Category Archives: Biden Administration

FACT SHEET: Biden-Harris Administration Takes on Junk Fees in Rental Housing to Lower Costs for Renters

Major rental housing platforms and several states join the President’s effort to crack down on rental housing junk fees for consumers and increase transparency
 

President Biden announced a new front in his crackdown on junk fees: rental housing. From repeated rental application fees to surprise “convenience fees,” millions of families incur burdensome costs in the rental application process and throughout the duration of their lease. These fees are often more than the actual cost of providing the service, or are added onto rents to cover services that renters assume are included—or that they don’t even want. © Karen Rubin/news-photos-features.com

While the 3x indicted, 2x impeached serial criminal dictator wannabe Donald J. Trump continues to overturn democracy and seek office solely for his own benefit (staying out of prison, unlimited funds), the Biden-Harris Administration continues to actually take actions (not talk or promises) to make lives better for all Americans. The benefits are demonstrated in the strength of the economy, record job growth, real increases in wages. While Republicans do everything they can to obstruct, to create false narratives (inflation! Gas prices! Crime! Hunter Biden) and have undermined (sabotaged) the economy by bringing the full faith and credit in the U.S. to the brink, causing a lowering in America’s credit rating, Biden has taken action to lower costs for average Americans, give families “more breathing room” and grow the economy sustainably, from the bottom up and the middle out. Here’s a White House fact sheet on the latest actions: –Karen Rubin/news-photos-features.com

President Biden announced a new front in his crackdown on junk fees: rental housing. From repeated rental application fees to surprise “convenience fees,” millions of families incur burdensome costs in the rental application process and throughout the duration of their lease. These fees are often more than the actual cost of providing the service, or are added onto rents to cover services that renters assume are included—or that they don’t even want.
 
Rental housing fees can be a serious burden on renters. Rental application fees can be up to $100 or more per application, and, importantly, they often exceed the actual cost of conducting the background and credit checks. Given that prospective renters often apply for multiple units over the course of their housing search, these application fees can add up to hundreds of dollars. Even after renters secure housing, they are often surprised to be charged mandatory fees on top of their rent, including “convenience fees” to pay rent online, fees for things like mail sorting and trash collection, and even so-called “January fees” charged for no clear reason at the beginning of a new calendar year. Hidden fees not only take money out of people’s pockets, they also make it more difficult to comparison shop. A prospective renter may choose one apartment over another thinking it is less expensive, only to learn that after fees and other add-ons the actual cost for their chosen apartment is much higher than they expected or can afford.
 
The President outlined several new, concrete steps in the Administration’s effort to crack down on rental junk fees and lower costs for renters, including:

  • New commitments from major rental housing platforms—Zillow, Apartments.com, and AffordableHousing.com—who have answered the President’s call for transparency and will provide consumers with total, upfront cost information on rental properties, which can be hundreds of dollars on top of the advertised rent;
     
  • New research from the Department of Housing and Urban Development (HUD), which provides a blueprint for a nationwide effort to address rental housing junk fees; and
     
  • Legislative action in states across the countryfrom Connecticut to California—who are joining the Administration in its effort to crack down on rental housing fees and protect consumers.

These announcements build on the President’s effort to tackle junk fees across industries. President Biden has repeatedly called on federal agenciesCongress, and private companies to take action to address junk fees across the economy, and ensure Americans are provided with honest, transparent pricing. These hidden fees increase the costs consumers pay: studies have found that consumers pay upward of 20 percent extra when the actual price of the product or service is not disclosed upfront. Providing consumers with the full price they can expect to pay creates competition among providers to lower costs, without relying on hidden fees. Earlier this year HUD Secretary Marcia Fudge released an open letter to housing providers and state and local governments to encourage them to adopt policies that promote greater fairness and transparency of fees specifically faced by renters.
Today’s actions include:
 
Commitments by rental housing platforms to show total costs up front. Each month, tens of millions of customers search online to find their next apartment or house. Today, major rental housing platforms are answering President Biden’s call for pricing transparency and announcing new steps to provide consumers with up-front information about fees in rental housing, building on recent actions by private sector leaders in other sectors, including airlines and event tickets. By providing the true costs of rent, people can make an informed decision about where to live and not be surprised by additional costs that push them over budget.
 
These companies are making the following announcements:

  • Zillow is today launching a Cost of Renting Summary on its active apartment listings, empowering the 28 million unique monthly users on its rental platform with clear information on the cost of renting. This new tool will enable renters to easily find out the total cost of renting an apartment from the outset, including all monthly costs and one-time costs, like security deposits and application fees.
     
  • Apartments.com is announcing that this year it will launch a new calculator on its platform that will help renters determine the all-in price of a desired unit. This will include all up-front costs as well as recurring monthly rents and fees. The Apartments.com Network currently lists almost 1.5 million active availabilities across more than 385,000 properties.
     
  • AffordableHousing.com, the nation’s largest online platform dedicated solely to affordable housing, will require owners to disclose all refundable and non-refundable fees and charges upfront in their listings. It will launch a new “Trusted Owner” badge that protects renters from being charged junk fees by identifying owners who have a history of adhering to best practices, including commitment to reasonable fee limits, no junk fees, and full fee disclosure.

New research on policy innovation to address rental fees. HUD is releasing a new research brief that provides an overview of the research on rental fees and highlights state, local, and private sector strategies to encourage transparency and fairness in the rental market, including capping or eliminating rental application fees; allowing prospective renters to provide their own screening reports; allowing a single application fee to cover multiple applications; and clearly identifying bottom-line amounts that tenants will pay for move-in and monthly rent. The brief provides a blueprint for how everyone from local government to landlords can do better for renters.
 
Recent state actions to address the hidden and unfair fees. In March, the White House convened hundreds of state legislative leaders, and released a resource entitled, “Guide for States: Cracking Down on Junk Fees to Lower Costs for Consumers.” Since the President drew attention to the pervasive issue of junk fees throughout the economy, a number of states have already gotten to work to crack down on rental housing fees, including:

  • Colorado. Enacted House Bill 1099, which allows prospective renters to reuse a rental application for up to 30 days without paying additional fees; and House Bill 1095, which limits fees to tenants when landlords fail to provide a nonrenewal notice that disguise fees as “rent,” and limits the amount a landlord can mark up a tenant for third-party services.
     
  • Rhode Island. Enacted House Bill 6087 to limit rental application fees beyond the actual cost of obtaining a background check or credit report, if the prospective tenant does not provide their own report.
     
  • Minnesota. Enacted Senate File 2909, which includes a requirement for landlords to clearly display the total monthly payment and all nonoptional fees on the first page of the lease agreement and in all advertisements.
     
  • Connecticut. Enacted Senate Bill 998 to prohibit a landlord from requiring a fee for processing, reviewing, or accepting a rental application, and set a cap of $50 on the amount that can be charged for tenant screening reports. The law also prohibits move-in and move-out fees, and certain fee-related lease provisions, including certain late fees related to utility payments.
     
  • Maine. Enacted Legislative Document 691 to prohibit a landlord from charging a fee to submit a rental application that exceeds the actual cost of a background check, a credit check, or another screening process. The law also prohibits a landlord from charging more than one screening fee in any 12-month period. 
     
  • Montana. Senate passed Senate Bill 320 to require landlords to refund application fees to unsuccessful rental applicants except any portion of the fee used to cover costs related to reviewing the application, including conducting a background check. Landlords may only charge candidates for the actual cost of obtaining a background check or credit report.
     
  • California. Senate passed Senate Bill 611 to require the mandatory disclosure of monthly rent rates, including disclosure of a range of payments, fees, deposits, or charges, and to prohibit certain fees from being charged.

Earlier this year, the Consumer Financial Protection Bureau and the Federal Trade Commission, both independent agencies, requested information on tenant screening processes, including how landlords and property managers set application and screening fees, which will help inform enforcement and policy actions under each agency’s jurisdiction. The CFPB has noted that background checks too often include inaccurate or misleading information and risk scores that lack independent validation of their reliability.
 
These announcements build on the Biden-Harris Administration’s ongoing efforts to support renters, including through the release of a first-of-its-kind Blueprint for a Renters Bill of Rights and a Housing Supply Action Plan, focused on boosting the supply of affordable housing—including rental housing. Reducing housing costs is central to Bidenomics, and recent data show that inflation in rental housing is abating. Moreover, experts predict that roughly 1 million new apartments will be built this year, increasing supply that will further increase affordability. The actions announced today will help renters understand these fees and the full price they can expect to pay, and create additional competition housing providers to reduce reliance on hidden fees.
 
In the coming months, the Biden-Harris Administration will work with Congress, state leaders, and the private sector to address rental junk fees and build a fairer rental housing market. On July 26, the Senate Committee on Banking, Housing, and Urban Affairs will host its first-ever hearing on junk fees, including in the rental housing market.

FACT SHEET: Bidenomics is Boosting Clean Energy Manufacturing for Offshore Wind and Creating Good-Paying American Union Jobs and Advancing a Clean-Energy Economy

Peoples Climate March, Washington DC April 29, 2017. President Biden is making historic investments in transitioning to a clean energy future, against opposition by Republicans © Karen Rubin/news-photos-features.com

President Biden visited Philly Shipyard, where union workers are building a new offshore wind vessel as part of continued manufacturing boom—while Republicans in Congress voted to repeal the Inflation Reduction Act and continue to try to block clean energy progress. This is a fact sheet from the White House on how Bidenomics is boosting clean energy manufacturing for offshore wind, which is creating well-paying union jobs in America that cannot be outsourced, while advancing the transition to a clean-energy economy to stem the existential impacts of climate change—Karen Rubin/news-photos-features.com 

President Biden’s economic agenda—Bidenomics— is fueling America’s clean energy future, creating American-made products in American factories with American workers, and attracting more than $500 billion in private sector manufacturing and clean energy investments, including in the offshore wind industry. President Biden visited Philadelphia, Pennsylvania for a steel-cutting ceremony at the Philly Shipyard for the first offshore wind vessel of its kind to be Made in America and Jones Act compliant, employing over 1,000 workers across nine unions to build the vessel, using steel plates made by the United Steelworkers in Indiana, and generating an estimated $125 million of U.S. economic activity each year. This project is another example of how Bidenomics is growing the economy from the middle out and the bottom up.
 
Under President Biden’s leadership, the American offshore wind industry is rapidly expanding—creating good-paying union jobs across the manufacturing, shipbuilding, and construction sectors. Since President Biden took office, companies have announced 18 offshore wind shipbuilding projects as well as investments of nearly $3.5 billion across 12 manufacturing facilities and 13 ports to strengthen the American offshore wind supply chain, representing thousands of new jobs. New data released shows there are more than 4,100 companies in all 50 states that are looking to support the U.S. offshore wind industry, up 54% since President Biden signed the Inflation Reduction Act.

President Biden also announced the first-ever Gulf of Mexico offshore wind lease sale. This is the latest in a broad set of actions by the Biden-Harris Administration to build 30 gigawatts of offshore wind projects by 2030—enough to power more than 10 million homes with clean energy. A key pillar of Bidenomics, President Biden’s Investing in America agenda will help create offshore wind jobs across the country, including through tax credits from the Inflation Reduction Act to support Made in America wind turbines and ships.

However, if Republicans in Congress had their way, their states would have lost out on billions of dollars in investments, jobs, and opportunity. In Pennsylvania alone, companies have committed to invest approximately $2 billion in manufacturing and clean energy investments since President Biden took office. Yet nearly every Republican Member of the House voted again to overturn the Inflation Reduction Act’s clean energy tax credits in April 2023—doubling down on their opposition at a time when manufacturers were investing in their state.
 
