Category Archives: News & Photo Features

Civil Rights Advocates React to Nassau County’s Ban on Wearing Masks in Public

Several organizations have reacted to Nassau County Legislature Republican supermajority passing and Nassau County Executive Bruce Blakeman signing a law banning the wearing of masks in public under penalty of $1000 fine and/or one year in prison. To put the new law into some context, Blakeman, who has served as Trump’s campaign lead in the county, also created an armed private militia that he could call up whenever he decides there is an emergency, and has passed a law banning transgender athletes from playing on women’s and girls’ teams. He also took under his own control $15 million in tourism promotion budgets and has reportedly raised $1 million from donors while not yet declaring a run for reelection: – Karen Rubin/news-photos-features.com

Nassau County Executive Bruce Blakeman signs a law banning the wearing of masks in public, surrounded by supporters, chiefly from the Jewish community, who cited antisemitic pro-Palestinian protests incited by the Israel-Hamas War that they said threatened their safety. Civil rights advocates, especially from the disability community, are vowing to sue © Karen Rubin/news-photos-features.com

From the Board of the Long Island Progressive Coalition

Long Island Progressive Coalition stands in solidarity with and joins the countless organizations across Long Island in condemning the Mask Transparency Act which was passed by the Nassau County Legislature and just signed into law by County Executive Bruce Blakeman.

We are appalled that the Republican majority brought this egregious bill to the floor. Although the Democratic minority contested the legislation during the hearing, their first decision to craft alternative legislation (still implementing some form of mask ban) and ultimately to abstain, does nothing for county residents. We condemn the county for the intimidation tactic of establishing an unwarranted large police presence at the hearing for this legislation.

This law which criminalizes the wearing of face coverings including protective masks in public places, infringes upon our Constitutional rights and creates unsafe conditions for many marginalized people, including people of color and those with health conditions and disabilities.

The stated purpose of this law—to curb hate crimes—is a farce and will not stop or deter those with ill intent. The true purpose of this act is to instill fear in those who lawfully exercise their right to protest, particularly those who have rallied in support of the Palestinian people as the Israeli government subjects them to genocide. Health concerns and fear of doxxing are valid and legitimate reasons to mask at protests, as well as in any other public space. Individuals who are not otherwise engaged in illegal conduct should not have to explain to law enforcement their reasons for masking. Nor should the police be given the power to determine whether an individual’s choice to wear a mask falls into one of the narrow exceptions provided by the statute, which undoubtedly will have a disproportionate impact upon black and brown communities that are already subject to over-policing and prosecution. 

Far from achieving a legitimate public safety objective, this legislation instead creates a public health hazard, especially in the midst of the continuing Covid-19 pandemic and a time when other epidemics are on the rise throughout the world, a time when many responsible people are choosing to mask to protect themselves and others. 

Long Island Progressive Coalition will always stand up for the dignity and safety of all of us. We call on the Attorney General of the State of New York to take Nassau County to court to strike down this draconian law and prohibit its enforcement.

Nassau Residents for Good Government (NRGG) Statement:

A bill signing ceremony for Nassau’s newly-passed anti-masking legislation is scheduled for August 14, 2025 at 1550 Franklin Avenue, Mineola. The legislation purports to address antisemitism. The bill is so poorly written that constitutional law experts expect it to be immediately overturned.  The nonpartisan group Nassau Residents for Good Government* (NRGG) has decried the legislation as smokescreen antisemitism – i.e., using antisemitism for political gain. 

There’s no question that nationally, bad actors on the left and right are fueling antisemitism and that it needs to be addressed. Will anti-masking legislation help? NRGG has not taken a position on the efficacy of mask banning to fight antisemitism. But from a good government perspective, legislation that will get overturned in court because it’s sloppily crafted, whatever its purported justification, is an outrage. Clearly, the Legislative majority could have drafted legislation that was not unconstitutionally vague and overbroad. Indeed, it could have adopted the legislation proposed by the minority, which specifically penalized masking while committing a crime and avoided criminalizing intent. As crafted, the legislation asks police officers to, essentially, read people’s minds to determine their “intent” in wearing a mask, which could be a recipe for abuse of power. Worse, the legislation gives unfettered discretion to law enforcement, which raises concerns it could be used to target particular groups or ethnicities. Indeed, minority leaders are concerned it could lead to hate and discrimination towards groups who wear masks due to health, cultural, and religious reasons.

Nassau residents will not be protected by this legislation. It will not be in any way effective in combating antisemitism. In advancing a bill that they know will not hold up in court, it appears that the purpose of the mask ban legislation is purely to score political points. Politicians get to announce that they are fighting antisemitism, while peddling sham legislation that won’t actually fight antisemitism. The only result will be Nassau residents’ tax dollars being used to pay politically-connected law firms tens of thousands, if not hundreds of thousands of dollars in an ultimately-losing fight to defend this badly written legislation. 

Bend the Arc: Jewish Action Long Island stated: “While it remains important to take meaningful action at all levels of government to dismantle antisemitism, we wholeheartedly reject the Nassau County mask ban legislation as a good faith effort to promote Jewish safety. Banning masks endangers many communities, including Jewish people, disabled people, queer and trans people, Black and brown folks, Asians, and people at the intersection of these identities. We denounce this attempt to strip people of their rights in the false name of Jewish safety. Regardless of the identities of the legislators supporting this legislation, a mask ban makes Jewish Long Islanders less safe by restricting our access and our neighbors’ access to taking protective measures against COVID-19.”

It’s time our politicians stop fueling antisemitism to score political points – and that includes our Jewish elected officials. Nassau residents deserve better.

FACT SHEET: Biden-Harris Administration Launches New Effort to Crack Down on Everyday Headaches and Hassles That Waste’ Your Time and Money

The Biden-Harris Administration announced new actions to take on corporate tricks and scams like excessive paperwork, long wait times, and more that pad the profits of big business at the expense of everyday Americans’ time and money. This fact sheet was provided by the White House.

One of the ways the Biden-Harris Administration is saving Americans time and money is by the Department of Transportation’s (DOT) new automatic refunds rule requiring airlines to pay you back the airfare when your flight is canceled or significantly changed for any reason, and you are not offered, or choose not to accept, alternatives such as rebooking © Karen Rubin/news-photos-features.com

President Biden and Vice President Harris are launching “Time Is Money,” a new government-wide effort to crack down on all the ways that corporations—through excessive paperwork, hold times, and general aggravation—add unnecessary headaches and hassles to people’s days and degrade their quality of life.

Americans are tired of being played for suckers, and President Biden and Vice President Harris are committed to addressing the pain points they face in their everyday lives. The Administration is already cracking down on junk fees—those hidden costs and surcharges in everything from travel to banking services—that hit people in their pocketbooks. Now the Biden-Harris Administration is taking on the corporate practice of giving people the run around, wasting their precious time and money.

Americans know these practices well: it’s being forced to wait on hold just to get the refund we’re owed; the hoops and hurdles to cancel a gym membership or subscription; the unnecessary complications of dealing with health insurance companies; the requirements to do in-person or by mail what could easily be done with a couple of clicks online; and confusing, lengthy, or manipulative forms that take unnecessary time and effort.

These hassles don’t just happen by accident. Companies often deliberately design their business processes to be time-consuming or otherwise burdensome for consumers, in order to deter them from getting a rebate or refund they are due or canceling a subscription or membership they no longer want—all with the goal of maximizing profits.

In addition to robbing hardworking families of their valuable time and adding frustration to our daily lives, these hassles cost us money. When, after endless hours on hold or piles of incomprehensible paperwork, we give up pursuing a service, rebate or refund we’re due, we take a hit to our pocketbooks, and companies profit

Today and in the coming months, the Biden-Harris Administration will take wide-ranging action to crack down on these unfair practices and save Americans time and money. Key actions include:

  • Making it easier to cancel subscriptions and memberships. Businesses often trick consumers into paying for subscriptions—on everything from gym memberships to newspapers to cosmetics—that they no longer want or didn’t sign up for in the first place. Consumers shouldn’t have to navigate a maze just to cancel unwanted subscriptions and recurring payments. The Federal Trade Commission (FTC) has proposed a rule that, if finalized as proposed, would require companies to make it as easy to cancel a subscription or service as it was to sign up for one. The agency is currently reviewing public comments about its proposal. And today, the Federal Communications Commission (FCC) is initiating an inquiry into whether to extend similar requirements to companies in the communications industry.
  • Ending airline runarounds by requiring automatic cash refunds. The Department of Transportation’s (DOT) new automatic refunds rule requires airlines to pay you back the airfare when your flight is canceled or significantly changed for any reason, and you are not offered, or choose not to accept, alternatives such as rebooking. This rule prevents airlines from switching up their policies to make it hard to get your money back when they don’t deliver and requires them to tell you when you’re owed a refund. DOT’s rule also puts an end to airline runarounds by requiring refunds to be automatic, prompt, in the original form of payment, and for the full amount paid. No more jumping through hoops or getting stuck with expiring flight credits.
  • Allowing you to submit health claims online. Health coverage can be full of headaches and hassles, as many plans and insurance companies make it unnecessarily difficult to access information or send in claims. For example, many of the largest plans still require some customers to print out and either scan or physically mail health claims forms, and people seeking help can encounter inaccurate or confusing websites, extended wait times, or narrow call center hours that force them to step away from work to talk to an agent. Today, Department of Health and Human Services (HHS) Secretary Becerra and Department of Labor (DOL) Acting Secretary Su are calling on [insert link to letter] health insurance companies and group health plans to take concrete actions to save people time and money when interacting with their health coverage, and in the coming months will identify additional opportunities to improve consumers’ interactions with the health care system. In addition, the Office of Personnel Management plans to require Federal Employees Health Benefits and Postal Service Health Benefits plans, covering eight million Americans, to make it easier to submit out of network claims online, provide clear information about what health plan providers are in-network, and make it easier to find information on how to appeal claim denials.
  • Cracking down on customer service “doom loops.” Too often customers seeking assistance from a real person are instead sent through a maze of menu options and automated recordings, wasting their time and failing to get the support they need. In a recent survey, respondents said that being forced to listen to long messages before being permitted to speak to a live representative was their top customer service complaint. To tackle these “doom loops,” the Consumer Financial Protection Bureau (CFPB) will initiate a rulemaking process that would require companies under its jurisdiction to let customers talk to a human by pressing a single button. The FCC will launch an inquiry into considering similar requirements for phone, broadband, and cable companies.  HHS and DOL will similarly call on health plan providers to make it easier to talk to a customer service agent.
  • Ensuring accountability for companies that provide bad service. People shopping for products or services should be able to rely on customer reviews to assess which companies will provide streamlined service and not waste their time. The FTC has proposed a rule that, if finalized as proposed, would stop marketers from using illicit review and endorsement practices such as using fake reviews, suppressing honest negative reviews, and paying for positive reviews, which deceive consumers looking for real feedback on a product or service and undercut honest businesses.
  • Taking on the limitations and shortcomings of customer service chatbots. While chatbots can be useful for answering basic questions, they often have limited ability to solve more complex problems and disputes. Instead, chatbots frequently provide inaccurate information and give the run-around to customers seeking a real person. The CFPB is planning to issue rules or guidance to crack down on ineffective and time-wasting chatbots used by banks and other financial institutions in lieu of customer service. The CFPB will identify when the use of automated chatbots or automated artificial intelligence voice recordings is unlawful, including in situations in which customers believe they are speaking with a human being.
  • Helping streamline parent communication with schools.  Between communicating with teachers, viewing school policies, completing forms and permission slips, and more, school processes, platforms, and paperwork can sometimes be a hassle for families that already have a lot on their plates. The Department of Education will issue new guidance to schools on how they can help make these processes less time-consuming for parents to handle, and to build effective family engagement through two-way communications. This will include new resources for schools to address time-wasting technology and offer more streamlined processes for engaging and communicating with parents.

