Category Archives: Economy

Senator Klobuchar Releases Plan to Prepare For and Respond to the Coronavirus in Rural America

Senator Amy Klobuchar, a member of the Senate Agriculture Committee, released a plan to prepare for and respond to the coronavirus in rural America involving bolstering health care infrastructure, agriculture supply chain and rural economy © Karen Rubin/news-photos-features.com

MINNEAPOLIS, MN — Today, Senator Amy Klobuchar released a plan to prepare for and respond to the coronavirus in rural America. 

As a senior member of the Senate Agriculture Committee, Senator Klobuchar has long been a leader in tackling the challenges that rural communities face. She believes our country needs to take immediate action to respond to the pandemic’s spread to rural America by strengthening rural hospitals and rural health care systems, supporting farmers and ensuring the continuity of the agricultural supply chain, and helping small businesses, workers and other critical aspects of the rural economy. 

“We’re facing a national crisis — it affects every American, no matter where they live,” said Senator Amy Klobuchar. “While COVID-19 may be slower to spread to some rural areas, its impact will likely be just as serious, as we’ve seen in places like Albany, Georgia and Martin County, Minnesota. From expanding access to health care, to supporting farmers, to helping small businesses, we need to ensure that all communities across rural America are not left behind and have the resources they need to respond to this pandemic.”

Plan to Prepare For and Respond to the Coronavirus in Rural America

The coronavirus pandemic is a national crisis — it affects every American, no matter where they live. While COVID-19 may be slower to spread to some rural areas, its impact is expected to be as serious as it has been in urban areas. Rural Americans are more vulnerable to the virus but are often less able to access treatment. Rural Americans are more likely to be older and have serious chronic medical conditions — two of the greatest risk factors for severe illness from COVID-19. At the same time, people living in rural America are more likely to be poor and uninsured, making it difficult for them to afford treatment. And many rural hospitals and health care systems have fewer ICU beds and resources and could quickly become overwhelmed if they experience even a minor surge in critical patients.

Many rural communities are already facing these challenges. In Georgia, the rural city of Albany has been badly hit by pandemic — in early April it had one of the highest percentages of confirmed cases anywhere in the country and the National Guard has been deployed to help the local hospital. The town, whose residents are predominantly African American, also highlights the impact that our country’s response to the virus in rural America has on people of color — one in five rural Americans is a person of color or an indigenous person, and the coronavirus appears to be infecting and killing people of color at a disproportionately high rate.

In addition to the public health crisis rural communities are confronting, they are also facing an economic crisis. The farming and agriculture industry is seeing major disruptions due to the coronavirus, which will not only hurt rural areas, but could lead to higher food prices for consumers across the country. Small businesses, which are the backbone of many rural economies, are being hit hard, and rural workers are struggling to access child care, broadband, and many other critical services during the pandemic.

As a senior member of the Senate Agriculture Committee, Senator Klobuchar has long been a leader in tackling the challenges that rural communities face. She believes our country needs to take immediate action to respond to the pandemic’s spread to rural America by strengthening rural hospitals and rural health care systems, supporting farmers and ensuring the continuity of the agricultural supply chain, and helping small businesses, workers, and other critical aspects of the rural economy. The only way to beat this pandemic is to fight the virus together, and that means making sure that every community — from the biggest city to the smallest town — has the resources and support they need to respond to this crisis. 

Rural Health Care

Rural health care systems are on the front lines of combating the coronavirus, but many are facing shortages of critical resources that they will need to treat patients — from ICU beds and ventilators, to doctors, nurses and other health care workers staffing the hospitals, to testing and personal protective equipment. We need to anticipate these challenges in areas that haven’t yet seen a surge in cases and make sure that we’re getting rural health care systems the support they need to keep people safe.

Rural Hospitals and Health Clinics

Provide rural hospitals the resources they need to confront the pandemic. Rural hospitals, including Critical Access Hospitals, provide essential medical services to rural communities, but they also often have smaller operating margins than larger hospitals. Right now, they face added financial pressure due to increased expenditures to prepare for an influx of patients with COVID-19 at the same time they have had to cancel elective procedures, which are normally a major source of revenue. We need to take action to make sure these hospitals remain able to serve rural communities, especially during this crisis. Senator Klobuchar is calling for an expedited process with dedicated support for Critical Access Hospitals and other rural hospitals to immediately receive grants and loans they need to purchase supplies, modify their facilities, and pay their staff. She is pushing for an expansion of the $100 billion Public Health and Social Services Emergency Fund so that funding is available for hospitals that are likely to experience a surge of patients later in the crisis, including many in rural America. She is also calling for a longer timeline for repayment and other necessary flexibility under the Medicare Accelerated Payments Program so rural hospitals have the time they need to regain their financial footing and she is calling for changes to ensure that small publicly-owned hospitals are eligible for the Payment Protection Program. In addition, Senator Klobuchar has championed legislation to help hospitals in rural areas stay open by creating a new Rural Emergency Hospital classification under Medicare to give hospitals more support if they maintain an emergency room and provide outpatient services. She also supports providing ongoing financial relief by making the suspension of the two percent Medicare automatic reimbursement cut permanent for rural hospitals and considering what other temporary relief may need to be extended to allow rural hospitals to recover financially from the impact of the pandemic. 

Temporarily reopen recently closed rural hospitals when possible. Senator Klobuchar is calling for the Department of Health and Human Services to explore funding and regulatory flexibility to temporarily reopen some of the over 120 rural hospitals that have closed in the last decade. Temporarily reopened facilities could help provide overflow support to hospitals that have reached capacity and provide an option for basic levels of care for rural residents to limit pressure on larger hospitals. 

Support rural health clinics. Many rural communities don’t have easy access to a hospital and instead rely on rural clinics for their health care. We need to make sure that these clinics have the resources they need to effectively diagnose and treat patients who may not need to be hospitalized, or who come to them before hospitalization. Senator Klobuchar is calling for increased support for the USDA’s Community Facilities Direct Loan and Grant Program, additional support for community health centers — over half of which are in rural areas — and specifically targeting additional small business assistance to health care providers. To strengthen the long-term financial health of rural health care providers, Senator Klobuchar supports adjusting Medicare’s geographic practice cost index to reflect the actual costs of providing health care in rural areas.

Health Care Workers and Supplies

Strengthen the rural health care workforce. On average, rural areas have half as many physicians per capita as urban areas, and rural areas face shortages of nurses, physicians assistants, specialists, and other medical providers. Senator Klobuchar is calling on the Department of Health and Human Services to provide the maximum possible flexibility to rural health providers to develop adaptable staffing plans to respond to increased demand and compensate for workers who may become sick or need to isolate. She has also called on the Department of Homeland Security to provide additional flexibility for foreign medical workers in the United States on temporary visas. Many health care workers in rural areas are also facing challenges with child care, especially in child care deserts that already have a shortage of child care facilities. Senator Klobuchar is calling for dedicated funding to set up temporary child care facilities for health care and other critical workers in child care deserts. To address rural workforce shortages more broadly, Senator Klobuchar supports building on the Conrad 30 program that allows international doctors trained in the United States to extend their stay in the country if they agree to practice in underserved communities. She also supports expanding student loan forgiveness programs for health care and long-term care workers practicing in underserved areas. 

Ensure rural areas have access to necessary medical supplies and testing. Medical facilities across the country face a shortage of necessary medical supplies including personal protective equipment, testing supplies, hospital beds, and ventilators. As competition for supplies has intensified, rural health providers, with less available cash and smaller economies of scale, are at a significant disadvantage. Senator Klobuchar is calling for additional funding to hospitals to purchase these critical supplies and specific consideration of the needs of rural areas when designing federal, state, and regional supply distribution strategies and when allocating equipment from the National Strategic Stockpile.    

Health Policies that Work for Rural America

Target public health messages for rural areas. The coronavirus pandemic is a national crisis and public health communications should reflect all parts of the country. Senator Klobuchar is calling for consistent and targeted messages from public health agencies to highlight the importance of preparation and prevention in rural areas. Public health officials also need to provide practical information to those living in rural areas who cannot stay at home for financial, medical or safety reasons and may need to continue to travel significant distances during the pandemic. 

Address racial disparities in health outcomes. Senator Klobuchar is calling for the Department of Health and Human Services to provide rural health systems information and tools they need to address racial disparities in health outcomes from coronavirus. She has also called on the Centers for Disease Control and Prevention to provide demographic and racial data about the impact of coronavirus and for the Administration to increase outreach to minority communities disproportionately impacted by the virus, including those living in rural areas. 

Increase regional collaboration. Small rural health care providers are less likely to have additional resources to reallocate internally to respond to sudden increases in demand or shortages of personnel and equipment. Senator Klobuchar is calling for the Department of Health and Human Services to develop best practices for local regional cooperation among health care providers during the pandemic. She will also push for needed regulatory flexibility and additional funding for the Hospital Preparedness Program to facilitate cooperative agreements. 

Expand access to telehealth and virtual visits. Telehealth services can protect patients and providers from exposure to coronavirus while still responding to patients’ medical needs. This is even more important in rural areas where patients could otherwise have to travel long distances to receive care, further increasing the possibility of exposure and transmission. To build on the temporary flexibility already provided for some telehealth services, Senator Klobuchar is leading bipartisan legislation to expand telehealth programs and support access to technology for virtual visits to help protect vulnerable populations from possible exposure to the virus. She also supports permanently reforming Medicare telehealth rules that unfairly limit coverage and reimbursement so that rural communities can continue to benefit from strong telehealth options after the pandemic. 

Farmers and Agriculture 

Spring is a critical planting and harvesting time for many American farmers, and they are facing major disruptions due to the pandemic. If farmers are unable to plant their crops or get their goods to market, that could devastate many rural economies and hurt consumers, who will see higher prices for their food at a time when budgets are already stretched too thin. We need to make sure that we are providing farmers and farm workers with the support they need to survive this crisis and continue to get food to Americans across the country who need it. 

Immediate Support for Farmers

Provide farmers financial relief. The coronavirus pandemic is causing new disruptions across the agricultural sector for producers who have already been dealing with persistently low commodity prices, economic uncertainty, and tight farm lending regulations. Senator Klobuchar has called for the Farm Service Agency to provide clear guidance, consider targeted loan forgiveness measures, and expand efforts to ensure farmers have reliable access to credit. She is calling on USDA to fully use the Agricultural Mediation Program to resolve credit issues in a way that works for both farmers and lenders. Senator Klobuchar is also calling for the Small Business Administration to allow for the broadest possible access to the Paycheck Protection Program and the Economic Injury Disaster Loans in rural America, including by allowing Farm Credit System institutions to serve as lenders where many farmers and rural businesses have already established relationships. Building off bipartisan legislation led by Senator Klobuchar that was recently passed into law to expand access to Chapter 12 bankruptcy for family farmers, Senator Klobuchar is also calling for outreach to farmers about eligibility for and the benefits of this option, which allows family farmers to reorganize and keep the farm after falling on hard times. 

Address low commodity prices. As a senior member of the Agriculture Committee, Senator Klobuchar worked to write and pass three farm bills with strong farm safety nets for our farmers. These safety nets are more important than ever as farmers, ranchers and other agricultural producers are facing direct losses from disruptions caused by the coronavirus pandemic and futures for most agricultural products indicate that these losses are likely to continue. These losses are being experienced across the board with reports of dairy farmers suffering $5.7 billion in losses in the last five weeks, hog producers estimating they will lose $37 per pig for the remainder of the year, and cattle ranchers facing a 30 percent loss to the value of their cattle since the beginning of the year. Senator Klobuchar is calling for additional short-term support to producers as needed through dedicated disaster funding and the Commodities Credit Corporation. To provide stability for farmers as they recover from the effects of the pandemic, Senator Klobuchar is calling for indexing farm safety net support levels to reflect changes in our country’s cost of production, low commodity prices, and loss of global market access. She is also calling for fully funding permanent disaster programs and improving support levels, loan rates and program delivery. Senator Klobuchar also is pushing for improving and expanding commodity support and federal crop insurance programs and increasing the average premium subsidy for crop insurance.

Protecting Farm Workers

Protect farm workers and food processors on the job. Workers on farms and at food processing facilities often work in crowded conditions that present an opportunity for the spread of coronavirus. Senator Klobuchar is calling for updated Occupational Safety and Health Administration rules to keep these workers safe, increased training on best practices available in appropriate languages, and support for farms and businesses to provide appropriate personal protective equipment to employees and adjust their operations to lower the likelihood of coronavirus transmission among their workers. The closure of the Smithfield Foods processing plant in Sioux Falls, South Dakota, demonstrates how the lack of national testing and public health response can disrupt food supplies and put workers at risk.

Support health and safety for agricultural workers. Many agricultural workers lack access to health care and housing appropriate for social distancing or quarantining. Senator Klobuchar is calling for increased support for the National Center for Farmworker Health and other programs at the Health Resources and Services Administration that support farm worker health. In addition, she is calling for emergency housing for agricultural workers to limit the spread of the virus among workers at home, provide a safe place for workers who need to self quarantine, and to make it easier for unemployed Americans to relocate to areas where agricultural jobs may be available. She is also calling on the Administration to provide clear, long-term guidance that will allow immigration programs for temporary farm workers to operate at a level consistent with past years even as consular services are reduced. 

Ensuring the Continuity of the Supply Chain

Ensure the continuity of the food supply chain. Complex supply chains connect farmers to consumers. Disruptions in any portion of the supply chain can ripple through and create additional challenges for producers or shortages for consumers, especially when it comes to highly perishable products such as fruits and vegetables. Among others, truck drivers play a critical role in this supply chain. Senator Klobuchar is calling for actions to protect the safety of workers throughout the supply chain and minimize disruptions of interstate freight operations. That means clear federal standards and enforcement for employee health and safety, exemptions from travel restrictions for workers critical to supply chains, temporary flexibility on commercial drivers license renewals, and efforts to maintain rest areas and other services important to the safety of commercial vehicle operators. She also is calling for emergency funding for ports and other intermodal facilities that may see temporary reductions in demand but will be essential for responding to shifting supply chains as the pandemic progresses. She is calling for additional flexibility for USDA inspectors to increase the use of virtual certifications and overtime as necessary to compensate for inspectors who are sick or quarantined. 

Help producers transition to new supply chains. Some producers who normally sell to commercial food services operators or farmers markets and need to temporarily find new supply chains to connect them to grocery stores and other customers facing increased demand. Senator Klobuchar is calling for increased support for establishing alternate supply chains including through programs such as the Value-Added Producer Grant program, Local Agriculture Market Program, and Regional Food System Partnerships. 

Responding to Changing Demand for Food and Fuel

Promote food security. As unemployment rises and many families face reduced incomes, demand for nutritional assistance from the federal government and charitable organizations is increasing. Senator Klobuchar is calling for expanding the maximum Supplemental Nutrition Assistance Program (SNAP) benefit, increasing the size of the benefit provided for teenage family members and expanding the Summer Electronic Benefit Transfer for Children. These policies should be made permanent as recommended in a National Academies of Science Report on how to reduce child poverty by half in ten years, but at minimum they need to be extended through the duration of the economic recovery that will follow the immediate health emergency. Senator Klobuchar is calling for the Administration to authorize the use of the Disaster Household Distribution nationwide to provide increased flexibility to food banks during the pandemic. She is also urging the Administration to end rulemakings currently in progress that make it harder to qualify for SNAP by restricting categorical eligibility, changing the way utility costs are calculated, and giving states less flexibility during times of high unemployment. 

