Category Archives: Joe Biden

How Biden’s Build Back Better Framework Will Support the ‘Sandwich Generation’

President Biden’s Build Back Better plan will address the caregiving crisis by lowering costs both for families with young children and households with elderly members – and for millions of sandwich generation adults © Karen Rubin/news-photos-features.com

The White House provided this fact sheet on how President Biden’s Build Back Better framework will support the “sandwich generation”:

Too many Americans struggle with the high costs of raising children, caring for a sick family member, providing long-term care for people with disabilities or older adults, and addressing the myriad other caregiving challenges.  These pressures are particularly acute for those with multiple caregiving responsibilities.  As of 2018, more than one-in-ten parents (12 percent, or over 8 million parents) had a child under 18 in the home and were providing unpaid care to an adult, making them part of the “sandwich generation.”  This work is especially likely to fall on women, as 5 million mothers are part of the sandwich generation, compared to 3.2 million fathers.  Three-quarters of these mothers are employed, and more than half work full-time, making their schedules especially hard-stretched. 

These millions of sandwich generation adults are caring for multiple generations of family members with few or no formal support, leading them to face difficult, if not impossible, decisions and high economic costs.  
 
The price of child care has risen sharply, increasing faster than incomes over the last several decades.  Child care prices increased by 210 percent from 1990 to 2019, while the median family income rose by 143 percent during the same period.  Research suggests that lower-income families experience these cost pressures more than higher-income families, which means that basic goods and services, including child care, cut into family budgets more today than in the past. In turn, only 57 percent of children under six years old have parents who report that there are good options for child care where they live. And the United States is one of the only countries in the world that does not guarantee paid leave – 95 percent of the lowest wage workers, who are predominately women and workers of color, lack any access to paid family and medical leave. Still, the United States invests fewer public dollars in early childhood education and care relative to gross domestic product (GDP) than almost all developed countries – ranking 35th out of 37 countries tracked by OECD.
 
The need for high-quality, accessible, and affordable elder care is also increasing. By 2060, there will be nearly 95 million adults over the age of 65, which is almost twice the number of adults over the age of 65 in 2016.  People age 65 today are estimated to have an almost 70 percent chance of needing some type of long-term care services in their remaining years, and 20 percent will need care for five or more years.
 
Meanwhile, there are not enough care workers to provide the care that is needed, in part because care jobs are often not family-sustaining jobs, making it challenging to recruit and retain a high-skilled workforce. Child care workers are among the most underpaid workers – the average pay is only $24,320 a year and nearly half of child care workers rely on public assistance. With low pay, child care workers turn over frequently – national estimates suggest that 26 to 40 percent of the workforce leave their job each year.  Similarly, home care workers are extremely underpaid and 40 to 60 percent of home care workers turn over each year – high levels of churn even relative to other low-wage jobs. An analysis conducted in 2017 estimates that there will be a national shortage of 151,000 direct care workers by 2030 and 355,000 workers by 2040.
 
Limited access to high-quality care leaves many Americans to fill the gap in professional caregiving by providing unpaid care to their loved ones.  The disproportionate caregiving burden that women bear makes them more likely to reduce working hours, choose lower-paying jobs, or leave the labor force entirely, all of which contribute to the gender wage gap and reduce family economic security.
 
To keep the middle-class in reach for millions of Americans and strengthen our economic security, we need to address our caregiving crisis. President Biden’s Build Back Better plan will lower costs both for families with young children and households with elderly members – and for millions of sandwich generation adults.
 
The President’s Build Back Better plan: 

  • Expands Access to Long-Term Care Services under Medicaid. Families feel the financial impact of caring for aging relatives and family members with disabilities, and there is a financial strain for people with disabilities living independently to ensure that they are getting care in their homes. At the same time, hundreds of thousands of people who need better care are unable to access it, even though they qualify under Medicaid. Aging relatives and people with disabilities deserve high-quality care that meets their unique needs and personal choices. President Biden is calling on Congress to invest billions toward expanding access to quality, affordable home- or community-based services (HCBS).
  • Cuts costs of child care by more than half for most American families.  The President’s plan also enables families to access more convenient, higher quality care where workers receive a better wage and benefits.  It fully covers the cost of high-quality child care for young children for the most hard-pressed working families, and ensures that families earning up to 1.5 times their state’s median income will pay no more than seven percent of their income for high-quality child care for all children under age five.  In addition to reducing the cost of child care and freeing up money for other spending, providing access to affordable, high-quality child care also increases parents’ incomes, as they continue working and earn more over time.
  • Offers universal free preschool to all three- and four-year old children. Only about one-fifth of all preschool aged children are enrolled in a preschool program, and free preschool will help offset the costs of child care that families face or help parents providing unpaid caregiving to go back to work. The President is calling for a national-state partnership that offers preschool to all families in the setting of their choice – whether in a school, Head Start, or child care setting. These investments will especially benefit low-income families and families of color, whose children are less likely to be enrolled in preschool.
  • Lowers Seniors’ Health Care Costs.  The Build Back Better plan would reduce health insurance premiums, saving 9 million people an average of $50 per person per month, and add dental, vision, and hearing coverage to Medicare.  By closing the Medicaid coverage gap for low-income Americans, the President’s plan would help 4 million people gain coverage. President Biden’s plan will lower prescription drug costs for Americans by letting Medicare negotiate drug prices, so consumers are no longer at the whim of pharmaceutical companies.  Lowering these costs will help reduce the burdens families face. Take, for example, a family in Arizona with two parents who together earn $85,000 per year and care for an elderly parent who needs arthritis medicine, which costs $5,500 per year out-of-pocket, and an eye exam to get a new pair of glasses.  Prescription drug reform like that outlined in the Build Back Better plan would cap out-of-pocket costs for the elderly parent’s prescription drugs, saving the family $2,400 per year, while new vision benefits under Medicare would pay for the elderly parent’s eye exam and new glasses and lenses.
  • Creates a National Comprehensive Paid Family and Medical Leave Program.  The program will ensure workers receive partial wage replacement to take time to bond with a new child; care for a seriously ill loved one; deal with a loved one’s military deployment; find safety from sexual assault, stalking, or domestic violence; heal from their own serious illness; or take time to deal with the death of a loved one.  This program guarantees twelve weeks of annual paid parental, family, and personal illness/safe leave, and also ensures workers get three days of bereavement leave per year, by year 10.  The program will provide workers up to $4,000 a month, with a minimum of two-thirds of average weekly wages replaced, rising to 80 percent for the lowest wage workers.  A study of California’s paid leave program, which began in 2004, indicated that paid leave also helped to reduce nursing-home utilization: About one in ten person-years spent in nursing homes were prevented by paid leave, likely because the policy gave workers sufficient flexibility to provide informal care to family members on the side.
  • Boosts compensation of child care and home care workers. The President’s plan would ensure child care and preschool teachers are paid a living wage, one that is comparable to kindergarten teachers if they have similar credentials. The President’s plan to expand HCBS under Medicaid will support well-paying caregiving jobs that include benefits and the ability to collectively bargain. Investment in higher labor standards for care workers improves these jobs and attracts more workers to the care industry.
  • Significantly Expands the Child Tax Credit.  The Build Back Better plan increases the amount of the credit from $2,000 per child to $3,000 per child six-years-old and above, and from $2000 to $3,600 per child for children under six.  It also makes 17-year-olds eligible for the first time, and makes the credit fully refundable on a permanent basis, so that low-income families—the families that need the credit the most—can benefit from the full tax credit.  For a family with two parents who earn a combined $100,000 per year and have two children under six, the Child Tax Credit expansion means the family’s credit would go from $4,000 total to $7,200 total, an additional $3,200 per year in tax relief.  For a family with two parents who earn a combined $24,000 per year and have two children under six, the expansion means even more; they would see roughly $4,400 in additional tax relief because the full credit was not previously available to them.