Bidenomics is Catalyzing America’s Clean Energy and Offshore Wind Industry

As part of President Biden’s historic actions to build a clean energy economy, the Biden-Harris Administration has jumpstarted an American offshore wind industry that will strengthen the nation’s energy security, make the power grid more reliable while lowering energy costs, and reduce dangerous climate pollution. The Biden-Harris Administration’s actions to advance responsible offshore wind deployment are creating opportunities up and down the supply chain. A report released today by the Business Network for Offshore Wind shows the immense growth of the U.S. offshore wind industry since President Biden took office, with the Inflation Reduction Act catalyzing further progress:

  • Since January 2021, investments in the U.S. offshore wind industry have quadrupled from $5 billion to $21.6 billion, including growth of $7.7 billion since President Biden signed the Inflation Reduction Act. These totals reflect investments across specific project lease areas as well as the supply chain, port and transmission infrastructure, and workforce development needed to support the industry.
     
  • More than 4,100 companies across all 50 states have joined a supplier registry to express interest in providing components and services to the offshore wind industry—169% growth since President Biden took office and up 54% since he signed the Inflation Reduction Act.
     
  • The U.S. offshore wind industry now includes nearly 1,500 contracts for work in the growing American market, growth of 272% since President Biden took office and up 47% since he signed the Inflation Reduction Act, with 90% of these contracts going to companies that are either U.S. headquartered or have a U.S. presence.
     

This nationwide growth reflects jobs up and down the offshore wind supply chain and across the country. For example, today’s steel-cutting ceremony at the Philly Shipyard launches the construction of the Acadia, the first-ever Jones Act compliant vessel for offshore wind subsea rock installation—a contract that was announced as a direct result of the Administration’s clean energy agenda. This vessel will be crewed by American mariners and take rocks from American quarries to protect the foundations of offshore wind projects that produce American clean energy. Additional supply chain progress includes:

  • New and expanded ports and manufacturing facilities: Today the Department of Energy (DOE) published an updated map of offshore wind supply chain investments announced just since President Biden took office, including nearly $3.5 billion across 12 manufacturing facilities and 13 ports—representing major new economic opportunities across not just the East Coast, but also in the Midwest and along the Gulf of Mexico and West Coast. Under President Biden, the Department of Transportation’s Maritime Administration (MARAD) has awarded more than $100 million for port projects to support offshore wind development, through the Port Infrastructure Development Program expanded by the Bipartisan Infrastructure Law.
     
  • Vessel construction across multiple states: Since President Biden took office, companies have also announced investments to build 18 offshore wind vessels across states including Florida, Louisiana, New York, Massachusetts, Michigan, Rhode Island, and Wisconsin. Last year, MARAD announced the designation of offshore wind vessels as Vessels of National Interest for priority consideration under the Federal Ship Financing Program. Since then, MARAD has received and advanced reviews of applications for a variety of offshore wind vessel types.
     
  • Steel manufacturing boosts to support offshore wind industry: Recent announcements include an investment of $145 million to upgrade a steel facility in Mingo Junction, Ohio—following previously announced upgrades of $260 million for a steel plate mill in Baytown, Texas—to serve the offshore wind industry and the broader clean energy industry; a new advanced component steel facility in Baltimore that will construct and assemble offshore wind components using steel prefabricated at Maryland facilities; and an additional contract for a facility in western New York to provide specialized structural steelwork for the Revolution Wind and South Fork Wind projects. 

 
Earlier this year at the International Offshore Wind Partnering Forum in Baltimore, White House National Climate Advisor Ali Zaidi outlined ten ways the Administration is making progress toward the goal of deploying 30 gigawatts of offshore wind energy by 2030. Recent progress made by the Biden-Harris Administration toward this goal includes:

  • New Lease Areas: Today the Department of the Interior (DOI) is issuing the final sale notice for the first-ever offshore wind lease sale in the Gulf of Mexico, which will take place on August 29. This historic sale—with enough clean energy potential to power almost 1.3 million homes—will include one lease area of 102,480 acres offshore Lake Charles, Louisiana, and two lease areas totaling nearly 200,000 acres offshore Galveston, Texas. This sale will follow the Administration’s offshore wind sales in the New York BightCarolina Long Bay, and northern and central California, as well as yesterday’s announcement that DOI’s Bureau of Ocean Energy Management (BOEM) has completed another step in reviewing a potential offshore wind research lease in the Gulf of Maine.
     
  • Efficient and Responsible Permitting: Earlier this week, BOEM completed environmental analysis of the proposed Revolution Wind project offshore Rhode Island. If approved, it could power more than 300,000 homes with clean energy. This permitting milestone follows BOEM’s final construction approval earlier this month for the nation’s third large-scale offshore wind project, Ocean Wind 1 off the coast of New Jersey, which is expected to create more than 3,000 good-paying jobs. Other recent progress includes draft Environmental Impact Statements for six additional projects: Empire WindSunrise WindCoastal Virginia Wind (CVOW)New England WindSouthCoast Wind, and Atlantic Shores South. In total, BOEM and cooperating agencies are on track to complete reviews of at least 16 project plans by 2025, representing more than 27 gigawatts of clean energy. The Administration is holding projects to high standards for community engagement and environmental protection, including work by the National Oceanic and Atmospheric Administration (NOAA) to ensure protection of coastal and marine resources, and requiring offshore wind projects to adopt extensive monitoring and mitigation measures that reduce the potential for impacts to protected species.
     
  • Construction Milestones: The nation’s first two large-scale offshore wind projects, approved by the Biden-Harris Administration, are both being built by union labor and achieved “steel in the water” by starting to install foundations last month. These projects will provide a wide range of benefits. For example, Vineyard Wind offshore Massachusetts will create enough clean electricity to power 400,000 homes, save customers $1.4 billion on their utility bills over 20 years, and reduce climate pollution by more than 1.5 million metric tons each year—the equivalent of taking 325,000 gas cars off the road—while creating 3,600 good-paying jobs. South Fork Wind offshore New York is using high-tech cables made in Charleston, South Carolina at a new factory, an electrical substation engineered in Kansas and fabricated in Texas, and a service operations vessel being built at shipyards in Louisiana, Mississippi, and Florida, with components sourced from across 34 states.

FACT SHEET: Biden-Harris Administration Publishes the National Cybersecurity Strategy Implementation Plan


President Biden has made clear that all Americans deserve the full benefits and potential of our digital future. The Biden-Harris Administration’s recently released National Cybersecurity Strategy calls for two fundamental shifts in how the United States allocates roles, responsibilities, and resources in cyberspace.

While Donald Trump runs to take back the presidency in order to save himself from prison and continue to enrich himself off the office ($1.6 billion 2017-2021), President Joe Biden continues to actually get things done for the American people, and all fronts: growing the economy, adding jobs, increasing wages and income, increasing financial security, and protecting the country from enemies foreign and domestic, including the threats from cyberattacks and unregulated Artificial Intelligence. But the noise and tumult over Trump’s unprecedented criminal prosecutions and the Republicans who are enabling him, are drowning out any notice of what Biden is accomplishing. Here is a fact sheet on the Biden-Harris administration’s National Cybersecurity Strategy Implementation Plan—Karen Rubin/news-photos-features.com

Read the full Implementation Plan here


President Biden has made clear that all Americans deserve the full benefits and potential of our digital future. The Biden-Harris Administration’s recently released National Cybersecurity Strategy calls for two fundamental shifts in how the United States allocates roles, responsibilities, and resources in cyberspace:

  1. Ensuring that the biggest, most capable, and best-positioned entities – in the public and private sectors – assume a greater share of the burden for mitigating cyber risk
     
  2. Increasing incentives to favor long-term investments into cybersecurity

The Administration is announcing a roadmap to realize this bold, affirmative vision. It is taking the novel step of publishing the National Cybersecurity Strategy Implementation Plan (NCSIP) to ensure transparency and a continued path for coordination. This plan details more than 65 high-impact Federal initiatives, from protecting American jobs by combatting cybercrimes to building a skilled cyber workforce equipped to excel in our increasingly digital economy. The NCSIP, along with the Bipartisan Infrastructure Law, CHIPS and Science Act, Inflation Reduction Act, and other major Administration initiatives, will protect our investments in rebuilding America’s infrastructure, developing our clean energy sector, and re-shoring America’s technology and manufacturing base.

Each NCSIP initiative is assigned to a responsible agency and has a timeline for completion. Some initiatives, such as the issuance of the Administration’s Cybersecurity Priorities for the Fiscal Year 2025 Budget, have been completed ahead of schedule. Other completed activities, such as the transmittal of the May 26th Department of Defense 2023 Cyber Strategy to Congress, and the June 20th creation of a new National Security Cyber Section by the Justice Department, are key milestones in completing initiatives. This is the first iteration of the plan, which is a living document that will be updated annually.

Eighteen agencies are leading initiatives in this whole-of-government plan demonstrating the Administration’s deep commitment to a more resilient, equitable, and defensible cyberspace. The Office of the National Cyber Director (ONCD) will coordinate activities under the plan, including an annual report to the President and Congress on the status of implementation, and partner with the Office of Management and Budget (OMB) to ensure funding proposals in the President’s Budget Request are aligned with NCSIP initiatives. The Administration looks forward to implementing this plan in continued collaboration with the private sector, civil society, international partners, Congress, and state, local, Tribal, and territorial governments. As an example of the Administration’s commitment to public-private collaboration, ONCD is also working on a request for information regarding cybersecurity regulatory harmonization that will be published in the near future. The

NCSIP is not intended to capture all Federal agency activities in support of the NCS. The following are sample initiatives from the plan, which is organized by the NCS pillars and strategic objectives.

Pillar One | Defending Critical Infrastructure

  • Update the National Cyber Incident Response Plan (1.4.1): During a cyber incident, it is critical that the government acts in a coordinated manner and that private sector and SLTT partners know how to get help. The Cybersecurity and Infrastructure Security Agency (CISA) will lead a process to update the National Cyber Incident Response Plan to more fully realize the policy that “a call to one is a call to all.” The update will also include clear guidance to external partners on the roles and capabilities of Federal agencies in incident response and recovery.

Pillar Two | Disrupting and Dismantling Threat Actors

  • Combat Ransomware (2.5.2 and 2.5.4): Through the Joint Ransomware Task Force, which is co-chaired by CISA and the FBI, the Administration will continue its campaign to combat the scourge of ransomware and other cybercrime. The FBI will work with Federal, international, and private sector partners to carry out disruption operations against the ransomware ecosystem, including virtual asset providers that enable laundering of ransomware proceeds and web fora offering initial access credentials or other material support for ransomware activities. A complementary initiative, led by CISA, will include offering resources such as training, cybersecurity services, technical assessments, pre-attack planning, and incident response to high-risk targets of ransomware, like hospitals and schools, to make them less likely to be affected and to reduce the scale and duration of impacts if they are attacked.

Pillar Three | Shaping Market Forces and Driving Security and Resilience

  • Software Bill of Materials (3.3.2): Increasing software transparency allows market actors to better understand their supply chain risk and to hold their vendors accountable for secure development practices. CISA continues to lead work with key stakeholders to identify and reduce gaps in software bill of materials (SBOM) scale and implementation. CISA will also explore requirements for a globally-accessible database for end of life/end of support software and convene an international staff-level working group on SBOM.