What else should we take on? The White House is calling for Americans to share their ideas for how federal action can give them their time back. Interested parties can submit their ideas and comments at this portal, and may consider the following principles:

  • Companies should make it as easy to do things that you want to do as it is to do things they want to do.
    • It should be as easy cancel a subscription or membership as it is to enroll.
    • It should be as easy to obtain rebates and refunds as it was to purchase, with no needlessly cumbersome paperwork.
    • Refunds and rebates should be paid as quickly as companies take funds from your credit card or bank account.
  • Americans should be able receive customer service on their terms and their own time without significant hassle or hardship.
    • If you want to talk to a human, you should be able to talk to a human at convenient times and without interminable waits.
    • If you prefer to interact electronically – such as by text, email, or online portal – there should be simple and easily identified ways to do so securely.
    • Technology – such as chatbots – should be used to enhance customer service with speedy response times, not used to shirk on basic responsibilities, such as receiving a refund.
  • Americans should not be subject to confusing, manipulative, or deceptive practices online.
    • If you want to understand what you must do to obtain a good or service, the requirements should be clear and transparent.
    • You should not be subject to hidden fees or to requirements that are obscured through confusing language and small print.

Time Is Money builds on landmark efforts by the Biden-Harris Administration to improve customer service for people accessing government programs and services. In December 2021 the President signed an Executive Order, Transforming Federal Customer Experience and Service Delivery to Rebuild Trust in Government, directing federal agencies to streamline services and simplify customer experiences.

Already, agencies are making progress: the State Department launched a public beta to renew  your passport online; all 50 states have been invited to offer the Internal Revenue Service’s Direct File tool, an easy, secure, and—most importantly—free way for Americans to file their federal taxes; HHS has taken steps to allow more than 5 million Americans to automatically renew their health coverage without filling out paperwork, saving over 2 million hours in estimated processing time; and the Department of Homeland Security (DHS) announced that it has reduced the amount of time the public spends accessing DHS services per year by 21 million hours in fiscal year 2023, and is targeting reduction of 10 million more hours per year in fiscal year 2024. For more examples of progress and to learn more information about how agencies across the federal government are improving customer experience and reducing burden, visit performance.gov/cx and the Burden Reduction Initiative website

FACT SHEET: Biden-Harris Administration Takes New Actions to Lower Housing Costs by Cutting Red Tape to Build More Housing

Actions include reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing

Drawings for innovative affordable senior housing in Long Island based on shared-units. The Biden-Harris Administration is implementing reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing © Karen Rubin/news-photos-features.com

The Biden-Harris Administration is announcing major new actions to build on progress in addressing the affordable housing crisis and further implement its Housing Supply Action Plan. Actions include reforms to save developers time and money on federal projects and funds to encourage state and local governments to reduce barriers to affordable housing. This fact sheet is provided by the White House:

Since launching its all-of-government Housing Supply Action Plan, the Biden-Harris Administration has been committed to using every available tool to build more housing and lower costs. President Biden and Vice President Harris have put building more homes at the center of their economic agenda because rents are lower and homes are more affordable when we build more housing. After decades of under-investment in housing, we are finally seeing progress under President Biden and Vice President Harris: more units are under construction than at any time in over 50 years, and the rate of new housing starts is up 17 percent compared to the last Administration. The Biden-Harris Housing Plan would build over 2 million new homes to further increase supply and lower housing costs for Americans.

Building rental units and homes faster means lower costs for consumers: not only will more units get to the market faster, but increasing the speed of construction lowers building costs. The President and Vice President have been laser-focused on lowering housing costs for renters and homeowners alike.

Today, the Biden-Harris Administration is announcing major new actions to build on that progress and further implement its Housing Supply Action Plan:

Making funding available to help communities break down barriers to housing. The Department of Housing and Urban Development (HUD) is announcing the availability of $100 million through its landmark Pathways to Removing Obstacles to Housing (PRO Housing) program, which provides grants to communities to identify and remove barriers to affordable housing production and preservation. Grantees may use awards to further develop, evaluate, and implement housing policy plans, improve housing strategies, and facilitate affordable housing production and preservation. In June, Vice President Harris announced the first-ever grantees of the program, which provided $85 million to more than 20 cities and states with funding to identify and overcome barriers to building more affordable housing.

Providing interest rate predictability to spur housing development. The Department of the Treasury and HUD are announcing a major improvement to the Federal Financing Bank (FFB) Multifamily Risk Sharing Program that would provide greater interest rate predictability for state and local housing finance agencies that finance housing projects through the FFB. This program already dramatically reduces costs for state and local housing finance agencies by allowing them to borrow funds at just above the rate at which the US government borrows. This new action will expand the reach of the Risk Sharing program, especially for new construction projects, by providing housing finance agencies with greater certainty about the interest rate that they will face after the construction period ends, making more housing developments financially viable. Treasury and HUD indefinitely extended the Risk Sharing Program earlier this year, after the previous Administration allowed it to lapse. The program has already supported more than 16,000 units since restarting in 2021 and is expected to help create or preserve tens-of-thousands of units over the next decade.

Streamlining requirements for transit-oriented development projects. The U.S. Department of Transportation (DOT) is announcing new guidance to streamline and clarify requirements for closing DOT loans for residential development near transit, including commercial-to-residential conversions. New guidance FAQs , issued by the Build America Bureau, clarify that Transportation Infrastructure Finance and Innovation Act (TIFIA) and Railroad Rehabilitation and Improvement Financing (RRIF) loans used for conversion projects may be eligible for a categorical exclusion under the National Environmental Policy Act (NEPA) that would exempt applicable projects from more detailed environmental analysis and save time and money, as long as those projects do not expand the footprint of the building being converted or modify other facilities. The guidance further clarifies that TIFIA loans can be used to refinance existing debt as part of building conversion or expansion projects, and clarifies that TIFIA and RRIF loans can serve as permanent, take-out financing for construction loans consistent with statutory requirements, as long as federal requirements are met. When DOT first announced these loan programs could be used to finance housing near transit, the estimated time between final Letter of Interest and the loan close was up to 18 months. With these changes, that time can now be under a year as long as all other statutory requirements are met. The FAQs also feature additional information on federal requirements, borrower eligibility, market studies, and the Bureau’s underwriting process, including typical terms and conditions for TIFIA and RRIF loans. On August 27, the Bureau will host an introductory webinar on the credit review process for TOD loans. These efforts build on federal actions to make commercial to residential projects financially viable. Last fall, the White House released a Commercial to Residential Federal Resources Guidebook with over 20 federal programs across six federal agencies that can be used to support zero emissions climate-resilient conversions.

Accelerating historic preservation reviews for federal housing projects. The Advisory Council on Historic Preservation (ACHP) proposed a new tool that would accelerate historic preservation reviews for millions of federally-funded, licensed, or owned housing units across the country. Section 106 of the National Historic Preservation Act requires that federal agencies take into account how any proposed actions will affect historic properties and seek ways to avoid, minimize, or mitigate any adverse effects as a result of the project. If finalized, the tool would exempt several activities, including interior repairs and most installation of rooftop solar panels, from further Section 106 review, and significantly reduce the review process for applicable projects, which would lower development costs and more efficiently deliver affordable, accessible, energy-efficient, and hazard-free housing to people who need it. In the same program comment, ACHP will also be accelerating historic preservation reviews for activities related to climate-friendly transportation and climate-smart buildings, creating accessible, climate-resilient, and connected communities.

Challenging communities to use Section 108 to build housing. HUD is launching a Legacy Challenge — encouraging communities that directly receive Community Development Block Grants to leverage low-cost, low interest loans for transformative housing investments. Up to $250 million in loan financing will be made available through the Section 108 Loan Guarantee Program for adaptive reuse, commercial-to-residential conversions, rehabilitation of existing housing, housing enabling infrastructure such as water and sewer line installation or upgrades, and revolving loan pools to support local development. For communities that express interest by November 1, 2024, HUD will offer additional flexibilities for these loans including certain repayment flexibilities and waivers to streamline program requirements. HUD will invite applicants to participate in a technical assistance cohort and provide tools to support application development.

Enabling more housing types to be built under the HUD Code. HUD anticipates finalizing a rule to update its Manufactured Home Construction and Safety Standards. Manufactured housing provides an essential path to increasing overall housing supply and offers significant savings over site-built housing. The HUD Code creates economies of scale for manufacturers, resulting in significantly lower costs for buyers. In addition to making changes that will increase the quality, energy efficiency, and resilience of manufactured homes, the new rule, if finalized, would enable duplexes, triplexes, and fourplexes to be built under the HUD Code for the first time, extending the cost-saving benefits of manufactured housing to denser urban and suburban infill contexts.

Expediting housing permitting. The Council of Economic Advisers analyzed the importance of state and local government actions to permit and approve new developments more quickly, including examples from HUD’s PRO Housing grants. Permitting requirements contribute to the nationwide housing shortage, leading many would-be deals to not be financially viable or be scaled down, and driving up the cost of housing. Reforms to streamline permitting processes can lead to more housing being built more quickly, which will lower housing costs.

Today’s actions build on dozens of executive actions taken by the Biden-Harris Administration to improve the federal programs to support the construction and preservation of affordable housing. As part of the Housing Supply Action Plan, the Administration simplified the process to use American Rescue Plan State and Local Fiscal Recovery Funds for housing, facilitating nearly $20 billion committed for housing projects, including over $7.5 billion to construct, preserve, or stabilize tens of thousands of units; improved signature federal supply programs like the Low Income Housing Tax Credit and HOME Investment Partnerships program; made it easier to repurpose suitable federal land for affordable housing, while calling on state and local governments to do the same with land they own; launched a new effort to promote the conversion of underutilized commercial property into housing, including housing near transit; and made hundreds of billions of dollars available through the Inflation Reduction Act to cut energy costs and emissions in housing through energy efficiency, electrification, clean energy and climate resiliency.