Provides low- and middle-income families a tax cut based on care expenses.  Families would receive a tax credit for up to half of their expenses related to caring for a child under age 13 or a loved one with disabilities.  This would extend the dramatic expansion of the Child and Dependent Care Tax Credit (CDCTC) enacted in the American Rescue Plan.  With this expanded credit, families earning $125,000 can receive up to a total of $4,000 for one dependent or $8,000 for two or more.  And families earning up to $400,000 would get at least as generous of a credit as they receive today.

Biden to Rally Allies, Partners & Institutions to Address the Major Challenges of Our Time in Speech to UN General Assembly

President Joe Biden arrives on Air Force One at J.F. Kennedy International Airport for his speech at the United Nations General Assembly in which he will rally allies, partners and institutions to deal with the major challenges of our time © Karen Rubin/news-photos-features.com

By Karen Rubin, News & Photo Features, news-photos-features.com

President Joe Biden will use his first speech to the United Nations General Assembly to rally allies, partners and institutions to deal with the major challenges of our time: “COVID-19; climate change; emerging technologies; rules of the road on trade and economics; investments in clean infrastructure; a modern approach to counterterrorism; and vigorous competition with great powers, but not a new Cold War,” said a senior administration official during a press call to preview the President’s speech.

“The speech will drive home the message that ending the war in Afghanistan closed a chapter focused on war and opens a chapter focused on purposeful, effective, intensive American diplomacy defined by working with allies and partners to solve problems that can’t be solved by military force and that require the cooperation of many nations around the world as well as nonstate actors from the private sector and nongovernmental organizations and international institutions,” he said.

These big, hard challenges “will define the scope and shape of prosperity and security for the people of the United States and for people of the world in the years ahead.”

The President “will reinforce the notion that our futures and our fortunes are really interconnected and bound up with one another.  And so, we all have to work together to cooperate in service of solving problems and seizing opportunities that lie before us.”

After arriving at Kennedy International Airport, President Biden was to have his first extended one-on-one meeting with the Secretary-General of the United Nations, António Guterres, to discuss issues including Afghanistan and Yemen, as well as big global challenges like COVID-19 and climate change. 

President Joe Biden is greeted upon his arrival at J.F. Kennedy International Airport by New York State Governor Kathy Hochul, New York City Mayor Bill DeBlasio and his wife Chirlane McCray © Karen Rubin/news-photos-features.com

At the end of the week, the President will host the first-ever in-person Quad Summit, “a gathering of likeminded, democratic partners to tackle these big challenges — COVID, climate, economic investment, technology.”
 
He will hold bilateral meetings with Prime Minister Scott Morrison of Australia in New York on Tuesday, followed by a meeting with Prime Minister Boris Johnson of the United Kingdom in the evening in Washington; Prime Minister Narendra Modi of India on Friday, as well as an engagement with Prime Minister Yoshihide Suga of Japan on Friday in Washington. 
 
On Wednesday, President Biden will host a summit on COVID-19 “to rally the world urgently to work towards ending this pandemic as rapidly as possible and building our systems better to be able to handle the next pandemic. 
 
“He believes that it is high time for the world to come together — and not just national leaders, but he’s placing a heavy emphasis on international institutions, the private sector, nongovernmental organizations — all of the actors who collectively have the capacity to beat COVID-19.  And he is going to call for an all-hands-on-deck effort that can end this pandemic much more rapidly than if we allow for things to unfold without the kind of focused, sustained energy and effort that is required,” the official said.
 
The summit will involve setting bold goals to hit on everything from vaccinations to the supply of lifesaving medications and technologies.  And it will also set out a pattern of high-level meetings through the coming months to ensure that we are holding ourselves and the world accountable to following through on achieving these goals. 
 
The United States will also have a series of announcements about further contributions above and beyond what has already been contributed to ending the pandemic globally.

Earlier in the day, the Biden administration announced it was easing up restrictions on foreign travel into the United States, by opening access to foreign nationals who have been vaccinated and have had a negative COVID-19 test within three days of travel. In addition, airlines will be required to keep information for contact tracing, should that be necessary.  The new, strict protocols will be in place by early November.  

“Critically for our European partners and for the UK, this policy means that we will no longer be implementing the current 212(f) travel policies for individual countries as of early November.  We’ll be moving to a consistent requirement for all international air travelers coming to the United States. 
 
“But we’re very proud of the fact that we’ve been able to develop a protocol that will permit travel by individuals and families and business people from the E.U. and the UK, as well as from Brazil and India and other countries, to the United States with proof of vaccination.”

Responding to a question about the controversy over the United States selling nuclear submarines to Australia – which angered France –and whether this would be a new precedent for the United States to sell nuclear technology, the official said, “This is a unique set of circumstances involving a unique actor — Australia – which is a model nonproliferation citizen in the world, has incredibly high standards, has a history of proving out its commitment to the Nuclear Non-Proliferation Treaty.  It has proven that not just by word but by deed, decade after decade. 

“And so, President Biden felt that with the unique case of Australia and then a unique set of safeguards for this material — the highest possible standards of safeguarding the HEU, stewardship of the HEU, consistent with the International Atomic Energy Agency, with the Nuclear Non-Proliferation Treaty, in consultation with the relevant international bodies — that we will be able to show that this is not a broad precedent that opens the doors but rather a very narrow-use case involving the combination of a unique set of circumstances.”

There is no plan to sell such technology to South Korea or any others.

With respect to President Macron, he said, President Biden plans to discuss the way forward, and reinforce his deep commitment to the U.S. alliance with France – “an alliance that has fostered security, stability, and prosperity around the world for decades.  The President wants to communicate his desire to work closely with France in the Indo-Pacific and globally, and to talk about specific practical measures that we can undertake together. 

“We understand the French position.  We don’t share their view, in terms of how this all developed, but we understand their position.  And we will continue to be engaged in the coming days on this.  And we look forward to the phone call between President Biden and President Macron once its time is fixed on the books.  We think that will be an important moment and opportunity for the two leaders to speak directly with one another.”

He countered an assertion that the Afghanistan evacuation and the unilateral decision with Australia warrant criticism that the U.S. is not engaging with its partners and that it’s moving on its own.

“If you look at the most significant challenges, the highest-priority issues facing the world today, you see the United States has been deeply engaged with allies and partners and with the relevant international institutions. 
 
“The President is hosting a summit on COVID-19 on Wednesday where allies, partners, and even competitors have been invited to talk about how we find a collective way forward. 
 
