face after the construction period ends, making more housing developments financially viable. Treasury and HUD indefinitely extended the Risk Sharing Program earlier this year, after the previous Administration allowed it to lapse. The program has already supported more than 16,000 units since restarting in 2021 and is expected to help create or preserve tens-of-thousands of units over the next decade.

Streamlining requirements for transit-oriented development projects. The U.S. Department of Transportation (DOT) is announcing new guidance to streamline and clarify requirements for closing DOT loans for residential development near transit, including commercial-to-residential conversions. New guidance FAQs , issued by the Build America Bureau, clarify that Transportation Infrastructure Finance and Innovation Act (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) loans used for conversion projects may be eligible for a categorical exclusion under the National Environmental Policy Act (NEPA) that would exempt applicable projects from more detailed environmental analysis and save time and money, as long as those projects do not expand the footprint of the building being converted or modify other facilities. The guidance further clarifies that TIFIA loans can be used to refinance existing debt as part of building conversion or expansion projects, and clarifies that TIFIA and RRIF loans can serve as permanent, take-out financing for construction loans consistent with statutory requirements, as long as federal requirements are met. When DOT first announced these loan programs could be used to finance housing near transit, the estimated time between final Letter of Interest and the loan close was up to 18 months. With these changes, that time can now be under a year as long as all other statutory requirements are met. The FAQs also feature additional information on federal requirements, borrower eligibility, market studies, and the Bureau’s underwriting process, including typical terms and conditions for TIFIA and RRIF loans. On August 27, the Bureau will host an introductory webinar on the credit review process for TOD loans. These efforts build on federal actions to make commercial to residential projects financially viable. Last fall, the White House released a Commercial to Residential Federal Resources Guidebook with over 20 federal programs across six federal agencies that can be used to support zero emissions climate-resilient conversions.

Accelerating historic preservation reviews for federal housing projects. The Advisory Council on Historic Preservation (ACHP) proposed a new tool that would accelerate historic preservation reviews for millions of federally-funded, licensed, or owned housing units across the country. Section 106 of the National Historic Preservation Act requires that federal agencies take into account how any proposed actions will affect historic properties and seek ways to avoid, minimize, or mitigate any adverse effects as a result of the project. If finalized, the tool would exempt several activities, including interior repairs and most installation of rooftop solar panels, from further Section 106 review, and significantly reduce the review process for applicable projects, which would lower development costs and more efficiently deliver affordable, accessible, energy-efficient, and hazard-free housing to people who need it. In the same program comment, ACHP will also be accelerating historic preservation reviews for activities related to climate-friendly transportation and climate-smart buildings, creating accessible, climate-resilient, and connected communities.

Challenging communities to use Section 108 to build housing. HUD is launching a Legacy Challenge — encouraging communities that directly receive Community Development Block Grants to leverage low-cost, low interest loans for transformative housing investments. Up to $250 million in loan financing will be made available through the Section 108 Loan Guarantee Program for adaptive reuse, commercial-to-residential conversions, rehabilitation of existing housing, housing enabling infrastructure such as water and sewer line installation or upgrades, and revolving loan pools to support local development. For communities that express interest by November 1, 2024, HUD will offer additional flexibilities for these loans including certain repayment flexibilities and waivers to streamline program requirements. HUD will invite applicants to participate in a technical assistance cohort and provide tools to support application development.

Enabling more housing types to be built under the HUD Code. HUD anticipates finalizing a rule to update its Manufactured Home Construction and Safety Standards. Manufactured housing provides an essential path to increasing overall housing supply and offers significant savings over site-built housing. The HUD Code creates economies of scale for manufacturers, resulting in significantly lower costs for buyers. In addition to making changes that will increase the quality, energy efficiency, and resilience of manufactured homes, the new rule, if finalized, would enable duplexes, triplexes, and fourplexes to be built under the HUD Code for the first time, extending the cost-saving benefits of manufactured housing to denser urban and suburban infill contexts.

Expediting housing permitting. The Council of Economic Advisers analyzed the importance of state and local government actions to permit and approve new developments more quickly, including examples from HUD’s PRO Housing grants. Permitting requirements contribute to the nationwide housing shortage, leading many would-be deals to not be financially viable or be scaled down, and driving up the cost of housing. Reforms to streamline permitting processes can lead to more housing being built more quickly, which will lower housing costs.

Today’s actions build on dozens of executive actions taken by the Biden-Harris Administration to improve the federal programs to support the construction and preservation of affordable housing. As part of the Housing Supply Action Plan, the Administration simplified the process to use American Rescue Plan State and Local Fiscal Recovery Funds for housing, facilitating nearly $20 billion committed for housing projects, including over $7.5 billion to construct, preserve, or stabilize tens of thousands of units; improved signature federal supply programs like the Low Income Housing Tax Credit and HOME Investment Partnerships program; made it easier to repurpose suitable federal land for affordable housing, while calling on state and local governments to do the same with land they own; launched a new effort to promote the conversion of underutilized commercial property into housing, including housing near transit; and made hundreds of billions of dollars available through the Inflation Reduction Act to cut energy costs and emissions in housing through energy efficiency, electrification, clean energy and climate resiliency.

See also:

INFLATION CAUSING GRIEF? HERE’S WHAT THE BIDEN-HARRIS ADMINISTRATION IS DOING TO SAVE YOU MONEY ON EVERYDAY COSTS FROM HOUSING TO HEALTHCARE TO CHILDCARE, UTILITIES TO GROCERIES