See also:

INFLATION CAUSING GRIEF? HERE’S WHAT THE BIDEN-HARRIS ADMINISTRATION IS DOING TO SAVE YOU MONEY ON EVERYDAY COSTS FROM HOUSING TO HEALTHCARE TO CHILDCARE, UTILITIES TO GROCERIES



Inflation Causing Grief? Here’s What the Biden-Harris Administration is Doing to Save You Money on Everyday Costs from Housing to Healthcare to Childcare, Utilities to Groceries

The White House provided this fact sheet on the ways the Biden-Harris Administration has worked to lower costs – and counter the impacts of inflation – for families, while highlighting the contrast with Republican policies, which if given power, would reverse, repeal the progress.

The Trump/MAGA campaign delights in attacking Vice President Kamala Harris for anything they charge went wrong in the last four years (falsely attacking her as the Border Czar and deflecting blame for sabotaging passage of the Bipartisan Border Security bill), especially inflating levels of inflation and lying about economic growth. But if she is blamed for what they say went wrong, shouldn’t the Vice President also take credit for what the administration is doing so well to improve lives for ordinary Americans and counter the impacts of inflation, price-gouging and profit-taking by corporations? Indeed, as Vice President, she has the blueprint to continue such policies in her administration and not be stuck starting from scratch.—Karen Rubin/news-photos-features.com

“My plan is to lower everyday costs for hardworking families and lower the deficit by asking large corporations and the wealthiest Americans to not engage in price gouging and to pay their fair share in taxes.” — President Biden
 

The Biden-Harris Administration is cutting mortgage insurance premiums and expanding rental assistance, and they are calling on Congress to help build more homes and lower costs for homebuyers and renters. The Administration is lowering utility bills by increasing access to solar energy through tax credits up to 30% of the cost of rooftop solar and battery storage and expanded access to residential community solar © Karen Rubin/news-photos-features.com

President Biden and Vice President Harris know that prices are too high and too many families are being squeezed by the cost of living. Their actions are lowering costs in key areas—from health insurance premiums and prescription drug prices to utility bills, groceries, and gas. And their Administration is fighting to further lower costs by taking on price gouging by big corporations making record profits and special interests like Big Pharma that are charging prices two or three times higher than in other countries—while successfully calling on grocery chains to lower grocery prices.
 
There is more to do. The President and Vice President will keep fighting for hardworking families with an agenda to lower housing and child care costs, and give tax relief to working Americans and middle-class families while making the wealthy and big corporations pay their fair share.
 
While Congressional Republicans side with special interests and billionaires to keep prices and profits high, the Biden-Harris Administration will continue to take action to lower costs for the American people.
 
President Biden and Vice President Harris’s lowering costs agenda, and Congressional Republicans’ plan to raise costs: 

Lowering Health Care Costs 
President Biden and Vice President Harris are fighting for families who are struggling with health care costs and pharmaceutical prices that are two to three times higher than in other countries. They are taking historic action to lower costs—taking on Big Pharma to allow Medicare to negotiate lower prescription drug prices, capping the cost of insulin and prescription drugs for seniors, and building on the Affordable Care Act to lower health insurance premiums by about $800 per year for millions of Americans. Their plan will extend and expand those actions to cap costs for all Americans. Congressional Republicans voted against these actions to lower health care costs—their plan would increase prices for millions of families and cut Medicare, Medicaid, and the Affordable Care Act. 

Biden-Harris Administration Actions:

  • Lowering health insurance premiums by an average of about $800 per year for millions of Americans by expanding the Affordable Care Act’s premium tax credits—helping an additional 900,000 Hispanic Americans, 430,000 Black Americans, and 100,000 Asian Americans get health insurance.
  • Capping prescription drug costs at $2,000 per year for 54 million seniors, people with disabilities, and other Medicare beneficiaries starting in 2025, saving 19 million households an average of $400 per year.
  • Giving Medicare the power to negotiate lower prescription drug prices, which could lower costs for drugs used by up to 9 million seniors and people with disabilities in 2026 alone.
  • Lowering prescription drug prices by requiring companies to pay rebates if they raise prices faster than the rate of inflation—which is already saving up to 750,000 Medicare beneficiaries between $1 and $3,575 per day.
  • Capping insulin costs at $35 per month for Medicare beneficiaries, saving 1.5 million seniors and people with disabilities as much as $365 per month—and getting the three largest insulin producers to cap insulin prices for other Americans.
  • Lowering inhaler costs to $35 from three of the largest inhaler producers by calling out excessive prices and challenging improperly listed patents, saving eligible consumers around $1,200 per year.
  • Lowering hearing aid prices by as much as $3,000 per pair by making hearing aids available over the counter.
  • Providing free vaccines for Medicare beneficiaries, including the shingles vaccine—saving seniors and people with disabilities an average of $70 per year.
  • Reducing medical debt by preventing as many as 1 million surprise medical bills averaging $750 to $2,600 every month and cracking down on junk health insurance.
  • Forgiving medical debt for nearly 3 million Americans by 2026 via states and local governments using American Rescue Plan funds.

The Biden-Harris Administration Plan:

  • Lower health insurance premiums by about $800 per year permanently for millions of Americans by extending the expanded Affordable Care Act tax credits.
  • Lower prices for more prescription drugs by letting Medicare negotiate prices for more drugs.
  • Cap insulin costs at $35 per month for all Americans, which would save nearly $1,000 per year for the millions of Americans not on Medicare that use insulin.
  • Cap prescription drug costs at $2,000 per year for all Americans.
  • Address price gouging by Big Pharma by proposing a new march-in framework, which would help ensure that taxpayer-funded drugs are reasonably accessible to the public, including at a reasonable price.
  • Reduce the burden of medical debt by proposing that it be excluded from credit reports, which would raise credit scores for 15 million Americans by an average of 20 points and lead to the approval of approximately 22,000 additional mortgages every year.

The Republican Plan to Increase Costs:

Lowering Utility Bills

President Biden and Vice President Harris know the burden that rising utility bills place on families. They are taking action to lower energy costs with affordable clean energy and energy efficient appliances, and to lower cable and satellite TV bills by banning hidden junk fees. Congressional Republicans voted with Big Oil to keep utility bills and gas prices high. 

Biden-Harris Administration Actions:

  • Lowering utility bills an average of $500 per year by lowering the cost of energy-saving home improvements through up front tax credits of up to $3,200 and direct consumer rebates of up to $14,000 for heat pumps, doors, windows, and insulation.
  • Lowering utility bills by nearly $400 per year by increasing access to solar energy through tax credits of up to 30% of the cost of rooftop solar and battery storage and expanded access to residential community solar.
  • Lowering heating and cooling costs through recordincreases in the Low Income Home Energy Assistance Program (LIHEAP).
  • Saving households $170-220 per year on their electricity bills and other goods and services over the next decade by investing in affordable clean energy.
  • Lowering cable and satellite TV bills by requiring providers to give consumers the all-in price up front.
  • Lowered internet bills by $30–75 per month for over 23 million households, saving them more than $360 a year.

The Biden-Harris Administration Plan:

  • Ban early termination fees for TV, phone, and internet service, which can cost more than $200.

The Republican Plan to Increase Costs:

Lowering Gas Prices and Travel Costs

President Biden and Vice President Harris know prices at the pump and travel costs are too high. They are taking action to lower gas prices now through record energy production and strategic releases of oil and gasoline, and to lower gas prices for the long term and expand access to affordable clean vehicles. They’re also taking on airlines’ hidden junk fees that increase the cost of flights. Congressional Republicans voted against these actions and with special interests to keep gas prices and travel costs high. 

Biden-Harris Administration Actions:

  • Lowering gas prices this summer with the sale of 1 million barrels of gasoline from the Northeast Gasoline Supply Reserve ahead of the Fourth of July.
  • Lowering gas prices by up to 25 cents per gallon in certain markets, particularly in the Midwest, by making E15 gasoline available in the summer.
  • Lowered gas prices in 2022 by as much as 40 cents per gallon with historic, coordinated releases from the Strategic Petroleum Reserve—saving a household with two cars as much as $250 on gas after Putin’s war against Ukraine caused prices to spike.
  • Lowering fuel costs by an average of $700 a year and maintenance costs by $500 a year by lowering the cost of clean vehicles through tax credits available at purchase of up to $7,500 for new clean vehicles and up to $4,000 for used clean vehicles, as well as up to $1,000 for charger installation.
    • Learn how you can save on fuel costs and clean vehicles at Energy.gov/Save.
  • Cracking down on anticompetitive practices by oil executives that can raise prices at the pump.
  • Banning surprise airline junk fees by requiring upfront disclosure of baggage, change, and cancellation fees, saving Americans over half a billion dollars a year.
  • Requiring airlines provide automatic cash refunds for canceled or significantly changed flights, delayed baggage, and when services like WiFi are unavailable.
  • Securing commitments from airlines to guarantee hotels and meals when they are at fault for flight delays or cancellations.

The Biden-Harris Administration Plan:

  • Ban family seating fees to guarantee that parents can sit with their children for no extra charge when they fly, saving a family of four about $200 per roundtrip flight—building on commitments the Administration secured from four major airlines.
  • Require airlines cover expenses such as meals, hotels, and rebooking and provide additional compensation when they are responsible for delays or cancellations.
  • Partner with 18 state attorneys general to enforce against unfair airline practices that can raise ticket prices or shortchange passengers.

The Republican Plan to Increase Costs:

  • Congressional Republicans sided with Big Oil to vote against lowering gas prices and with special interests to try to keep travel costs high.

Lowering Housing Costs

President Biden and Vice President Harris know housing costs are too high, and they are fighting to lower them. Their Administration is cutting mortgage insurance premiums and expanding rental assistance, and they are calling on Congress to help build more homes and lower costs for homebuyers and renters. Their plan will give more Americans a chance at the American Dream. Congressional Republicans voted to raise housing prices by cutting programs that increase affordable housing and provide assistance to renters. 

Biden-Harris Administration Actions:

  • Cutting mortgage insurance premiums by about $900 per year for nearly 700,000 homebuyers and homeowners.
  • Providing rental assistance to more than 5 million households, including an additional 100,000 low-income families.
  • Capping rent increases in roughly 2 million apartments financed by the Low-Income Housing Tax Credit (LIHTC), saving nearly 1 million households hundreds of dollars in rent in 2024.
  • Cracking down on rental junk fees, including repeated application fees, “convenience fees” to pay rent online, and fees for mail sorting and trash collection.
  • Cracking down on price-fixing by landlords that can raise rents for tens of millions of apartments.
  • Provided rental assistance to 8 million renters to help pay rent, keep them in their homes, and cover utilities bills during the pandemic.
  • Provided homeowner assistance to over 500,000 homeowners for mortgage payments, utility expenses, and property taxes during the pandemic.