“The United States and the European Union are holding a ministerial-level meeting of the Trade and Technology Council on September 29th.  This will be an opportunity to talk about how we shape a common way forward on our economy and on emerging technologies, and it’s an unprecedented vehicle to be able to do that. 
 
“So, when you walk through those significant issues — the depth and richness of the engagement with our allies and partners, the work that we have done with the European Union, the work we have done with Asian allies and partners, the deepening of the Quad as a vital part of the institutional framework of Asia — I think the picture is actually quite positive, despite the differences in perspective on Afghanistan and the issues we are dealing with France right now.”

He said that the US and France can find a productive pathway forward, working together on critical security issues. 
 
“So, if you look at the totality of the Biden foreign policy — of the ways in which we have worked on the big issues and done so very much in coordination, consultation, and common action with allies and partners, and then you look at the months ahead and what’s on the docket and the trajectory that we’re setting for ourselves — the President feels very good about the path forward and about how American foreign policy can play a vital role in rallying the world and especially rallying like-minded democracies to solve the great challenges of our time.”

Hosting the leaders of the Quad fundamentally is a demonstration of the priority Biden’s foreign policy is placing of engaging in the Indo-Pacific, including through new multilateral configurations designed to focus on 21st century challenges, including the COVID-19 pandemic, the climate crisis and clean-energy,  partnering on emerging technologies in cyberspace, promoting high-standards infrastructure, and an overarching commitment at the core of the Quad to promoting a free and open Indo-Pacific.

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© 2021 News & Photo Features Syndicate, a division of Workstyles, Inc. All rights reserved. For editorial feature and photo information, go to www.news-photos-features.com, email [email protected]. Blogging at www.dailykos.com/blogs/NewsPhotosFeatures. ‘Like’ us on facebook.com/NewsPhotoFeatures, Tweet @KarenBRubin

DoJ Forms Firearms Trafficking Strike Forces to Crack Down on Sources of Guns Used to Commit Crimes

President Joe Biden, standing with Vice President Kamala Harris and Attorney General Merrick Garland on April 8, 2021, declared, “gun violence in the US is an epidemic.” Since then, he has implemented a number of gun violence prevention initiatives. Today, the Department of Justice announced it will launch five cross-jurisdictional firearms trafficking strike forces within the next 30 days to help reduce violent crime by addressing illegal gun trafficking in significant firearms trafficking corridors. © Karen Rubin/news-photos-features.com

WASHINGTON – Today, the Department of Justice announced it will launch five cross-jurisdictional firearms trafficking strike forces within the next 30 days to help reduce violent crime by addressing illegal gun trafficking in significant firearms trafficking corridors. Tomorrow, the Attorney General will discuss with the President, law enforcement officials, and local and community leaders, this initiative, which, along with other measures, the Department of Justice is undertaking as part of the administration-wide comprehensive strategy to combat the rise in violent crime. 

Gun violence is a major driver in the increase in violent crime over the last 18 months, and today’s action is an important step in stemming the supply of illegally trafficked firearms which are used in deadly shootings and other violent crimes.

“Working with our local partners to tackle violent crime is one of the Justice Department’s most important responsibilities,” said Attorney General Merrick B. Garland. “Today, the department is taking another concrete step to address violent crime and illegal firearms trafficking. Our firearms trafficking strike forces will investigate and disrupt the networks that channel crime guns into our communities with tragic consequences. This effort reflects our shared commitment to keep communities safe.”

The five strike forces will focus on significant firearms trafficking corridors that channel guns into New York, Chicago, Los Angeles, the San Francisco Bay Area and Washington, D.C. They will be led by designated U.S. Attorneys who will coordinate with the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) and with state and local law enforcement partners in places where firearms originate and where they are used to commit crimes. The strike forces will share information and otherwise collaborate across districts where firearms trafficking schemes cross state or jurisdictional boundaries to focus enforcement against entire trafficking networks, from the places where guns are unlawfully obtained to the areas where they are used to commit violent crimes.

At an event today hosted by the Police Executive Research Forum, attended by hundreds of law enforcement professionals from around the country, the Deputy Attorney General spoke about the strike force launch, emphasizing the department’s commitment to working closely with state, local, tribal and territorial law enforcement partners as part of a comprehensive approach to reduce crime and make our communities safer.

Today’s announcement builds on the Justice Department’s broader Violent Crime Reduction Initiative, announced on May 26, 2021, that supports local communities in preventing, investigating and prosecuting gun violence and other violent crime. In guidance to federal agents and prosecutors as part of that comprehensive strategy, the Deputy Attorney General made clear that firearms traffickers that provide weapons to violent offenders are an enforcement priority across the country. 

Biden in Tulsa on Centennial of Race Massacre Stands up for Economic Justice, Voting Rights

On the centennial of the race massacre, President Biden visited Tulsa – the first president to acknowledge this horrific atrocity, this gigantic crack in the mirror of American “Exceptionalism” – and advanced an economic justice agenda, including promoting access to homeownership © Karen Rubin/news-photos-features.com via MSNBC.

In moving remarks, President Joe Biden, only the first sitting president to acknowledge the Tulsa Race Massacre of 100 years ago, tackled systemic, institutional racism and laid out a plan for economic justice including improving access to homeownership (the most significant factor in family wealth), investments in minority-owned small businesses and disadvantaged communities, and said he would act to preserve voting rights. He pointed to the most significant threat against domestic tranquility – White Supremacy and the rise of domestic terrorists – drawing a line from the Tulsa Race Massacre a century ago and today, and tackled the latest assault by right-wingers to whitewash history, rather than take responsibility.

We can’t just choose to learn what we want to know and not what we should know.  We should know the good, the bad, everything.  That’s what great nations do: They come to terms with their dark sides.  And we’re a great nation. The only way to build a common ground is to truly repair and to rebuild”

“Only with truth can come healing and justice and repair.” 

Biden said,And there’s greater recognition that, for too long, we’ve allowed a narrowed, cramped view of the promise of this nation to fester — the view that America is a zero-sum game where there is only one winner.  “If you succeed, I fail.  If you get ahead, I fall behind.  If you get a job, I lose mine.”   And maybe worst of all, “If I hold you down, I lift myself up,” instead of “If you do well, we all do well.”  (Applause.)  We see that in Greenwood.
 
“This story isn’t about the loss of life, but a loss of living, of wealth and prosperity and possibilities that still reverberates today.”

He announced significant policies aimed at redressing generational discrimination:

“Today, we’re announcing two expanded efforts targeted toward Black wealth creation that will also help the entire community.  The first is: My administration has launched an aggressive effort to combat racial discrimination in housing.  That includes everything from redlining to the cruel fact that a home owned by a Black family is too often appraised at a lower value than a similar home owned by a white family…

“I’m going to increase the share of the dollars the federal government spends to small, disadvantaged businesses, including Black and brown small businesses” from 10 percent to 15 percent.

Biden laid out a plan to use infrastructure investments to specifically improve lives in historically disadvantaged communities.

Then the President turned to voting rights, which Congressman john Lewis called “precious,” “almost sacred”… “The most powerful nonviolent tool we have in a democratic society”.