Support homegrown energy. Senator Klobuchar believes that homegrown biofuels are key to our rural economies, our nation’s energy security, and reducing greenhouse gas emissions. She has been a leader when it comes to standing up to the Administration’s misuse of small refinery renewable fuel standard (RFS) waivers, and she authored an amendment that was included in the Farm Bill that provides mandatory funding to support biobased marketing and manufacturing. As demand for fuel has dramatically declined, many biofuel producers are being forced to idle plants and layoff workers. Senator Klobuchar is calling for temporary relief for the biofuels sector from the Commodity Credit Corporation. In addition, to strengthen the long-term outlook for biofuel production in the United States, Senator Klobuchar supports strengthening the RFS, promoting the use of blender bumps, passing a law to ensure year-round E-15 sales, and extending the biodiesel and second generation biofuels tax credits.

Rural Workers and Businesses

Like the rest of America, rural economies are getting hit hard by this crisis. Many rural workers and businesses will face unique challenges getting back on their feet, and we need to make sure that they are getting the support they need to make it through the pandemic. 

A Path to Recovery for Small Businesses

Provide small businesses the relief they need. Small businesses are the lifeblood of many rural communities, and are being hit extremely hard during this pandemic. If small businesses in rural America close for good, entire towns will suffer. That’s why Senator Klobuchar, along with Senators Chris Coons and Ben Cardin, secured a provision in the CARES Act that provides six months of relief on SBA loan payments for 320,000 small businesses — but more needs to be done. Senator Klobuchar is calling for an expansion of the Paycheck Protection Program created in the CARES Act to provide sufficient funding to get rural small businesses through the crisis. She is also calling for targeted tax relief to allow businesses to preserve cash and additional relief for businesses struggling with rent, mortgage, and insurance premiums. She has also introduced legislation to create a Treasury Department program to partner with states and private investors to help fund new businesses in parts of the country that have a shortage of equity investments in new businesses, with a focus on businesses founded by women and people of color. 

Increase technical assistance for small businesses. The number and complexity of programs designed to provide support for small businesses can make access assistance difficult in some instances. Many small businesses in rural areas work closely with community banks and credit unions who are well positioned to provide advice based on their understanding of local conditions. That’s why Senator Klobuchar supports reserving a portion of future small business relief for distribution through community-based financial institutions. She is also calling on the Small Business Administration to make sure their outreach and education efforts reach small businesses in rural areas and address their needs and for Congress to provide additional support for nonprofit organizations assisting small businesses to retain staff. 

Provide ongoing support to rural small businesses. Small businesses in rural areas face additional obstacles in accessing credit because many traditional lenders do not have the infrastructure and experience to effectively serve rural America. Senator Klobuchar is calling for expanding and strengthening USDA’s Business and Industry Loan Guarantee Program and the Rural Business Investment Program and continued support for the Farm Credit System. Senator Klobuchar will strengthen USDA programs that support entrepreneurs like the Value-Added Producer Grants, Rural Microentrepreneur Assistance Program, Intermediary Relending Program, and Agricultural Innovation Centers. She will push to reauthorize the New Market Tax Credit and make sure it effectively serves rural America. 

Ensure federal investments reach communities suffering from decades of neglect. When it comes to long-term economic development investments to help communities recover from the economic crisis caused by the pandemic, Senator Klobuchar is calling for adopting Congressman Jim Clyburn’s 10–20–30 plan, which Senator Cory Booker has also led in the Senate, in which 10 percent of federal resources are committed to communities where at least 20 percent of the population has been living below the poverty line for 30 years or more, many of which are in rural areas. 

Standing up for Rural Workers

Support the service sector. While agriculture is a significant part of rural economies, the service sector actually employs the largest number of workers in rural counties — and these jobs are being hit hard by the crisis. We need to make sure these workers are able to continue to make ends meet and provide for their families during and after the pandemic. The CARES Act included critical relief for workers — including direct cash payments, expanded unemployment insurance that covers self-employed workers and gig workers, and temporary relief for borrowers with federal student loans — but more needs to be done. Senator Klobuchar is calling for expanding paid leave to cover additional workers, enforceable standards from the Occupational Safety and Health Administration to protect workers from exposure to coronavirus, and making sure rural businesses of all sizes can access support and incentives to retain and rehire workers. 

Expand access to child care. Rural communities experience unique challenges when it comes to child care, as nearly two-thirds of rural families live in a child care desert, meaning an area where there are at least three young children for every licensed child care slot — or no licensed child care providers at all. The closure of schools has created additional challenges for essential workers who need to find child care while they provide critical services. Senator Klobuchar is calling for expanding assistance in rural areas by further increasing funding for the Child Care and Development Block Grant and increasing the subsidy rate so that rural child care providers can more easily meet their operating expenses and increase the quality of their programs. She also supports limiting child care payments to 7 percent of a family’s income and making targeted investments to build the supply of licensed child care in rural child care deserts.  

Living in Rural America 

From the lack of broadband access to child care deserts, living in rural America during this pandemic can pose unique challenges. We need to take action to make sure that families in rural communities have the resources they need to continue to live their lives during this pandemic.

Ensuring Families Have the Resources to Succeed

Improve broadband access. Roughly one in four rural Americans say access to high-speed internet is a major problem. Access to broadband increases options for employment, health care, education, and staying in touch with loved ones during the pandemic. During a time when schools are switching their classes to distance learning, rural and low-income students without broadband access are at a particular disadvantage. We must make sure that rural and low-income families have access to resources to help them access broadband. That’s why Senator Klobuchar has introduced legislation to provide $2 billion for a new Keeping Critical Connections Emergency Fund to help connect low-income families and students who have switched to distance learning by compensating small providers who offer free or discounted broadband services or upgrades. She has also called for additional funding for the E-Rate program, including support to provide WiFi hotspots to students without broadband connections.  

Support rural education. Rural school districts typically have fewer students, face higher transportation costs and have fewer options for professional development compared to urban school districts. Senator Klobuchar is calling for formulas, flexibility, and guidance for federal and state support to school districts that take into account the unique needs of rural districts to ensure they receive equitable funding. She is also calling for additional support for rural school districts that are distributing meals to students who are unable to pick them up at school, including working with local agricultural producers to incorporate fresh food when possible. 

Increase support for affordable housing. Before the beginning of the coronavirus pandemic, 54 million Americans lived in rural areas with a severe need for more affordable rental housing. With millions of Americans facing unemployment through no fault of their own, even more Americans are now likely to need housing assistance. Senator Klobuchar is calling for strong enforcement of the temporary moratorium on evictions for properties with federally-backed mortgages and an extension of the moratorium if economic conditions have not significantly improved by the time it is set to expire. She will also push for any emergency rental assistance funding to be fairly distributed to renters living in rural areas. Senator Klobuchar also supports strengthening rural rental assistance programs and significantly increasing investments in the rural housing supply by the federal government and through incentives to private lenders. 

Maintaining Important Government Services

Support local governments. Many rural counties and municipalities already faced tight budgets before the pandemic. Now they are spending money to change how services are delivered during the pandemic and are seeing higher levels of demand for many services. At the same time, sources of revenue such as sales taxes are declining. Since many of these governments also have smaller workforces, any absences due to illness or quarantine can also have a disproportionate effect on their ability to provide essential services. Senator Klobuchar is calling for additional federal support for local governments, including direct federal support for smaller and rural local governments. .  

Maintain a reliable Postal Service. A reliable Postal Service providing consistent mail delivery has always been important in rural areas, including for mail-order prescription drugs, and is even more important when people are staying home and practicing social distancing. However, the steep decline in mail volume caused by the pandemic, combined with ongoing financial difficulties, has created a crisis for the Postal Service. Senator Klobuchar is calling for immediate financial relief for the Postal Service and increased flexibility for the Postal Service to respond to workforce shortages caused by the coronavirus while maintaining the highest possible delivery standards that prioritize medical deliveries and account for the needs of rural America. She will also continue to stand up against attempts to privatize this essential public service.

Protect consumers from bad actors. While most Americans are coming together to do our part to fight the pandemic, some bad actors are using the crisis to take advantage of people. There are widespread reports of price gouging, which can be a particular problem in rural America where consumers are less likely to be able to find alternative vendors for the supplies they need. To address this, Senator Klobuchar has introduced legislation to outlaw price gouging during pandemics, natural disasters, and other emergencies and to empower the Federal Trade Commission (FTC) to fine those trying to unfairly profit off of disasters. There are also increasing reports of scams, especially those targeting seniors. Senator Klobuchar has called on the FTC to step up its education and enforcement efforts to stop scammers, and she leads bipartisan legislation in the Senate to give the FTC additional tools to prevent and respond to fraud targeting seniors.

Read the full plan here

Bernie Sanders Releases Priorities for Next Coronavirus Stimulus Package: Calls for ‘Boldest Legislation Ever Written in Modern History’

Sen. Bernie Sanders on Friday released a list of priorities to ensure the next coronavirus legislation passed by Congress is the boldest legislation in history, matches the scale of the crisis, saves lives and ensures working Americans are not left behind. © Karen Rubin/news-photos-features.

BURLINGTON, Vt. – Sen. Bernie Sanders on Friday released a list of priorities to ensure the next coronavirus legislation passed by Congress is the boldest legislation in history, matches the scale of the crisis, saves lives and ensures working Americans are not left behind.  

“We are in the midst of a COVID-19 pandemic that could lead to the death of hundreds of thousands of Americans and infect millions of others, and we are entering an economic downturn that could be worse than the Great Depression of the 1930s.” Sanders said. “In this unprecedented moment in modern American history, it is imperative that we respond in an unprecedented way. That means that Congress must pass, in the very near future, the boldest piece of legislation ever written in modern history. Today, I am outlining a set of six core provisions that must be included in new Congressional legislation to support working people during this horrific crisis.” 

Sanders’ priorities include:

Keep workers on payroll – make sure that every worker in America continues to receive their paycheck, retroactive to the beginning of the crisis. An important precedent was set by keeping airline workers on payroll in the last bill

Use Medicare to make sure no one has to pay for health care during the crisis

A $2,000 monthly emergency payment to every person in the country until the crisis has passed

The forceful use of the Defense Production Act to direct the production of all of the personnel protective equipment, ventilators and other medical supplies

Hazard pay for workers on the frontlines of the emergency

$600 billion in direct fiscal aid to states and cities

Freezing monthly rent and mortgage payments

Emergency food for millions of families who would otherwise go hungry

In a mailing to supporters, Sanders described his priorities in more detail:

Our country is now facing its worst crisis in modern history. We are in the midst of a COVID-19 pandemic that could lead to the death of hundreds of thousands of Americans and infect millions of others, and we are entering an economic downturn that could be worse than the Great Depression of the 1930s.

Last week, 3.3 million Americans filed for unemployment. This week that number doubled to 6.6 million claims — ten times higher than any other week on record. It is certain that well over 10 million people have lost their jobs — more than in the Wall Street crash of 2008.

In this unprecedented moment in modern American history, it is imperative that we respond in an unprecedented way. And that means that Congress must pass, in the very near future, the boldest piece of legislation ever written in modern history.

There are many, many issues that must be addressed in our response to this pandemic, and working together, we will make sure they are addressed.

1. Addressing the Employment Crisis and Providing Immediate Financial Relief

There is little doubt in my mind that we are facing an economic crisis that could be even worse than the Great Depression. The St. Louis Federal Reserve has projected that 47 million more people may become unemployed by the end of June, with unemployment reaching 32 percent. In my view, we must make sure that every worker in America continues to receive their paycheck during this crisis and we must provide immediate financial relief to everyone in this country.

An important precedent for that approach was taken in the recent stimulus package in which grants were provided to the airlines for the sole purpose of maintaining the paychecks and benefits of some 2 million workers in that industry through September 30. We must expand that program to cover every worker in America and we must make it retroactive to the beginning of this crisis. This is not a radical idea. Other countries, such as the UK, Norway, Denmark, France, and others have all come up with similar approaches to sustain their economy and prevent workers from losing their jobs.

Our primary goal during this crisis must be to prevent the disintegration of the American economy. It will be much easier and less expensive to prevent the collapse of the economy than trying to put it back together after it collapses.

To do this, we must also begin monthly payments of $2,000 for every man, woman, and child in our country, and guarantee paid family leave throughout this crisis so that people who are sick do not face the choice of infecting others or losing their job.

2. We Must Guarantee Health Care to All

Let’s be clear: we were facing a catastrophic health care crisis before the pandemic, and now that crisis has become much, much worse. Already, 87 million people are uninsured or underinsured. Layoffs will mean tens of millions of people more will lose their current insurance — which will result in countless deaths and bankruptcies. Already in the last two weeks, an estimated 3.5 million people have lost their employer-sponsored insurance.

And as the pandemic grows, we are seeing more and more reports of people who have delayed treatment due to concerns about cost. In this pandemic, uninsurance will lead to deaths and more COVID-19 transmissions.

Therefore, during this crisis, Medicare must be empowered to pay all of the deductibles, co-payments and out-of-pocket healthcare expenses for the uninsured and the underinsured. No one in America who is sick, regardless of immigration status, should be afraid to seek the medical treatment they need during this national pandemic. Let me be clear: I am not proposing that we pass Medicare for All in this moment. That fight continues into the future. But, for the moment, we must act boldly to make sure everyone can get the health care they need in the coming months.

3. Use the Defense Production Act to Produce the Equipment and Testing We Need

Unbelievably, in the United States right now, doctors and nurses are unnecessarily putting their lives on the line treating people suffering from the coronavirus because they lack personal protective equipment like masks, gloves, and surgical gowns. The CDC has directed health professionals to use homemade gear like bandanas or scarves and some workers at the VA are being told to re-use one surgical mask for a week at a time. HHS estimated that our country needs 3.5 billion masks in response to this crisis.

President Trump has utilized the Defense Production Act thousands of times for the military and for enforcement of his immigration policies, yet he has resisted using its power to save lives during the pandemic. That is unacceptable. We must immediately and forcefully use the Defense Production Act to direct the production of all of the personal protective equipment, ventilators and other medical supplies needed.

We must also utilize this power to produce antibody tests so we can begin figuring out who has already contracted the virus and has developed some immunity to COVID-19.

In addition, OSHA must adopt a strong emergency standard to protect health care workers, patients, and the public during this crisis. We must crack down aggressively on price gougers and hoarders, and use any means necessary to secure supplies.

4. Make Sure No One Goes Hungry

Even before this crisis hit, one in every seven kids in America was going hungry and nearly 5.5 million seniors in our country struggled with hunger. Already in this crisis we see lines at food banks and growing concern that our most vulnerable communities and those recently unemployed may struggle to feed their families.

As communities face record levels of food insecurity, we must increase SNAP benefits, expand the WIC program for pregnant mothers, infants, and children, double funding for the Emergency Food Program (TEFAP) to ensure food banks have food to distribute, and expand Meals on Wheels and School Meals programs. When necessary, we must also develop new approaches to deliver food to vulnerable populations — including door-to-door drop offs.

5. Provide Emergency Aid to States and Cities

Even as state and local employees like police officers, firefighters and paramedics work on the front lines of this pandemic, states and cities that pay their salaries are facing enormous budgetary pressures.

Congress must provide $600 billion in direct fiscal aid to states and cities to ensure they have the personnel and funding necessary to respond to this crisis. In addition, the Federal Reserve must establish programs to provide direct fiscal support and budgetary relief to states and municipalities.

6. Suspend Monthly Payments

Even before this crisis, half of the people in our country were living paycheck to paycheck. In America today, over 18 million families are paying more than 50 percent of their income on housing. Now, with growing unemployment, families are facing financial ruin if we do not act quickly and boldly.

That’s why we must suspend monthly expenses like rent, mortgages, medical debt and consumer debt collection for 4 months. We must cancel all student loan payments for the duration of this crisis, and place an immediate moratorium on evictions, foreclosures, and utility shut-offs.