The Biden-Harris Administration Plan:

The Republican Plan to Increase Costs:

  • Congressional Republicans want to raise housing costs, including repealing investments to increase affordable housing and keep homeowners and renters in their homes, and have repeatedly proposed increasing housing costs by cutting funding for rental assistance, to build more homes, and to lower mortgage costs. Senate Republicans oppose a bill that passed the House with overwhelming bipartisan support that would help build 200,000 affordable homes.

Lowering Grocery Costs

President Biden and Vice President Harris know grocery prices are too high. They called on grocery chains making record profits to lower their prices, and appreciate that some have answered the call. Their Administration is taking action to lower grocery costs—increasing food assistance for low-income families; strengthening supply chains to lower food prices; and cracking down on price gouging and promoting competition in the agriculture industry. Congressional Republicans want to put a large tax on food imports and have voted to increase grocery costs by cutting food assistance for low-income families, new moms, and seniors. 

Biden-Harris Administration Actions:

The Biden-Harris Administration Plan:

The Republican Plan to Increase Costs:

  • Congressional Republicans have voted to keep grocery costs high by cutting food assistance for low-income families, new parents, and babies; slashing Meals on Wheels for seniors; and siding with Big Ag to try to block actions to increase competition in agriculture. Congressional Republicans are also calling for huge taxes on food imports, including a 10% across-the-board tax on all imports that would raise costs for families by an average of $1,500 per year.

Lowering Child Care and Education Costs

President Biden and Vice President Harris know child care and education is unaffordable for many families. They are fighting to lower these costs by capping child care costs for low-income families, expanding access to workforce training, and delivering on student debt relief. Their plan lowers child care costs to no more than $10 a day for most Americans, expands free universal preschool, and lowers the cost of college. Congressional Republicans have voted to raise child care and education costs by cutting Head Start and Pre-K programs, cutting Pell Grants, and blocking student debt relief. 

Biden-Harris Administration Actions:

The Biden-Harris Administration Plan:

  • Save families with children an average of $2,600 per year by restoring the expanded Child Tax Credit to help families afford everyday costs and lift 3 million children out of poverty.
  • Lower child care costs with a new program to guarantee affordable, high-quality child care for 16 million children in families making up to $200,000 per year, with most families paying no more than $10 a day and the average family saving $7,200 a year.
  • Save families of 4 million children $13,000 a year with free, universal preschool and Head Start for all four-year-olds and a path to expand preschool to three-year-olds.
  • Lower college costs by remaining on a path to double the maximum Pell Grant to $13,000 per year by 2029—with an increase of $750 next school year alone.
  • Lower the cost of college tuition by up to $20,000 by increasing access to dual enrollment for high school students.
  • Expand free community college—saving eligible students $4,500 or more per year.
  • Expand student debt relief to over 30 million Americans, including those with runaway interest, who are eligible for forgiveness but not enrolled, who entered repayment over 20 years ago, or who attended programs that failed to provide sufficient value.

The Republican Plan to Increase Costs:

Lowering Credit Card, Banking, and Other Financial Costs

President Biden and Vice President Harris are fighting Big Banks to lower the costs of using credit cards, bank services, and other financial costs. They are cutting credit card late fees from $32 to $8, overdraft fees from $35 to as low as $3, and taking on other hidden junk fees to save Americans $20 billion per year. Congressional Republicans have sided with Big Banks on Wall Street and Park Avenue to try to protect these junk fees that burden hardworking families.

Biden-Harris Administration Actions:

  • Cutting credit card late fees from $32 to $8, saving the 45 million Americans that pay these fees an average of $220 per year.
  • Protecting retirement security by cracking down on junk fees in retirement investment advice, increasing retirement savings by tens or even hundreds of thousands of dollars.
  • Saving taxpayers an average of $150 peryear with Direct File—a new, free tax filing option that has already saved filers millions of dollars in its Pilot Program and is now being expanded across the country.

The Biden-Harris Administration Plan:

The Republican Plan to Increase Costs:Congressional Republicans sided with Big Banks and other special interests to try to block actions to ban junk fees—including voting to keep credit card late fees high—and Republican officials have joined big corporations to try to overturn these consumer protections in court.

Amid Record Declines in Crime Nationwide, Governor Hochul Highlights Statewide Decline as New York Communities Ranked Among Safest in Nation

New York State Governor Kathy Hochul, in Glen Cove, delivers good news on dramatic reductions in crime on Long Island, and historic increases in state spending on local law enforcement © Karen Rubin/news-photos-features.com

As Trump, Vance and the Republicans continue to lie about crime rates rising under the Biden-Harris Administration, the FBI and police officials released figures that show record declines, especially in violent crime which soared during Trump’s failed administration.

Last year, violent crime fell to a near 50-year low as murder rates fell 13% nationally and plummeted in major cities. This trend is continuing in 2024, with violent crime and the murder rate on track for the sharpest decrease in history.

This morning, new data in major cities from the Major Cities Chiefs Association show violent crime dropping further. The Harris Campaign pointed to declines in battleground states:

The decline in crime due to the actions of the Biden-Harris Administration and its investments in community policing is being felt throughout the country.

President Joe Biden stated, “When Vice President Harris and I took office, our nation had just seen the largest increase in murders ever recorded during the previous Administration. Immediately, we got to work to make communities safer. Today, new data confirms that our efforts are working and violent crime is at a 50-year low. An independent organization of police chiefs from across our nation’s biggest cities released data showing that violent crime fell across every category in the first half of 2024. Homicides are down 17% – building on the largest-ever decline in the homicide rate nationally last year.
 
“This did not happen by accident. Our American Rescue Plan – opposed by every Republican in Congress – delivered $15 billion to cities and states to invest in public safety and violence prevention, keeping cops on the beat while working with community leaders to interrupt and prevent crime. I also signed the most significant gun violence legislation in nearly 30 years which is keeping guns out of dangerous hands by expanding background checks and helping states implement “red flag” laws.
 
“Americans are safer today than when Vice President Harris and I took office. We can’t stop now. That’s why I will continue to urge Congress to fund 100,000 additional police officers and crime prevention and community violence intervention programs, and make commonsense gun safety reforms such as a ban on assault weapons.”

Meanwhile, it is Trump who has demonstrated his willingness to defund police. As president, Trump proposed a $400 million cut to local law enforcement funding and oversaw the largest single-year spike in the murder rate in more than a century. Trump has  demanded  the defunding of federal law enforcement, while proposing using the FBI and Justice Department to go after his political enemies. His vice presidential pick JD Vance said, “I hate the police.”  His Republican allies in Congress are calling to defund the Department of Justice, the FBI, the CIA, cut funding for cybersecurity

U.S. News & World Report Ranked Counties in Long Island, Hudson Valley and New York City Among the Top 25 Safest in America

Crime in New York State Is Down 6% Year over Year

Governor Hochul Has Invested over $800 Million in Crime-Fighting Initiatives

In New York State, for example, where Republican Nassau County Executive Bruce Blakeman, trying to position himself for elevation in Republican ranks fear-mongers on crime rates), Governor Kathy Hochul today highlighted ongoing declines in statewide crime as a new independent report ranked New York communities among the safest in the nation based on violent crime rates, emergency services and other key metrics. Eight counties across New York State, including counties in Long Island, the Hudson Valley and New York City, were recognized in the U.S. News & World Report ranking of “The Top 25 Safest Communities in America” – more than any other state in the nation. Four counties were among the top ten, and one county – Nassau – was ranked the safest in the nation.

“Public safety is my top priority and I’ve been laser-focused on fighting crime from the moment I took office,” Governor Hochul said. “Our approach is working, as murders, shootings, violent crime and property crime have declined statewide. But make no mistake: our work is not over, and I’ll continue working to ensure our state is safer for all.”

New York’s nation-leading performance in this new ranking reflects a broad and ongoing decline in crime. Statewide crime is down 6% year over year, according to data from both the New York State Division of Criminal Justice Services and NYPD CompStat.

The U.S. News & World Report analysis recognized the following counties among the Top 25 Safest in America – with many of them seeing significant year-over-year declines in crime for the first half of 2024:

  • Long Island: Nassau – 18% decline; Suffolk – 13% decline
  • Hudson Valley: Rockland – 26% decline; Westchester – 8% decline; Putnam – 15% decline in 2023 (2024 data pending)
  • New York City: Brooklyn, Queens and Staten Island – combined 3.5% decline

As New York continues to make nation-leading progress in tackling crime, Governor Hochul has also continued to make historic investments in new crime-fighting initiatives statewide, amounting to more than $800 million in investments in tested programs and initiatives.

The Governor’s investments also include nationally recognized initiatives administered by the state Division of Criminal Justice Services (DCJS), which provides funding, training and technical assistance to law enforcement agencies and community-based organizations in communities hardest hit by gun violence and violent crime:

  • Nearly $36 million for the Gun Involved Violence Elimination (GIVE) initiative. Through GIVE, DCJS helps 28 police departments in 21 counties implement evidence-based strategies that have proven to be successful at reducing gun violence, including Problem-Oriented Policing, Hot-Spots Policing, Focused Deterrence/Group Violence Intervention, Street Outreach, and Crime Prevention through Environmental Design. These strategies focus on the few people and places that are responsible for most of the violence and engage the broader community to build trust. GIVE also funds district attorneys’ offices, probation departments, and sheriffs’ offices in those counties.
    • $21 million for the SNUG Street Outreach program, which uses a public health approach to address gun violence by identifying the source, interrupting transmission, and treating individuals, families and communities affected by violence. Community-based organizations and hospitals operate the program in 14 communities and employ nearly 200 outreach workers, social workers and case managers. Outreach workers are credible messengers who have lost loved ones to violence or have prior justice system involvement. They respond to shootings to prevent retaliation, detect conflicts, and resolve them peacefully before they lead to additional violence. Social workers and case managers work with individuals affected by community violence, including friends and family. DCJS also supports New York City’s violence interruption efforts, providing $5 million for its Crisis Management System (CMS) so it can bring those programs to scale.
    • $18 million for the state’s unique network of Crime Analysis Centers, which analyze, compile and distribute information, intelligence and data to local law enforcement agencies statewide. No other state has anything similar and the centers – operated in partnership with local law enforcement agencies in 10 counties and New York City – are hubs of state and local efforts to deter, investigate, and solve crimes. Last year alone, staff handled more than 90,000 requests for assistance, helping agencies solve everything from retail theft to murders.
    • Up to $20 million for Project RISE, a unique funding model that convenes community stakeholders to respond to gun violence, invest in solutions, sustain positive programming, and empower communities. In its first year, the initiative supported 99 organizations, including 74 small, grassroots programs, many of which had never received state support fort their work. Programs and services funded by RISE include academic support, employment services, mentoring, and delinquency/violence prevention.