Biden declared, “This sacred right is under assault with an incredible intensity like I’ve never seen.. It’s simply un-American.  It is not, however, sadly, unprecedented,” and vowed to ”today, let me be unequivocal: we’re going to be ramping up our efforts to overcome again.” He said june would be a month of action, called upon voting rights groups to engage in voter registration campaigns and designated Vice President Kamala Harris as the point-person in his administration to get Congress to pass critical voting rights legislation, including the For the People Act and the John Lewis Voting Rights Act. 

But returning to the Tulsa Massacre of 100 years ago, he said that violence resonates again in the rise of White Supremacy, Neo-Nazism, the resurrection of the KKK – the rise of hate crimes and terror against blacks, Asian-Americans, Jews – as was on display in Charlottesville NC that inspired Biden to run for president to “reclaim the soul of the nation.”

“Hate is never defeated; it only hides,” Biden declared. “And given a little bit of oxygen — just a little bit oxygen — by its leaders, it comes out of there from under the rock like it was happening again, as if it never went away. We must not give hate a safe harbor.”

“Terrorism from white supremacy is the most lethal threat to the homeland today.  Not ISIS, not al Qaeda — white supremacists” and promised to soon lay out “a broader strategy to counter domestic terrorism and the violence driven by the most heinous hate crimes and other forms of bigotry.” 
 
Here is a highlighted transcript:

President Joe Biden visits the Greenwood Cultural Center which harbors the history of the Tulsa Race Massacre of June 1, 1921 © Karen Rubin/news-photos-features.com via MSNBC.

I just toured the Hall of Survivors here in Greenwood Cultural Center, and I want to thank the incredible staff for hosting us here.  And — (applause) — I mean that sincerely.  Thank you.
 
In the tour, I met Mother Randle, who’s only 56 [107] years old.  (Laughter.)  God love her.  And Mother Fletcher, who’s 67 [106] years old.  (Laughter.)  And her brother — her brother, Van Ellis, who’s 100 years old.  (Laughter.)  And he looks like he’s 60.  Thank you for spending so much time with me.  I really mean it.  It was a great honor.  A genuine honor.
 
You are the three known remaining survivors of a story seen in the mirror dimly.  But no longer.  Now your story will be known in full view.
 
The events we speak of today took place 100 years ago.  And yet, I’m the first President in 100 years ever to come to Tulsa — (applause) — I say that not as a compliment about me, but to think about it — a hundred years, and the first President to be here during that entire time, and in this place, in this ground, to acknowledge the truth of what took place here.
 
For much too long, the history of what took place here was told in silence, cloaked in darkness.  But just because history is silent, it doesn’t mean that it did not take place.  And while darkness can hide much, it erases nothing.  It erases nothing.  Some injustices are so heinous, so horrific, so grievous they can’t be buried, no matter how hard people try.
 
And so it is here.  Only — only with truth can come healing and justice and repair.  Only with truth, facing it.  But that isn’t enough. 
 
First, we have to see, hear, and give respect to Mother Randle, Mother Fletcher, and Mr. Van Ellis.  (Applause.)  To all those lost so many years ago, to all the descendants of those who suffered, to this community — that’s why we’re here: to shine a light, to make sure America knows the story in full.
 
May 1921: Formerly enslaved Black people and their descendants are here in Tulsa — a boom town of oil and opportunity in a new frontier.
 
On the north side, across the rail tracks that divided the city already segregated by law, they built something of their own, worthy — worthy of their talent and their ambition: Greenwood — a community, a way of life.  Black doctors and lawyers, pastors, teachers; running hospitals, law practices, libraries, churches, schools.
 
Black veterans, like a man I had the privilege to giving a Command Coin to, who fought — volunteered and fought, and came home and still faced such prejudice.  (Applause.)  Veterans had been back a few years helping after winning the first World War, building a new life back home with pride and confidence, who were a mom-and — they were, at the time — mom-and-plack [sic] — mom-and-pop Black diners, grocery stores, barber shops, tailors — the things that make up a community.
 
At the Dreamland Theatre, a young Black couple, holding hands, falling in love.  Friends gathered at music clubs and pool halls; at the Monroe family roller-skating rink.  Visitors staying in hotels, like the Stradford.
 
All around, Black pride shared by the professional class and the working class who lived together, side by side, for blocks on end.
 
Mother Randle was just six years old — six years old — living with her grandmom.  She said she was lucky to have a home and toys, and fortunate to live without fear.
 
Mother Fletcher was seven years old, the second of seven children.  The youngest, being Mr. Van Ellis, was just a few months old.  The children of former sharecroppers, when they went to bed at night in Greenwood, Mother Fletcher says they fell asleep rich in terms of the wealth — not real wealth, but a different wealth — a wealth in culture and community and heritage.  (Applause.) 
 
But one night — one night changed everything.  Everything changed.  While Greenwood was a community to itself, it was not separated from the outside.
 
It wasn’t everyone, but there was enough hate, resentment, and vengeance in the community.  Enough people who believed that America does not belong to everyone and not everyone is created equal — Native Americans, Asian Americans, Hispanic Americans, Black Americans.  A belief enforced by law, by badge, by hood and by noose.  
 
And it speaks to that — lit the fuse.  It lit it by the spark that it provided — a fuse of fury — was an innocent interaction that turned into a terrible, terrible headline allegation of a Black male teenager attacking a white female teenager.
 
A white mob of 1,000 gathered around the courthouse where the Black teenager was being held, ready to do what still occurred: lynch that young man that night.  But 75 Black men, including Black veterans, arrived to stand guard. 
 
Words were exchanged.  Then a scuffle.  Then shots fired.  Hell was unleashed.  Literal hell was unleashed. 
 
Through the night and into the morning, the mob terrorized Greenwood.  Torches and guns.  Shooting at will.  A mob tied a Black man by the waist to the back of their truck with his head banging along the pavement as they drove off.  A murdered Black family draped over the fence of their home outside.  An elderly couple, knelt by their bed, praying to God with their heart and their soul, when they were shot in the back of their heads.
 
Private planes — private planes — dropping explosives — the first and only domestic aerial assault of its kind on an American city here in Tulsa.
 
Eight of Greenwood’s nearly two dozen churches burned, like Mt. Zion — across the street, at Vernon AME.
 
Mother Randle said it was like war.  Mother Fletcher says, all these years later, she still sees Black bodies around.
 
The Greenwood newspaper publisher A.J. Smitherman penned a poem of what he heard and felt that night.  And here’s the poem.  He said, “Kill them, burn them, set the pace… teach them how to keep their place.  Reign of murder, theft, and plunder was the order of the night.”  That’s what he remembered in the poem that he wrote.
 
One hundred years ago at this hour, on this first day of June, smoke darkened the Tulsa sky, rising from 35 blocks of Greenwood that were left in ash and ember, razed and in rubble.
 

Greenwood burning. In 24 hours, 1000 homes and businesses in the “Black Wall Street” community – so named for its prosperity – were burned, hundreds massacred, 10,000 left homeless and marched into internment camps by White Supremacists. “Only with truth can come healing and justice and repair,” President Joe Biden declared  © Karen Rubin/news-photos-features.com via MSNBC.