Brothers and sisters: In this unprecedented moment in our history it is easy to feel like we are alone, and that everyone must fend for themselves. But that would be a mistake and a terrible tragedy. Now, more than any other moment in our lives, we must remember that we are all in this together — that when one of us gets sick, many more may get sick. And when my neighbor loses their job, I may lose my job as well.

Further, we cannot wait until our economy collapses to act. It will be far easier and less expensive to act now, in a very bold way, than to try to rebuild our country later.

If we work together and unite behind these basic principles of economic and health justice, I am confident that we will not only get through this unprecedented crisis together but that we will lay the groundwork for a better and more just America in the future.

But today, I am outlining a set of six core provisions that must be included in the next legislation Congress passes to support working people in this country during this horrific crisis. Please read them and add your name to say that you agree:

(Read the priorities here.)

The proposal put forward by Sanders today is backed by several progressive groups.  

“Half of Veterans are over age 65, and we disproportionately suffer from preexisting conditions and economic challenges which make the COVID-19 pandemic particularly devastating for our community,” Common Defense Director Alex McCoy said. “Meanwhile, countless workers at the Department of Veterans Affairs are making extraordinary sacrifices to save lives, while going without sufficient protective equipment. Senator Sanders’ plan for Phase 4 of COVID-19 response takes the bold steps which are absolutely essential to saving countless lives and preventing immeasurable economic hardship. We must immediately implement his proposals to provide Americans with a financial lifeline, and pivot our industrial capacity to produce sufficient supplies. We applaud Senator Sanders for demonstrating real leadership in this crisis and centering the tangible needs of ordinary people, while Donald Trump downplays the threat and weaponizes aid to give favors to his political allies and bail-outs to his favorite corporate CEOs.”

“Senator Sanders’ economic rescue principles speak to the bold, fast action needed to protect and support people, and prevent corporations from consolidating economic and political power amidst a crisis,” People’s Action Director George Goehl said. “We urge him to build on this strong framework by including a Rent Zero policy in the short term: no rent or mortgage payments during the crisis, no late fees, and no debts from housing obligations during the crisis.”

“Bernie’s plan for the fourth phase of a federal legislative response centers people, not corporations. It is about helping us survive with the cash assistance, healthcare, nutrition, worker safety we need, and relief from monthly payments we cannot make. It speaks to the needs of frontline workers who are battling the pandemic and making it possible for the rest of us to shelter in place, said Ana Maria Archila, Co-Director of Center For Popular Democracy Action. “Bernie is uniquely courageous in demanding and lifting up the inclusion of immigrants, recognizing that low-income communities of color will bear the worst of this crisis. His plan provides urgent and direct relief to those most vulnerable — addressing the gaps left by previous relief bills and creating a foundation for long-lasting recovery.” 

“Governments all around the world are keeping people employed and on payroll by covering salaries if businesses commit to not cutting wages or laying people off,” Justice Democrats Executive Director Alexandra Rojas said. “Senator Sanders is leading the fight to bring that common sense model to our country when so many workers and small business owners are confronting a complicated Rube Goldberg machine just to get a little relief.”

“This moment of crisis exemplifies the detrimental impact failing to account for the needs and extend protections to the most vulnerable has on the health of all within our communities, said Javier H. Valdés, Co-Director of Make the Road Action. “Only through a comprehensive response that covers the immediate and future healthcare, economic and maintenance needs of all members of our society can we prevent greater loss of life and a deeper economic downturn. Make the Road will continue to fight alongside Senator Sanders to ensure the next phase of COVID-19 legislative response includes these provisions and an eye towards justice.” 

“The current government response has left behind some of our most vulnerable neighbors including the homeless, the undocumented, the unbanked, and those without internet connections, said Marisa Franco, Founder and Director of Mijente. “The priorities outlined by Senators Sanders for the next Coronavirus Stimulus Package are what our country needs to ensure everyone in our community can access the financial and medical support needed to withstand this crisis. We stand with Senator Sanders in demanding a $2,000 monthly emergency payment, emergency food, and Medicare to every person in our country regardless of their housing situation, immigration status or whether they have a bank account or internet connection.” 

Biden Offers “Make It Work” Checklist for Implementation and Oversight of the CARES Act

Joe Biden released a “Make It Work” checklist to provide the federal government with specific recommendations surrounding the implementation and oversight of the CARES Act, the recent stimulus package passed by Congress to ensure the economic relief and recovery effort works for families, workers, and small businesses. The checklist builds on Biden’s plan to combat coronavirus (COVID-19) released on March 12 and his emergency action plan for the economy released on March 26. © Karen Rubin/news-photos-features.com

Absolutely none of the plans to mitigate against the twin crises posed by the coronavirus pandemic on Americans’ healthcare and the nation’s economy have come from Trump, but rather he has played catch up finally responding to the pleas and shaming from Congressional Democrats, who turned the trillion dollar slush fund for corporations into a $2.2 trillion relief bill, and from Governors and Mayors desperate for life-saving medical equipment and supplies. But his administration has proved woefully inadequate to implement. The $350 billion earmarked to rescue small businesses that is supposed to go into effect has no actual means; the billions in relief checks that are supposed to go to individuals are bogged down by a dysfunctional administration. While Trump has used the coronavirus pandemic to attack Democrats, and take advantage of the limited ability of Democratic candidates Joe Biden and Bernie Sanders to campaign by turning briefings into rallies and extort praise and adulation from desperate government officials, Biden has sought to point to the contrast his leadership would offer.

Joe Biden released a “Make It Work” checklist to provide the federal government with specific recommendations surrounding the implementation and oversight of the CARES Act, the recent stimulus package passed by Congress to ensure the economic relief and recovery effort works for families, workers, and small businesses. (Recall Trump’s signing statement which basically obviated the oversight the Democrats put into the Act.) The checklist builds on Biden’s plan to combat coronavirus (COVID-19) released on March 12 and his emergency action plan for the economy released on March 26. This is from the Biden campaign –Karen Rubin, news-photos-features.com.

Implementation and Oversight of the CARES Act:
The Biden “Make It Work” Checklist

1. Making Americans who lose their jobs financially whole by ensuring that they get their unemployment insurance on time and in full. The CARES Act provides for the equivalent of full wage replacement for average American wage-earners. With millions of Americans making claims for lost jobs in a single week – nearly five times the previous record – getting workers their wage replacement checks fast has never been more important. Let’s be clear: even with new funds from the CARES Act, if the White House does not do everything in its power to help all of our states swiftly implement these new unemployment (UI) benefits, states will be even more overwhelmed. Our states will need help with staffing capacity, technology solutions, training for new claims processors, and best practices from other jurisdictions. This must happen immediately – before the crush of UI claims becomes even more overwhelming. Americans desperate for relief to pay the rent and keep food on the tables for their children will judge states’ performance on the number of UI claims successfully processed, the number of Americans paid as quickly as possible, and how quickly they receive relief – beginning this week. Biden would:

Establish a UI delivery team to help states solve any implementation problems they face. He would authorize that team to provide funds beyond the $1 billion appropriated to states to add staffing and server capacity.

Apply a financial version of the Defense Production Act to ensure that banks that have contracts with states deliver unemployment benefit payments to laid-off workers do so in a timely manner, and that they offer prompt electronic payment options.

Issue clear guidance about the broadest possible eligibility and communicate that guidance effectively so that all Americans understand what benefits they are entitled to.

Make clear that gig workers can get partial benefits when they are still working if their compensation and hours have been significantly reduced.

Work with Congress to extend the provisions for the duration of the crisis. Four months is not enough to provide families the aid they need throughout this economic crisis.

2. Get direct cash relief as quickly as possible to as many Americans as possible. The CARES Act provides for $1,200 per person and $500 per child in cash relief for millions of  working families. Biden would prioritize getting Americans the cash relief they are owed and making it easy to access the relief. The Trump administration is already failing at this by causing needless worry for millions of seniors and people with disabilities. Biden would do so by:

Delivering the payments electronically whenever possible and delivering pre-paid debit cards to those who don’t have bank accounts. Payments should not be delayed just so that President Trump can put his signature on a physical check.

Making payments automatic for millions who haven’t filed a tax return based on information the government already has– and streamlining filing for others. The Trump Administration has needlessly confused millions by first announcing that Social Security recipients and people with disabilities would have to file a tax return to receive their stimulus rebate, before reversing themselves. The reversal is welcome. The CARES Act clearly allows the Treasury Department to send cash relief payments automatically to millions of seniors, people with disabilities, veterans, and others without burdening them with new paperwork during a pandemic. Treasury can send these payments using information that the Social Security Administration, the Veterans Administration, and other agencies already possess to get payments to these people. From the start, Biden would have announced an automatic, clear, and simple process of getting stimulus payments to these individuals. And he would extend these same automatic payments to others, like veterans, who still would not get automatic payments under the Administration’s plan. For those who do need to file a new form, Biden would establish an immediate, streamlined cash relief application process to make sure the neediest Americans are being taken care of. There is no reason that most of these Americans cannot be paid within days of filing this paperwork with the right focus, the right process, and the right prioritization.

Expanding the CARES Act relief to dependents left out of the legislation. Democrats fought and won cash relief for most working families, but the legislation left out relief for dependents aged 17 and older, whether a high school student or an older relative living with a family. That is a huge hole in support for working families. As he pushes for relief to extend as long as is needed to pull us through this crisis, Biden would immediately ask Congress to correct this and give these families the support they deserve.

Preparing for additional payments. As the crisis continues, Biden would provide additional cash payments as necessary.

3. Keep as many people on payroll as possible by working with all 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands to make maximum use of “work-sharing” and “short-time compensation” programs. The Obama-Biden administration expanded an innovative form of “employment insurance,” called “work-sharing” or “short-time compensation.” Under these programs, when a business keeps its workers on payroll – but with reduced hours – federally-backed insurance will compensate those workers to make up for their reduced hours. Expanding short-time compensation has never been more important than today, when keeping workers on payrolls is an urgent national economic priority. Before this crisis, more than 20 states didn’t have programs to allow for short-time compensation, and they were often underutilized even in the states that did. The CARES Act provides for additional federal financing to expand work-sharing. To make that financing work, Biden would:

Direct the Department of Labor to ensure these programs are offered in 50 states, the District of Columbia, Puerto Rico, and the Virgin Islands.

Provide resources and guidance for states to create a simple application for small businesses, as well as larger businesses, to take advantage of work-sharing. 

Direct the Department of Labor to issue guidance applying the $600 per week emergency boost in unemployment insurance under the CARES Act to work-sharing programs.

Work with Congress to allow, on an emergency basis, work-sharing programs to pay benefits when hours are reduced dramatically, but employees are still working part-time. 

4. Take the necessary steps to ensure that all small businesses can access relief fast, not just those with the right connections. The CARES Act includes a small business program to provide loans and funds to help small businesses survive this storm and keep their workers on their payroll. It also provides the same relief to small nonprofits, many of whom are needed more than ever in a national crisis. However, there is no assurance that all eligible small businesses will receive support — and the program relies on private banks’ willingness and ability to swiftly provide these government-backed loans. An approach that simply assumes major banks will do this in a fair, efficient, and comprehensive way is likely to result in too few loans being made, too slowly, and mostly to larger and more well-resourced businesses with established relationships and connections. To get loans out quickly to the millions of qualifying Main Street small businesses that need relief — especially in rural and urban communities and those owned by women and minorities — we need a network of financial institutions committed to and capable of efficiently extending credit to every small business and nonprofit in need of support. The rules must be clear and simple to give every eligible small business the confidence that relief is coming, and that they can plan for the future with that relief in mind. There are millions of struggling businesses that do not have time to wait. Success cannot be judged by incremental progress or splashy announcements – we need an effort to direct hundreds of thousands of loans to businesses, beginning this week. For Biden, this would be designated as a vital national priority. Immediately, he would:

Apply a financial version of the Defense Production Act, to make all banks prioritize the swift processing of small business loans, putting them at the front of the line as a national priority. Banks would have to process loan applications within a few working days from all small businesses seeking relief, including the mom-and-pop shops that need help the most and are frequently pushed to the back of the line and those in low-income and traditionally underbanked geographies.

Cut red tape: immediately use the authority in the CARES Act to set simple and clear eligibility criteria; a hyper-streamlined application process; and an expedited process for the smallest of businesses who are most likely to be left out.

Explore creative solutions like working with payroll processing companies to speed up disbursement, including a one-click process for accessing funds.

Produce a weekly dashboard to show which small businesses are accessing loans – to make sure that the program isn’t leaving out communities, minority- and women-owned businesses, or the smallest businesses – and whether they are maintaining payroll.

Make sure that the small business loan program is connected with the work-sharing strategy so that these initiatives are providing the maximum support towards keeping workers on payroll.

Halt evictions and foreclosures of small businesses, and work to provide forbearance on rent and mortgages to provide a lifeline as loans are being processed

Immediately reengage Congress to allow for small business loans that can keep workers on the payroll for far longer than eight weeks.

Immediately seek bipartisan agreement that additional resources will be available as needed to cover loans to eligible small businesses and nonprofits, so that there is not a race to exhaust the $350 billion that leaves some of the most deserving family and smaller-businesses out in the cold because they were not as well-connected or served well by banks.

5. Set clear rules on any industry support – they must help workers and communities, not bail out shareholders or financial industry creditors. The CARES Act gives the Treasury Secretary authority to provide financial assistance directly to large companies. While Democrats secured important protections against stock buybacks and executive compensation, Biden would set a higher bar to make sure that any industry bailout package helps workers and communities where the company operates – not the existing shareholders or creditors of some of the largest companies in the country. He would require that, in return for any financial assistance, large companies accept further conditions along the lines outlined by Senators Brown and Warren, including that they: 

Demonstrate they are prepared to actively participate in the public health effort, including production, distribution, and logistics capacity.

Agree to maintain payrolls at reasonable levels, for both full-time employees and contractors.

Allow taxpayers to share in the upside of any recovery, as was practiced during the last downturn, while ensuring existing shareholders and creditors share in any losses.

Agree to worker representation on their Board of Directors.

Commit to not transfer jobs out of the United States.

6. Establish strong oversight and transparency to police abuse and misappropriation by the Administration and the corporations who receive funds. In addition to enforcing strict conditions, Biden would ensure there are no sweetheart deals, no special favors, and no slush fund, and that corporations follow through on their hard commitments. This is a major concern given the track record of the Trump administration. In the CARES Act, Congress established a Special Inspector General to police the $500 billion in funding for large corporations and to make sure it is going to the right places for the right reasons. But last week, Trump’s White House announced that it intends to restrict the work of the Special Inspector General, in defiance of the bipartisan legislation and the will of the American people to have strong transparency and oversight. Biden would provide full freedom to the Special Inspector General to conduct oversight, meet regularly with him or her, and ensure he or she had all the resources required for effective oversight. That is what he did with the Inspector General under the Recovery Act, and the result was less than 0.2% fraud . 

7. Move much-needed funds for public health and emergency medical needs to hospitals, and local, state, and tribal governments. The CARES Act includes critical provisions to meet the needs of this public health emergency, including funding for cash-strapped hospitals. Biden would focus on getting those funds out the door, with a special focus on rural hospitals that were already financially constrained before COVID-19. He would also provide additional reimbursement plus-ups for Medicare providers who are risking their lives to treat patients. Finally, Biden would ensure that hospitals are not cutting the pay of doctors and nurses during this emergency, as some reports have indicated. The allocation of federal dollars should be conditioned on an explicit commitment to not cut back on wages or benefits of hospital-based health care workers. As funds are disbursed, Biden would work to ensure the administration is tracking what else hospitals need so that we can ensure that we incorporate that into future legislation and budgets. 