“Governor Hochul’s comprehensive investment in programs and strategies to address the pandemic-era increase in crime is paying dividends,” New York State Division of Criminal Justice Services Commissioner Rossana Rosado said. “The DCJS budget is the largest in its history, allowing us to provide record-level funding to law enforcement agencies and community-based organizations addressing the causes and consequences of crime. I want to recognize our local partners for their tremendous efforts and my staff for their commitment to this important work.”

See also:
Facts Belie Republican Lies about Democrats’ Record on Crime, Immigration

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© 2024 News & Photo Features Syndicate, a division of Workstyles, Inc. All rights reserved. For editorial feature and photo information, go to www.news-photos-features.com, email [email protected]. Blogging at www.dailykos.com/blogs/NewsPhotosFeatures. ‘Like’ us at facebook.com/NewsPhotoFeatures, Tweet @KarenBRubin

Biden Administration Implements New Initiatives to Beat Opioid Epidemic; Calls on Congress to Act

President Biden has just issued a National Security Memorandum directing every federal Department and Agency to do even more to stop the flow of narcotics—including fentanyl—into our country, but in the end, it is up to Congress to act, which Republicans refuse to do because they want to use the border crisis and fentanyl issue to campaign on. Biden’s statement and a fact sheet of the new administration initiatives to beat back the opioid epidemic were provided by the White House:

Our Administration’s efforts have helped lead to the first decline in overdose deaths in five years.  We have seized more fentanyl at our border in the last two years than in the last five years combined, arrested and prosecuted dozens of high-level drug traffickers and cartel leaders, sanctioned over 300 entities and individuals involved in the global illicit drug trade, and forged historic counternarcotics cooperation with China. Still, far too many of our fellow Americans continue to lose loved ones to fentanyl. This is a time to act. And this is a time to stand together—for all those we have lost, and for all the lives we can still save.
 
“Today, I will issue a National Security Memorandum directing every federal Department and Agency to do even more to stop the flow of narcotics—including fentanyl—into our country.
 
“This Memorandum builds on my Unity Agenda, which made ending the opioid epidemic a top priority. It will enable our government to disrupt drug cartels—and their suppliers and financiers—more quickly and effectively. It will increase intelligence collection on traffickers’ evolving tactics to smuggle narcotics into our country. And it will help our law enforcement personnel seize more deadly drugs before they reach our communities. This Memorandum will also complement our historic work to expand access to treatment, including by making naloxone—the life-saving medication that reverses the effects of opioids—widely available over the counter for the first time. 
 
“I’m calling on Congress to do their part—including passing the Biden-Harris Administration’s “Detect and Defeat” proposals. These bipartisan proposals increase penalties on drug smugglers, give border officials key tools they need to target fentanyl at our border, and close other loopholes that traffickers exploit. I also once again urge Congress to pass the bipartisan border security agreement which provides funding for more border agents and more drug detection machines. These are the key investments needed to stop fentanyl from reaching our communities.” 

FACT SHEET: Biden-⁠Harris Administration Announces New Actions to Counter the Scourge of Fentanyl and Other Synthetic Drugs

Far too many Americans have lost children, spouses, and friends to dangerous drugs like illicitly manufactured fentanyl. It is a scourge that has no geographic or political boundaries, wreaking havoc on families and communities in all parts of America. That’s why since day one, the Biden-Harris Administration has made disrupting the supply of illicit fentanyl and other synthetic drugs a core priority. As part of their Unity Agenda for the nation, President Biden and Vice President Harris have taken a number of actions to combat the opioid epidemic: 

  • Border officials have stopped more illicit fentanyl at ports of entry in the past two fiscal years than in the previous five fiscal years combined.  In just the last five months, over 442 million potentially lethal doses of fentanyl were seized at U.S. borders. The Biden-Harris Administration continues to invest in detection technology at U.S. borders, adding dozens of new inspection systems, with dozens more coming online next year. 
  • The Biden-Harris Administration has made naloxone, a life-saving opioid overdose reversal medication, widely available over the counter, and has invested over $82 billion in treatment – 40 percent more than the previous Administration. 
  • In 2021, President Biden issued an Executive Order targeting foreign persons engaged in the global illicit drug trade and has since sanctioned over 300 persons and entities under this authority, thereby cutting them off from the United States’ financial system.

 
Due to these efforts, the number of overdose deaths in the United States has started to decline for the first time in five years. But even one death is one too many. And so today, President Biden will issue a new National Security Memorandum calling on all relevant Federal Departments and Agencies to do even more to stop the supply of illicit fentanyl and other synthetic opioids in our country. President Biden and Vice President Harris also are calling on Congress to enact legislation to increase penalties on those who bring deadly drugs into our communities and to close loopholes that drug traffickers exploit.
 
The National Security Memorandum
 
The National Security Memorandum (NSM) that the President will issue calls on all relevant Federal Departments and Agencies to do even more to stop the supply of illicit fentanyl other synthetic opioids into our country.  As drug traffickers and suppliers adapt, we must do so as well.  The NSM directs even more intelligence collection, even more intensive coordination and cooperation across Departments and Agencies, and even more actions to disrupt the production and distribution of illicit fentanyl. The NSM is one more step forward in the Biden-Harris Administration’s continued focus on dramatically reducing the supply of illicit drugs and their precursor chemicals, and protecting American lives.
 
Detect and Defeat Proposal
 
Today, the Biden-Harris Administration is also encouraging Congress to take action to combat illicit fentanyl, including by passing the Administration’s “Detect and Defeat” Counter-Fentanyl Proposal.  This proposal incorporates many of the bipartisan ideas put forward by Members of Congress, and will increase the United States’ ability to detect and seize illicit drugs and hold drug traffickers accountable.  The proposal would give border officials the tools they need to more effectively track and target the millions of small-dollar shipments that cross our borders every day—closing a loophole that drug traffickers exploit.  It would establish a nation-wide pill press and tableting machine registry so that law enforcement officials can track these machines and protect against their illicit use in producing fake fentanyl pills. And it would permanently regulate fentanyl-related substances as “Schedule I” drugs—subjecting the distribution and possession of these drugs to heightened penalties. 
 
Today’s actions build on a series of additional steps the Biden-Harris Administration has taken to combat the opioid epidemic, including: 

Biden-Harris Administration Takes Next Step Toward Additional Debt Relief for Tens of Millions of Student Loan Borrowers This Fall

President Biden presses ahead with efforts to relieve millions of Americans from the burden of student loan debt © Karen Rubin/news-photos-features.com.

In a clear demonstration of the Biden Administration refusing to give up or give in, President Biden just announced next steps to cancel student debt for some 30 million Americans – despite Republicans actually going to the Supreme Court to prevent the administration from exercising its authority.

 “Today, my Administration took another major step to cancel student debt for approximately 30 million Americans,,” President Biden stated. “By providing more information to borrowers on how they can take advantage of our upcoming debt relief programs, borrowers will be prepared to benefit swiftly once the rules are final. Despite attempts led by Republican elected officials to block our efforts, we won’t stop fighting to provide relief to student loan borrowers, fix the broken student loan system, and help borrowers get out from under the burden of student debt. 
 
“Today’s announcement comes on top of the significant progress we’ve made for students and borrowers over the past three years. That includes canceling student debt for nearly 5 million Americans so far through various actions; providing the largest increases to the maximum Pell Grant in over a decade; fixing Income-Driven Repayment so borrowers get the relief they are entitled to under the law; and holding colleges accountable for taking advantage of students and families.
 
:From day one of my Administration, I promised to fight to ensure higher education is a ticket to the middle class, not a barrier to opportunity. I will never stop working to make higher education affordable and to make sure our Administration delivers for the American people.”

This fact sheet was provided by the White House:

Next Step Toward Additional Debt Relief for Tens of Millions of Student Loan Borrowers This Fall

Starting tomorrow, the Department will email borrowers telling them about potential debt relief and giving them the opportunity to opt out   

The Biden-Harris Administration today announced that it will begin the next step toward providing student debt relief to tens of millions of borrowers this Fall. Starting tomorrow, the U.S. Department of Education (Department) will begin emailing all borrowers with at least one outstanding federally held student loan to provide updates on potential student debt relief, and to inform them they have until August 30 to call their servicer and opt out if they do not want this relief.

The rules that would provide this relief are not yet finalized, and the email does not guarantee specific borrowers will be eligible. The Department will provide additional information to borrowers once the rules are finalized this fall. These proposed rules build upon the Administration’s existing work that has approved more than $168 billion in student loan relief for nearly 4.8 million borrowers through various actions. These rules, if finalized as proposed, would bring the total number of borrowers eligible for student debt relief to over 30 million, including borrowers who have already been approved for debt cancellation by the Biden-Harris Administration over the past three years. 

“Today, the Biden-Harris administration takes another step forward in our drive to deliver student debt relief to borrowers who’ve been failed by a broken system,” said U.S. Secretary of Education Miguel Cardona. “These latest steps will mark the next milestone in our efforts to help millions of borrowers who’ve been buried under a mountain of student loan interest, or who took on debt to pay for college programs that left them worse off financially, those who have been paying their loans for twenty or more years, and many others. The Biden-Harris Administration made a commitment to deliver student debt relief to as many borrowers as possible as quickly as possible, and today, as we near the end of a lengthy rulemaking process, we’re one step closer to keeping that promise.” 

In April, the Administration released its first set of draft rules that proposed authorizing the Secretary of Education to grant student debt relief to tens of millions of borrowers across the country, including those whose balances have grown due to runaway interest and those who entered repayment on their loans a long time ago, among others. If these rules are finalized as the Department has proposed, they would authorize the Secretary of Education to provide partial or full debt relief for the following groups of borrowers:

  • Borrowers who owe more now than they did at the start of repayment. Borrowers would be eligible for relief if they have a current balance on certain types of Federal student loans that is greater than the balance of that loan when it entered repayment due to runaway interest. The Department estimates that this debt relief would impact nearly 23 million borrowers, the majority of whom are Pell Grant recipients.
    • Borrowers who have been in repayment for decades. If a borrower with only undergraduate loans has been in repayment for more than 20 years (received on or before July 1, 2005), they would be eligible for this relief. Borrowers with at least one graduate loan who have been in repayment for more than 25 years (received on or before July 1, 2000) would also be eligible.
    • Borrowers who are otherwise eligible for loan forgiveness but have not yet applied. If a borrower hasn’t successfully enrolled in an income-driven repayment (IDR) plan but would be eligible for immediate forgiveness, they would be eligible for relief. Borrowers who would be eligible for closed school discharge or other types of forgiveness opportunities but haven’t successfully applied would also be eligible for this relief.
    • Borrowers who enrolled in low-financial value programs. If a borrower attended an institution that failed to provide sufficient financial value, or that failed one of the Department’s accountability standards for institutions, those borrowers would also be eligible for debt relief.

If finalized as proposed, these new rules would authorize relief for borrowers across the country who have struggled with the burden of student loan debt. The Department expects that all four of these proposed forms of relief would be provided to eligible borrowers without requiring any action from borrowers; no application would be needed.