In less than 24 hours, 1,100 Black homes and businesses were lost.  Insurance companies — they had insurance, many of them — rejected claims of damage.  Ten thousand people were left destitute and homeless, placed in internment camps.
 
As I was told today, they were told, “Don’t you mention you were ever in a camp or we’ll come and get you.”  That’s what survivors told me.
 
Yet no one — no arrests of the mob were made.  None.  No proper accounting of the dead.  The death toll records by local officials said there were 36 people.  That’s all.  Thirty-six people.
 
But based on studies, records, and accounts, the likelihood — the likely number is much more, in the multiple of hundreds. Untold bodies dumped into mass graves.  Families who, at the time, waited for hours and days to know the fate of their loved ones are now descendants who have gone 100 years without closure.
 
But, you know, as we speak, the process — the process of exhuming the unmarked graves has started.  And at this moment, I’d like to pause for a moment of silence for the fathers, the mothers, the sisters, sons, and daughters, friends of God and Greenwood.  They deserve dignity, and they deserve our respect.  May their souls rest in peace.
 
[Pause for a moment of silence.]
 
My fellow Americans, this was not a riot.  This was a massacre — (applause) — among the worst in our history, but not the only one.  And for too long, forgotten by our history.
 
As soon as it happened, there was a clear effort to erase it from our memory — our collective memories — from the news and everyday conversations.  For a long time, schools in Tulsa didn’t even teach it, let alone schools elsewhere.
 
And most people didn’t realize that, a century ago, a second Ku Klux Klan had been founded — the second Ku Klux Klan had been founded.
 
A friend of mine, Jon Meacham — I had written — when I said I was running to restore the soul of America, he wrote a book called “The Soul of America” — not because of what I said.  And there’s a picture about page 160 in his book, showing over 30,000 Ku Klux Klan members in full regalia, Reverend — pointed hats, the robes — marching down Pennsylvania Avenue in Washington, D.C.  Jesse, you know all about this.  Washin- — Washington, D.C.
 
If my memory is correct, there were 37 members of the House of Representatives who were open members of the Klan.  There were five, if I’m not mistaken — it could have been seven; I think it was five — members of the United States Senate — open members of the Klan.  Multiple governors who were open members of the Klan.
 
Most people didn’t realize that, a century ago, the Klan was founded just six years before the horrific destruction here in Tulsa.  And one of the reasons why it was founded was because of guys like me, who were Catholic.  It wasn’t about African Americans, then; it was about making sure that all those Polish and Irish and Italian and Eastern European Catholics who came to the United States after World War One would not pollute Christianity.
 
The flames from those burning crosses torched every region — region of the country.  Millions of white Americans belonged to the Klan, and they weren’t even embarrassed by it; they were proud of it.
 
And that hate became embedded systematically and systemically in our laws and our culture.  We do ourselves no favors by pretending none of this ever happened or that it doesn’t impact us today, because it does still impact us today.
 
We can’t just choose to learn what we want to know and not what we should know.  (Applause.)  We should know the good, the bad, everything.  That’s what great nations do: They come to terms with their dark sides.  And we’re a great nation.
 
The only way to build a common ground is to truly repair and to rebuild.  I come here to help fill the silence, because in silence, wounds deepen.  (Applause.)  And only — as painful as it is, only in remembrance do wounds heal.  We just have to choose to remember.
 
We memorialize what happened here in Tulsa so it can be –so it can’t be erased.  We know here, in this hallowed place, we simply can’t bury pain and trauma forever.
 
And at some point, there will be a reckoning, an inflection point, like we’re facing right now as a nation.
 
What many people hadn’t seen before or ha- — or simply refused to see cannot be ignored any longer.  You see it in so many places. 
 
And there’s greater recognition that, for too long, we’ve allowed a narrowed, cramped view of the promise of this nation to fester — the view that America is a zero-sum game where there is only one winner.  “If you succeed, I fail.  If you get ahead, I fall behind.  If you get a job, I lose mine.”   And maybe worst of all, “If I hold you down, I lift myself up,” instead of “If you do well, we all do well.”  (Applause.)  We see that in Greenwood.
 
This story isn’t about the loss of life, but a loss of living, of wealth and prosterity [prosperity] and possibilities that still reverberates today.
 
Mother Fletcher talks about how she was only able to attend school until the fourth grade and eventually found work in the shipyards, as a domestic worker.
 
Mr. Van Ellis has shared how, even after enlisting and serving in World War Two, he still came home to struggle with a segregated America.
 
Imagine all those hotels and dinners [diners] and mom-and-pop shops that could been — have been passed down this past hundred years.  Imagine what could have been done for Black families in Greenwood: financial security and generational wealth.
 
If you come from backgrounds like my — my family — a working-class, middle-class family — the only way we were ever able to generate any wealth was in equity in our homes.  Imagine what they contributed then and what they could’ve contributed all these years.  Imagine a thriving Greenwood in North Tulsa for the last hundred years, what that would’ve meant for all of Tulsa, including the white community.
 
While the people of Greenwood rebuilt again in the years after the massacre, it didn’t last.  Eventually neighborhoods were redlined on maps, locking Black Tulsa out of homeownerships.  (Applause.)  A highway was built right through the heart of the community.  Lisa, I was talking about our west side — what 95 did to it after we were occupied by the military, after Dr. King was murdered.  The community — cutting off Black families and businesses from jobs and opportunity.  Chronic underinvestment from state and federal governments denied Greenwood even just a chance at rebuilding.  (Applause.)
 
We must find the courage to change the things we know we can change.  That’s what Vice President Harris and I are focused on, along with our entire administration, including our Housing and Urban Development Secretary, Marcia Fudge, who is here today.  (Applause.)
 
Because today, we’re announcing two expanded efforts targeted toward Black wealth creation that will also help the entire community.  The first is: My administration has launched an aggressive effort to combat racial discrimination in housing.  That includes everything from redlining to the cruel fact that a home owned by a Black family is too often appraised at a lower value than a similar home owned by a white family.  (Applause.)
 
And I might add — and I need help if you have an answer to this; I can’t figure this one out, Congressman Horsford.  But if you live in a Black community and there’s another one on the other side of the highway — it’s a white community; it’s the — built by the same builder, and you have a better driving record than they guy with the same car in the white community, you’re — can pay more for your auto insurance. 
 
Shockingly, the percentage of Black American homeownership is lower today in America than when the Fair Housing Act was passed more than 50 years ago.  Lower today.  That’s wrong.  And we’re committing to changing that.
 
Just imagine if instead of denying millions of Americans
the ability to own their own home and build generational wealth, we made it possible for them to buy a home and build equity into that — into that home and provide for their families.
 
Second, small businesses are the engines of our economy and the glue of our communities.  As President, my administration oversees hundreds of billions of dollars in federal contracts for everything from refurbishing decks of aircraft carriers, to installing railings in federal buildings, to professional services.
 
We have a thing called — I won’t go into it all because there’s not enough time now.  But I’m determined to use every taxpayer’s dollar that is assigned to me to spend, going to American companies and American workers to build American products.   And as part of that, I’m going to increase the share of the dollars the federal government spends to small, disadvantaged businesses, including Black and brown small businesses.
 