Pillar Four | Investing in a Resilient Future

  • Drive Key Cybersecurity Standards (4.1.3, 4.3.3): Technical standards are foundational to the Internet, and U.S. leadership in this area is essential to the vibrancy and security of cyberspace. Consistent with the National Standards Strategy, the National Institute of Standards and Technology (NIST) will convene the Interagency International Cybersecurity Standardization Working Group to coordinate major issues in international cybersecurity standardization and enhance U.S. federal agency participation in the process. NIST will also finish standardization of one or more quantum-resistant publickey cryptographic algorithms.

Pillar Five | Forging International Partnerships to Pursue Shared Goals

  • International Cyberspace and Digital Policy Strategy (5.1.1 and 5.1.2): Cyberspace is inherently global, and policy solutions must reflect close collaboration with our partners and allies. The Department of State will publish an International Cyberspace and Digital Policy Strategy that incorporates bilateral and multilateral activities. State will also work to catalyze the development of staff knowledge and skills related to cyberspace and digital policy that can be used to establish and strengthen country and regional interagency cyber teams to facilitate coordination with partner nations.

FACT SHEET: Biden Takes Action to Protect Workers and Communities from Extreme Heat

Death Valley was close to breaking its all-time global record of 130 degrees; so far at least five people have died in national parks this summer, as the planet posts its highest temperature since records have been kept. More people die from heat than any other weather disaster; 600 people die annually from its effects, more than from floods, hurricanes, and tornadoes in America combined, President Biden said. Extreme heat will cost the US $1 billion in health care costs this year alone. The Biden Administration is taking steps to mitigate the dangers of extreme heat while Republicans are doing everything to deny and obstruct. © Karen Rubin/news-photos-features.com

President Biden is asking the Department of Labor to issue hazard alert and is announcing new investments to protect communities from extreme heat. In contrast, Republicans are using their power to eliminate workers’ rights to any relief. In Texas, where sweltering heat has persisted for weeks, on July 13, Governor Greg Abbott and his MAGA-run state legislature passed a bill that revoked city and county control over rest breaks, essentially condemning city workers to working outdoors with no mandated breaks. The Texas Governor has also ordered his border militia to refuse water or assistance to migrants caught in his traps, allowing many to die. Republicans also continue to obstruct any effort to shift society and the economy away from fossil fuels which generate the carbon that is causing global warming and climate change. In actuality, thousands of high temperature records are being set all over the nation and the world and some have chided that we have gone from “global warming” to “global boiling.”

In remarks announcing actions to protect workers and communities, President Biden stated:

I don’t think anybody can deny the impact of climate change anymore.  There used to be a time when I first got here — a lot of people said, “Oh, it’s not a problem.”  Well, I don’t know anybody — well, I shouldn’t say that — I don’t know anybody who honestly believes climate change is not a serious problem.
 
Just take a look at the historic floods in Vermont and California earlier this year.  Droughts and hurricanes that are growing more frequent and intense.  Wildfires spreading a smoky haze for thousands of miles, worsening air quality.  And record temperatures — and I mean record — are now affecting more than 100 million Americans.
 
Puerto Rico reached a 125-degree heat index last month.  San Antonio hit an all-time heat index high of 117 last month.  Phoenix has been over 110 degrees for 27 straight days.
 
And with El Niño and the short-term warming of the ocean that exacerbates the effects of climate change, making forecasts even hotter in the coming months.
 
Ocean temperatures near Miami are like stepping in a hot tub.  They just topped 100 degrees — 100 degrees — and they’re hitting record highs around the world.  And that’s more like, as I said, jumping in a hot tub than jumping in an ocean to ride a wave.

Most people don’t realize: For years, heat has been the — I have to admit I didn’t know it either.  I thought it — I knew it was tough, but the number one weather-related killer is heat.  The number one weather-related killer is heat.  Six hundred people die annually from its effects, more than from floods, hurricanes, and tornadoes in America combined.  And even those places that are used to extreme heat have never seen it as hot as it is now for as long as it’s been.
 
Even those who deny that we’re in the midst of a climate crisis can’t deny the impact that extreme heat is having on Americans.  Americans like an elderly woman in Phoenix who fell out of her wheelchair and, after five minutes on the ground, had third-degree burns.  Third-degree burns.
 
Or like firefighters who’s — already has to lug over 45 pounds of gear through smoke and flame, which is incredibly hot.  The job is even harder and more dangerous to do in record heat.

For the farmworkers who have to harvest crops in the dead of night to avoid the high temperatures.  Or farmers who risk losing everything they’ve planted for the year.
 
Or the construction workers who literally risk their lives working all day in blazing heat and, in some places, don’t even have the right to take a water break.  That’s outrageous.  That is outrageous — anybody who says that — does that.
 
Folks, we really want to pretend these things are normal?
 
Experts say extreme heat is already costing America $100 billion a year.  And it hits our most vulnerable the hardest: seniors, people experiencing homelessness who have nowhere to turn, disadvantaged communities that are least able to recover from climate disasters.
 
And it’s threatening farms, fisheries, forests that so many families depend on to make a living.
 
But none of this is inevitable.  From day one of my administration, we’ve taken unprecedented action to combat the climate crisis that’s causing this.  We’re using a law I got passed the first day in office — first month in office — called the American Rescue Plan, to help states and cities promote energy efficiency, reduce flooding, and open cooling centers.

We’re delivering over $20 billion from the Bipartisan Infrastructure Law to upgrade the electric grid to withstra- — withstand stronger storms and heatwaves so we don’t cause more fires.

Look, last year I signed the Inflation Reduction Act, the most significant climate investment ever anywhere in the world.  Meanwhile, FEMA has been on the ground responding to those unprecedented weather emergencies in real time.  And I’ve traveled an awful lot in that helicopter with you all across the country and — to see the devastation that occurs, the kind of wildfires and other — and drought and the like.

We’ve launched a place you can go, Heat.gov — go online to Heat.gov — to share lifesaving information that you may need to know about.

Last year, my Department of Labor created the first-ever national program to protect workers from heat stress.  Since then, we’ve conducted 2,600 heat-related inspections at workplaces nationwide to protect the health and safety of the workers on the job so they’re being taken care of.

Today I’m announcing additional steps to help states and cities deal with the consequences of extreme heat.
 
First, I’ve asked Acting Labor Secretary Julie Su to issue a Heat Hazard Alert.  It clarifies that workers have a federal heat-related — have federal heat-related protections.  We should be protecting workers from hazardous conditions, and we will.  And those states where they do not, I’m going to be calling them out, where they refuse to protect these workers in this awful heat.

Second, the Acting Secretary of Labor will work with her team to intensify enforcement, increasing inspections in high-risk industries like construction and agriculture.

This work builds on the national standard that the Labor Department is already developing for workforce and workplace heat-safety rules.
 
Meanwhile, the U.S. Forest Service will award more than $1 billion in grants to help cities and towns plant tree that in the long term will help repel the heat and expand access to green spaces so families have a place to go to cool off and to bring down the temperature in cities.
 
The Department of Housing and Urban Development is providing billions to communities to make buildings more efficient and to make more heat — make them more heat-resistant, opening cooling centers in — for residential areas and in the cities that the communities can go to to be safe.
 
The Department of the Interior is using infrastructure funding to expand water storage capacity in the Western states to deal with the impacts of future droughts that are made every — all this more extr- — this heat — this extreme heat more consequential.

The National Oceanic and Atmospheric Administration is launching a new partnership with universities and impact communities to improve the nation’s weather forecasts and its accuracy so Americans everywhere can be better prepared when they — when — and they can better predict what the heat is going to be in that community with the weather.

In all my Investing in America agenda, we provided a record $50 billion for climate resiliency to restore wetlands, manage wildfires, help Americans in every state withstand extreme heat.
 
But our MAGA extremists in Congress are trying to undo all this progress.
 
Not a single one of them — not a single Republican voted — voted for the Inflation Reduction Act, which had all this money for climate, which provides funding to con- — to combat climate change.
 
And now many of them are trying to repeal those provisions, but we’re not going to let that happen.

Part of the reason we’re here today is to get the word out so state and local governments know these resources are available and uses them.

I want the American people to know help is here and we’re going to make it available to anyone who needs it.

Here is a fact sheet from the White House on President Biden’s new actions to protect workers and communities from extreme heat—Karen Rubin/news-photos-features.com

Millions of Americans are currently experiencing the effects of extreme heat, which is growing in intensity, frequency, and duration due to the climate crisis.
 
Today, President Biden will convene Mayor Kate Gallego of Phoenix, Arizona, and Mayor Ron Nirenberg of San Antonio, Texas, to hear from them directly about how their communities are being impacted by extreme heat and to discuss the steps the Biden-Harris Administration is taking to protect communities like theirs. The President will also announce new measures to protect workers and communities across the country from the impacts of extreme heat.

  • President Biden has asked the Department of Labor (DOL) to issue a Hazard Alert, and DOL will also ramp up enforcement to protect workers from extreme heat. For years, heat has been the number one cause of weather-related deaths in America – with more than 600 heat-related deaths every year. And workers, including farmworkers, farmers, firefighters, and construction workers, are disproportionately impacted. Since 2011, more than 400 workers have died due to environmental heat exposure, and thousands more are hospitalized every year. The Hazard Alert will reaffirm that workers have heat-related protections under federal law. As part of the alert, the Department of Labor will provide information on what employers can and should be doing now to protect their workers, help ensure employees are aware of their rights, including protections against retaliation, and highlight the steps the Occupational Safety and Health Administration (OSHA) is currently taking to protect workers. Additionally, the Department of Labor will ramp up enforcement of heat-safety violations, increasing inspections in high-risk industries like construction and agriculture, while OSHA continues to develop a national standard for workplace heat-safety rules.
     
  • The National Oceanic and Atmospheric Administration (NOAA) is investing up to $7 million from President Biden’s Inflation Reduction Act to improve the nation’s weather forecasts. In partnership with universities and other institutions, NOAA will establish a new Data Assimilation Consortium focused on developing better weather-prediction capabilities and maximizing the value provided by NOAA’s global observing system. These improved forecasts will allow communities to better prepare for extreme weather events, including long periods of extreme heat. As the climate crisis contributes to worsening extreme weather events affecting Americans nationwide, this investment will give Americans the information and tools they need to stay safe.
     
  • The Department of the Interior is investing $152 million from President Biden’s Bipartisan Infrastructure Law to expand water storage and enhance climate resilience in California, Colorado, and Washington. This investment will help increase water storage capacity and lay conveyance pipeline to deliver reliable and safe drinking water and build resiliency for communities most impacted by drought. In the wake of severe drought conditions throughout the West, the Administration is making coordinated investments through the Bipartisan Infrastructure Law and Inflation Reduction Act to modernize essential water infrastructure, invest in new water recycling and desalination projects and expand access to clean drinking water for communities that have long-dealt with contaminated water supplies.

Today’s announcements build on numerous actions that the Biden-Harris Administration has taken to bolster heat response and resilience nationwide, including providing billions of dollars through the Department of Housing and Urban Development to communities to make buildings more energy efficient and to open cooling centers to keep residents safe.
 
Since day one, President Biden has taken historic action to address the climate crisis, which includes securing more than $50 billion through his Investing in America agenda to help Americans in every single state become more resilient to climate impacts like heat waves. The Biden-Harris Administration has continued to deliver on the most ambitious climate agenda in American history—an agenda that is lowering energy costs for hardworking families, bolstering America’s energy security, creating thousands of good-paying jobs, and strengthening community-driven climate resilience across the country.
 
Meanwhile, many Republicans in Congress continue to deny the very existence of climate change, peddle conspiracy theories, and remain committed to repealing the President’s Inflation Reduction Act – the biggest climate protection bill ever – which would undermine the health and safety of their own constituents.