8. Ensure equitable allocation of recovery funds. There is a growing body of evidence that recovery funding after crises actually widens pre-existing racial disparities. For example, researchers at Rice University and the University of Pittsburgh found that “whites accumulate more wealth after natural disasters while residents of color accumulate less.” Federal leadership will be required to ensure that recovery from the pandemic helps everyone hurt in the crisis in a fair and equitable way, with a special focus on populations that have historically been left out or left behind. Jurisdictions that receive funding should be required to develop and report on metrics for addressing potential racial disparities, and the SBA and Treasury should similarly track lending to ensure that minority business owners – who have traditionally faced unequal access to credit and capital – are not treated unfairly.  And, the Trump Administration should suspend their public charge rule. Allowing immigration officials to make an individual’s ability to receive a visa or gain permanent residency contingent on their use of government services such as SNAP benefits or Medicaid, their household income, and other discriminatory criteria not only undermines America’s character as land of opportunity that is open and welcoming to all, but also may stop immigrants from getting help during this pandemic and pose broader issues for public health.

9. Establish a CARES Act Implementation Office with responsibility for ensuring (a) people understand and can effectively access all the relief to which they are entitled; and (b) states have all the capacities they need to get the money out as fast as possible. The CARES Act is hundreds of pages long. Big businesses have armies of lawyers to help them figure it out. But many small businesses and families won’t know what’s available to them like: who qualifies for mortgage forbearance? What do small businesses need to qualify not just for loans but for loan forgiveness? Biden would establish a team that would put together a plain-language, comprehensive guide to the benefits in the bill and who they are meant for — and a strategy to communicate to the American people. The Office would set up both online- and telephone-based customer service to answer questions. It would work with community leaders across the country who are on the front lines of this crisis. And, Biden would dedicate staff to every single state as action officers to assist states in accessing the CARES Act funds and disbursing them efficiently. 

10. Start working on the Fourth Package now. We already know that more will have to be done; potentially a massive amount more. Biden wouldn’t wait. He would bring together the leaders of Congress to design a fourth package that accomplishes three things: (a) fixes things that aren’t working in CARES Act implementation and fills in gaps that become apparent; (b) takes care of the people the CARES Act left out; and (c) does whatever it takes, spends whatever it takes, to help the American people and the American economy emerge from the other side of this stronger. He would also make sure the new package automatically extends relief as long as is needed to support families and communities through this crisis. In addition to provisions mentioned above, Biden would ask Congress to include in new legislation:

Any further resources and authority required to break down barriers to implementation, whether on small business, or unemployment insurance, or short-time compensation.

Additional provisions to meet needs not fully covered in the CARES Act, including:

Additional funds for states. As this crisis unfolds, states are going to get crushed under the weight of falling revenues combined with far higher emergency financial burdens. Cops and firefighters and teachers are going to be at risk of losing pay. Biden would make sure the federal government provides the relief that communities on the front lines need to put their full resources behind the public health response without forcing painful and damaging cuts to public services, education, and public safety, and to deal with extraordinary economic circumstances like helping with missed rent and other payments for those facing significant hardship.

Cost-free treatment for COVID-19, regardless of immigration status.

Student debt forgiveness through the duration of the crisis, with a minimum of $10,000.

Boosts to Social Security by $200 per month for seniors and persons with disabilities.

Paid sick leave and paid family and medical leave for every worker, and making these benefits permanent.

An increase in SNAP benefits by 15 percent during the deepening recession, and temporarily provide low-income families with about $100 per month in extra nutritional support.

A rent freeze for qualifying individuals for the duration of the crisis

A halt to foreclosures and evictions as people get on their feet.

Key long-term investments, stronger public health systems, and automatic stabilizers so that in future crises the social safety net is there for Americans who need it.

Biden Challenges Trump Attempts to Spin Historic Failure to Combat Coronavirus

Vice President Joe Biden is directly challenging Trump’s handling of the coronavirus pandemic accelerating across the United States and world that has produced twin crises in healthcare and the economy, in the form of questions that should be posed at the White House briefings that have become campaign rallies for Trump’s election. (c) Karen Rubin/news-photos-features.com

Vice President Joe Biden is directly challenging Trump’s handling of the coronavirus pandemic accelerating across the United States and world that has produced twin crises in healthcare and the economy, in the form of questions that should be posed at the White House briefings that have become campaign rallies for Trump’s election. Instead of a “whole of government” marshaling of forces to combat the virus, Trump’s “whole of government” is one big political enterprise, while Trump uses that time at the bully pulpit to attack Democrats, particularly Speaker Nancy Pelosi, and call the impeachment yet another “hoax” instead of organizing his administration to make sure all the states and cities have the life-saving equipment and staff needed to save lives, that the nation unites together to curtail social contact, and to make sure businesses and families to have the financial resources necessary to make it through. Instead, Trump has denied re-opening enrollment to Obamacare for those who don’t have health insurance, and his administration has no clue how to actually implement the $2.2 trillion in “relief” money to families and businesses.  This is from the Biden campaign: –Karen Rubin, news-photos-features.com.

As Trump Attempts to Spin Away His Historic Failure to Combat the Coronavirus, Here Are Questions He Needs to Answer at Today’s Press Conference


1.  Why are you refusing to allow Americans who desperately need health insurance in the middle of a pandemic access to the Affordable Care Act’s marketplace? 
 
The Trump administration is refusing to re-open the federal ACA marketplace’s enrollment period — jeopardizing Americans’ access to health insurance in the midst of a global pandemic — despite pleas from a bipartisan coalition of leaders, including the Republican Governor of Arizona, Doug Ducey, to do so.
 
This is yet another step in Trump’s ideological battle against the ACA — no matter the cost to the health care of Americans — which has seen his Administration pursue efforts that would kick tens of millions of Americans off their coverage and roll back protections for Americans with pre-existing conditions
 
About 20 million Americans have received health insurance through the ACA, and it’s given better care and peace of mind to countless others — that’s why Vice President Biden sent a letter to President Trump and Republican leaders demanding that they drop their efforts to jeopardize Americans’ health care. 
 

2.  Why do you continue to mislead Americans about your failure to adequately develop and deploy an effective coronavirus test — a failure that allowed the virus to spread unchecked and explode across our country?
 
In a call with governors on Monday, according to the New York Times, Trump continued to shrug off the coronavirus testing crisis that exploded on his watch, claiming that “I haven’t heard about testing being a problem” and that he hasn’t “heard about testing in weeks” — even though countless Americans are still unable to be tested for the coronavirus, fatally undercutting our response to this crisis?

Trump’s lie was so out of step with reality that it prompted a rebuke from fellow Republicans, with Maryland Governor Larry Hogan saying yesterday that Trump’s claim was “just not true” and that “no state has enough testing” and Ohio Governor Mike DeWine adding that “we know Ohio hasn’t had as much testing as we would have liked. We had to ration the testing.”
 
Similarly, Trump’s assertion in a Monday interview with Fox New that testing failures were the fault of the Obama-Biden administration was demolished by PolitiFact yesterday, which rated Trump’s claim “Pants on Fire” false, and said that that his attack “flies in the face of logic.”
 
Trump’s baseless claims come just days after a bombshell report by the Times showed how his failure to quickly deploy an accurate coronavirus test resulted in a “lost month” that left America blind as it tried to combat the virus’ spread, and that his administration “squandered [America’s] best chance of containing the virus’s spread.”


3.  With new polls showing that Americans don’t approve of your handling of the coronavirus crisis, do you regret not acting sooner to halt the virus’ spread, like other countries did, instead of downplaying its threat for months?
 
Two new polls today show growing numbers of Americans disapprove of Trump’s slow and erratic response to the coronavirus, which has left the United States leading the world in confirmed cases.
 
POLITICO/Morning Consult survey found that by a seven point margin, Americans don’t think the administration is doing enough to combat the coronavirus. Similarly, an Associated Press poll also out today shows that only 44% of Americans approve of Trump’s handling of the pandemic and only 38% approve of the federal government’s response — even as people rally in support of how their state and local officials have handled the crisis. 
 
These sliding poll numbers come as Trump continues to mislead Americans about his slow response to the coronavirus pandemic, bizarrely claiming in Monday’s press briefing that he knew all along how dangerous the virus was, but failing to explain why he didn’t take swift action.
 

4.  GOP State Attorneys General confirmed Monday that they will continue their lawsuit to roll back the Affordable Care Act and kick millions of Americans off their health insurance in the midst of a pandemic. Will you, as Vice President Biden has called for, withdraw your support for this effort?
 
The Daily Beast confirmed on Monday that at least five Republican state Attorneys General plan to continue their lawsuit to overturn the ACA — threatening the health care of millions of Americans in the middle of a pandemic.  
 
Ten years ago, President Obama signed the Affordable Care Act into law, expanding access to quality, affordable health care for millions of Americans. But instead of standing up for Americans’ health care, Donald Trump continues to lead fellow Republicans in efforts to do away with the law and the critical protections it put in place.
 

5.  Why did your administration ignore existing Obama-Biden Administration plans to combat pandemics and why did you take actions that reduced our preparedness for challenges like the coronavirus?
 
POLITICO reports that the Trump administration tossed out an existing “pandemic playbook” from the National Security Council that laid out, in detail, steps to take in the face of a public health emergency like this. 
 
As a result, key problems that the playbook planned for — like the current logistical challenges plaguing our health care system — went unaddressed, slowing down our response. 
 
This is only one in a string of missteps by the Trump administration that left the United States unprepared and vulnerable to a future pandemic. Key positions across the government have been left unfilled, or occupied by unqualified political cronies. Similarly, CDC staff in China was slashed on Trump’s watch, removing important eyes and ears on the ground that could have given us critical early notice of the coronavirus’ spread.


6.  With another round of record unemployment claims showing the economic pain the coronavirus is putting the American people through, do you regret the weeks you spent downplaying the threat it posed and do you agree with your Treasury Secretary who said last week that unemployment numbers are “not relevant”?
 
With 6.6 million Americans filing for unemployment benefits last week, the explosive economic toll of the coronavirus continues to grow.
 
For months, Trump ignored and downplayed the looming threat of the coronavirus and failed to take the necessary steps to prepare us — even as other countries quickly acted. Now, America has more coronavirus cases than any other country in the world and our economy continues to suffer body blows.
 
Throughout, Trump’s administration has shown a cavalier indifference to the unimaginable economic toll of the coronavirus has had on the American workers, with Secretary Mnuchin claiming that last week’s massive unemployment figures were “not relevant” — even as families across the country are struggling to make ends meet.
 
 
7.  Why are you refusing to allow Americans who desperately need health insurance in the middle of a pandemic access to the Affordable Care Act’s marketplace? 
 
The Trump administration is refusing to re-open the federal ACA marketplace — preventing Americans’ access to health insurance in the midst of a global pandemic — despite pleas from a bipartisan coalition of leaders, including the Republican Governor of Arizona, Doug Ducey, to do so.
 
This is yet another step in Trump’s ideological battle against the ACA — no matter the cost to the health of Amercans — which has seen his Administration pursue efforts that would kick tens of millions of Americans off their coverage and roll back protections for Americans with pre-existing conditions
 
About 20 million Americans have received health insurance through the ACA, and it’s given better care and peace of mind to countless others — that’s why Vice President Biden sent a letter to President Trump and Republican leaders demanding that they drop their efforts to jeopardize Americans’ health care.
 

8.  A new report today shows that the U.S. Army was projecting as early as the beginning of February that 150,000 Americans could be killed by the coronavirus. So why did you continue to waste precious weeks downplaying the threat it posed?
 
A shocking report today by the Daily Beast shows that as early as February 3, the U.S. Army had internal projections showing that upwards of 150,000 Americans could die as a result of the coronavirus that was then spreading rapidly around the globe.
 
Instead of joining other countries around the world in taking quick action to prepare for the virus, Trump dismissed and downplayed its threat, telling a campaign rally a week later that “looks like by April, you know, in theory, when it gets a little warmer, it miraculously goes away.”
 
Vice President Biden, in contrast, was sounding the alarm — writing a January 27 op-ed in USA Today about the threat it posed and the steps that should be taken, with Jonathan Chait of New York Magazine noting yesterday that Joe Biden “very much did see the coronavirus disaster coming.”
 
 
9.  With new polls showing that Americans don’t approve of your handling of the coronavirus crisis, do you regret not acting sooner to halt the virus’ spread?
 
Two new polls released yesterday show growing numbers of Americans disapprove of Trump’s slow and erratic response to the coronavirus, which has left the United States leading the world in confirmed cases.
 
POLITICO/Morning Consult survey found that by a seven point margin, Americans don’t think the administration is doing enough to combat the coronavirus. Similarly, an Associated Press poll also out today shows that only 44% of Americans approve of Trump’s handling of the pandemic and only 38% approve of the federal government’s response — even as people rally in support of how their state and local officials have handled the crisis.
 
These sliding poll numbers come as Trump continues to mislead Americans about his slow response to the coronavirus pandemic, bizarrely claiming in Monday’s press briefing that he knew all along how dangerous the virus was, but failing to explain why he didn’t take swift action.
 
 
10.  Why do you continue to mislead Americans about your failure to adequately develop and deploy an effective coronavirus test — a failure that allowed the virus to spread unchecked and explode across our country?
 
In a call with governors on Monday, according to the New York Times, Trump continued to shrug off the coronavirus testing crisis that exploded on his watch, claiming that “I haven’t heard about testing being a problem” and that he hasn’t “heard about testing in weeks” — even though countless Americans are still unable to be tested for the coronavirus, fatally undercutting our response to this crisis?
 
Trump’s lie was so out of step with reality that it prompted a rebuke from fellow Republicans, with Maryland Governor Larry Hogan saying Tuesday that Trump’s claim was “just not true” and that “no state has enough testing” and Ohio Governor Mike DeWine adding that “we know Ohio hasn’t had as much testing as we would have liked. We had to ration the testing.”
 
Similarly, Trump’s assertion in a Monday interview with Fox New that testing failures were the fault of the Obama-Biden administration was demolished by PolitiFact yesterday, which rated Trump’s claim “Pants on Fire” false, and said that that his attack “flies in the face of logic.”
 
Trump’s baseless claims come just days after a bombshell report by the Times showed how his failure to quickly deploy an accurate coronavirus test resulted in a “lost month” that left America blind as it tried to combat the virus’ spread, and that his administration “squandered [America’s] best chance of containing the virus’s spread.

The Biden Emergency Action Plan to Save the Economy From Coronavirus Pandemic

Vice President Joe Biden offers his own plan to address the coronavirus pandemic that contrasts with Trump’s: “It would be catastrophic to reopen everything without a plan, and then have a spike in cases and shut it all back down. That would just mean more loss of life and economic pain.” © Karen Rubin/news-photos-features.com

So far, Donald Trump has failed to lead – he has begrudgingly followed when shamed into acting by Governors like Cuomo, Newsome yet still manages to take credit for the “boldest” “greatest” “historic” “unprecedented” actions for which he had no input. Trump is taking credit for a $2 trillion aid package that contradicts his own plans to bail out the Oil & Gas industry and give Treasury Secretary Mnuchin unlimited power to steer billions of dollars to friends, while his EPA and Interior Department race to institute rules that overturn Obama-era rules to reduce carbon emissions that contribute to Climate Change; there is even a provision in the bail-out specifically barring funds to go to Trump’s own businesses because of his record of using his office for self-enrichment, in violation of the Emoluments Clause. Trump’s daily briefings have been turned into substitutes for his campaign rallies, where he gets to attack “enemies” (The Press) and spout lies designed to boost his approval and chances for election. Democratic challengers Joe Biden and Bernie Sanders don’t have the same bully pulpit, but have nonetheless attempted to draw stark contrasts in how they would lead the nation out of this coronavirus pandemic, which, in fact, could be continuing into the next president’s administration. This is from the Biden campaign: — Karen Rubin, News & Photo Features, [email protected]

Tonight, Joe Biden is releasing an emergency action plan to save the economy, laying out three key steps he would take as president to tackle the ongoing pandemic and safeguard our country’s economic prosperity. In a new video speaking directly to Americans, Vice President Biden outlined his emergency action plan and highlighted the immediate, impactful steps that can be taken to defeat the virus and protect the livelihood of working families.