If, however, borrowers prefer to opt out of this debt relief for any reason, they can do so by contacting their servicer by Aug. 30, 2024. Borrowers who opt out of this debt relief will not be able to opt back in, and they will also be temporarily opted out of forgiveness due to enrollment in an IDR plan until the Department is able to automatically assess their eligibility for that benefit in a few months. In addition, borrowers would only be eligible for the proposed relief if they have entered repayment at the time that the Department would be determining eligibility, after the proposed rules are finalized.

More information for borrowers about this debt relief is available at StudentAid.gov/debt-relief.

An unparalleled track record of borrower assistance

The Biden-Harris Administration has taken historic steps to reduce the burden of student debt and ensure that student loans are not a barrier to educational and economic opportunity for students and families. The Administration secured a $900 increase to the maximum Pell Grant—the largest increase in a decade—and finalized new rules to help protect borrowers from career programs that leave graduates with unaffordable debts or insufficient earnings. The Administration continues its work to issue debt relief regulations under the Higher Education Act, with final regulations expected this fall.

The Biden-Harris Administration has approved the following debt relief for borrowers:

  • $69.2 billion for 946,000 borrowers through fixes to Public Service Loan Forgiveness (PSLF).
    • $51 billion for more than 1 million borrowers through administrative adjustments to IDR payment counts. These adjustments have brought borrowers closer to forgiveness and addressed longstanding concerns with the misuse of forbearance by loan servicers.
    • $28.7 billion for more than 1.6 million borrowers who were cheated by their schools, saw their institutions precipitously close, or are covered by related court settlements.
    • $14.1 billion for more than 548,000 borrowers with a total and permanent disability.

$5.5 billion for 414,000 borrowers through the SAVE Plan

National Security Advisor Affirms Importance of Civilian, Military Mariners to America’s Global Primacy in Commencement Address to US Merchant Marine Academy

The U.S. Merchant Marine Academy (USMMA) at Kings Point, NY graduated 214 new U.S. Merchant Marine and Military Officers in its Class of 2024 commencement ceremony © Karen Rubin/news-photos-features.com

By Karen Rubin, News-Photos-Features.com, [email protected]

In a commanding display how important civilian and military mariners are to U.S. national and economic security, this year’s U.S. Merchant Marine Academy graduation featured an array of top brass including keynote speaker National Security Advisor Jake Sullivan; U.S. Congressman Tom Suozzi; Deputy Transportation Secretary Polly Trottenberg; Maritime Administer Rear Admiral Ann C. Phillips; General Eric M. Smith, the 39th Commandant of the Marine Corps; Vice Admiral Joanna M. Nuna, the 14th Superintendent of USMMA; and Rear Admiral Dianna Wolfson (USMMA class of ’96), who delivered the distinguished  Alumna speech on the 50th anniversary of the first women to be admitted to USMMA, indeed, any federal  service academy.

In a commanding display how important civilian and military mariners are to U.S. national and economic security, this year’s U.S. Merchant Marine Academy graduation featured an array of top brass including keynote speaker National Security Advisor Jake Sullivan; Congressman Tom Suozzi; Deputy Transportation Secretary Polly Trottenberg; Maritime Administer Rear Admiral Ann C. Phillips; General Eric M. Smith, the 39th Commandant of the Marine Corps;Vice Admiral Joanna M. Nuna, the 14th Superintendent of USMMA; and Rear Admiral Dianna Wolfson (’96), who delivered the distinguished  Alumna speech on the 50th anniversary of the first women to be admitted to USMMA, indeed, any federal  service academy. © Karen Rubin/news-photos-features.com

Their speeches were inspiring and captured the “pivotal” inflection of time as the U.S. fights to maintain its primacy of the sea and keep commerce (90 percent of trade conducted by sea) free flowing, tackle the challenges of Ukraine, China’s incursions into the Pacific, the threats in the Mediterranean by non-state actors. In all of these, mariners in civilian shipping and mariners in the military play a key role to keep the seas open and free to trade, or to deliver critical supplies to the front lines

In his keynote address, Jake Sullivan, National Security Advisor told the 214 graduates, “as the President’s National Security Advisor, I see the impact of the U.S. Merchant Marine every single day.” © Karen Rubin/news-photos-features.com

In his keynote address, Jake Sullivan, National Security Advisor told the 214 graduates, “You have much to be proud of and the path you have chosen is a tremendously honorable one. As soon-to-be ensigns and second lieutenants, assistant engineers, and third mates, you will crew ships that are essential to our Nation’s security,” said Sullivan. “You’ll spend a large part of your life at sea so your fellow Americans can live safely at home.”

Rear Admiral Ann c. Phillips, Maritime Administrator emphasizes the importance of the United States maintaining its primacy on the sea and the role the US Merchant Marine Academy plays © Karen Rubin/news-photos-features.com

He continued, “Now, as the President’s National Security Advisor, I see the impact of the U.S. Merchant Marine every single day. In the Atlantic, you are making sure that ammunition reaches Ukrainian soldiers fighting for their freedom. In the Pacific, you are deterring aggression and upholding freedom of navigation. In the Red Sea, as Admiral Nunan and Administrator Phillips referenced, you’re facing down unprecedented attacks against international trade in one of the most vital waterways in the world. At ports, on decks, and in engine rooms around the globe, the Blue and Gray help keep our people safe and our country strong. And in return, we owe it to you to keep the merchant marine strong and that’s why President Biden is taking historic steps to spur investment in ships made in American shipyards, built with American supplies, and crewed by American Mariners.”

Vice Admiral Joanna M. Nunan, USMMA superintendent, addressed the “Covid kids,” the Class that arrived at the height of the pandemic, and said, “Class of 2024, you were always determined, a breed apart, the essence of Acta non Verba!” © Karen Rubin/news-photos-features.com

As Superintendent, Vice Admiral Joanna M. Nunan, USMS, addressed the “Covid kids,” the Class that arrived at the height of the pandemic, and said, “Somehow, you kept your faith in Kings Point’s promise that the world would open to you. Class of 2024, you were always determined, a breed apart, the essence of Acta non Verba!”

Distinguished Alumna Rear Adm. Dianna Wolfson, USN, Director of Fleet Maintenance, U.S. Fleet Forces Command, Class of ’96, said, “We stand at a pivotal moment today, facing formidable challenges on the horizon but I have every confidence that the men and women graduating here today are not just equipped to face these challenges, but to conquer them.” © Karen Rubin/news-photos-features.com

Speaking to the new graduates, Distinguished Alumna Rear Adm. Dianna Wolfson, USN, Director of Fleet Maintenance, U.S. Fleet Forces Command, Class of ’96, said, “We stand at a pivotal moment today, facing formidable challenges on the horizon but I have every confidence that the men and women graduating here today are not just equipped to face these challenges, but to conquer them.”

General Eric M. Smith, USMC, 39th Commandant of the Marine Corps, administered the commissioning oath  to the 214 graduates before an audience of more than 3,000 © Karen Rubin/news-photos-features.com

As part of the commencement exercises, General Eric M. Smith, USMC, 39th Commandant of the Marine Corps, administered the commissioning oath  to the 214 graduates before an audience of more than 3,000, including family members, and representatives from the federal government, U.S. military, and maritime industry.

The 214 US Merchant Marine Academy graduates take their oath © Karen Rubin/news-photos-features.com

Rear Adm. Michael E. Platt, USCG, Commander, First Coast Guard District, administered the Merchant Mariner Oath to all the graduates and 56 graduates were also sworn in as active-duty officers in the Army, Marine Corps, Navy, Air Force, and Coast Guard. The remaining graduates will serve as Navy reservists in the Strategic Sealift Officer Program while working as USCG-Licensed Mariners aboard deep-sea vessels, offshore supply vessels, tugs, and towing vessels.

National Security Advisor Jake Sullivan congratulates the USMMA valedictorian Midshipman First Class Zachary Makram Almadani of Colorado Springs, CO © Karen Rubin/news-photos-features.com

After the ceremony concluded, Admiral Nunan said, “the presence of the National Security Advisor and the Commandant of the Marine Corps was not just an honor but a testament to the critical role the U.S. Merchant Marine Academy plays in protecting our nation.  Their participation added overwhelming excitement and pride among the graduates and their families, and was matched only by the enjoyment they showed in joining us.”

Graduates give the US Merchant Marine Academy traditional “hip hip hurray” cheer © Karen Rubin/news-photos-features.com

Each Congressionally nominated graduate received a Bachelor of Science Degree and an unlimited Merchant Marine Officer license from the Coast Guard, and an officer’s commission in the Navy or other branch of the military. In exchange for their education, each has the option of serving as a Merchant Marine Officer while concurrently serving in any branch of the U.S. military in the reserves or serving five years of active duty. USMMA graduates ensure a steady stream of Merchant Marine Officers who support the nation’s economic and security requirements in times of peace and war.

The U.S. Merchant Marine Academy, located in Kings Point, N.Y, educates and graduates leaders of exemplary character who are inspired to serve the national security, marine transportation, and economic needs of the United States as licensed Merchant Marine Officers and commissioned officers in the Armed Forces. President Franklin D. Roosevelt dedicated the Academy, which was established under the Merchant Marine Act of 1936, as the United States Merchant Marine Academy in 1943. It is administered by the Maritime Administration under the auspices of the Department of Transportation.

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© 2024 News & Photo Features Syndicate, a division of Workstyles, Inc. All rights reserved. For editorial feature and photo information, go to www.news-photos-features.com, email [email protected]. Blogging at www.dailykos.com/blogs/NewsPhotosFeatures. ‘Like’ us at facebook.com/NewsPhotoFeatures, Tweet @KarenBRubin

VP Harris at UNITE HERE Union Convention Stands Up for Workers, Working Families: ‘Are You Ready to Fight for Freedom, for Opportunity’

Vice President Kamala Harris came to New York City for the UNITE HERE union convention and drew a sharp contrast to what the Biden-Harris administration has done for labor and will do, and what Trump and the Republicans stand for © Karen Rubin/news-photos-features.com

Vice President Kamala Harris came to New York City for the UNITE HERE union convention in which she stood up for workers and labor as a representative of the most pro-union administration possibly ever, and drew a sharp contrast to what the Biden-Harris administration has done for labor and will do, and what Trump and the Republicans stand for.

She was warmly received by UNITE HERE, a labor union representing 300,000 across Canada and the United States who work in the hotel, gaming, food service, manufacturing, textile, distribution, laundry, transportation, and airport industries.

Here is an edited transcript of her remarks: –Karen Rubin/news-photos-features.com


     THE VICE PRESIDENT:  Good morning, everyone.  Good morning, UNITE HERE.  (Applause.)  Good morning.

     Oh, it’s good to be in the house of labor.  Good morning.  (Applause.)

     AUDIENCE MEMBER:  We love you, Kamala!