FACT SHEET: Biden Administration Secures Voluntary Commitments from Leading Artificial Intelligence Companies to Manage the Risks Posed by AI

Voluntary commitments – underscoring safety, security, and trust – mark a critical step toward developing responsible AI
 
Biden-Harris Administration will continue to take decisive action by developing an Executive Order and pursuing bipartisan legislation to keep Americans safe

Since taking office, President Biden, Vice President Harris, and the entire Biden-Harris Administration have moved with urgency to seize the tremendous promise and manage the risks posed by Artificial Intelligence (AI) and to protect Americans’ rights and safety. As part of this commitment, President Biden is convening seven leading AI companies at the White House today – Amazon, Anthropic, Google, Inflection, Meta, Microsoft, and OpenAI – to announce that the Biden-Harris Administration has secured voluntary commitments from these companies to help move toward safe, secure, and transparent development of AI technology.   
 
Companies that are developing these emerging technologies have a responsibility to ensure their products are safe. To make the most of AI’s potential, the Biden-Harris Administration is encouraging this industry to uphold the highest standards to ensure that innovation doesn’t come at the expense of Americans’ rights and safety.
 
These commitments, which the companies have chosen to undertake immediately, underscore three principles that must be fundamental to the future of AI – safety, security, and trust – and mark a critical step toward developing responsible AI. As the pace of innovation continues to accelerate, the Biden-Harris Administration will continue to remind these companies of their responsibilities and take decisive action to keep Americans safe.
 
There is much more work underway. The Biden-Harris Administration is currently developing an executive order and will pursue bipartisan legislation to help America lead the way in responsible innovation.

The Biden Administration has secured voluntary commitments from seven top technology companies that they will undertake standards and procedures to responsibly develop AI (Artificial Intelligence) to insure safety, security, and trust © Karen Rubin/news-photos-features.com

In remarks announcing the commitments, President Biden said, “We’ll see more technology change in the next 10 years, or even in the next few years, than we’ve seen in the last 50 years.  That has been an astounding revelation to me, quite frankly.  Artificial intelligence is going to transform the lives of people around the world.
 
“The group here will be critical in shepherding that innovation with responsibility and safety by design to earn the trust of Americans.  And, quite frankly, as I met with world leaders, all the G7 is focusing on the same thing.
 
“Social media has shown us the harm that powerful technology can do without the right safeguards in place.
 
“And I’ve said at the State of the Union that Congress needs to pass bipartisan legislation to impose strict limits on personal data collection, ban targeted advertisements to kids, require companies to put health and safety first.
 
“But we must be clear-eyed and vigilant about the threats emerging — of emerging technologies that can pose — don’t have to, but can pose — to our democracy and our values.  
 
“Americans are seeing how advanced artificial intelligence and the pace of innovation have the power to disrupt jobs and industries.
 
“These commitments — these commitments are a promising step, but the — we have a lot more work to do together. 

“Realizing the promise of AI by managing the risk is going to require some new laws, regulations, and oversight.”
 
These seven leading AI companies are committing to:
 
Ensuring Products are Safe Before Introducing Them to the Public

  • The companies commit to internal and external security testing of their AI systems before their release. This testing, which will be carried out in part by independent experts, guards against some of the most significant sources of AI risks, such as biosecurity and cybersecurity, as well as its broader societal effects.
  • The companies commit to sharing information across the industry and with governments, civil society, and academia on managing AI risks. This includes best practices for safety, information on attempts to circumvent safeguards, and technical collaboration.

Building Systems that Put Security First

  • The companies commit to investing in cybersecurity and insider threat safeguards to protect proprietary and unreleased model weights. These model weights are the most essential part of an AI system, and the companies agree that it is vital that the model weights be released only when intended and when security risks are considered.
  • The companies commit to facilitating third-party discovery and reporting of vulnerabilities in their AI systems. Some issues may persist even after an AI system is released and a robust reporting mechanism enables them to be found and fixed quickly.

Earning the Public’s Trust

  • The companies commit to developing robust technical mechanisms to ensure that users know when content is AI generated, such as a watermarking system. This action enables creativity with AI to flourish but reduces the dangers of fraud and deception.
  • The companies commit to publicly reporting their AI systems’ capabilities, limitations, and areas of appropriate and inappropriate use. This report will cover both security risks and societal risks, such as the effects on fairness and bias.
  • The companies commit to prioritizing research on the societal risks that AI systems can pose, including on avoiding harmful bias and discrimination, and protecting privacy. The track record of AI shows the insidiousness and prevalence of these dangers, and the companies commit to rolling out AI that mitigates them.   
  • The companies commit to develop and deploy advanced AI systems to help address society’s greatest challenges. From cancer prevention to mitigating climate change to so much in between, AI—if properly managed—can contribute enormously to the prosperity, equality, and security of all.

As we advance this agenda at home, the Administration will work with allies and partners to establish a strong international framework to govern the development and use of AI. It has already consulted on the voluntary commitments with Australia, Brazil, Canada, Chile, France, Germany, India, Israel, Italy, Japan, Kenya, Mexico, the Netherlands, New Zealand, Nigeria, the Philippines, Singapore, South Korea, the UAE, and the UK. The United States seeks to ensure that these commitments support and complement Japan’s leadership of the G-7 Hiroshima Process—as a critical forum for developing shared principles for the governance of AI—as well as the United Kingdom’s leadership in hosting a Summit on AI Safety, and India’s leadership as Chair of the Global Partnership on AI. 
 
This announcement is part of a broader commitment by the Biden-Harris Administration to ensure AI is developed safely and responsibly, and to protect Americans from harm and discrimination.

  • Earlier this month, Vice President Harris convened consumer protection, labor, and civil rights leaders to discuss risks related to AI and reaffirm the Biden-Harris Administration’s commitment to protecting the American public from harm and discrimination.
     
  • Last month, President Biden met with top experts and researchers in San Francisco as part of his commitment to seizing the opportunities and managing the risks posed by AI, building on the President’s ongoing engagement with leading AI experts.
     
  • In May, the President and Vice President convened the CEOs of four American companies at the forefront of AI innovation—Google, Anthropic, Microsoft, and OpenAI—to underscore their responsibility and emphasize the importance of driving responsible, trustworthy, and ethical innovation with safeguards that mitigate risks and potential harms to individuals and our society. At the companies’ request, the White House hosted a subsequent meeting focused on cybersecurity threats and best practices.
     
  • The Biden-Harris Administration published a landmark Blueprint for an AI Bill of Rights to safeguard Americans’ rights and safety, and U.S. government agencies have ramped up their efforts to protect Americans from the risks posed by AI, including through preventing algorithmic bias in home valuation and leveraging existing enforcement authorities to protect people from unlawful bias, discrimination, and other harmful outcomes.
     
  • President Biden signed an Executive Order that directs federal agencies to root out bias in the design and use of new technologies, including AI, and to protect the public from algorithmic discrimination.
     
  • Earlier this year, the National Science Foundation announced a $140 million investment to establish seven new National AI Research Institutes, bringing the total to 25 institutions across the country.
     
  • The Biden-Harris Administration has also released a National AI R&D Strategic Plan to advance responsible AI.
     
  • The Office of Management and Budget will soon release draft policy guidance for federal agencies to ensure the development, procurement, and use of AI systems is centered around safeguarding the American people’s rights and safety.

FACT SHEET: Biden Administration Launches Office of Pandemic Preparedness and Response Policy

More than one million Americans died of COVID, millions more are suffering long-COVID; it is estimated that 70 percent died needlessly, avoidably, while Biden’s swift actions to set up a comprehensive vaccination-delivery program (free tests, free masks, free vaccinations), saved 2 million lives. As part of President Biden’s commitment to ensure that our country is more prepared for a pandemic than we were when he took office, the Administration is standing up the Office of Pandemic Preparedness and Response Policy (OPPR). This will be a permanent office in the Executive Office of the President (EOP) charged with leading, coordinating, and implementing actions related to preparedness for, and response to, known and unknown biological threats or pathogens that could lead to a pandemic or to significant public health-related disruptions in the United States. © Karen Rubin/news-photos-features.com

A valid concern Americans should hold is that public health has been so politicized, so weaponized that leaders on all levels of government – federal, state, and local  – who are responsible for the welfare of their constituents, along with the weakening of their ability to take action to protect public health by the radical rightwing extremist judiciary put into place by McConnell and Trump, that we will not be informed when there is a new threat, that they will take action to quarantine, mandate masks and vaccinations to prevent hospital systems from being overwhelmed, and certainly, that concern that there won’t be the resources, the expertise, the means, infrastructure or the fortitude to protect us from the next pandemic. And the next pandemic is certain to take place, not in 100 years, but pushed forward by the changes to the ecosystem because of human-caused climate change.

More than one million died of COVID, millions more are suffering long-COVID; it is estimated that 70 percent died needlessly, avoidably, while Biden’s swift actions to set up a comprehensive vaccination-delivery program (free tests, free masks, free vaccinations), saved 2 million lives. With this in mind, the Biden-Harris Administration is taking steps, setting up the mechanisms to obtain vaccines, treatments and tests – while Florida Governor and presidential wannabe Ron DeSantis has actually made it illegal for Floridians to have a public response to a pandemic and Congressional Republicans show no interest whatsoever in allocating the funds to save lives. (Trump had dismantled the pandemic response infrastructure set up by the Obama Administration. Here is a fact sheet form the White House on its launch of Office of Pandemic Preparedness and Response Policy: –Karen Rubin/news-photos-features.com

The Biden-Harris Administration has made historic progress on our nation’s ability to manage COVID-19 so that it no longer meaningfully disrupts the way we live our lives. Under President Biden’s leadership, the Administration has taken significant steps to ensure all individuals have continued access to lifesaving protections such as vaccines, treatments, and tests, and that the nation is well prepared to manage the risks of COVID-19 or other causes of potential pandemics in the future.
 
As part of the President’s commitment to ensure that our country is more prepared for a pandemic than we were when he took office, the Administration is standing up the Office of Pandemic Preparedness and Response Policy (OPPR). This will be a permanent office in the Executive Office of the President (EOP) charged with leading, coordinating, and implementing actions related to preparedness for, and response to, known and unknown biological threats or pathogens that could lead to a pandemic or to significant public health-related disruptions in the United States. OPPR will take over the duties of the current COVID-19 Response Team and Mpox Team at the White House and will continue to coordinate and develop policies and priorities related to pandemic preparedness and response.
 
To lead this work, the President announced that Major General (ret) Paul Friedrichs will serve as the inaugural Director of OPPR and Principal Advisor on Pandemic Preparedness and Response as of August 7, 2023.  Maj. Gen. (ret) Friedrichs’ unparalleled experience makes him the right person to lead this office. He is currently Special Assistant to the President and Senior Director for Global Health Security and Biodefense at the National Security Council (NSC). Maj. Gen. (ret) Friedrichs previously served as Joint Staff Surgeon at the Pentagon, where he coordinated all issues related to health services, provided medical advice to the Chairman of the Joint Chiefs of Staff and served as medical adviser to the Department of Defense (DoD) Covid-19 Task Force. 
 
The Office of Pandemic Preparedness and Response Policy will:
 
Coordinate the Administration’s domestic response to public health threats that have pandemic potential, or may cause significant disruption, and strengthen domestic pandemic preparedness. This includes ongoing work to address potential public health outbreaks and threats from COVID-19, Mpox, polio, avian and human influenza, and RSV.
 