Right now, it calls for 10 percent; I’m going to move that to 15 percent of every dollar spent will be spent (inaudible).  (Applause.)  I have the authority to do that. 
 
Just imagine if, instead of denying millions of entrepreneurs the ability to access capital and contracting, we made it possible to take their dreams to the marketplace to create jobs and invest in our communities.
 
That — the data shows young Black entrepreneurs are just as capable of succeeding, given the chance, as white entrepreneurs are.  But they don’t have lawyers.  They don’t have — they — they don’t have accountants, but they have great ideas. 
 
Does anyone doubt this whole nation would be better off from the investments those people make?  And I promise you, that’s why I set up the — a national Small Business Administration that’s much broader.  Because they’re going to get those loans.  
 
Instead of consigning millions of American children to under-resourced schools, let’s give each and every child, three and four years old, access to school — not daycare, school.  (Applause.)
 
In the last 10 years, studies have been done by all the great universities.  It shows that, if increased by 56 percent, the possibility of a child — no matter what background they come from; no matter what — if they start school at three years old, they have a 56 percent chance of going all through all 12 years without any trouble and being able to do well, and a chance to learn and grow and thrive in a school and throughout their lives.
 
And let’s unlock more than — an incredible creativity and innovation that will come from the nation’s Historically Black Colleges and Universities.  (Applause.)  I have a $5 billion program giving them the resources to invest in research centers and laboratories and high-demand fields to compete for the good-paying jobs in industries like — of the future, like cybersecurity.
 
The reason why they don’t — their — their students are equally able to learn as well, and get the good-paying job that start at 90- and 100,000 bucks.  But they don’t have — they don’t have the back — they don’t have the money to provide and build those laboratories.  So, guess what?  They’re going to get the money to build those laboratories.  (Applause.) 
 
So, instead of just talking about infrastructure, let’s get about the business of actually rebuilding roads and highways, filling the sidewalks and cracks, installing streetlights and high-speed Internet, creating space — space to live and work and play safely.
 
Let’s ensure access to healthcare, clean water, clean air, nearby grocery stores — stock the fresh vegetables and food that — (applause) — in fact, deal with — I mean, these are all things we can do.
 
Does anyone doubt this whole nation would be better off with these investments?  The rich will be just as well off.  The middle class will do better, and everybody will do better.  It’s about good-paying jobs, financial stability, and being able to build some generational wealth.  It’s about economic growth for our country and outcompeting the rest of the world, which is now outcompeting us.
 

President Joe Biden in Tulsa: I’m going to fight like heck with every tool at my disposal” to pass voting rights legislation © Karen Rubin/news-photos-features.com via MSNBC.

But just as fundamental as any of these investments I’ve discussed — this may be the most fundamental: the right to vote.  (Applause.)  The right to vote.  (Applause.)
 
A lot of the members of the Black Caucus knew John Lewis better than I did, but I knew him.  On his deathbed, like many, I called John, to speak to him.  But all John wanted to do was talk about how I was doing.  He died, I think, about 25 hours later. 

But you know what John said?  He called the right to vote “precious,” “almost sacred.”  He said, “The most powerful nonviolent tool we have in a democratic society”.
 
This sacred right is under assault with an incredible intensity like I’ve never seen — even though I got started as a public defender and a civil rights lawyer — with an intensity and an aggressiveness that we have not seen in a long, long time. 
 
It’s simply un-American.  It is not, however, sadly, unprecedented.  The creed “We Shall Overcome” is a longtime mainstay of the Civil Rights Movement, as Jesse Jackson can tell you better than anybody.
 
The obstacle to progress that have to be overcome are a constant challenge.  We saw it in the ‘60s, but with the current assault, it’s not just an echo of a distant history. 
 
In 2020, we faced a tireless assault on the right to vote: restrictive laws, lawsuits, threats of intimidation, voter purges, and more.  We resolved to overcome it all, and we did.  More Americans voted in the last election than any — in the midst of a pandemic — than any election in American history.  (Applause.) 
 
You got voters registered.  You got voters to the polls.  The rule of law held.  Democracy prevailed.  We overcame. 
 
But today, let me be unequivocal: I’ve been engaged in this work my whole career, and we’re going to be ramping up our efforts to overcome again. 
 
I will have more to say about this at a later date — the truly unprecedented assault on our democracy, an effort to replace nonpartisan election administrators and to intimidate those charged with tallying and reporting the election results. 
 
But today, as for the act of voting itself, I urge voting rights groups in this country to begin to redouble their efforts now to register and educate voters.
  (Applause.) 
 
June should be a month of action on Capitol Hill.  I hear all the folks on TV saying, “Why doesn’t Biden get this done?”  Well, because Biden only has a majority of, effectively, four votes in the House and a tie in the Senate, with two members of the Senate who vote more with my Republican friends. 
 
But we’re not giving up.  Earlier this year, the House of Representatives passed For the People Act to protect our democracy.  The Senate will take it up later this month, and I’m going to fight like heck with every tool at my disposal for its passage.
 
The House is also working on the John Lewis Voting Rights Act, which is — which is critical — (applause) — to providing new legal tools to combat the new assault on the right to vote. 
 
To signify the importance of our efforts, today I’m asking Vice President Harris to help these efforts and lead them, among her many other responsibilities. 
 
With her leadership and your support, we’re going to overcome again, I promise you.  But it’s going to take a hell of a lot of work.
  (Applause.)
 
And finally, we have to — and finally, we must address what remains the stain on the soul of America.  What happened in Greenwood was an act of hate and domestic terrorism with a through line that exists today still. 
 
Just close your eyes and remember what you saw in Charlottesville four years ago on television.  Neo-Nazis, white supremacists, the KKK coming out of those fields at night in Virginia with lighted torches — the veins bulging on their — as they were screaming.  Remember?  Just close your eyes and picture what it was.
 
Well, Mother Fletcher said when she saw the insurrection at the Capitol on January the 9th [6th], it broke her heart — a mob of violent white extremists — thugs.  Said it reminded her what happened here in Greenwood 100 years ago.
 
Look around at the various hate crimes against Asian Americans and Jewish Americans.  Hate that never goes away.  Hate only hides.
 
Jesse, I think I mentioned this to you.  I thought, after you guys pushed through, with Dr. King, the Voting Rights Act and the Civil Rights Act — I thought we moved.  But what I didn’t realize — I thought we had made enormous progress, and I was so proud to be a little part of it. 
 
But you know what, Rev?  I didn’t realize hate is never defeated; it only hides.  It hides.  And given a little bit of oxygen — just a little bit oxygen — by its leaders, it comes out of there from under the rock like it was happening again, as if it never went away. 
 
And so, folks, we can’t — we must not give hate a safe harbor. 
 
As I said in my address to the joint session of Congress: According to the intelligence community, terrorism from white supremacy is the most lethal threat to the homeland today.  Not ISIS, not al Qaeda — white supremacists.  (Applause.)  That’s not me; that’s the intelligence community under both Trump and under my administration. 
 
Two weeks ago, I signed into law the COVID-19 Hate Crimes Act, which the House had passed and the Senate.  My administration will soon lay out our broader strategy to counter domestic terrorism and the violence driven by the most heinous hate crimes and other forms of bigotry. 
 