FACT SHEET:
The Biden Emergency Action Plan to Save the Economy

Congress is close to passing a massive relief bill. When it passes, it’s all about execution — and filling in the gaps.
 
If Joe Biden were President right now, here are the three things he would do now to save our economy and help our families weather the storm.  And to get them done, he would appoint a task force reporting twice-daily to him on progress.
 
FIRST, use all available authorities, including the Defense Production Act to turn the tide on this epidemic. Joe Biden knows that no economic strategy will work if we don’t stop the virus. In recent days, there’s been talk that we have to choose between public health and our economy. That’s not just a false choice. It’s a dangerous one.
 
It would be catastrophic to reopen everything without a plan, and then have a spike in cases and shut it all back down. That would just mean more loss of life and economic pain.
 
To reopen, public health experts say we need real testing capacity, the ability to trace contacts if someone tests positive, and the ability to surge equipment and supplies to any new hotspots. We should listen to them. It’s the quickest, surest way to getting our economy back on track. And we also need to address the shortage of items like ventilators and personal protective equipment for health care workers, and make sure our workforce on the frontlines everyday has the protections to provide the essential services we will continue to need.  Joe Biden would use the full powers of the presidency and this government to make that happen. 
 
Joe Biden would end this epidemic and get our economy back on track through bold action — not by picking an arbitrary date on the calendar and asserting it’s over.
 
SECOND, launch a task force reporting directly to me to make sure every dollar going out the door gets to the people who need it — fast.
 
Joe Biden led the implementation of the Recovery Act in the last crisis.  He knows it’s all about priorities. Here would be his:

  • Keep as many people on the payroll as possible and make Americans whole for lost hours and wages. Joe Biden would expedite aid to businesses who commit to helping workers stay employed through the crisis, so they can get back to work when conditions allow.  He would maximize work-sharing, a form of “employment insurance” we championed in the Obama-Biden administration to keep more workers on the job. And for those who do get laid off and who’s industries are out of work, the congressional bill boosts unemployment benefits — Biden would cut through the red tape to deliver them without delay, and extend them as long as public health and economic conditions call for it.
  • Act decisively to keep small businesses in business. Included in the legislation before Congress is $377 billion for small businesses. This money will guarantee immediate loans that banks provide to small businesses to make payroll, pay rent and other costs, and keep their doors open. But there is a real risk it won’t get out fast enough to make a difference.  So Joe Biden would take unprecedented measures to get it done  Where the government is guaranteeing loans, banks have no commercial excuse for not making them. So he would call in bank CEOs and tell them that in this time of crisis, it is a matter of the utmost national interest to get these loans out the door quickly and efficiently. And if they don’t, he would seek authority similar to the Defense Production Act to make sure their lending platforms are giving priority to small business. He would also make clear that $377 billion is not a cap — we will spend whatever it takes. 
  • Enforce real conditions and oversight on big corporations.  Joe Biden would tell large companies seeking taxpayer assistance that they need to make hard commitments that the assistance will go toward their workers, not toward enriching their CEOs or shareholders. He would hold the strictest line on bans on buybacks and raises for executives. He would impose the highest scrutiny on payroll plans. And he would impose strict oversight and enforcement of these conditions by appointing strong regulators focused on corporate accountability and worker protections in the event of bankruptcy. Joe Biden will not let companies off the hook, the way the White House and Senate originally proposed.

THIRD, bring the leaders of Congress together to build the next deal. This was a good start. But more must be done. Congress approved direct cash relief — $1,200 per person to help working families through this crisis.  But it’s a one-off.  And Congress didn’t include direct student loan forgiveness, or Social Security boosts for seniors, or cost-free treatment for COVID-19, full paid sick leave for our workers, or sufficient fiscal relief to states.  Joe Biden would:

  • Provide for additional checks to families should conditions require.
  • Forgive a minimum of $10,000 per person of federal student loans, as proposed by Senator Warren and colleagues. Young people and other student debt holders bore the brunt of the last crisis. It shouldn’t happen again.
  • Increase monthly Social Security checks by $200/month, as proposed by Senator Wyden and colleagues. Seniors and people with disabilities are uniquely at risk right now.
  • Provide emergency paid sick leave to everyone who needs it, with no one left out. This should include workers in all industries and all sectors, regardless of company size, and including gig workers, domestic workers, contractors, and the self-employed.
  • Ensure that no one has to pay a dollar out of pocket for COVID-19 testing, treatment, or an eventual vaccine.
  • Provide all necessary fiscal relief to states so their workers and communities get the help they need, especially those on the front lines like New York.

The bottom line is that Congress will have to keep acting. This is not the last bill.  There will be more. And Joe Biden would do whatever it takes, spend whatever it takes, move heaven and earth to help all the people harmed by this crisis.

NYS Governor Cuomo: ‘We’re working on every level. Every pistol is firing. Everything that can be done is being done.’

Governor Andrew Cuomo tours Northwell Health Laboratories on Long Island to urge CDC to allow private labs to test for coronavirus using automated systems to better monitor and contain the spread of COVID-19 © Karen Rubin/news-photos-features.com

Cuomo: “My last point is practice humanity. We don’t talk about practicing humanity, but now if ever there is a time to practice humanity the time is now. The time is now to show some kindness, to show some compassion to people, show some gentility – even as a New Yorker.”

Trump has played a pathetic game of catch-up to the actual task of getting Americans through the coronavirus pandemic as best as possible, with as few deaths and as little destruction to the economy and society as possible. While he has proved a mendacious inept clog, true leadership has been demonstrated by Governors, especially New York Governor Andrew Cuomo. His press availability today, in which he gave updates on his nonstop effort to increase hospital capacity and obtain necessary protective equipment and medical supplies in anticipation of a surge of patients, was heartening to New Yorkers. It was a speech that hearkened to Franklin Delano Roosevelt, who was Governor of New York before he was President, leading the nation through the Great Depression and later through World War II.  This is a rush transcript of the Governor’s remarks:

Good morning. Happy Saturday. Welcome to the weekend. I want to give you an update and briefing on where we are today and then we’re going to go out and do some real work, get out of this building before we get cabin fever. You know the people who are here today. From my far right, Simonida Subotic who is in charge of managing supplies which is a major function for us, Robert Mujica, Director of Division of the Budget, Melissa DeRosa, Secretary to the Governor, the great James Malatras who has been a tremendous help here.

Go through the facts, the numbers are still increasing. We have been seeing that. That’s the line that we’re tracking. This is all about the increase in the number of cases and managing the increase in the number of cases to the capacity of our health care system. What are we doing? We’re reducing the spread and the rate of the spread to match the increase in the number of cases and increasing hospital capacity at the same time – just how do our hospitals manage the rate of the spread.

We’re trying to reduce the spread to over a period of months. Over a period of months our healthcare system can deal with the numbers. We have moved to zero non-essential workers. You can’t go below zero so we’re doing everything we can there and we put out new rules on personal conduct and what people should be doing and how they should be behaving and where they should be.

Matilda’s Law which is for the vulnerable population, senior citizens, people with compromised immune systems, underlying illnesses – that was very specific. As I mentioned we named it for my mother Matilda because I went through this with my own siblings. How do we help mom? Where do we bring mom? There was a difference of opinion. The best health professionals put together guidelines that not only help senior citizens but also their families who are trying to deal with this. I know it was helpful to my family and the question among siblings these laws and guidelines answered. I don’t want to mention which sibling but it turns out that he was wrong.

The personal conduct rules and regulations are also very helpful. I want to thank Dr. Fauci who is really an extraordinary American and has given me great guidance and help and assistance in putting together these policies so I’d like to thank him and we’re doing those.

We’re working on every level. Every pistol is firing. Everything that can be done is being done. New Yorkers are lucky. We have a very experienced team that’s doing this. This is not their first rodeo. They’ve been through a number of emergencies on a number of levels.

Increasing hospital capacity – we want to get the capacity of 50,000 thousand up to a minimum of 75,000. We told the hospitals we’re going to be ending elective surgeries. We are now working with hospitals to reconfigure the space in the hospital to get more beds and to find more staff to manage those beds. We’re working on building new beds. We’re going to go out and review a number of sites today. I’d like to give the final list to the federal government and the Army Corps of Engineers today but we’re looking at Javits, SUNY Stony Brook, SUNY Westbury, the Westchester Convention Center, and I’m going to go out and take a look at those sites today or the ones I can get to. That would give us a regional distribution and a real capacity if we can get them up quickly enough and then increasing supplies which is one of the most critical activities.

We are literally scouting the globe looking for medical supplies. We’ve identified 2 million N-95 masks which are the high protection masks. We have apparel companies that are converting to mask manufacturing companies in the State of New York in all sorts of creative configurations and I want to thank them. I put out a plea yesterday to ask them for help and we’ve been on the phone with all sorts of companies who are really doing great work. We’re also exploring the State of New York manufacturing masks ourselves.

We’re going to send 1 million N95 masks to New York City today. That’s been a priority for New York City and 1 million masks won’t get us through the crisis but it’ll make a significant contribution to New York City’s mask issue and I want to thank Mayor de Blasio for working in partnership. We’re sending 500,000 N95 masks to Long Island. We’ve been working with County Executive Laura Curran and County Executive Steve Bellone and I want to thank them.

We’re gathering ventilators. Ventilators are the most important piece of equipment and the piece of equipment that is most scarce. We’re gathering them from all different health facilities across the state and then we’re going to use those in the most critical areas. We also identified 6,000 new ventilators that we can actually purchase so that’s a big deal.

From the federal government’s point of view I’ve spoken to the President a number of times. I spoke to the Vice President a number of times. They’ve issued a federal disaster declaration which is a technical act by the federal government but what it basically does is it allows the federal emergency management agency called FEMA to step in and assist financially. By that declaration FEMA would pay 75 percent of the cost of a disaster. New York State would pay 25 percent of the cost. The federal government can waive the 25 percent of the cost. I’m asking them to waive that 25 percent in this situation. I’ve worked on many disasters, FEMA has waived the 25 percent. If there’s any situation where FEMA should waive the 25 percent, this is the situation.

We’re also working with the federal government. We’re requesting 4 field hospitals at 250 capacity each. That would give us 1000 field hospital beds. We’re going to be looking at Javits as a location for those field hospitals. We’re also requesting 4 Army Corps of Engineers temporary hospitals. Those are the sites I mentioned earlier that I’m going to take a look at. The SUNY Stonybrook, Westbury, Westchester Convention Center and also Javits. Javits is so big that it can take the 4 field hospitals and an Army Corps of Engineers temporary hospital. We’re also requesting assistance with medical supplies which has been a very big topic of conversation all across the country. 

We’re also asking our federal congressional delegation to fix a law that was passed on the coronavirus federal aid because of a technical issue the way the bill was written, New York State does not qualify for aid. That’s over $6 billion, that is a lot of money and we need the federal delegation to fix that bill otherwise New York State gets nothing. New York State has more coronavirus cases than any state in the United States of America. That we should not be included in the bill, obviously makes no sense. 

We’re also going to conduct immediately trials for the new drug therapy which we have been discussing. I spoke to Dr. Zucker about it. There is a theory that the drug treatment could be helpful. We have people who are in serious condition and Dr. Zucker feels comfortable, as well as a number of other health professionals, that in a situation where a person is in dire circumstance, try what you can. The FDA is going to accelerate to New York 10,000 doses. As soon as we get those doses we will work with doctors, nurses and families on using those drugs and seeing where we get. 

I spoke to the President, he spoke to this drug therapy in his press conference yesterday and I spoke to him afterward. I said that New York would be interested and we have the most number of cases and health professionals have all recommended to me that we try it, so we’ll try it.  We’re also working on a number of other drug therapies, an anti-body therapy, a possible vaccine. We have a company here in New York called Regeneron that’s really showing some promising results. I exempted them from the no work order, because they couldn’t possibly have a really significant achievement for us. The new numbers, the more tests you take, the more positives you find, and I give this caution because I think people misinterpret the number of new cases. They take that number of new cases as if it is reflective of the number of new cases, the spread. It is not. The number of new cases is only reflective of the number of cases you are taking, right. Where our goal is to find the positive cases, because if we find a positive case we can isolate that person, and that stops the spread. So we’re actually looking for positives. The more tests you take, the more positives you will find.

We are taking more tests in New York than anyplace else. We’re taking more tests per capita than China or South Korea. We’re also taking more tests than any state in the United States of America. That is actually a great accomplishment. Because if you remember back, two weeks, which seems like a lifetime now, the whole question was coming up to scale on tests. How do we get the number of tests up and how do we get it up quickly? I spoke to the president and the vice president and said decentralize the testing, let the states do it. I have 200 labs. I can mobilize quickly. Let us do the tests. They agreed. We’re doing more tests than any state, so for example, we’ve done 45,000 tests. California has done 23,000, Washington has done 23,000, so you see how many more tests we are doing. And again, I credit the team that’s working here, because this is exactly what the mandate was. Perform as many tests as quickly as you can, and that’s the drive-thrus we’ve put in place, the hospital management, et cetera. So our numbers should be higher. And they are.

Total number of positive cases now is up to 10,000, number of new cases has increased by 3,000, let’s go back in case you can’t read as fast as I can read. 6,000 New York City, 1,300 Westchester, 1,200 in Nassau. You see the Westchester number is slowing. We did a New Rochelle containment area. The numbers would suggest that that has been helpful. So I feel good about that. You see Nassau increasing, you see Suffolk increasing. So that’s just the wide spread increase that we have been anticipating. But our hotspot of Westchester is now slowing, and that’s very good news. New York City, it is the most dense environment. This virus spreads in density, right. And that’s what you’re seeing in New York City, obviously, has many more people than any other specific location in the state. Number of counties are increasing. You see the blue. I said to you early on that blue is going to take over the whole state, just the way every state in the United States has now been covered. Most impacted states, you look at the cases in New York is 10,000, Washington, California, 1,000 each. Does that mean that we have ten times the number of cases as California or Washington? Or does that mean we’re doing more tests than California or Washington? The truth is somewhere in the middle, and nobody can tell you. Total number of people tested, we’re up to 45,000. Number of new tests. This is a rate that we watch. What is the rate of hospitalization? Again, because this is all about hospital capacity, right, 1,500 out of 10,000, it’s roughly 15 percent of the cases. It’s been running about 14, 15. It’s gone as high as 20 percent, 21 percent. So actually 15 percent rate of hospitalization is not a bad number. It’s actually down from where it was. The more refined number is, of those who are hospitalized, how many require the ventilators, because the ventilators are the piece of equipment that is most scarce. That’s the next refinement of these numbers that we have to do.