Drive and coordinate federal science and technology efforts related to pandemic preparedness. Specifically, OPPR will oversee efforts to develop, manufacture, and procure the next generation of medical countermeasures, including leveraging emerging technologies and working with HHS on next generation vaccines and treatments for COVID-19 and other public health threats. During the height of the pandemic, the Biden-Harris Administration made historic investments in COVID-19 vaccines, tests, and treatments that were made widely available. OPPR will continue to leverage these investments as it drives future progress in combatting COVID-19 and other public health threats.
 
Develop and provide periodic reports to Congress. As required by statute, OPPR will develop and provide to Congress a biennial Preparedness Review and Report and Preparedness Outlook Report every five years.
 
Major General (ret) Paul Friedrichs, Inaugural Director of OPPR and Principal Advisor on Pandemic Preparedness and Response
 
Major General Friedrichs is currently Special Assistant to the President and Senior Director for Global Health Security and Biodefense at the National Security Council (NSC). Prior to joining the NSC, Dr. Friedrichs most recently served as the Joint Staff Surgeon and the medical advisor to the Department of Defense (DoD) COVID-19 Task Force. Throughout his career he has worked closely with Federal, State, Tribal, local, and territorial government partners, as well as industry and academic counterparts and has been active in multiple professional medical societies. Dr. Friedrichs has also overseen the DoD global patient evacuation system, supporting global medical care and numerous interagency domestic and global disaster responses. He led the DoD Task Force which developed plans to implement high reliability medical principles across DoD and stood up the Air Force’s first medical analytics capabilities. Over the course of his 37-year career, he has led military hospitals and regional and global health care systems, published multiple medical papers, and consistently sought opportunities to partner with colleagues to improve health care delivery and preparedness. As the United States’ representative to the North Atlantic Treaty Organization Committee of Military Medical Chiefs, he worked closely with many of America’s closest allies and partners throughout the pandemic and in developing medical support to the Ukrainian military.
 
Dr. Friedrichs is a board-certified physician who has cared for hundreds of patients in combat and managed broad domestic and global public health threats. He has spent all of his career in public service, having first received his commission through Reserve Officer Training Corps in 1986 and rising to Major General in 2023.

Bidenomics Is Working, Growing the Economy from the Middle Out and Bottom Up—Not the Top Down

Freight Train, Rochester New York. The Biden-Harris Investing in America agenda is rebuilding our infrastructure, including our roads and bridges, high-speed internet capacity, ports, and airports. This infrastructure is the necessary foundation for durable and shared economic growth. Thanks to the Bipartisan Infrastructure Law, 35,000 new projects have been awarded funding in communities all across the country. By requiring Made-in-America products when using federal funding to rebuild infrastructure, President Biden is not only investing in our country’s roads and bridges, but also a strong domestic manufacturing base © Karen Rubin/news-photos-features.com

The June 2023 jobs report showed 497,000 more jobs created last month (twice the number anticipated) and wages up 6.4% – both indications of a strong, resilient economy and that ordinary, working Americans are doing well. Nonetheless, the stock market fell sharply over fears the Federal Reserve would continue to hike interest rates in order to tame the demon inflation by causing the labor market to weaken and take the steam out of wage growth. But the stock market is not the economy Americans live every day.

The Bidenomics agenda is driving investments in communities across the country – like billions of dollars for states to connect every American to high-speed internet, investments to rebuild roads and bridges, and investments to build a clean energy economy, boost domestic manufacturing, create jobs and lower costs for the American people.

Meanwhile, Republicans who voted against the historic investments of the Bipartisan Infrastructure Act and all efforts by the Biden Administration to promote a sustainable, resilient economic recovery that benefits all Americans, are actually, cynically, hypocritically taking credit for the marvelous infrastructure improvements like broadband and bridges, in their communities.

Despite GOP “voting no but still wanting the dough,” the Biden-Harris Administration is continuing to deliver investments, lower costs, and opportunity to hardworking Americans in every corner of the country.

In remarks in Chicago on June 28, President Biden declared, “Today, the U.S. has had the highest economic growth among the world’s leading economies since the pandemic. We’ve added over 13 million jobs, more jobs in two years than any President has added in a four-year term.

“And folks, that’s no accident. That’s Bidenomics in action.
 
“Bidenomics is about building the economy from the middle out and bottom up – not the top down by making three fundamental changes.

First, making smart investments  in  America.  Second, educating and empowering American workers to grow the middle class. And third, promoting competition to lower costs and help small businesses.”

The White House provided this fact sheet outlining how Bidenomics is indeed working, giving the U.S. the strongest economy among the G7, and growing the economy sustainably, from the middle out and the bottom up, rather than the top-down “trickle down” con the Republicans have been hawking since Reagan.—Karen Rubin/news-photos-features.com

President Biden and Vice President Harris came into office determined to rebuild our economy from the middle out and the bottom up, not the top down—and that strategy is working. Even as they faced an immediate economic and public health crisis—with a raging pandemic, elevated unemployment, snarled supply chains, and hundreds of thousands of small businesses at risk of shuttering—the President and Vice President understood that it wouldn’t be enough to simply go back to the economy we had before the pandemic. That economy was saddled with longstanding challenges that held America back—including rising inequality and disinvestment from communities across the country.
 
President Biden recognized that some of those challenges were rooted in a failed trickle-down theory that supported slashing taxes for the wealthy and big corporations, shrinking public investment in critical priorities like infrastructure and education, and failing to safeguard market competition.

The President took office determined to move beyond these failed trickle-down policies and fundamentally change the economic direction of our country. His plan—Bidenomics—is rooted in the recognition that the best way to grow the economy is from the middle out and the bottom up. It’s an economic vision centered around three key pillars:

  • Making smart public investments in America
  • Empowering and educating workers to grow the middle class
  • Promoting competition to lower costs and help entrepreneurs and small businesses thrive

While our work isn’t finished, Bidenomics is already delivering for the American people. Our economy has added more than 13 million jobs—including nearly 800,000 manufacturing jobs—and we’ve unleashed a manufacturing and clean energy boom. There were more than 10 million applications for new small businesses filed in 2021 and 2022—the strongest two years on record. America has seen the strongest growth since the pandemic of any leading economy in the world. Inflation has fallen for 11 straight months and has come down by more than half. And we have done it all while responsibly reducing the deficit.
 
None of this progress was an accident or inevitable—it has been a direct result of Bidenomics. And rather than taking us back to the failed trickle-down policies of the past, President Biden is committed to finishing the job and continuing to build an economy that finally works for working families—with better jobs, lower costs, and more opportunity.
 
Building More in America by Making Smart Public Investments
 
When President Biden came into office, public investment as a share of the economy had fallen from 7% in the 1960s to half that. A core tenet of Bidenomics is that targeted public investment can attract more private sector investment, rather than crowd it out. This is particularly true in sectors that are central to the long-term economic and national security interests of the United States—from improving our infrastructure, to semiconductors, to investing in clean energy and climate security.

The Biden-Harris Investing in America agenda is rebuilding our infrastructure, including our roads and bridges, high-speed internet capacity, ports, and airports. This infrastructure is the necessary foundation for durable and shared economic growth. Thanks to the Bipartisan Infrastructure Law, 35,000 new projects have been awarded funding in communities all across the country. By requiring Made-in-America products when using federal funding to rebuild infrastructure, President Biden is not only investing in our country’s roads and bridges, but also a strong domestic manufacturing base.
 
The President’s agenda is also investing in key industries that are critical to our national security and economic security, like producing more semiconductors in America. And it is investing in accelerating the clean energy economy to help achieve our climate goals, working with our global partners. This approach is creating millions of good-paying jobs, advancing American leadership in innovating next-generation technologies, and delivering for workers and communities. The President’s agenda is strengthening our clean energy supply chains by spurring new and expanded U.S. factories, including more than 150 battery plants and 50 solar plants already announced. In all, we’ve seen $490 billion in private investment commitments in 21st century industries since the President took office, and inflation-adjusted manufacturing construction spending has grown by nearly 100% in just two years. New data released just today shows the clean energy workforce added nearly 300,000 jobs in 2022 and clean energy jobs grew in every state in America, in part because of the investments in clean energy and manufacturing by the Biden-Harris Administration.

Empowering and Educating Workers to Grow the Middle Class
 
Bidenomics also recognizes that the benefits of a growing economy are only broadly shared when policies are designed to promote and empower workers. When the President took office, independent experts like the Congressional Budget Office were projecting that the unemployment rate wouldn’t fall below 4% until the end of 2025. But under Bidenomics, the unemployment rate fell below 4% four years before expectations and has stayed there for the past 18 months.
 
We’ve also seen record lows in unemployment for workers who have often been left behind in previous recoveries: with record low unemployment rates achieved under this Administration for African AmericansHispanic Americans, and people with disabilities—and a 70-year low for women. This strong labor market recovery has also led to better pay and working conditions. Inflation-adjusted income is up 3.5% since the President took office, and low-wage workers have seen the largest wage gains over the last year. Job satisfaction reached its highest level on record last year. And the prospect of good jobs has drawn people off the sidelines and into the workforce. In fact, the share of working-age Americans in the workforce hasn’t been higher in more than 20 years. This strong recovery will also provide durable benefits for years to come, in part by preventing the labor market scarring that sticks with workers for generations after a recession.

Empowering workers also means educating America’s workers—those with and without a four-year degree. That’s why the Biden-Harris Administration is investing more in registered apprenticeships and career technical education programs than any previous Administration and continuing to fight for free universal pre-K and free community college.
 
And the President believes a critical tool for empowering workers is making it easier to join a union. The President is addressing a decades-long decline in unionization by supporting project labor agreements and collective bargaining. He asked the Vice President to lead the White House Task Force on Worker Organizing and Empowerment to drive action across the Administration to empower workers and support their right to join or form a union. Support for unions is the highest it’s been in more than half a century, and the labor movement is expanding to new companies and industries.

Promoting Competition to Lower Costs and Help Entrepreneurs and Small Businesses Thrive
 
Bidenomics recognizes that for markets to function—and for workers and consumers to benefit—our economy requires healthy competition across sectors. After three-quarters of U.S. industries grew more concentrated in the two decades before President Biden took office, he understood that we needed a different approach. More competition means lower costs for consumers and higher wages for workers. And since taking office, the President has been delivering for the American people to lower prices, protect workers, and increase competition across the economy.
 
When the President took office, he signed an historic Executive Order on Competition, which “commits the federal government to full and aggressive enforcement of our antitrust laws.” That order identified 72 specific initiatives across government to promote competition—and it is paying off. In addition to enforcement, the Administration is lowering costs for consumers and creating opportunities for innovative new products to come to market—including from the millions of new small businesses around the country that have started during the Biden-Harris Administration.
 
For example, the Administration changed the rules so that hearing aids can be sold over-the-counter, instead of just via prescription. Previously, hearings aids could cost up to $5,000 per pair, but Americans can now get them for a few hundred dollars at a local convenience or electronics store. President Biden has signed legislation into law that will lower prescription drug costs for seniors and save taxpayers $160 billion over the next decade by giving Medicare the authority to negotiate lower prescription drug prices. The Administration is also fighting to end junk fees—hidden charges that cost Americans’ tens of billions per year and rob the marketplace of the kind of transparency that is necessary for real competition. And the Administration is working toward cracking down on noncompete agreements, which currently limit as many as 30 million workers from switching to a new job in the same field.