But I’m going to close where I started.  To Mother Randle, Mother Fletcher, Mr. Van Ellis, to the descendants, and to all survivors: Thank you.  Thank you for giving me the honor of being able to spend some time with you earlier today.  Thank you for your courage.  Thank you for your commitment.  And thank your children, and your grandchildren, and your unc- — and your nieces and your nephews. 
 
To see and learn from you is a gift — a genuine gift.  Dr. John Hope Franklin, one of America’s greatest historians — Tulsa’s proud son, whose father was a Greenwood survivor — said, and I quote, “Whatever you do, it must be done in the spirit of goodwill and mutual respect and even love.  How else can we overcome the past and be worthy of our forebearers and face the future with confidence and with hope?”
 
On this sacred and solemn day, may we find that distinctly Greenwood spirit that defines the American spirit — the spirit that gives me so much confidence and hope for the future; that helps us see, face to face; a spirit that helps us know fully who we are and who we can be as a people and as a nation.
 
I’ve never been more optimistic about the future than I am today.  I mean that.
  And the reason is because of this new generation of young people.  They’re the best educated, they’re the least prejudiced, the most open generation in American history. 
 
And although I have no scientific basis of what I’m about to say, but those of you who are over 50 — how often did you ever see — how often did you ever see advertisements on television with Black and white couples?  Not a joke. 
 
I challenge you — find today, when you turn on the stations — sit on one station for two hours.  And I don’t know how many commercials you’ll see — eight to five — two to three out of five have mixed-race couples in them.  That’s not by accident.  They’re selling soap, man.  (Laughter.)  Not a joke. 
 
Remember ol’ Pat Caddell?  He used to say, “You want to know what’s happening in American culture?  Watch advertising, because they want to sell what they have.” 
 
We have hope in folks like you, honey.  I really mean it.  We have hope.  But we’ve got to give them support.  We have got to give them the backbone to do what we know has to be done.  Because I doubt whether any of you would be here if you didn’t care deeply about this.  You sure in the devil didn’t come to hear me speak.  (Laughter.) 
 
But I really mean it.  I really mean it.  Let’s not give up, man.  Let’s not give up. 
 
As the old saying goes, “Hope springs eternal.”  I know we’ve talked a lot about famous people, but I’m — my colleagues in the Senate used to kid me because I was always quoting Irish poets.  They think I did it because I’m Irish.  They think I did it because we Irish — we have a little chip on our shoulder.  A little bit, sometimes. 
 
That’s not why I did it; I did it because they’re the best poets in the world.  (Laughter.)  You can smile, it’s okay.  It’s true. 
 
There was a famous poet who wrote a poem called “The Cure at Troy” — Seamus Heaney.  And there is a stanza in it that I think is the definition of what I think should be our call today for young people. 
 
It said, “History teaches us not to hope on this side of the grave, but then, once in a lifetime, the longed-for tidal wave of justice rises up, and hope and history rhyme.” 
 
Let’s make it rhyme.  Thank you.

See also:

Biden Uses Occasion of Tulsa Massacre Centennial to Advance Economic Justice Agenda

President Biden Signs Executive Order Charting New Course to Improve Nation’s Cybersecurity, Protect Government Networks

Just days after Colonial Pipeline, which supplies 45 percent of the gasoline to the Eastern Seaboard, was hit by a ransomware attack which the FBI believes was perpetrated by DarkSide, a relatively new criminal group based in Eastern Europe exposed the vulnerability of key U.S. infrastructure, President Biden signed an Executive Order to improve the nation’s cybersecurity and protect federal government networks. © Karen Rubin/news-photos-features.com via MSNBC.

Today, just days after Colonial Pipeline, which supplies 45 percent of the gasoline to the Eastern Seaboard, was hit by a ransomware attack which the FBI believes was perpetrated by DarkSide, a relatively new criminal group based in Eastern Europe exposed the vulnerability of key U.S. infrastructure, President Biden signed an Executive Order to improve the nation’s cybersecurity and protect federal government networks.

The White House supplied this fact sheet about the actions taken under the Executive Order:

Recent cybersecurity incidents such as SolarWinds, Microsoft Exchange, and the Colonial Pipeline incident are a sobering reminder that U.S. public and private sector entities increasingly face sophisticated malicious cyber activity from both nation-state actors and cyber criminals. These incidents share commonalities, including insufficient cybersecurity defenses that leave public and private sector entities more vulnerable to incidents. 

This Executive Order makes a significant contribution toward modernizing cybersecurity defenses by protecting federal networks, improving information-sharing between the U.S. government and the private sector on cyber issues, and strengthening the United States’ ability to respond to incidents when they occur.  It is the first of many ambitious steps the Administration is taking to modernize national cyber defenses.  However, the Colonial Pipeline incident is a reminder that federal action alone is not enough. Much of our domestic critical infrastructure is owned and operated by the private sector, and those private sector companies make their own determination regarding cybersecurity investments. We encourage private sector companies to follow the Federal government’s lead and take ambitious measures to augment and align cybersecurity investments with the goal of minimizing future incidents.

Specifically, the Executive Order the President is signing today will:

Remove Barriers to Threat Information Sharing Between Government and the Private Sector. The Executive Order ensures that IT Service Providers are able to share information with the government and requires them to share certain breach information. IT providers are often hesitant or unable to voluntarily share information about a compromise.  Sometimes this can be due to contractual obligations; in other cases, providers simply may be hesitant to share information about their own security breaches. Removing any contractual barriers and requiring providers to share breach information that could impact Government networks is necessary to enable more effective defenses of Federal departments, and to improve the Nation’s cybersecurity as a whole.

Modernize and Implement Stronger Cybersecurity Standards in the Federal Government. The Executive Order helps move the Federal government to secure cloud services and a zero-trust architecture, and mandates deployment of multifactor authentication and encryption with a specific time period. Outdated security models and unencrypted data have led to compromises of systems in the public and private sectors. The Federal government must lead the way and increase its adoption of security best practices, including by employing a zero-trust security model, accelerating movement to secure cloud services, and consistently deploying foundational security tools such as multifactor authentication and encryption.

Improve Software Supply Chain Security. The Executive Order will improve the security of software by establishing baseline security standards for development of software sold to the government, including requiring developers to maintain greater visibility into their software and making security data publicly available. It stands up a concurrent public-private process to develop new and innovative approaches to secure software development and uses the power of Federal procurement to incentivize the market. Finally, it creates a pilot program to create an “energy star” type of label so the government – and the public at large – can quickly determine whether software was developed securely. Too much of our software, including critical software, is shipped with significant vulnerabilities that our adversaries exploit. This is a long-standing, well-known problem, but for too long we have kicked the can down the road. We need to use the purchasing power of the Federal Government to drive the market to build security into all software from the ground up.

Establish a Cybersecurity Safety Review Board. The Executive Order establishes a Cybersecurity Safety Review Board, co-chaired by government and private sector leads, that may convene following a significant cyber incident to analyze what happened and make concrete recommendations for improving cybersecurity. Too often organizations repeat the mistakes of the past and do not learn lessons from significant cyber incidents. When something goes wrong, the Administration and private sector need to ask the hard questions and make the necessary improvements. This board is modeled after the National Transportation Safety Board, which is used after airplane crashes and other incidents.