And again, the context on the numbers is important. We’re talking 10,000 et cetera. You look at any world health organization or the NIH, or what any of the other countries are saying. You have to expect that at the end of the day, 40 percent to 80 percent of the population is going to be infected. So the only question is, how fast is the rate to that 40 percent, 80 percent, and can you slow that rate so your hospital system can deal with it. That is all we’re talking about here. If you look at the 40 to 80 percent, that means between 7.8 million and 15 million New Yorkers will be affected at the end of the day. We’re just trying to postpone the end of the day. Again, perspective, Johns Hopkins, this is not a science fiction movie. You don’t have to wait to the end of the movie to find out what happens. Johns Hopkins has studied every case since it started, 284,000, 11,000 deaths, almost 90,000 recoveries, 183,000 still pending. Which tracks everything we know in the State of New York. Our first case, first case, healthcare worker, 39-year-old female who was in Iran. She went home, she never went to a hospital, she recovered, she’s now negative. You get sick, you get symptoms, you recover. That is true for the overwhelming number of people. Again, context, people who died in the flu, from the flu, in 2018-2019: 34,000 Americans. 34,000, so when you hear these numbers of deaths, keep it in perspective. 34,000 people died of the flu. Over 65, 74 percent of the people were over 65. 25 percent were under 65. So, if you have an underlying illness, you catch the flu, you can die. More likely if you have an underlying illness, senior citizens, et cetera, but not necessarily. You have 25 percent under 65 years old die from the flu.

Also, in terms of context, perspective. Don’t listen to rumors. I mean, you have such wild rumors out there, and people call me with the craziest theories. Just, I understand there’s anxiety and stress, but let’s remember some basic context and facts. Society functions. Everything works. There’s going to be food in the grocery stores. There’s no reason to buy a hundred rolls of toilet paper. There really isn’t. And by the way, where do you even put a hundred rolls of toilet paper? The transportation system functions. The pharmacy system functions. These things are all going to work. Nonessential workers, stay home, but the essential workers are staying home, especially the healthcare workers. There is not going to be any roadblock when you wake up in the morning that says you can’t leave this place, you can’t leave that place, right? So if you have a real question, because you think there’s a real concern from a credible source, contact my team. We have a special website: coronavirus.health.ny.gov, and ask the question and you will get a real, truthful, factual response.

I have not hidden anything from the people of this state. I have not tilted facts. Franklin Delano Roosevelt, the American people deserve the truth, they can handle the truth, give them the truth. When they don’t get the truth and if you don’t get the facts, that’s when people should get anxious. If I think I’m being deceived or there’s something you’re not telling me, or you’re shading the truth, now I’m anxious. Everything I know, I’ve told you, and I will continue to tell you, and these are facts, and you hear a rumor, and you want to check it out, go to that website, these are people who work for me directly, and you will have the truth. We do have an issue with younger people who are not complying, and I’ve mentioned it before but it’s not getting better. You know, you can have your own opinion. You cannot have your own facts – you want to have an opinion, have an opinion, but you can’t have your own facts. “Well young people don’t get this disease.” You are wrong – that is not a fact. 18-49 years old are 54 percent of the cases in New York State. 54 percent. 18-49 years old. So you’re not Superman, and you’re not Superwoman, you can get this virus and you can transfer the virus and you can wind up hurting someone who you love or hurting someone wholly inadvertently. Social distancing works and you need social distancing everywhere. There’s a significant amount of non-compliance, especially in New York City, especially in the parks – I’m going to go down there today, I want to see what situation is myself, but it has to be stopped because you are endangering people and if it’s because of misinformation, if it’s because of noncompliance, I don’t care frankly – this is a public health issue and you cannot endanger other people’s health. You shouldn’t be endangering your own. But you certainly have no right to endanger someone else’s.

This is my personal opinion, this is not a fact, you know to me it’s very important in a situation like this, tell me the facts and then tell me your opinion – this is my opinion. We talk about social responsibility, especially young people talk about social responsibility and they should – we pass a lot of legislation in this building, groundbreaking legislation, national firsts, on economic rights, highest minimum wage in the United States of America, human rights, first state to pass marriage equality, which I believe was a human rights issue, we talk about environmental responsibility and this state has the most aggressive environmental laws in the United States of America and I am proud of it, but I also want people to think about the social responsibility when it comes to public health. We haven’t talked about it before, not really a field, it’s not really an issue, it’s not really a hashtag, but social responsibility applies to public health just as it applies to human rights, and economic rights and environmental rights – public health, especially in a moment like this, is probably most critical.

So let’s think about that and let’s act on that. In this crisis, think of yourselves, we are all first responders – your actions can either save or endanger a life, so we are all first responders. What’s going to happen? We’re going to get through this. We don’t know how long it’s going to take us to get through this. Fact is we’re trying to slow the spread of the virus to a number of months so the healthcare system can deal with it, so therefore by definition it’s going to be a number of months. I know people want to hear, “It’s only going to be a matter of weeks and then it’s going to be fine.” I don’t believe it’s going to be a matter of weeks. I believe it is going to be a matter of months, but we are going to get through it, and how long and how well it takes us to get through it is up to us. It depends on what we do – you know when you’re sick and you say to the doctor, “Well how long until I get better?” And the doctor says, “It depends on what you do. If you follow the advice, you’ll get healthy faster, but it depends on what you do.” This depends on what we do. China is now reporting no news cases. Let’s assume that’s true – look at that trajectory, look at that turnaround, look at what they did, we do have data we can follow. So how long is it going to take? It depends on how smart and how we responsible are and how diligent we are. You tell me the percentage of compliance and intelligence and discipline on social disciplining et cetera? I’ll tell you how long it takes for us to get through it.

Also something that people aren’t really talking about but I think we should start talking about – we talk about the economic consequences of this situation and they are going to be significant, and we are going to have to deal with it and New York will be right on top of it and as aggressive as we are with everything else. But economic consequences come second – first, is dealing with this crisis. We talk about the economic consequences but we also need to talk about the social consequences. There is no Dow Jones index that we can watch on the screen that is measuring the social consequences and the social decline. But the stress, the anxiety, the emotions that are provoked by this crisis are truly significant, and people are struggling with the emotions as much as they are struggling with the economics. And this state wants to start to address that. I’m asking psychiatrists, psychologists, therapists who are willing to volunteer their time to contact the state and if this works out I would like to set up a voluntary network where people can go for mental health assistance where they can contact a professional to talk through how they are feeling about this. They are nervous, they are anxious, they are isolated. It can bring all sorts of emotions and feelings to the surface. When you are isolated you do not have people to talk to.

So I am asking the professional mental health establishment to contact us. Let us know that you are willing to volunteer time. It would obviously be all electronic. It would not be in person. It would be telephone, it would be Skype, etc. But I would ask you to seriously consider this. Many people are doing extraordinary things during this public health crisis. I ask the mental health community, many of them are looking for a way to participate, this is a way to participate. And if we get enough mental health professionals willing to volunteer their time, we will set up a mental health electronic help center. And we will talk more about that the next few days.

What happens besides how long? What happens? The bigger question to me is what do we learn about ourselves through this? As a society, we have never gone through this. We have never gone through a world war. We have not gone through any great social crisis. Here in New York, we went through 9/11 which I think is relevant in terms of some feelings that people are now experiencing. 9/11 transformed society. I was there. I was part of it. You were never the same after 9/11. You had a sense of vulnerability that you never had before which I feel to this day. There was a trauma to 9/11. But as a society, as a country, we have been blessed in that we have not gone through something as disruptive as this.

So what do we learn about ourselves? I think what we are saying already is a crisis really brings out the truth about ourselves first of all and about others. And your see people’s strengths and you see people’s weaknesses. You see society’s strengths and you see society’s weaknesses. You see both the beauty and the vulnerability. You see the best in people and you see the worst in people. You see people rise to the occasion and you see people fall from the burden of the emotion. So, I think – You take a step back.

Hospitality Industry Faces Catastrophic Impact of Coronavirus Crisis

America’s hotels, supporting one out of ever 25 jobs, face catastrophe because of the coronavirus health crisis (c) Karen Rubin/goingplacesfarandnear.com.

Leading hotel CEOs met with the White House on March 17 to discuss urgent economic recovery solutions needed to protect millions of U.S. hotel employees and 33,000 small businesses as travel grinds to a virtual halt across the country because of the coronavirus health crisis.  From Main Street to major cities across the country, hotels everywhere are on the verge of shutting their doors in the coming days – many by the end of this week. With 1 in 25 jobs supported by the hotel industry, the rapid pace of booking cancellations is having an immediate, negative ripple effect that risks seeing mom and pop hotel owners shutter, furlough their employees, hurting community businesses.  

The hotel industry is an industry of people and the current human toll is proving to be catastrophic. Based on current occupancy estimates, the American Hotel & Lodging Association (AHLA) says four million total jobs have been eliminated already or are on the verge of being lost in the next few weeks. In certain affected markets, including Seattle, San Francisco, Austin and Boston, hotel occupancy rates are already down below 20 percent and individual hotels and major operators have already shut down operations. 

The AHLA, the nation’s leading and largest trade association for hotel industry, made the case that the economic impact on the hotel industry is already more severe than 9/11 and the 2008 recession, combined. “The impact of the coronavirus pandemic on our 33,000 small business owners who operate 66 percent of hotel properties across the country has been extremely severe with many considering shuttering and closing their doors for good within days if they haven’t closed already.”

Chip Rogers, AHLA President and CEO, said the burgeoning COVID-19 health crisis is unprecedented in its size and scope, and it represents the single largest decline in travel in modern times.

“The impact to our industry is already more severe than anything we’ve seen before, including September 11th and the great recession of 2008 combined,” stated Rogers. “The White House and Congress can take urgent action to protect countless jobs, provide relief to our dedicated and hardworking employees, and ensure that our small business operators and franchise owners – who represent more than half of hotels in the country – can keep their doors open.”

According to an Oxford Economic Study, a 30 percent decline in hotel guest occupancy could result in the loss of nearly 4 million jobs, with $180 billion of wages and a $300 billion hit to the GDP – crippling the hotel industry, the local communities they serve and the U.S. economy.  

“This unprecedented public health crisis has quickly become a catastrophic economic crisis as well,” said Roger Dow, President and CEO, U.S. Travel Association President. “The losses for the travel industry alone are projected to double the unemployment rate over the next two months and plunge the country into recession. Small businesses, which make up 83% of travel businesses, need relief right now if they’re going to be able to keep paying their employees.”

The Oxford study estimates the hotel industry supports 1 in 25 American jobs, totaling 8.3 million jobs, paying more than $97 billion in wages and salary income, and contributes nearly $660 billion to the U.S. GDP annually.  In addition to major hotel brands, the hotel industry includes more than 33,000 small businesses, which represent 61 percent of hotel properties in the U.S.

Top hotel industry leaders laid out several immediate actions the White House and Congress could take to help the hotel industry protect jobs and help small business operators. The group focused on two critical goals – retaining and rehiring employees and keeping hotels from shutting down through access to liquidity and low interest loans, including for small businesses. 

Hotel CEOs who participated in the roundtable discussion today at the White House were hopeful that President Trump and Members of Congress will work together urgently to provide relief and ensure the industry is positioned to rebound from the unprecedented impact from the Coronavirus pandemic.

Best Western Hotels & Resorts President and CEO, David Kong said, “For nearly 75 years, Best Western has been a brand with small family businesses at our core. Most of our hotels are owned and operated by hardworking men and women with their children growing up in the business. For them, their hotels represent their families’ legacy and their future. Many are being forced to close their doors with no assurance of when they will be able to reopen. Their employees are left with no gainful employment and the resultant financial hardship. It is imperative that the government step in immediately with loan programs that provide capital and liquidity to help small businesses survive as well as other employment programs to help the impacted employees. The situation is dire.”

Choice Hotels International President & CEO, Pat Pacious said, “The majority of our 13,000 franchisees are small business hotel owners who have to meet payroll, pay their mortgages every month, and support their families during this crisis – as well as take care of their guests. As I told the Administration today, while Choice Hotels is acting to assist our franchisees, the federal government has a critical role to play in helping minimize the impact and disruption to the livelihoods of small business hotel owners and their employees, as well as stabilizing the economy during this difficult and unprecedented time.” 

Hilton President and Chief Executive Officer, Christopher J. Nassetta said, “In Hilton’s 100-year history, we have never seen anything like the current situation. I am hearing directly from hotel employees concerned about their mortgage payments and hotel owners worried about making payroll. Nearly eighty percent of the hotels in our U.S. network are franchise properties that employ less than 50 people, and we are using every tool in our toolkit to keep these small businesses viable. Ours is an industry of people serving people, and that’s why we’re asking Congress and the Administration to help shield them from the economic impact of the coronavirus, so they can be part of the recovery that will follow.”

Hyatt president and CEO, Mark Hoplamazian said, “In our industry, success depends entirely on the passion and dedication of our people. It is critical that we take swift action to ensure that our workforce is protected with the proper healthcare and financial support so that the industry can return in full force following this unprecedented degree of business interruption.”

InterContinental Hotels Group CEO Americas, Elie Maalouf said, “The coronavirus represents a global economic emergency as well as a global health emergency, and the impact it will have on the hospitality industry is unprecedented. Even as we’re currently managing this issue to keep our guests and colleagues safe, and hotel owners secure, we’re committed to doing everything we can to protect the future of the millions of Americans employed by the hotel industry and prepare to expedite a return to normal once this crisis passes. We appreciate the administration’s engagement in this issue and look forward to continuing this important discussion in the weeks ahead.”

Marriott International President and CEO, Arne Sorenson said, “The COVID-19 pandemic has resulted in an unprecedented decline in demand impacting our hotels and our associates. We are looking to government to support the hospitality industry through this period of time so we can assist our associates and hotel owners, many of whom are small businesses.”

MGM Resorts International Chairman & CEO, James Murren said, “Within days we have transformed from a vibrant industry welcoming people from around the world, to one experiencing a total shutdown of business.  Addressing this public health emergency required major collective action which is why MGM shut down our operations. But it comes at a cost to our tens of thousands of employees, small businesses and communities who depended on us.  We look forward to a productive dialogue on how to ensure that when it is safe, the gaming industry can be in a position to open our doors so that we and the 2 million jobs that depend can be part of the economic recovery that is to come.”

“Pebblebrook Hotel Trust is a REIT with 54 hotels with over 13,000 rooms and over 8,000 employees around the country. Our hotels are in most of the hardest hit cities – Seattle, San Francisco, here in Washington, DC, NYC, Boston, Chicago and more. As of today, we have had to make the difficult decision to let go over 4,000 employees,” noted Jon Bortz, Board Chair, AHLA and Chairman & CEO, Pebblebrook Hotel Trust.

“By the end of the month, we expect another 2,000 employees will also be let go, representing over three quarters of our employees. We are looking at closing the doors at more than half of our properties,” Bortz said. “This is the reality we, and countless other owners and operators around the country are facing in the wake of this public health situation.”

Sanders: Coronavirus Crisis Points to Urgent Need for Fundamental Changes to Economy, Healthcare System

Senator Bernie Sanders on the coronavirus pandemic: “In this moment of crisis, more and more people understand that we need fundamental changes to our economy, and we need fundamental changes to our healthcare system.” © Karen Rubin/news-photos-features.com

BURLINGTON, Vt. – Sen. Bernie Sanders gave remarks regarding the lessons we can learn from the growing coronavirus outbreak.  This is a rushed transcript provided by the Sanders campaign:

Good afternoon everyone, thank you for being here. In the midst of a major healthcare and economic crisis currently facing our country, I’d like to take a few minutes to talk about the lessons we can learn long-term about what we are experiencing today.  

As I discussed yesterday, our country is facing, as everybody knows, a medical and economic crisis, the likes of which we have not seen for generations. And we must prepare for this response in an unprecedented way, making certain that our government responds effectively, and protects the interests of all our people regardless of their income, or where they live. In other words, this is not just about giving tax breaks to large corporations, but about remembering the people today who don’t have much money, who are nervous about their economic futures and healthcare prospects. 

Needless to say we must massively increase the availability of test kits for the coronavirus and the speed at which the tests are processed. We need to anticipate significant increases in hospital admissions, which means that we will need more ICU units and ventilators, we will need more doctors, nurses, and medical personnel of all kinds – and we must make sure that these frontline personnel are well protected from the diseases they are treating. I have talked to nurses recently who worry very much about whether they are getting the kind of knowledge and equipment they need so that they do not get sick. 