Reducing the Deficit and Making the Wealthy and Big Corporations Pay Their Fair Share
 
President Biden has pursued this economic vision in a fiscally responsible way—in stark contrast to the Congressional Republican approach. His predecessor enacted the latest version of trickle-down and the result was predictable: his tax giveaway added trillions to deficits, never trickled down to workers, and led to continued offshoring of jobs and profits. In recent weeks, House Republicans have doubled down on this approach—rolling out proposals to enact massive tax cuts for large corporations, including oil companies that made $200 billion in profit last year, while setting the stage for trillions in tax cuts skewed to the wealthiest Americans, delivering a $175,000 average annual tax cut to the top 0.1% (incomes over $4 million). Their view of “fiscal responsibility” is massive cuts to programs that millions of Americans count on, with the Republican Study Committee—which speaks for more than three quarters of House Republicans—recently releasing a plan to raise the Social Security retirement age to 69, eliminate the Medicare prescription drug savings that President Biden has signed into law, raise premiums for seniors on Medicare, and slash Medicaid, the Affordable Care Act, food assistance, and Pell Grants.
 
President Biden believes in a fundamentally different approach. Under Bidenomics, he has proven that we can make smart investments in the American people while reducing the deficit by ensuring the wealthy and large corporations pay their fair share in taxes, closing wasteful tax loopholes, and slashing wasteful spending on special interests.

During his first two years, the President presided over $1.7 trillion in deficit reduction—a larger reduction than under any other President in American history. He has signed legislation into law to reduce the deficit by more than $1 trillion over the next decade, including by ensuring the wealthiest Americans and largest corporations pay their fair share, cracking down on wealthy tax cheats, and lowering prescription drug costs for the American people by cutting wasteful giveaways to Big Pharma. And his Budget would reduce the deficit by another more than $2.5 trillion over the next decade with additional reforms, including requiring the wealthiest Americans and the largest multinational corporations to pay at least the tax rates that many middle-class families do.
 
Unlike House Republicans—whose plans would harm hard-working families—the President has proposed cutting taxes for working people and families with children by almost $800 billion over the next 10 years, including cutting taxes by an average of $2,600 for 39 million families that include 62 million children by expanding the Child Tax Credit, cutting taxes by an average of $800 for 19 million working individuals or couples by expanding the Earned Income Tax Credit, and continuing Premium Tax Credit plus-ups that are cutting health care premiums by an average of $800 for nearly 15 million people.

FACT SHEET: Biden Issues Executive Order on Strengthening Access to Contraception

“My Body My Business.” New Yorkers protest for women’s reproductive freedom © Karen Rubin/news-photos-features.com

On the one-year anniversary since the radical rightwing majority on the Supreme Court overturned women’s constitutional rights to reproductive freedom under Roe v. Wade, President Biden issued an Executive Order on Strengthening Access to Affordable, High-Quality Contraception and Family Planning Services. This was the third Executive Order on reproductive health care access that the President has signed since the Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization, and the first focused specifically on protecting and expanding access to contraception. “Contraception is an essential component of reproductive health care that has only become more important in the wake of Dobbs and the ensuing crisis in women’s access to health care,” the White House stated in a fact sheet detailing the Executive Order.

There is concern that just as the anti-reproductive freedom groups have gone after medication abortion, they may also go after contraception, something that Justice Clarence Thomas suggested he was amenable to do in declaring prior decisions open to “reconsideration.”

Meanwhile, the Federal Drug Administration gave approval for the first over-the-counter sale of a contraceptive pill without a doctor’s prescription. – Karen Rubin/news-photos-features.com

Through today’s Executive Order, the President announced actions to:

  • Improve Contraception Access and Affordability for Women with Private Health Insurance.  The Executive Order directs the Secretaries of the Treasury, Labor, and Health and Human Services (HHS) to consider new guidance to ensure that private health insurance under the Affordable Care Act covers all Food and Drug Administration-approved, -granted, or -cleared contraceptives without cost sharing and to streamline the process for obtaining care women need and want. This action will build on the progress already made under the Affordable Care Act by further reducing barriers that women face in accessing contraception prescribed by their provider.
    • Promote Increased Access to Over-the-Counter Contraception. The Executive Order directs the Secretaries of the Treasury, Labor, and HHS to consider new actions to improve access to affordable over-the-counter contraception, including emergency contraception. These actions could include convening pharmacies, employers, and insurers to discuss opportunities to expand access to affordable over-the-counter-contraception; identifying promising practices regarding the coverage of over-the-counter contraception at no cost to patients; and providing guidance to support seamless coverage of over-the-counter contraception.
       
    • Support Family Planning Services and Supplies through the Medicaid Program. The Executive Order directs the Secretary of HHS to consider new actions that expand access to affordable family planning services and supplies across the Medicaid program—such as sharing best practices for State Medicaid programs on providing high-quality family planning services and supplies, including through Medicaid managed care.
       
    • Improve the Coverage of Contraception through the Medicare Program. To improve coverage and payment for contraceptives for Medicare beneficiaries, the Executive Order directs the Secretary of HHS to consider new actions to strengthen the coverage of contraception through Medicare Advantage and Medicare Part D plans. This action will help ensure that Medicare beneficiaries, especially women of reproductive age with disabilities, can access contraception without unnecessary barriers.
       
    • Support Access to Contraception for Service Members, Veterans, and Federal Employees. The Executive Order directs the Secretary of Defense, the Secretary of Veterans Affairs, and the Director of the Office of Personnel Management to consider new actions to ensure robust coverage of contraception for Service members, veterans, and Federal employees and ensure that they and their families understand how to access these benefits. These actions will build on the steps that these agencies have already taken to bolster access to contraception for those they serve.
       
    • Bolster Contraception Access Across Federally-Supported Health Care Programs. The Executive Order directs the Secretary of HHS to consider encouraging Federally-supported health care and human services entities—such as Title X family planning clinics, community health centers, and the Indian Health Service—to expand the availability and quality of contraception access for those they serve. Actions could include issuing new guidance, technical assistance, and training resources so that providers in these programs understand their obligations under Federal law, including to provide culturally and linguistically appropriate family planning services.
       
    • Support Access to Affordable Contraception for Employees and College Students. The Executive Order directs the Secretary of Labor to identify and share best practices for employers and insurers in making affordable, high-quality contraception available to employees. To help bolster access for college and university students, the Executive Order directs the Secretary of Education to convene institutions of higher education to share best practices and ways to make sure that students understand their options for accessing contraception.
       
    • Promote Research and Data Analysis on Contraception Access.  To document the gaps and disparities in contraception access as well as the benefits of comprehensive coverage, the Executive Order directs the Secretary of HHS to support research, data collection, and data analysis on contraception access and family planning services.

The announcements build on actions that the Biden-Harris Administration has already taken to protect access to contraception, including in response to two prior Executive Orders directing actions to safeguard access to reproductive health care services. The Administration has taken action to:

  • Clarify Protections for Women with Private Health Insurance. Under the Affordable Care Act, most private health plans must provide contraception and family planning counseling with no out-of-pocket costs. The Departments of the Treasury, Labor, and HHS convened a meeting with health insurers and employee benefit plans. These agencies called on the industry to meet their obligations to cover contraception as required under the law. Following this conversation, these agencies issued guidance to clarify protections for contraceptive coverage under the Affordable Care Act.
    • Expand Access Under the Affordable Care Act. The Departments of the Treasury, Labor, and HHS proposed a rule to strengthen access to contraception under the Affordable Care Act so all women who need and want contraception can obtain it. Millions of women have already benefited from this coverage, which has helped them save billions of dollars on contraception.
       
    • Support Title X Clinics. HHS provided resources to bolster quality family planning services through the Title X Family Planning Program. HHS provided funds to help clinics deliver equitable, affordable, client-centered, and high-quality family planning services and provide training and technical assistance for Title X clinics through the Reproductive Health National Training Center and the Clinical Training Center for Sexual and Reproductive Health. In addition, recognizing the important role that Title X clinics play in supporting access to contraception, the President’s Fiscal Year 2024 Budget Request includes $512 million for the Title X Family Planning Program, a 76 percent increase above the 2023 enacted level.
       
    • Enhance Access Through a New Public-Private Partnership. HHS announced a new public-private partnership to expand access to contraception with Upstream, a national nonprofit organization that provides health centers with free patient-centered, evidence-based training and technical assistance to eliminate provider-level barriers to offering the full range of contraceptive options. This partnership will leverage Upstream’s $90 million in resources and build on Upstream’s work with over 100 health care organizations across 18 states and accelerate their national expansion to transform contraceptive care in more than 700 health centers by 2030, reaching 5 million women of reproductive age every year.
       
    • Promote Access to Contraception for Service Members and Their Families and Certain Dependents of Veterans. To improve access to contraception at military hospitals and clinics, the Department of Defense expanded walk-in contraceptive care services for active-duty Service members and other Military Health System beneficiaries. And the Department of Veterans Affairs proposed a rule to eliminate out-of-pocket costs for certain types of contraception through the Civilian Health and Medical Program of the Department of Veterans Affairs.
       
    • Ensure Access to Family Planning Services at Health Centers. The Health Resources and Services Administration provided updated guidance to community health centers on their obligation to offer family planning services to their patients. The guidance included evidence-based recommendations and resources to support health centers in providing high-quality family planning services.
       

Include Family Planning Providers in Health Plan Networks. HHS strengthened the standard for inclusion of family planning providers in Marketplace plans’ provider networks under the Affordable Care Act. This policy, which goes into effect for plan year 2024, will help increase consumers’ choice of high-quality providers and improve access to care for low-income and medically underserved consumers.

FACT SHEET: One Year After SCOTUS Overturned Roe, Biden Administration Highlights Actions to Protect Access to Reproductive Health Care, Ongoing Commitment to Defending Reproductive Rights

New Yorkers protest the Supreme Court’s decision overturning women’s constitutional reproductive rights under Roe v. Wade a year ago © Karen Rubin/news-photos-features.com

On the one-year anniversary since the radical religious ideologues on the Supreme Court overturned Roe v. Wade and women’s constitutional right to self-determination and bodily autonomy, the White House issued this fact sheet highlighting the actions the Biden Administration has taken to protect access to reproductive health care, and its ongoing commitment to defending reproductive rights.

In a statement, President Joe Biden declared,

“One year ago today, the Supreme Court took away a constitutional right from the American people, denying women across the nation the right to choose. Overturning Roe v. Wade, which had been the law of the land for nearly half a century, has already had devastating consequences.
 
“States have imposed extreme and dangerous abortion bans that put the health and lives of women in jeopardy, force women to travel hundreds of miles for care, and threaten to criminalize doctors for providing the health care that their patients need and that they are trained to provide.
 
“Yet, state bans are just the beginning. Congressional Republicans want to ban abortion nationwide, but go beyond that, by taking FDA-approved medication for terminating a pregnancy, off the market, and make it harder to obtain contraception. Their agenda is extreme, dangerous, and out-of-step with the vast majority of Americans.
 
“My Administration will continue to protect access to reproductive health care and call on Congress to restore the protections of Roe v. Wade in federal law once and for all.”

– Karen Rubin/news-photos-features.com

One year ago, the Supreme Court eliminated a constitutional right that it had previously recognized, overturning nearly 50 years of precedent. Today, more than 23 million women of reproductive age—one in three—live in one of the 18 states with an abortion ban currently in effect. In the last year, women have been denied essential medical care to preserve their health and even save their lives. They have been turned away from emergency rooms, forced to delay care, and made to travel hundreds of miles and across state lines for needed medical care. Despite this devastating impact on women’s health, Republican elected officials continue to advance these bans at both the state and national level.

President Biden and Vice President Harris stand with the majority of Americans who believe the right to choose is fundamental—and who have made their voices heard at every opportunity since the Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization. As the President has made clear since the day of the Dobbs decision, the only way to ensure women in every state have access to abortion is for Congress to pass a law restoring the protections of Roe v. Wade.