     THE VICE PRESIDENT:  And you know I love you.

     THE VICE PRESIDENT:  You know, in 2020, in states like Georgia, Nevada, and Arizona, it was you — it was the members of this union who energized, who organized, and mobilized.  It is because of your work and your support that Joe Biden is President of the United States and I am the first woman elected Vice President of the United States.  (Applause.)  I’m really clear about how we got here….

More than a hundred years ago, in Lawrence, Massachusetts, tens of thousands of textile workers — many of them women — came together to demand fair pay and safer working conditions…

And in the decades since, the workers of UNITE HERE have taken on some of the most powerful corporations in our nation, from Big Pharma to the hedge funds, which took over casinos and put profits over workers.  And you have won — you’ve won fair pay, better benefits, safer working conditions, and protection against discrimination and harassment. 

Vice President Kamala Harris at the UNITE HERE union convention, reviews the Biden-Harris Administration’s record of delivering for workers and working families © Karen Rubin/news-photos-features.com

Through the power of the collective, you have transformed millions of jobs into middle-class jobs — jobs that come with the dignity that all people deserve.  (Applause.)

And I know of your work.  For many years, I have had the honor to work closely with the leaders of this union.  When I was Attorney General of California, I worked with j- — with you, with many of the leaders here to crack down on wage theft.  As a United States senator, we fought together for paid family leave and medical leave for more workers.  (Applause.) 

And as Elena mentioned, this past October, with pride, I stood in Las Vegas with the workers of Culinary 226 for your Day of Action — (applause) — (laughs) — ohh — for your Day of Action — (applause) —

     AUDIENCE MEMBER:  226!

     THE VICE PRESIDENT:  — and again — 226! — (laughs) —

AUDIENCE:  226!  226!  226!

THE VICE PRESIDENT:  And again, in Las Vegas, a few months later, it was my honor to join Culinary —

AUDIENCE:  226!

THE VICE PRESIDENT:  — once again — (laughs) — to celebrate your contract win.  And, my goodness, what a historic contract win: your historic pay raise of 32 percent.  Extraordinary.  Extraordinary.  (Applause.)  

Vice President Kamala Harris at the UNITE HERE union convention, reviews the Biden-Harris Administration’s record of delivering for workers and working families © Karen Rubin/news-photos-features.com

And, of course, this was a victory for all workers — for all workers — because, as we in this room know, when union wages go up, everyone’s wages go up.  (Applause.)  When union workplaces are more safe, all workplaces are more safe.  When unions are strong, America is strong.  (Applause.)

And President Joe Biden and I are proud to stand by your side.  (Applause.) 

So, together — together, we have fought for affordable healthcare, knowing healthcare should be a right and not just a privilege of those who can afford it.  (Applause.)

We, together — together, we took on Big Pharma and capped the cost of insulin at $35 a month for our seniors.  (Applause.)  And now, because of our work together, three of the largest drug companies in the country are capping the cost of asthma inhalers from hundreds of dollars each to just $35 each.  (Applause.) And we know how that affects so many of our babies, historically, and how expensive those inhalers have been.

And we are finally making it so that medical debt can no longer count against your credit score — (applause) — which means medical debt can no longer get in the way of someone’s ability to get a car loan, to get a home loan, to get a lease for an apartment.  (Applause.) 

Because I don’t need to tell anyone here, medical debt — well, most people come by medical debt because of a medical emergency.  They didn’t ask for it.  They didn’t save for it.  And it happens, and then they’re out tens to hundreds of thousands of dollars.  And the way it has been working is it can count against somebody’s credit score. 

Well, your credit score is supposed to be a measure of whether you are financially responsible.  It doesn’t make any sense that you would cause somebody to take a hit to their credit score for a medical emergency, and that’s why we’re getting rid of that.  (Applause.)    

In addition to medical debt, we are also addressing the issue of student loan debt.  (Applause.)  So far, we have forgiven student loan debt for nearly 5 million Americans and twice as much for our public servants, including our teachers, our nurses, and firefighters.  (Applause.)

Vice President Kamala Harris at the UNITE HERE union convention, reviews the Biden-Harris Administration’s record of delivering for workers and working families © Karen Rubin/news-photos-features.com

So, UNITE HERE, I stand here as we are 137 days away from the most important election of our lifetime.  And there is a very clear contrast between who we have looked out for and who the last administration looked out for. 

Whereas the last administration gave tax cuts to billionaires —

AUDIENCE:  Booo —

THE VICE PRESIDENT:  — we gave tax cuts to families with children through the Child Tax Credit — (applause) — and cut the rate of child poverty in half when we did it.  (Applause.)  

We are also proud to lead the most pro-union administration in the history of America.  (Applause.)  We expanded the power of OSHA to make workplaces safer.  (Applause.)

As head of the White House Labor Task Force, I have led our work to eliminate barriers to organizing in both public and private sectors.  (Applause.)

And we did the long overdue work to protect the pension plans of now more than 1 million union workers — (applause) — including thousands of UNITE HERE members and retirees.  
 
On the issue of immigration, we believe in keeping families together, not tearing them apart.  (Applause.)  So, now, undocumented spouses of American citizens who have been in the country for 10 or more years can stay in the country while they apply for a green card — (applause) — and so can their children.  (Applause.)

We also made it easier for thousands of DREAMers who have graduated college to secure work permits, because our entire nation benefits from their extraordinary skill, talent, and ambition.  (Applause.)

So, the bottom line is that in all we do, President Biden and I are guided by the belief that we work for you and we will fight with you, alongside you, and for you.  
 
On the other hand, Donald Trump has made it clear time and time again —

AUDIENCE:  Booo —

THE VICE PRESIDENT:  — he only cares about himself.  He openly talks about his intention to weaponize the Department of Justice against his enemies.  He openly talks about his admiration for dictators.

AUDIENCE:  Booo —

THE VICE PRESIDENT:  Has vowed on day one that he will be a dictator on day one. 

AUDIENCE:  Booo —

     THE VICE PRESIDENT:  He said he is — and I’m going to quote — “proudly responsible” for overturning Roe v. Wade and taking —

AUDIENCE:  Booo —

THE VICE PRESIDENT:  — taking freedom of choice from millions of women in our country.

AUDIENCE:  Booo —

THE VICE PRESIDENT:  And get this.  Recently, in Las Vegas — you might have seen this.  Recently, in Las Vegas — well, it was a typical day in Vegas; it was 104 degrees.  (Laughter.)  You know what I’m saying.  But on a day that was 104 degrees and his supporters were outside, Donald Trump told the crowd — and I’m going to quote — “I don’t care about you.  I just want your vote.” 

AUDIENCE:  Booo —

THE VICE PRESIDENT:  Maya Angelou told us how we should think about these kinds of moments.  Remember what Maya Angelou said?  She said, “When someone tells you who they are, believe them the first time.”  Believe them the first time.  (Applause.)

So, we see what’s happening.  We see what’s happening.

Donald Trump and his allies, they’re working from a playbook: to attack freedoms, to spread hate, to divide our country, and to make people feel alone, to make people feel small. 
 
But in the face of these attacks, we here know the power of the collective.  And, UNITE HERE, I believe when you know what you stand for, you know what to fight for.
  (Applause.) 

We stand for freedom and opportunity.  We fight for paid family leave and affordable childcare.  We fight to lower rents, and we fight to help more Americans buy a home.  (Applause.)  We fight to secure a pathway for citizenship, including for our DREAMers.  And we fight for the dignity of all people.  (Applause.)  Because we know what we stand for, and so we know what to fight for.   
 
And in this moment, our nation needs everyone here.  We need you.  We really do.  We need you to continue to do what you know how to do so well.  You’re the best at it. 

     We need you to continue to organize.  We need you to continue to mobilize.  We need you to continue knocking on that door and practicing how to do it.  (Laughs.)  (Applause.)  And we need you to make your voices heard.
 

Vice President Kamala Harris at the UNITE HERE union convention in NYC: “Are you ready to make your voices heard? Are you ready to fight for freedom?  Are you ready to fight for opportunity?” © Karen Rubin/news-photos-features.com

So, UNITE HERE, are you ready to make your voices heard?

     AUDIENCE:  Yes! 

THE VICE PRESIDENT:  Are you ready to fight for freedom? 

     AUDIENCE:  Yes! 

THE VICE PRESIDENT:  Are you ready to fight for opportunity?

     AUDIENCE:  Yes!   

THE VICE PRESIDENT:  Are you ready to fight for the promise of America?

     AUDIENCE:  Yes!  

THE VICE PRESIDENT:  And when we fight —

AUDIENCE:  We win!

     THE VICE PRESIDENT:  — we win!

God bless you.  God bless America.  Thank you all.  (Applause.)

President Biden Addresses Everytown’s Gun Sense University: ‘You’ve helped power a movement that is turning this cause into reality…Keep it up’

Less than two hours after hearing his only surviving son, Hunter, was found guilty of 3 gun possession offenses, President Joe Biden stood steadfast to uphold policies and laws to reduce America’s gun violence epidemic and change America’s cultural idolatry with guns. © Karen Rubin/news-photos-features.com via MSNBC.

Less than two hours after hearing his only surviving son, Hunter, was found guilty of 3 gun possession offenses, President Joe Biden stood steadfast to uphold policies and laws to reduce America’s gun violence epidemic and change America’s cultural idolatry with guns. In that moment, he did two critical things befitting a president and a man of character and commitment: he upheld the rule of Law and the judicial process, saying he would respect the jury’s verdict and would not pardon his son, and vowed to continue the yeoman’s job of reversing America’s uniquely horrendous level of gun violence. (See: Biden Lauds Everytown, Moms Demand Action GunSense Activists; Points to Historic Progress But More to Do to Stem Gun Violence). –Karen Rubin/news-photos-features.com

Here is an edited transcript of his remarks:

Julvonnia, I know from experience it takes extraordinary courage for you to stand up here and retell your son’s story — and many of you who have lost someone to gun violence.  It’s been a passion of mine for a long, long time. 

It’s the reason way back, a long time ago, I authored the Violence Against Women Act, which no one thought made any sense at the time.  It had — I had a lot of trouble getting people to think we could make a difference. 

But the fact of the matter is I remember well when you first started it with me — this extraordinary courage.  You know, through your words, you help ensure that your son and all the victims of gun violence are not forgotten.  They didn’t die in vain.  Through your love, you help prevent the next tragedy.  It saves lives. 

And through your actions, you remember us — we’ll never let go of one thing that we must never, never lose.  And I mean this.  I know it’s hard because I’ve gotten those phone calls, too, saying I lost a son, a daughter, a wife.  I know what it’s like.  But guess what?  Never give up on hope — hope, hope, hope.  (Applause.)  