We need to significantly improve our communications and collaboration with other countries to ensure that we are learning everything that we can about the successes and failures of other countries as they deal with this crisis. And furthermore, we must be honest with the American people and communicate as effectively and directly as we can with all of the scientific information that we can provide. 

Further, and most importantly, our response to this entire crisis must be guided by the decisions of doctors, scientists, and researchers, not politicians.  

But as we struggle with this crisis, it is also important that we learn the lessons of how we got to where we are today, and what we must do in the future so that we are better prepared for similar crises that may come.  

Poll after poll already shows us that the American people understand that we must do what every other major country on earth does, and that is to guarantee healthcare to all of our people as a human right, not a privilege. As we begin to see the failures and vulnerabilities of the current healthcare system, my guess is that those numbers and the demand for universal healthcare will only go up. 

The American people are asking: how is it possible that we spend twice as much per capita as the people of Canada and other major countries, while 87 million of us are uninsured or underinsured.  

And obviously, in this crisis, and unbelievably, it means that people who are sick today, people who woke up this morning with symptoms of the coronavirus, are saying, “you know I feel sick but I cannot afford  to go to a doctor.”  And when somebody is not treated for the virus – somebody who is unable to afford to go to that doctor – that means that that infection can spread to many others, putting us at risk.

So it’s not just a question that in normal times – tragically, unbelievably – that we lose 30,000 people a year because they don’t get to doctor on time, but now the lack of healthcare threatens other people as well. 

How could it be, that when we spend so much more than what other countries are spending, we have millions of people who may be dealing with the virus but they cannot go to the doctor because they can’t afford it? That is a question that must resonate in every American’s mind.   

If this isn’t a red flag for the current dysfunctional and wasteful healthcare system, frankly I don’t know what is. 

For the benefit of all of us, we must make sure that every person in this country who needs to seek medical treatment can go to a doctor free of charge regardless of their income. That is obviously what we must do now in the middle of a crisis, but it is what we must do as a nation in the near future. 

Here are just a few instances about how absurd and dysfunctional our current healthcare system is. 

It has been estimated that a full battery of tests for the coronavirus costs over $1,300.  First of all, take a look at that – $1,300 to get the test people need to have to know if they have the virus or not. 

In America today, 40% of our people don’t have $400 in the bank to pay for an emergency expense. We have half of our people living paycheck to paycheck. 

If their car breaks down they can’t afford to get it fixed, and if somebody tells them it costs $1,300 for the test to determine whether you have the coronavirus if they’re sick, what are they supposed to do? What happens to them?  

How can someone without insurance afford to pay $1,331 to get tested when they don’t even have $400 in the bank? What are they supposed to do? What happens to them?  Do they go to a payday lender where the average interest rate is over 390%? Do they borrow money from their family? Or do they go without the test? Which every doctor in the world will tell them is a test they should have.  

And while the Trump administration says it may cover co-pays to cover the cost of testing for those who have insurance, they will not cover the cost of treatment – which could cost tens of thousands of dollars.  

How cruel is that? How absurd is that? To say to people, “we’re sorry you have coronavirus, we covered the cost of the test, but now you’re on your own and it’s going to cost tens of thousands of dollars to get treated.” That is totally absurd. 

Clearly what we need to do is to make sure that if someone has the coronavirus that person gets the treatment that they need.  

In other words, our current system leaves people uninsured, but even if you have insurance you may not even have the ability to travel to a doctor near you. 

Because now we’re talking about a system in which many rural hospitals have closed down and they cannot find a doctor in their communities. 

The reality today, and this is an issue we must to deal with, is that we don’t have enough doctors, we don’t have enough hospitals, and we don’t have enough clinics in rural communities and inner cities.   

Further, we are in a situation when we desperately need affordable prescription drugs, yet we have a pharmaceutical industry that continues to make billions in profits by charging outrageous prices for prescription drugs, sometimes 10x more in this country than in other countries.   

In my view, the most cost effective way to reform our dysfunctional and cruel system is to move to a Medicare for All, single-payer healthcare system.

And I think in the midst of this crisis, more and more Americans understand the truth of that.  

It is nearly impossible to believe that anyone can still think it’s acceptable to continue with a healthcare system that leaves tens of millions of people uninsured. The cruelty and absurdity of that view is more obvious in the midst of this crisis than it has ever been.   

And let’s be clear. Lack of healthcare and affordable medicine does not only threaten the healthcare and well-being of the uninsured. It threatens everyone who comes in contact with them.

In fact, what this crisis is beginning to teach us is that we are only as safe as the least insured person in America. 

Further, we are the only major country on earth that does not mandate paid family and medical leave. And we’re seeing how that crisis is impacting where we are today.  

As we speak, there are millions of workers — right now — who are being told to go to work, yet they may be ill and should be staying home. 

But these very same families will face financial ruin if they don’t go to work. These are workers in the restaurant industry, transportation industry, tourism, retail — in other words the people who interact with the public every single day.  

Right now, at a time when half of our people live paycheck to paycheck, and at a time of massive wealth and income inequality, we must directly address the economic desperation facing a huge number of Americans. 

So we must finally pass a paid family leave program in the United States to keep this virus from spreading and to keep Americans healthy.  

We must do it right now. 

People should not be going to work when they are sick, it is unfair to them, it is unfair to the people they are in contact with. And yet, that reality exists, because we are the only major country on earth not to guarantee paid family leave and sick time.

Finally, from a national security perspective, it is incomprehensible that we are dependent on China and other countries for masks, for prescription drugs, for rubber gloves, and for key parts needed to make advanced medical equipment like ventilators.

As a result of globalization and our disastrous trade policies, we have been outsourcing millions of jobs and factories overseas that have gutted our economy. Now we are seeing another tragic and devastating result of those policies, as we find ourselves dependent on other countries to provide the most essential things we need to combat a pandemic and protect the lives of the people in our country.

Now trade is a good thing, but it has to be based on common sense principles. It has to be based on protecting American workers and protecting our national security, making sure we are producing what we need in this country in the event of a national crisis.

Now is the time to begin bringing back production and manufacturing to the United States and enact fair trade policies so that we are never in this position again. 

Now here is the bottom line. As we are dealing with this crisis, we need to listen to the scientists, to the researchers, and to the medical professionals, not politicians. 

We need to move quickly to prepare for the exponential increase of cases we will be seeing here in our country.

But as we do that, we must begin thinking about how, as a society, we can create a healthcare and economic system that is humane, that is compassionate, and that works for all people, not just the wealthiest.

Now that is an issue that people have had to think about for a long time, but I think in this moment of crisis more and more people understand that we need fundamental changes to our economy, and we need fundamental changes to our healthcare system.

Biden Delivers His Prescription for Fighting the Health, Economic Impacts of Coronavirus Pandemic

Vice President Joe Biden gave his prescription for addressing the health and economic impacts of the coronavirus pandemic – a strong contrast to the speech Trump delivered from the Oval Office (c) Karen Rubin/news-photos-features.com

This is the speech on protecting against the health and economic impacts of the coronavirus pandemic that Americans should have heard from the Oval Office:

Remarks by Vice President Joe Biden on Combating Coronavirus (COVID-19)

My fellow Americans:
 
Today, across the nation, many of us are feeling anxious about the rapid spread of COVID-19, known as the coronavirus, and the threat it poses to our health, our loved ones, and our livelihoods.
 
I know people are worried, and my thoughts are with all those who are directly fighting this virus — those infected, families that have suffered a loss, our first responders and health care providers who are putting themselves on the line for others. And I’d like to thank those who are already making sacrifices to protect us— whether that’s self-quarantining or cancelling events or closing campuses. Because whether or not you are infected, or know someone who is infected, or have been in contact with an infected person — this will require a national response. Not just from our elected leaders or our public health officials — from all of us.
 
We all must follow the guidance of health officials and take appropriate precautions — to protect ourselves, and critically, to protect others, especially those who are most at-risk from this disease.
 
It will mean making some radical changes to our personal behaviors: more frequent and more through handwashing and staying home from work if you are ill, but also altering some deeply-ingrained habits, like handshakes and hugs, and avoiding large public gatherings.
 
That is why earlier this week, on the recommendation of officials, my campaign cancelled the election night rally we had planned to hold in Cleveland, Ohio. We will also be re-imagining the format for the large-crowd events we had planned in Chicago and Miami in the coming days. And we will continue to assess and adjust how we conduct our campaign as we move forward, and find new ways to share our message with the public, while putting the health and safety of the American people first.
 
Yesterday, we announced a Public Health Advisory Committee of experts who will counsel our campaign and help guide our decisions on steps to minimize the risk. We will be led by the science.
 
The World Health Organization has now officially declared COVID-19 a pandemic. Downplaying it, being overly dismissive, or spreading misinformation will only hurt us and further advantage the spread of the disease. But neither should we panic or fall back on xenophobia. Labeling COVID-19 a “foreign virus” does not displace accountability for the mismanagement that we have seen from the Trump Administration.
 
Let me be crystal clear: the coronavirus does not have a political affiliation. It will infect Republicans and Democrats alike. It will not discriminate based on national origin, race, gender, or zip code. It will touch people in positions of power and the most vulnerable in our society.
 
A wall will not stop it. Banning all travel from Europe, or any other part of the world, may slow it — but as we have seen — it will not stop it. And travel restrictions based on favoritism and politics — rather than risk — will be counterproductive. This disease could impact every nation and any person on the planet. And we need a plan about how we are going to aggressively manage it here at home.
 
The American people have the capacity to meet this moment. We will face this with the same spirit that has guided us through previous crises. We will come together as a nation. We will look out for one another and do our part as citizens. We have to harness the ingenuity of our scientists and the resourcefulness of our people. And we have to lead the world to drive a coordinated global strategy, not shut ourselves off from it.
 
Protecting the health and safety of the American people is the most important job of any president — and unfortunately, this virus has laid bare the severe shortcomings of the current Administration. Public fears are being compounded by a pervasive lack of trust in this president, fueled by his adversarial relationship with the truth.
 
Our government’s ability to respond effectively has been undermined by the hollowing-out of our agencies and the disparagement of science. And our ability to drive a global response is dramatically undercut by the damage Trump has done to our credibility and our relationships around the world.
 
We have to get to work immediately to dig ourselves out of this hole. That is why, today, I am releasing a plan to combat and overcome the coronavirus. The full details are on JoeBiden.com laying out the immediate steps we must take to deliver: A decisive public health response to curb the spread of this disease and provide treatment to those in need; and a decisive economic response that delivers real relief to American workers, families, and small businesses — and protects the economy as a whole.
 
I offer it as a roadmap, not for what I will do as president 10 months from now, but for the leadership I believe is required right now, in this moment. President Trump is welcome to adopt it today. 
 
The core principle is simple: public health professionals must be the ones making our public health decisions and communicating with the American people. It would be a step toward reclaiming public trust and confidence in the United States government and toward stopping the fear and chaos that can overtake communities faster than this pandemic. And it’s critical to mounting an effective national response that will save lives, protect our front-line health workers, and slow the spread of this virus.  
 
First, anyone who needs to be tested based on medical guidelines, should be tested—at no charge. The Administration’s failure on testing is colossal. It is a failure of planning, leadership, and execution. The White House should measure and report each day how many tests were ordered, how many tests have been completed, and how many have tested positive. By next week, the number of tests should be in the millions, not the thousands. We should make sure every person in a nursing home, a senior center, or a vulnerable population has easy access to a test. 
 
We should establish hundreds of mobile testing sites — at least 10 per state — and drive-thru testing centers to speed testing and protect health care workers. 
 
The CDC, private labs, universities, and manufacturers should be working in lock-step to get this done, and get it done right. No effort should be spared. No excuses should be made. Tests should be available to all who need them and the government should stop at nothing to make that happen. 
 
We must know the true extent of this outbreak so we can map it, trace it, and contain it. Nor should we hide the true number of infections in hopes of protecting political interests or the stock market. The markets will respond to strong, steady, capable leadership that addresses the root of the problem, not efforts to cover it up.
 
Second, we need to surge our capability to both prevent and treat the coronavirus, and prepare our hospitals to deal with an influx of those needing care. This means not just getting out the testing kits and processing them quickly, but making sure communities have the hospital beds, the staff, the medical supplies, and the personal protective equipment necessary to treat patients.
 
The president should order FEMA to prepare the capacity with local authorities to establish temporary hospitals with hundreds of beds on short notice. The Department of Defense should prepare for the potential deployment of its resources to provide medical facility capacity and logistical support. A week from now, a month from now, we could need an instant, 500-bed hospital to isolate and treat patients in any city in the country. We can do that — but we aren’t ready yet, and the clock is ticking.

As we take these steps, state, federal, and local authorities need to ensure that there is accurate, up-to-date information easily available to every American so everyone can make an informed decision about when to get tested, when to self-quarantine, and when to seek medical treatment. And the federal government should provide states and municipalities with clear guidance about when to trigger more aggressive mitigation policies, such as closing schools.
 
Third, we need to accelerate the development of treatments and a vaccine. Science takes time. It will still be many months before we have a vaccine that can be proven safe for public use and produced in sufficient quantity to make a difference. Therapeutics can and should come sooner. That will save lives. We passed the Cures Act in 2016 to accelerate work at the National Institutes of Health, but now it must have every available resource to speed the process along.
 
We must fast-track clinical trials within the NIH, while closely coordinating with the Food and Drug Administration on trial approvals, so that the science is not hindered by the bureaucracy. And, when we do have a vaccine ready to go, it should also be made widely available, free of charge.  
 
We should also immediately restore the White House National Security Council Directorate for Global Health Security and Biodefense –with a full-time, dedicated coordinator to oversee the response.
 
Our Administration created that office to better respond to future global health threats after the Ebola crisis in 2014.
 
It was designed for exactly this scenario.
 
President Trump eliminated the office two years ago.
 
Here’s the bottom line: we have to do what is necessary to beat this challenge sooner rather than later.
 
I assure you, if we wait for it to worsen then scramble to catch up, the human and economic toll will be far greater and last far longer.
 
Congress gave the Administration $8 billion last week to fight the virus.  We need to know exactly where that money is going, how quickly it is going out the door, and how it is being spent. 

This brings me to the second half of this challenge — the economic dislocation the coronavirus will cause in our country.
 
We must do whatever it takes, spend whatever it takes, to deliver relief for our families and ensure the stability of our economy.
 
Taking immediate, bold measures to help Americans who are hurting economically right now.
 
It means we will need bigger and broader measures to shore up economic demand, protect jobs, keep credit flowing to our job creators, and make sure we have the economic fire power we need to weather this storm and get our people and this economy back to full strength as soon as possible.  

This crisis will hit everyone, but it will hit folks who live paycheck-to-paycheck the hardest, including working people and seniors.
 
Another tax cut to Google or Goldman or millionaires won’t get the job done.
 
Indiscriminate corporate tax subsidies won’t effectively target those who really need help.
 
We need to place our focus on those who will struggle just to get by.
 
People are already losing jobs — we need to replace their wages.

That includes workers in the gig economy who lack unemployment insurance.

Parents who are already struggling with childcare costs — we need to give them relief.
 
Children who rely on school lunches will need food.

And schools will need help ensuring children who do not have easy access to computers can still learn if their schools close. 
 
People who have difficulty paying their rent or mortgage because they’ve been laid off or had their hours cut back — we need to help them stay in their homes.
 
Small businesses that will be devastated as customers stay home and events are canceled — we need to make sure they have access to interest-free loans.
 
It is a national disgrace that millions of our fellow citizens do not have a single day of paid sick leave.
 