While we continue to call on Congress to restore these protections, the Administration has taken executive action to protect access across the full spectrum of reproductive health care. In the wake of Dobbs, the President issued two Executive Orders directing a comprehensive slate of actions to protect access to reproductive health care services, including abortion. And today, the President is issuing a third Executive Order focused on strengthening access to affordable, high-quality contraception, a critical aspect of reproductive health care. The Administration remains fully committed to implementing these Executive Orders and advancing access to reproductive health care through the leadership of the interagency Task Force on Reproductive Healthcare Access, co-chaired by the White House Gender Policy Council and the Department of Health and Human Services (HHS).

Today, the Biden-Harris Administration is providing an update on the work of the Task Force on Reproductive Healthcare Access and the Administration’s ongoing efforts to defend reproductive rights.

Protecting Access to Abortion, including Medication Abortion

  • Ensure Access to Emergency Medical Care.  The Administration is committed to ensuring all patients, including women who are experiencing pregnancy loss, have access to the full rights and protections for emergency medical care afforded under federal law—including abortion care when that is the stabilizing treatment required. HHS issued guidance affirming requirements under the Emergency Medical Treatment and Labor Act (EMTALA) and Secretary Becerra sentletters to providers making clear that federal law preempts state law restricting access to abortion in emergency situations. The U.S. District Court of Idaho issued a preliminary injunction blocking the enforcement of Idaho’s abortion ban as applied to medical care required by EMTALA after the Department of Justice (DOJ) filed a lawsuit seeking to enjoin Idaho’s ban to the extent it makes abortion a crime even when necessary to prevent serious risks to the health of pregnant patients.
    • Defend FDA Approval of Medication Abortion in Court.  The Food and Drug Administration (FDA) and DOJ are defending access to mifepristone, a safe and effective drug used in medication abortion that FDA first approved more than twenty years ago, and FDA’s independent, expert judgment in court—including in a lawsuit in Texas that attempts to eliminate access nationwide. The Administration will continue to stand by FDA’s decades-old approval of the medication and by FDA’s ability to review, approve, and regulate a wide range of prescription medications.
       
    • Protect Access to Safe and Legal Medication Abortion.  On what would have been the 50th anniversary of Roe v. Wade on January 22, President Biden issued a Presidential Memorandum directing further efforts to protect access to medication abortion, including to support patients, providers, and pharmacies who wish to legally access, prescribe, or provide mifepristone—and to safeguard their safety and security, including at pharmacies. This Presidential Memorandum was issued in the face of attacks by state officials to prevent women from accessing mifepristone and discourage pharmacies from becoming certified to dispense the medication. These attacks followed independent, evidence-based action taken by FDA to allow mifepristone to continue to be prescribed by telehealth and sent by mail as well as to enable interested pharmacies to become certified.
       
    • Partner with State Leaders on the Frontlines of Abortion Access.  Today, the White House is releasing a new report on the battle for abortion access at the state level and the Administration’s engagement with state leaders over the past year. The report underscores the Administration’s ongoing commitment to partnering with leaders on the frontlines of protecting access to abortion—both those fighting extreme state legislation and those advancing proactive policies to protect access to reproductive health care, including for patients who are forced to travel out of state for care. The Vice President has led these efforts, traveling to 18 states and meeting with more than 250 state legislators, health care providers, and advocates in the past year. And last week, the White House hosted over 80 state legislators from 41 states to discuss efforts to protect access to reproductive health care.
    • Provide Access to Reproductive Health Care for Veterans.  The Department of Veterans Affairs (VA) issued an interim final rule to allow VA to provide abortion counseling and, in certain circumstances, abortion care to Veterans and VA beneficiaries. VA provides abortion services when the health or life of the patient would be endangered if the pregnancy were carried to term or when the pregnancy is a result of rape or incest. When working within the scope of their federal employment, VA employees may provide authorized services regardless of state restrictions. DOJ will defend any VA providers whom states attempt to prosecute for violations of state abortion laws. 
       
    • Support Access to Care for Service Members.  The Department of Defense (DoD) has taken action to ensure that Service members and their families can access reproductive health care and that DoD health care providers can operate effectively. DoD has released policies to support Service members and their families’ ability to travel for lawful non-covered reproductive health care and to bolster Service members’ privacy and afford them the time and space needed to make personal health care decisions.
       
    • Defend Reproductive Rights in Court. DOJ created a Reproductive Rights Task Force, which monitors and evaluates state and local actions that threaten to infringe on federal protections relating to the provision or pursuit of reproductive health care, impair women’s ability to seek abortion care where it is legal, impair individuals’ ability to inform and counsel each other about the care that is available in other states, ban medication abortion, or impose criminal or civil liability on federal employees who provide legal reproductive health services in a manner authorized by Federal law.

 
Supporting Women’s Ability to Travel for Medical Care

  • Defend the Right to Travel.  On the day of the Dobbs decisions, President Biden reaffirmed the Attorney General’s statement that women must remain free to travel safely to another state to seek the care they need. President Biden committed his administration to defending “that bedrock right,” and DOJ continues to monitor attempts to restrict a woman’s right to travel to receive lawful health care.  
    • Support Patients Traveling Out of State for Medical Care.  HHS Secretary Becerra and CMS Administrator Chiquita Brooks-LaSure issued a letter to U.S. governors inviting them to work with CMS and apply for Medicaid 1115 waivers to provide increased access to care for women from states where reproductive rights are under attack and women may be denied medical care. HHS continues to encourage state leaders to consider and develop new waiver proposals that would support access to reproductive health care services.
       

Safeguarding Access to Contraception

  • Strengthen Access to Affordable, High-Quality Contraception.  Today, the President issued an Executive Order directing agencies to: improve access and affordability for women with private health insurance; promote increased access to over-the-counter contraception; support access to affordable contraception through Medicaid and Medicare; ensure Service members, veterans, and Federal employees are able to access contraception; bolster contraception access across Federal health programs; and support access for college students and employees. The Task Force on Reproductive Healthcare Access will oversee the swift and robust implementation of this Executive Order in the coming months.
    • Clarify Protections for Women with Private Health Insurance. Under the Affordable Care Act, most private health plans must provide contraception and family planning counseling with no out-of-pocket costs. The Departments of the Treasury, Labor, and HHS convened a meeting with health insurers and employee benefit plans. These agencies called on the industry to meet their obligations to cover contraception as required under the law. Following this conversation, these agencies issued guidance to clarify protections for contraceptive coverage under the Affordable Care Act.
       
    • Expand Access Under the Affordable Care Act.  The Departments of the Treasury, Labor, and HHS proposed a rule to strengthen access to contraception under the Affordable Care Act so all women who need and want contraception can obtain it. Millions of women have already benefited from this coverage, which has helped them save billions of dollars on contraception.
       
    • Support Title X Clinics.  HHS provided resources to bolster quality family planning services through the Title X Family Planning Program, including funding to help clinics deliver equitable, affordable, client-centered, and high-quality family planning services and provide training and technical assistance for Title X clinics. In addition, recognizing the important role that Title X clinics play in supporting access to contraception, the President’s Fiscal Year 2024 Budget Request includes $512 million for the Title X Family Planning Program, a 76 percent increase above the 2023 enacted level.
    • Promote Access to Contraception for Service Members and Their Families and Certain Dependents of Veterans.  To improve access to contraception at military hospitals and clinics, DoD expanded walk-in contraceptive care services for active-duty Service members and other Military Health System beneficiaries, and eliminated TRICARE copays for medical contraceptive services. And VA proposed a rule to eliminate out-of-pocket costs for certain types of contraception through the Civilian Health and Medical Program of the Department of Veterans Affairs.
       

Reinforcing Nondiscrimination Protections under Federal Law

  • Issue Guidance to Retail Pharmacies.  HHS issued guidance to roughly 60,000 U.S. retail pharmacies to remind them of their obligations under federal civil rights laws to ensure access to comprehensive reproductive health care services. The guidance makes clear that as recipients of federal financial assistance, pharmacies are prohibited under law from discriminating on the basis of race, color, national origin, sex, age, and disability in their programs and activities. This guidance is especially important in the wake of reports that women of reproductive age have been denied prescription medication at pharmacies—including medication that is used to treat stomach ulcers, lupus, arthritis, and cancer—due to concerns that these medications could be used to terminate a pregnancy.
    • Protect Students from Discrimination Based on Pregnancy.  The Department of Education (ED) released a resource for universities outlining their responsibilities not to discriminate on the basis of pregnancy or pregnancy-related conditions, including termination of pregnancy. This guidance reminds schools of their existing and long-standing obligations under Title IX.
       
    • Strengthen Nondiscrimination in Healthcare.  HHS announced a proposed rule to strengthen nondiscrimination in health care. The proposed rule implements Section 1557 of the Affordable Care Act and affirms protections consistent with President Biden’s executive orders on nondiscrimination based on sexual orientation and gender identity.
       

Promoting Safety and Security of Patients, Providers, and Clinics

  • Promote Safety and Security of Patients, Providers and Clinics.  DOJ continues to robustly enforce the Freedom of Access to Clinic Entrances Act, which protects the right to access and provide reproductive health services.
     

Safeguarding Privacy and Sensitive Health Information

  • Strengthen Reproductive Health Privacy under HIPAA.  HHS issued a proposed rule to strengthen privacy protections under the Health Insurance Portability and Accountability Act (HIPAA). This rule would prevent an individual’s information from being disclosed to investigate, sue, or prosecute an individual, a health care provider, or a loved one simply because that person sought, obtained, provided, or facilitated legal reproductive health care, including abortion. By safeguarding sensitive information related to reproductive health care, the rule will strengthen patient-provider confidentiality and help health care providers give complete and accurate information to patients. Prior to the proposed rule and immediately after Dobbs, HHS issued guidance reaffirming HIPAA’s existing protections for the privacy of individuals’ protected health information.
    • Take Action Against Illegal Use and Sharing of Sensitive Health Information.  The Federal Trade Commission (FTC) has committed to enforcing the law against illegal use and sharing of highly sensitive data, including information related to reproductive health care. Consistent with this commitment, the FTC has taken first-of-its-kind enforcement actions against companies for disclosing consumers’ personal health information, including highly sensitive reproductive health data, without permission.
    • Help Consumers Protect Their Personal Data.  The Federal Communications Commission (FCC) launched a new guide for consumers on best practices for protecting their personal data, including geolocation data, on mobile phones. The guide follows a recent Notice of Proposed Rulemaking issued by FCC that would strengthen data breach rules to provide greater protections to personal data. In addition, separately, HHS issued a how-to guide for consumers on steps they can take to better protect their data on personal cell phones or tablets and when using mobile health apps, like period trackers, which are generally not protected by HIPAA.
    • Protect Students’ Health Information.  ED issued guidance to over 20,000 school officials to remind them of their obligations to protect student privacy under the Family Educational Rights and Privacy Act (FERPA). The guidance helps ensure that school officials—including those at federally funded school districts, colleges, and universities—know that, with certain exceptions, they must obtain written consent from eligible students or parents before disclosing personally identifiable information from students’ educational records, which may include student health information. The guidance encourages school officials to consider the importance of student privacy, including health privacy, with respect to disclosing student records. ED also issued a know-your-rights resource to help students understand their privacy rights for health records at school. 
    • Safeguard Patients’ Electronic Health Information.  HHS issued guidance affirming that doctors and other medical providers can take steps to protect patients’ electronic health information, including their information related to reproductive health care. HHS makes clear that patients have the right to ask that their electronic health information generally not be disclosed by a physician, hospital, or other health care provider. The guidance also reminds health care providers that HIPAA’s privacy protections apply to patients’ electronic health information.