I give you my word.  I know what that feels — that black hole when you receive that phone call that seems like you’re — black hole in your chest — you’re being sucked into it.  Just showing up here and all the work you’ve done takes some courage because it reminds you of the mo- — moment you got that phone call.  It reminds you, no matter how long it goes, until y- — it just — it’s hard.  But you’re so — you’re ma- — you’re making such a difference.  The main reason I’m here is to say — and I mean this from the bottom of my heart –…

Folks, to Everytown and all the leaders and advocates here today, I want to thank you for the dedication to this vital issue you’ve shown.

And to all the survivors, veterans, families, moms who have turned their pain and your purpose into the loss and you’re determined to not focus on your anger but on what you can do.

Look, folks, you’ve helped power a movement that is turning this cause into reality — especially young people, who demanded our nation do better to protect us all — (applause) — who protested, who organized, who voted, who ran for office, and, yes, who marched for their lives.  (Applause.) 

From my perspective, today is about celebrating you.  You’re the reason I’m so optimistic about the future of our country, and I mean that.

In two weeks, we’ll mark the second anniversary of the Bipartisan Safer Communities Act.  (Applause.)  It’s the most significant gun legislation in nearly 30 years, and we passed it only because you gone out and vou worked like hell to get it done.  May have the idea, but you got it ma- — you made it happen. 

It was designed to reduce gun violence and save lives.  And I’m so proud of the tremendous progress we’ve made since then. 

You know, the year before I came to the presidency, the murder rate was the highest increase on record.  Last year, we saw the largest decrease of murder in the history of (inaudible).  (Applause.)  And those rates are continuing to fall faster than ever. 

Last year, we also saw one of the lowest rates of all violent crime in nearly 50 years.  Murder, rape, aggravated assault, robbery all dropped sharply, along with burglary and property crime.  (Applause.)  Becau- — this matters. 

So much of this progress is because — and I’m not just trying to be solicitous — it’s because of you.  Don’t underestimate what you have done.  It’s amazing what you have done.  You changed people’s minds — your neighbors, your friends, the folks down at the restaurant, the folks at the grocery store.

Through the American Rescue Plan, I was able to invest $15 billion, the largest investment ever to reduce crime.  And we built on that progress, with your help, the Bipa- — (applause) — through the Bipartisan Safer Communities Act. 

And here’s how.  First, the act is helping reduce community violence and domestic violence.  It invests $250 million in violence intervention programs all across the country.  (Applause.)  People are now — my daughter is a social worker working with violence against women.  What people don’t realize is these things matter.  They change attitudes. 

We’ve already funded nearly 80 programs and counting.  We also made gun trafficking and straw purchasing a federal crime for the first time, giving prosecutors the legal tools to charge traffickers and hold them accountable for the more severe penalties that are available.  (Applause.) 

Additionally, the law strengthens background checks for anyone under the age of 21 trying to purchase a firearm.  And it’s about time.  There’s more we have to do there.  It’s a big deal.  (Applause.)  Since the law was passed and implemented, the FBI has stopped more than 700 sales of firearms for individuals under the age of 21. 

And about 20,000 unlicensed firearms dealer are now required to become licensed to run background checks — (applause) — which will keep guns out of dangerous hands. 

Second, the act helps stops mass shootings, provides $750 million to state — to — to states to implement their crisis interventions like red flag laws that temporarily remove firearms from those who are in danger to themselves or others.  (Applause.)  

It also gives $1.3 billion to thousands of schools across the country to build a safer learning environments, including (applause) updating safety plans, installing security equipment, hiring mental health professionals and school resource officers — (applause) — I’m married to a full-time teacher; I get it — (applause) — as well as violence intervention teams.

Folks, look, third, the act invests over $1 billion, the largest one-time investment ever in mental health — youth mental health in our schools — (applause) — to help them deal with grief and trauma resulting in gun violence.  I’ve attended too many mass shootings — I’ve gone to too many schools across America and stood there and looked at the faces of those young children who made it and look at all the families that lost somebody.  It’s tragic.  But it needs help.  They need help to get through it.

It includes an additional 14,000 mental health professionals to be hired and trained in our schools — to work in our schools full time.  That’s 14,000 more.  And — (applause) — and over 170,000 Americans across the country have been trained to identify when someone is having a mental health crisis and connect them to the help they need.  (Applause.) 

By the way, one of the reasons I wrote the latest veterans bill was because more veterans and more active-duty personnel are dying of suicide than any combat zone.  (Applause.)  It matters. 

And, folks, this historic law is already saving lives.  But there is still so much more to do to maximize the benefits of the Bipartisan Safer Communities Act. 

That’s why, last September, I established the first-ever White House Office of Gun Violence Prevention.  (Applause.)  And I mean it.  We got first-rate professionals there and overseen by my incredible Vice President — (applause) — who is a pretty fierce prosecutor as well — to drive and coordinate government and nationwide effort to reduce gun violence in America.  That’s why we did it.  And to send a clear message about how important this issue is to me, to you, and to the entire country.

President Joe Biden was cheered on at Everytown’s Gun Sense University, where he thanked the Everytown for Gun Safety and Moms Demand Action activists for creating a movement that is changing America’s gun culture © Karen Rubin/news-photos-features.com via MSNBC.

Folks — (applause) — you’re changing the nation.  You really are.  You’re changing the nation.  It builds upon the dozen of executive actions my administration has taken to reduce gun violence — more than any of my predecessors, and I suspect more than all of them combined — everything from cracking down on ghost guns, gun trafficking, and so much more.  

Folks, we’re not stopping there.  It’s time, once again, to do what I did when I was a senator: ban assault weapons.  (Applause.)  I mean it. 

AUDIENCE:  Four more years!  Four more years!  Four more years! 

THE PRESIDENT:  Thank you. 

Who in God’s name needs a magazine which can hold 200 shells?

AUDIENCE MEMBER:  Nobody!

THE PRESIDENT:  Nobody.  That’s right….

But think about it.  They’re weapons of war. 

And, by the way, it’s time we establish universal background checks — (applause) — and require the safe storage of firearms.  We should hold — (applause) — we should hold families responsible if they don’t provide those locks on those guns…. 

And, by the way, this is the most important: The only industry in America that has immunity are gun dealers.  We got to end it — (applause) — end it now.  No, I mean it.

Imagine — imagine if we gave — if we gave tobacco an exception they could not be prosecuted.  We — what would happen?  We’d still — a thousand more people would be dying of cancer because of smoke inhalation. 

It’s time we increase funding for the Bureau of Alcohol, Tobacco, and Firearms and Explosives and other law enforcement agencies as well — (applause) — to solve the crimes faster.  

Look, unfortunately — this is the only partisan thing I’m going to say — the congressional Republicans oppose all of these — every one of these.  Instead of trying to stop our ban on ghost gun kits that can commit crimes, they’re working like hell to stop it.  They want to abolish the Bureau of Alcohol, Tobacco, and Firearms and Explosives, which is responsible for fighting gun crimes. 

You can’t be pro law enforcement and say you are pro law enforcement and be pro abolishing the AFT.  (Applause.)  You can’t do it.  It’s outrageous…

What in God’s name is the rationale for taking away the Alcohol, Tobacco, and Firearms?

After a school shooting in Iowa that killed a student and a teacher, my predecessor was asked about it.  You remember what he said.  He said, “Have to get over it.”  Hell no, we don’t have to get over it.  (Applause.)  We got to stop it.  We got to stop it and stop it now.  (Applause.)

More children are killed in America by guns than cancer and car accidents combined.  (Applause.)  My predecessor told the NRA convention recently he’s proud that, quote, “I did nothing on guns when I was president.”  And by doing nothing, he made the situation considerably worse. 

That’s why Everytown, why this summit, why all of you here today are so damn important.  We need you.  We need you to overcome the unrelenting opposition of the gun lobby, gun manufacturers, and so many politicians when they oppose commonsense gun legislation. 

When I was no longer the vice president, I became a professor at the University of — of Pennsylvania.  Before that, I taught a constitutional law class, and so I taught the Second Amendment. 

There’s never been a time that says you can own anything you want.  You couldn’t own a cannon during the Civil War.  (Laughter.).. 
And, by the way, if they want to think they — it’s to take on government if we get out of line, which they’re talking again about — well, guess what?  They need F-15s.  They don’t need a rifle.  (Laughter.)

Folks, look, this is crazy, what we’re talking about.  Because whether we’re Democrats or Republicans, we want all families to be safe.  (Applause.)  We all want to drop them off at a house of worship, a mall, a movie theater, a school without worrying if it’s the last time I’m going to get to see them.  (Applause.)  We all want our kids to have the freedom to learn how to read and write in schools instead of learning how to duck and cover, for God sake.  (Applause.) 

And above all — above all, we all agree: We are not finished.  (Applause.)  Look, no single — no single action can solve the entirety of the gun violence epidemic.  But together, our efforts, your efforts are saving lives. 

You can help rally a nation with a sense of urgency and seriousness of purpose.  You’re changing the culture.  We are proving we can do more than just thoughts and prayers — just more than thoughts and prayers.  You’re changing politics.  You’re proving that you’re powerful and you’re relentless, and I mean that.  

Let me close with this.  I know many people here have been impacted by gun violence and are tired and frustrated.  (Applause.)  No — no, I — I know.  I’ve been to too many — I’ve literally spoken with well over a thousand families at these events that I’ve attended for mass shootings.  And the look in their eyes — you can almost feel that black hole they feel in the center of their chest, like they’re being sucked in, there’s no way out.  And if they have remaining children, you look at the children and they wonder, “Mommy, Daddy, how about me?”

And I know you may wonder: Are we ever going to make full progress that we need to make?  I’m here to tell you we have no choice.  We cannot give up trying for all the lives lost and all those who still there to save.  We’re going to get there. 

I have no illusions about how difficult it may be.  But I also have no illusions about the people in this room.

You’re changing the attitude of the public — I really mean it.  I’m going back to why I got here in the first place.  That is to say thank you.

I can come up with all these ideas about the laws we can change to make it easier, but you’re changing people’s lives.  You’re convincing your neighbors and people this is necessary.  It’s beginning to move.

Look at what we’ve already done around the community.  Look at the movement you’ve built, the elected officials standing with you.  Look at all the mothers organizations across the country. 

AUDIENCE MEMBER:  Mr. President, you are making a change too!  I love you so much!  (Inaudible.)  (Laughter and applause.)

THE PRESIDENT:    (Applause.) Look —

When there’s a crisis, half of what people affected by a crisis have to know: Is anybody listening?  Do you hear me?  Do they hear what we’re saying?

Listen to the young people who are speaking out.  That’s the power of the memory of your loved ones.  That’s the power of this movement.  That’s the power of America.

We just have to keep going and keep the faith and remember who we are.  We are the United States of America, and there is nothing beyond our capacity when we act and do it together.  (Applause.) So, God bless you all.  And may God protect our troops.  (Applause.)

Thank you, thank you, thank you.  Keep it up.  (Applause.) Thank you.