We need — both — a permanent plan for paid sick leave and an emergency plan for everyone who needs it due to the outbreak.
 

Beyond these national measures, my plan also calls for the creation of a State and Local Emergency Fund to make sure governors, mayors, and local leaders who are battling coronavirus on the ground have the resources necessary to meet this crisis head on.

These funds could be used at the discretion of local leaders for whatever they most need: expanding critical health infrastructure, hiring additional health care and emergency service personnel, or cushioning the wider economic blow this virus will cause our communities. 
 
We need smart, bold, and compassionate leadership that will help contain the crisis, reduce hardship to our people, and help our economy rebound.
 
But let me be clear: this is just a start. 
 
We must prepare now to take further decisive action, including direct relief, that will be large in scale and focused on the broader health and stability of our economy.
 
But we can only protect the health of our economy, if we do everything in our power to protect the health of our people.

The last point I want to make today is this — we will never fully solve this problem if we are unwilling to look beyond our own borders and engage fully with the world.
 
A disease that starts any place on the planet can be on a plane to any city on earth a few hours later.
 
So we have to confront coronavirus everywhere. 
 
We should be leading a coordinated, global response, just as we did for Ebola, that draws on the incredible capability of the U.S. Agency for International Development and our State Department to assist vulnerable nations in detecting and treating coronavirus wherever it is spreading.
 

We should be investing in rebuilding and strengthening the Global Health Security Agenda, which we launched during our Administration, specifically to mobilize the world against the threat of new infectious diseases.
 
It can be hard to see the concrete value of this work when everything seems well with the world.
 
But by cutting our investments in global health, this Administration has left us woefully ill-prepared for the exact crisis we now face.
 
No President can promise to prevent future outbreaks.
 
But I can promise you that when I’m president, we will prepare better, respond better, and recover better.

We will lead with science.
 
We will listen to experts and heed their advice.
 
We will rebuild American leadership and rally the world to meet global threats.
 
And I will always, always tell you the truth.
 
That is the responsibility of a president.
 
That is what is owed to the American people.
 
Now, and in the difficult days that still lie ahead, I know that this country will summon our spirit of empathy, decency, and unity.
 
Because, in times of crisis, Americans stand as one. 
 
Volunteers raise their hands to help.
 
Neighbors look out for neighbors.
 
Businesses take care of their workers.
 
So we will meet this challenge — together.
 
Thank you all.

Coronavirus Pandemic: Warren Outlines Decisive Plan to Keep American Families Healthy & Stabilize Economy

Senator Elizabeth Warren released her plan to take decisive action on the coronavirus pandemic to both keep American families healthy and stabilize the economy. © Karen Rubin/news-photos-features.com

In contrast with the disjointed, chaotic, ineffective, politicized handling to stem the coronavirus pandemic offered by the Trump Administration still more concerned about the stock market than lives (Trump suggested a new benchmark, that since as many as 65,000 people die each year from seasonal flu – “Who knew? I find that amazing” – that anything less would be considered victory), every Democratic candidate to replace Trump has demonstrated more effective leadership. Trump has honed in on pushing the Federal Reserve to lower interest rates, and for further tax cuts which will do nothing to address the actual global economic impacts of a pandemic – curtailed production and consumer demand as well as general business uncertainty –  Senator Elizabeth Warren released her plan to take decisive action to both keep American families healthy and stabilize the economy. This is from the Warren campaign:

Charlestown, MA – Today, Elizabeth Warren released her plan to take decisive action to keep American families healthy and stabilize our economy as the virus spreads. 

Elizabeth Warren’s plan will: 

Ensure that every American — including the millions of Americans who are uninsured — can get all recommended evaluation and care for coronavirus for free, including any recommended coronavirus vaccine once it is developed.

Create an emergency paid leave program so that anyone who meets the CDC’s description of relevant symptoms of coronavirus or is exposed and placed under quarantine can get fully paid time off of work to consult a doctor and recover—or provide care to a family member or other dependent who requires it.

Enact at least a $400 billion fiscal stimulus package to head off the potential economic impact of coronavirus.

Elizabeth discussed these concrete solutions to the coming economic shocks of coronavirus at a town hall in Houston over the weekend. The plan released today builds on her comprehensive plan to prevent, contain, and treat infectious diseases outbreaks like coronavirus she released more than four weeks ago — before any of the other candidates, or the incumbent in the White House.
 
Read her plan here and below.
 
Protecting our People and our Economy from Coronavirus
 
Coronavirus is a public health emergency and a serious threat to the American economy. While it’s important that our leaders communicate calmly and clearly about the situation to avoid unnecessary panic, it’s just as important that we take decisive action to keep American families healthy and stabilize our economy as the virus spreads.
 
Coronavirus is already hitting other countries hard. Major cities in China have been effectively shut down for weeksJapan just announced that it was closing schools for about a monthThe number of confirmed coronavirus cases in Italy, Iran, and South Korea continues to grow.
 
And now coronavirus is here. This weekend, the U.S. experienced its first death from the virus and there are at least two coronavirus cases of apparent local origin in California, two in Washington, and one in Oregon. Firms like Amazon have suspended non-essential employee travel in the United States and US film and TV productions have cancelled or suspended shoots. 
 
Weeks ago, I was the first presidential candidate to put out a plan to address the public health effects of coronavirus. And with Republicans insisting that we cut spending elsewhere to cover the cost of coronavirus response, I introduced a bill in the Senate to immediately move the billions of dollars taxpayers are spending on Donald Trump’s useless border wall to coronavirus preparedness instead.
 
But it’s clear that we must do even more to contain the spread of the virus and to address the economic damage it is creating. The Dow Jones dropped nearly 12% last week — its worst week since the 2008 financial crisis — but the plummeting stock market is just the tip of the iceberg. Small businesses that rely on overseas production are suffering. American exporters in agriculture and forestry are losing access to valuable overseas marketsTourism is down sharply.
 
Supply chain disruptions due to halted production in China and elsewhere will ripple through the economy for months, especially in critical industries like automobiles and electronics. And coronavirus has exposed a critical weakness in our drug supply chain. Active pharmaceutical ingredients are the chemical components of drugs that make them work—and a significant portion of them are manufactured in China, which means supply chain disruption may eventually cause drug shortages in the U.S.
 
Analysts now project that American companies will generate zero earnings growth in 2020 because of coronavirus. And if the coronavirus reaches global pandemic levels, experts predict that it could lead to a recession in the US and across the globe.
 
The Trump Administration response has been a mess. The President has put Vice President Mike Pence in charge of coordinating the response — the same man who ignored scientific experts and presided over a public health emergency as Governor of Indiana. Instead of buckling down and working on our response after being put in charge, Pence promptly spoke at a right-wing conference and jetted off to Florida for a Republican fundraiser. Meanwhile, the Trump Administration appears to have no ideas for dealing with the widespread economic effects of coronavirus except more tax cuts.
 
I rang the warning bells for years before the 2008 crisis. Quicker action during the Bush Administration could have reduced the severity of the crisis — or averted it entirely. While we still don’t know the full scope of the public health and economic impact of coronavirus, and even further actions may be necessary in upcoming months, we should take the following steps right now to limit the spread of the virus and get ahead of its economic impact:

Ensure that every American — including the millions of Americans who are uninsured — can get all recommended evaluation and care for coronavirus for free, including any recommended coronavirus vaccine once it is developed.

Create an emergency paid leave program so that anyone presenting with the symptoms of coronavirus, or who has a family member or other dependent presenting with the symptoms of coronavirus, can get fully paid time off of work to see a doctor, get treatment, or provide care.

Enact at least a $400 billion fiscal stimulus package to head off the potential economic impact of coronavirus.

  Ensuring Every American Can Get Free Care for Coronavirus
 

The request for emergency supplemental funding put forward by Senate Democrats is a good proposal. I strongly support it. But I believe we must also do more.
 
Paying for CareDonald Trump has spent years ripping health coverage away from millions. As deductibles soar, many Americans must pay full price for care until months into a new plan year, as they wait for their insurance to kick in. People without coverage often do not seek the care they need and those with high deductibles delay important care. And for those who are put under federally mandated quarantines, thousands of dollars in medical bills may plunge them into a serious financial crisis. Millions of Americans choosing not to seek care because of cost concerns will worsen the public health and economic effects of coronavirus.
 
Medicare for All will prevent this kind of problem in the future. But in the short term, facing a potential outbreak, we must ensure that every person in this country can talk to a doctor if they think they might have coronavirus—and get the recommended testing and care they need if they do.
 
If other countries’ experiences are an indication, most people who contract the virus will need simple, supportive primary care and to stay isolated to prevent further spread. But it’s important that those who become acutely ill can seek the more advanced care they need.
 
Our response must ensure that every person in this country can get recommended evaluation, diagnosis, and treatment for coronavirus for free. Congress should dedicate sufficient funding to reimburse health care providers and hospitals for uncompensated care relating to coronavirus. This fund should also be large enough to cover the costs of government mandated quarantines or isolation for patients who cannot afford any bills that it may generate. Congress should also require that insurers fully cover all recommended care for coronavirus, including appropriate evaluation, diagnostic testing, and treatment.
 
What does my plan mean for you? It means that you could get all recommended medical advice and care for coronavirus for free—regardless of whether you have hit your deductible, whether you’re on Medicare or Medicaid, or have no insurance at all.
 
Ensuring Hospital and Health System Capacity. Because of the way coronavirus spreads, many more people will be exposed to it than we saw with Zika or Ebola. That means our health system will see a surge in demand for basic primary care and diagnostic screenings in the midst of an already brutal flu season that has stretched hospitals’ capacity. To address the likely increase in people seeking medical evaluation and treatment for coronavirus, Congress should provide a temporary surge in funding for Federally Qualified Health Centers, Community Health Centers, Rural Health Clinics, and safety-net hospitals to increase their capacity.
 
Ensuring Access to Vaccines and Other Medical Countermeasures. We must increase federal investment in developing a coronavirus vaccine and ensure that every person who needs the vaccine can get it at no personal cost. As we did during the outbreak of H1N1 (the “swine flu”), the government should guarantee that it will purchase a bulk quantity of the eventual vaccine for coronavirus. This will create an incentive for the private sector to develop it quickly and ensure manufacturers of sufficient demand.
 
We must also ensure — either under existing laws or through new congressional action — that health insurance companies and federal health programs cover any recommended coronavirus vaccine with no cost sharing, similar to the H1N1 vaccines from 2009The government can also distribute the vaccines to vulnerable populations and provide them for free to the uninsured. In the event that a private sector manufacturer wants to charge an outrageous price for the vaccine once it is developed, the government should contract for its manufacture or invoke compulsory licensing as I have called for in other drug pricing contexts, and as the government threatened to do during the 2001 anthrax scare.
 
Together, these actions will ensure that every American can get the vital medical advice and care they need for coronavirus for free. That is not only the moral thing to do, it limits the spread of the disease and keeps us all safer.
 
Guaranteeing Every American Fully Paid Emergency Leave for Coronavirus Testing and Recovery
 
America’s shameful lack of national paid leave and sick days will worsen the spread of coronavirus. People who feel sick will go into work anyway, afraid of losing their jobs or the pay they badly need. Parents may feel compelled to work even as their kids or their elderly relatives might need medical attention. Research shows that mandated paid leave and sick days dramatically reduce the spread of diseases.
 
Congress must act to pass Senator Gillibrand’s FAMILY Act, which would provide up to twelve weeks per year of paid leave to all workers to care for themselves and their loved ones in case of serious medical issues or the welcoming of a new child. As President, I will fight to make this policy the law. But in the face of a public health crisis, we can’t wait — and should immediately make cash assistance available to people who need time off because of coronavirus through an “emergency paid leave” program.
 
Here’s how it would work:

Anyone who meets the CDC’s description of relevant symptoms or is exposed and placed under quarantine — or has a family member or other dependent who meets that description — will be eligible for emergency paid leave to take time off to follow CDC’s recommended course of action, which may include self-isolation, evaluation and testing, or treatment.

Emergency paid leave will be available pursuant to CDC’s guidelines about the appropriate length of recovery and quarantine or isolation time for those who contract or are exposed to coronavirus. If a family caretaker is also required during this period, that person will also be eligible for emergency paid leave.

Anyone eligible for the program will receive emergency paid leave that fully replaces their actual wage income — up to a cap set at the 99th wage percentile. 

My emergency paid leave program will accomplish two critical goals. First, it will give people the financial peace of mind to take time off to stay home and recover or care for a loved one who  has the symptoms of coronavirus or has been exposed to it. That will help limit the spread of the disease. Second, providing access to paid leave benefits funded by the government rather than by employers during this health crisis will help stabilize businesses, who will be relieved of the burden of potentially paying large shares of their workforce for long absences.
 
Enacting At Least a $400 Billion Stimulus to Head Off the Projected Economic Effects of Coronavirus, and Announcing a Federal Reserve Emergency Lending Program
 
Experts have a variety of estimates of the potential impact of coronavirus on the American economy. They project that coronavirus will reduce US economic growth in 2020 by at least 0.2 percentage points. But they recognize that if coronavirus turns into a global pandemic — which they give a 40% likelihood — it could produce a US and global recessionAn older Congressional Budget Office analysis of the potential US economic impact of various pandemic scenarios estimated that a pandemic could reduce US economic growth by between 1% and 4.25% of GDP.
 
There is evidently much uncertainty at this time about the potential economic impact of coronavirus, but several factors weigh in favor of enacting a stimulus to counteract a more severe impact. First, the US does not have particularly strong automatic economic stabilizers compared to other industrialized countries. Second, given the extremely low cost of government borrowing now, the US has the capacity to borrow and invest at a higher return. Third, history shows that it’s often hard to pass multiple stimulus packages in succession — and it’s better that the initial package is too big rather than too small.
 
Based on those factors and the range of projections for the economic impact of coronavirus, we should immediately enact a stimulus package that represents an authorization of at least 2% of GDP, or roughly $400 billion.
 
The stimulus should focus on the following categories of spending:

Low or no-interest loans to companies of all sizes that are negatively affected by supply chain disruptions, reductions in tourism, or other temporary coronavirus-related impacts, and that will use the funds to avoid layoffs and hours reductions, not for additional executive compensation, dividends, or share buybacks.

Unemployment insurance and other direct payments to households — with exact amounts tied to unemployment levels and wage growth.

Other aid to state and local governments that may be losing revenue because of coronavirus, in order to minimize reductions in services for residents.

Jump starting our ability to make our own active pharmaceutical ingredients and their base components by establishing a strategy to support domestic manufacturers—with the ultimate goal of requiring all federal agencies that procure or reimburse for drugs (like the DOD, VA, and Medicare) to preference drugs with American-made ingredients. My legislation to allow the government to manufacture drugs would provide a strong foundation for this effort.

Green infrastructure investments, like domestically produced clean energy, that can be accomplished even with the supply chain disruptions that are likely to exist with a widespread coronavirus outbreak. 

Given the positive multiplier effect that these types of government spending have on the economy, a stimulus of this type would likely counteract a roughly 3% dip in GDP.
 
In addition, whether the Federal Reserve Board chooses to cut interest rates or not, it should announce as soon as possible — and no later than the markets opening on Monday — that it stands ready to use its emergency lending authority to create a broad-based emergency lending facility program to help real economy companies whose supply chains have been disrupted because of the coronavirus and who will use the money to do right by their workforce.
 
Companies across America are already struggling with supply chain disruptions, and we don’t want these temporary struggles to lead to widespread layoffs or for otherwise solid companies to go under. While Congress should deliver the stimulus package I described above to help these types of companies, an immediate announcement from the Fed of this type of program will give companies — and markets — confidence that the Fed is available as a lender of last resort if Congress fails to deliver, and could help avert a more severe downturn.

Read her plan here