 
Providing Access to Accurate Information and Legal Resources

  • Ensure Easy Access to Reliable Information.  HHS launched and maintains ReproductiveRights.gov, which provides timely and accurate information on people’s right to access reproductive health care, including contraception, abortion services, and health insurance coverage, as well as how to file a patient privacy or nondiscrimination complaint. DOJ also launched justice.gov/reproductive-rights, a webpage that provides a centralized online resource of the Department’s work to protect access to reproductive health care services under federal law.
    • Hosted a Convening of Lawyers in Defense of Reproductive Rights.  The Department of Justice and the Office of White House Counsel convened more than 200 lawyers and advocates from private firms, bar associations, legal aid organizations, reproductive rights groups, and law schools across the country for the first convening of pro-bono attorneys, as directed in the first Executive Order. Following this convening, reproductive rights organizations launched the Abortion Defense Network to offer abortion-related legal defense services, including legal advice and representation.
       
    • Launch a National Hotline to Enable Access to Accurate Information.  HHS issued a Notice of Funding Opportunity to establish a safe and secure national hotline to provide referral services to women in need of accurate information about their legal reproductive health care options. The nondirective hotline will provide information to patients served by the Title X family planning program who request information related to prenatal care and delivery; infant care, foster care, or adoption; or pregnancy termination.
       

Promote Research and Data Collection

  • Use Data to Track Impacts on Access to Care.  HHS will convene leading experts to discuss the state of existing reproductive health research and what the data tells us about the impact of the Dobbs decision, as well as the future of research on reproductive health care access. These convenings will help identify research gaps, opportunities for collaboration, and ways to bolster research efforts for both Federal agencies and external partners.

Leverage Maternal Health Data to Address Disparities.  FCC has committed to the swift implementation of the Data Mapping to Save Moms’ Lives Act, which directs FCC, in coordination with the Centers for Disease Control and Prevention, to incorporate publicly available data on maternal mortality and morbidity into its Mapping Broadband Health in America platform. This innovation will support women’s health by informing efforts to expand broadband access—including access to telehealth—in areas with poor maternal health outcomes. FCC will continue to explore opportunities to improve research, data collection, data analysis, and interpretation in the context of reproductive health care and maternal health outcomes.

Biden Takes New Actions to Lower Health Care Costs and Protect Consumers from Scam Insurance Plans, Junk Fees as Part of ‘Bidenomics’ Push

Actions are the latest in a series of steps the Biden Administration has taken to eliminate hidden junk fees and lower prescription drug costs

President Biden announced a series of new actions under a core pillar of his “Bidenomics” agenda to lower health care costs and crack down on surprise junk fees for American families and consumers © Karen Rubin/news-photos-features.com

Today, President Biden announced a series of new actions under a core pillar of his “Bidenomics” agenda to lower health care costs and crack down on surprise junk fees for American families and consumers. Since the beginning of his Administration, President Biden has passed historic legislation to lower health care costs for tens of millions of Americans, took on Big Pharma to finally allow Medicare to negotiate lower prescription drug prices, and took action to eliminate hidden fees in every sector of the economy. Today, the Administration is taking additional steps to continue to deliver on those promises.

The President announced:

  • The Biden-Harris Administration is cracking down on junk insurance.  New proposed rules would close loopholes that the previous administration took advantage of that allow companies to offer misleading insurance products that can discriminate based on pre-existing conditions and trick consumers into buying products that provide little or no coverage when they need it most.  These plans leave families surprised by thousands of dollars in medical expenses when they actually  use health care services like a surgery.  If finalized, the rule would limit so-called “short-term” plans to truly short time periods, close loopholes made worse by the previous administration, and establish a clear disclosure for consumers of the limits of these plans.
     
  • The Administration is releasing important guidance on rules against surprise medical billing. Biden-Harris Administration rules are already preventing as many as 1 million surprise medical bills every month.  New guidance will help stop providers from gaming the system by evading the surprise billing rules with creative contractual loopholes that still leave consumers with unexpected costs.
     
  • The Administration is announcing new steps to protect consumers from unfair medical debt. For the first time in history, the Consumer Financial Protection Bureau, HHS, and Treasury are collaborating to explore whether health care provider and third-party efforts to encourage consumers to sign up for these products are operating outside of existing consumer protections and breaking the law. Medical credit cards and loans often lead to higher costs without consumers fully understanding the risks.
     
  • The Department of Health and Human Services is releasing a new report showing that nearly 19 million seniors and other Part D beneficiaries are projected to save $400 per year on prescription drugs when President Biden’s $2,000 out-of-pocket cap goes into effect. It’s also releasing state by state data that demonstrates how seniors across the country are helped by just one element of the President’s robust agenda to lower prescription drug prices.

These actions are the latest in a series of steps the Administration has taken to address hidden junk fees across industries, including: cracking down on bounced check and overdraft fees in the banking industry, which is saving consumers more than $5 billion every year; proposing rules to require airlines to disclose all of their fees up front and successfully pushing a number of airlines to end family seating fees; and mobilizing private sector action to eliminate hidden junk fees for concert and sports tickets.

Cracking down on junk insurance
The Affordable Care Act has helped tens of millions of Americans access high-quality, affordable health insurance and protects Americans from being discriminated against because of pre-existing conditions.  But actions from the previous administration allowed insurance companies to take advantage of loopholes in the law and sell “junk insurance” plans that evade these protections. These “junk insurance” plans leave families surprised by thousands of dollars in bills, often because the insurance plan claims they have a pre-existing condition that isn’t covered.  For example, a man in Montana faced $43,000 in health care costs because his insurance plan claimed his cancer was a pre-existing condition, and a Pennsylvania woman was surprised by nearly $20,000 in bills for an amputation her junk plan refused to cover.  Today, the Biden-Harris Administration is proposing rules to crack down on this junk insurance, as part of the latest efforts by the Administration to eliminate hidden and junk fees in every industry across the economy.  These actions will reduce scam insurance plans that offer really no insurance at all.

  • “Short-term” plans must be truly short-term.  Under the new rules, if finalized, plans that claim to be “short-term” health insurance would be limited to just 3 months, or a maximum of 4 months, if extended – instead of the 3 years that junk plans can offer today as a result of changes made by the previous administration.
     
  • Income replacement “fixed indemnity” plans cannot mimic comprehensive health insurance. Under the proposed rules, plans that want to be exempt from the rules for health insurance — because they are designed to replace lost income when people get sick, rather than provide full medical coverage – have to live up to their original purpose and cannot be designed like comprehensive health insurance. This means that plans would need to make clear that people signing up for these plans would get a defined benefit, like $100 per day of illness, instead of thinking that they have comprehensive insurance. This proposed rule aims to prevent Americans from being on the hook for high medical costs, like a woman who needed an amputation and was left with $20,000 in medical debt because her plan did not include comprehensive coverage.
     
  • Plans have to clearly disclose limits. Under the proposed rules, plans are required to provide consumers with a clear disclaimer that explains the limits of their benefits, including to existing consumers currently enrolled in these plans. 

Preventing surprise medical billing
Before President Biden took office, millions of people received surprise bills for health care they thought was in-network care covered by their health plan.  This could include when people need emergency care and are taken to the nearest hospital, or when a pregnant woman delivers her baby at an in-network hospitals only to find out that the anesthesiologist who cared for her is actually out-of-network.  These surprise bills can cost people hundreds or thousands of dollars, averaging between $750 to $2,600. The Administration is protecting millions of consumers from surprise medical bills through the implementation of the No Surprises Act, which has already protected 1 million Americans every month since January 1, 2022 from unfair, undeserved out-of-network charges and balance bills.
 
The Biden-Harris Administration is taking an important next step to protect consumers from surprise medical bills by issuing guidance to clarify that payers cannot use loopholes to avoid surprising billing protections:

  • Ending abuse of “in-network” designation. Today, some health plans contract with hospitals, but try to claim that they are not technically “in-network” – which can expose consumers to higher payments when they have to make a hospital visit.  The Administration today is making clear this is not allowed under federal law: health care services provided by these providers are either out-of-network and subject to the surprise billing protections, or they are in-network and subject to the ACA’s annual limitation on cost-sharing, further protecting consumers from excessive out-of-pocket costs.
     
  • Facility fees treated like other health care costs. The Administration is also concerned about an increase in patients being charged “facility fees” for health care provided outside of hospitals, like at a doctor’s office. These fees are often a surprise for consumers. The Administration today is making clear that health plans and providers must make information about these facility fees publicly available to consumers, as well as other price information for services and items they cover or provide. In addition, nonparticipating providers and nonparticipating emergency facilities cannot evade the protections of the No Surprises Act, including the prohibition on balance billing, by renaming charges otherwise prohibited under the No Surprises Act as “facility fees.”

Protecting consumers from unfair medical debt
Increasingly, health care providers are signing up patients for third-party medical credit cards and loans to help pay for care. These credit cards often include teaser rates and deferred interest features that lead to higher costs for consumers, and may be offered even when low- or no-cost alternatives, such as zero-interest payment plans, financial assistance, or health coverage may be available. Health care providers may be promoting these products because they could allow providers to get paid faster, outsource servicing and collections costs to third parties, receive a higher payment from consumers who otherwise would pay a discounted price for care, and in some circumstances, receive a share of the interest revenue gained by the third-party financial company.
 
Use of these products may complicate insurance coverage and the availability of financial assistance, and consumers may not fully understand the risks associated with these products, leading to higher costs and negative impacts on consumers’ financial, physical, and emotional well-being.
 
For the first time ever, the Consumer Financial Protection Bureau (CFPB), HHS, and Treasury are collaborating on the needs of health care consumers by releasing a Request for Information (RFI) to learn more about this emerging practice and solicit comment on potential policy actions. Part of this RFI will explore whether providers are operating outside of existing consumer protections, because once medical bills are placed on medical credit cards, there may be gaps in how various consumer protections apply. 

New data shows nearly 19 million seniors and other Medicare beneficiaries will save an estimated $400 per year in prescription drug costs because of President Biden’s out-of-pocket spending cap
Thanks to President Biden’s Inflation Reduction Act, out-of-pocket spending on prescription drugs at the pharmacy will be capped at $2,000 per year for Medicare Part D enrollees starting in 2025.  Today, the Department of Health and Human Services (HHS) released data showing that 18.7 million (or 1 in 3) seniors and people with disabilities who are enrolled in Part D plans will save, on average, $400 per year when the $2,000 cap and other Inflation Reduction Act provisions go into effect in 2025. And some enrollees will save even more: 1.9 million enrollees with the highest drug costs will save an average of $2,500 per year starting in 2025. Overall, the law’s Part D benefits provisions will reduce enrollee out-of-pocket spending by about $7.4 billion annually.
 
To view data broken down by state and demographic, visit LINK.
 
Today’s actions follow significant milestones achieved last week in implementing President Biden’s historic law to lower health care and prescription drug costs. On June 30, the Centers for Medicare and Medicaid Services released revised guidance that describes how they will negotiate lower prescription drug prices for seniors later this year. The first ten drugs selected for negotiation will be announced by September 1, 2023. Also last week, the $35 monthly cap on insulin for Medicare Part B beneficiaries went into effect. Already 1.5 million Medicare Part D beneficiaries were saving up to hundreds of dollars per month on insulin costs because of the Inflation Reduction Act, and many more will benefit from these cost savings starting this month.