Create a Standard Playbook for Responding to Cyber Incidents. The Executive Order creates a standardized playbook and set of definitions for cyber incident response by federal departments and agencies. Organizations cannot wait until they are compromised to figure out how to respond to an attack. Recent incidents have shown that within the government the maturity level of response plans vary widely. The playbook will ensure all Federal agencies meet a certain threshold and are prepared to take uniform steps to identify and mitigate a threat.  The playbook will also provide the private sector with a template for its response efforts.

Improve Detection of Cybersecurity Incidents on Federal Government Networks. The Executive Order improves the ability to detect malicious cyber activity on federal networks by enabling a government-wide endpoint detection and response system and improved information sharing within the Federal government. Slow and inconsistent deployment of foundational cybersecurity tools and practices leaves an organization exposed to adversaries. The Federal government should lead in cybersecurity, and strong, Government-wide Endpoint Detection and Response (EDR) deployment coupled with robust intra-governmental information sharing are essential.

Improve Investigative and Remediation Capabilities. The Executive Order creates cybersecurity event log requirements for federal departments and agencies. Poor logging hampers an organization’s ability to detect intrusions, mitigate those in progress, and determine the extent of an incident after the fact.  Robust and consistent logging practices will solve much of this problem.

Biden Bolsters Efforts to Help Americans Return to Work

President Biden announces additional steps to help Americans return to work, saying, “We need to stay focused on creating jobs and beating this pandemic today, and building back better for tomorrow.  The American Rescue Plan is just that: a rescue plan.  It’s to get us out of the crisis and back on the track, but it’s not nearly enough.  That’s why we need the American Jobs Plan, which is an eight-year investment — an eight-year investment strategy to make sure working people of this country get to share in the benefits of a rising economy, and to put us in a position to win the competition with China and the rest of the world for the 21st century.” © Karen Rubin/news-photos-features.com via msnbc.

Over the first three full months of the Biden-Harris Administration, the economy added more than 1.5 million jobs, or more than 500,000 jobs per month on average. That compares to an average of 60,000 jobs per month in the three previous months. These three months have seen the strongest first three months of job growth of any administration.

Despite this progress, there’s more work to do to climb out of the economic crisis brought on by the pandemic. The Biden-Harris Administration is acting aggressively to ensure that the millions of Americans who remain unemployed, through no fault of their own, can find safe, good-paying work as quickly as possible. That’s why the President is announcing today that the Administration will take steps to remove barriers that are preventing Americans from returning safely to good-paying work and take steps to make it easier for employers to hire new workers.

And, the President and the Administration will reaffirm the basic rules of the unemployment insurance (UI) program. Anyone receiving UI who is offered a suitable job must take it or lose their UI benefits. A core purpose of the UI program is helping workers get back to work, and UI provides laid-off workers with temporary assistance to help pay bills and relieve hardship. By reaffirming these rules and purposes, the Administration will ensure that the UI program continues to support workers and facilitate hiring.

“Let’s be clear,” President Joe Biden stated, “our economic plan is working.  I never said — and no serious analyst ever suggested — that climbing out of the deep, deep hole our economy was in would be simple, easy, immediate, or perfectly steady.  Remember, 22 million Americans lost their jobs in this pandemic. 
 
“So, some months will exceed expectations; others will fall short.  The question is, ‘What is the trendline?  Are we headed in the right direction?  Are we taking the right steps to keep it going?’ And the answer, clearly, is yes…

“Twenty-two million people lost their jobs in this pandemic through no fault of their own.  They lost their jobs to a virus, and to a government that bungled its response to the crisis and failed to protect them. 
 
“We still have 8 million fewer jobs than we did when the pandemic started.  And for many of those folks, unemployment benefits are a lifeline.  No one should be allowed to game the system and we’ll insist the law is followed, but let’s not take our eye off the ball…

“So we need to stay focused on creating jobs and beating this pandemic today, and building back better for tomorrow.  The American Rescue Plan is just that: a rescue plan.  It’s to get us out of the crisis and back on the track, but it’s not nearly enough. 
 
“That’s why we need the American Jobs Plan, which is an eight-year investment — an eight-year investment strategy to make sure working people of this country get to share in the benefits of a rising economy, and to put us in a position to win the competition with China and the rest of the world for the 21st century.” 
 
Specifically, today the President is:

REMOVING BARRIERS THAT ARE KEEPING AMERICANS FROM RETURNING SAFELY TO GOOD-PAYING WORK

Accelerating the Provision of Assistance to Hard-Hit Child Care Providers to Get More Parents Back to Work

Between February 2020 and March 2021, 520,000 mothers and 170,000 fathers between ages 20 and 54 left the labor force and have not returned. Many need or want to work but cannot because of child care disruptions. At the same time, early childhood and child care providers – nearly all small businesses, overwhelmingly owned by women and disproportionately owned by people of color – have been hit hard by the pandemic. According to one survey, as of December, about one in four child care providers open at the start of the pandemic were closed, hindering access to care, especially for families of color. Child care providers that have stayed open have gone to enormous lengths to do so and are struggling to stay open: two in five providers report taking on debt for their programs using personal credit cards to pay for increased costs and three in five work in programs that have reduced expenses through layoffs, furloughs, or pay cuts. And, there are 150,000 fewer child care jobs today than there were at the beginning of the pandemic.

The American Rescue Plan provides funding to address the child care crisis caused by COVID-19 to help parents who need or want to work to return to their jobs. This includes funding to stabilize the child care industry so that parents can send their children to safe, healthy, stable child care environments and additional funding to help families access affordable, high-quality care, including by providing subsidized care to more than 800,000 families with the greatest need and by providing resources for hard-hit child care providers.

Today, the Department of Health and Human Services is releasing guidance to states, tribes, and territories so that states can start getting the child care stabilization funding to providers immediately. The guidance will encourage states to get funding out quickly and to make it as easy as possible for hundreds of thousands of child care providers, including centers and family-based providers, to receive the funding. It will also encourage states to allow the funds to be used broadly to meet the unique needs of providers so they can reopen or maintain essential services. It will explain, for example, how they can use the funds to bolster their workforce, cover expenses like rent and utilities, and pay for goods and services needed to stay open or reopen. And, it will provide guidance on ways providers can use funds to help them operate according to CDC guidelines, so that as parents return to work, they can have peace of mind their children are in a safe and healthy learning environment. In all, these funds will support child care providers in keeping their doors open, benefiting the parents of more than 5 million children who rely on them to stay in or return to the labor force.

And, thanks to the historic expansion of the Child and Dependent Care Tax Credit (CDCTC) in the American Rescue Plan, families can rest assured that they can receive up to half of their child care expenses this year when they file taxes for 2021. A median income family with two kids under age 13 will receive a tax credit of up to $8,000 towards this year’s expenses, compared with a maximum of $1,200 previously.

Directing the Secretary of Labor to Safely Expand States’ Reemployment Services and Workforce Development Boards’ Jobs Counseling for Unemployment Beneficiaries.

States receive federal funding for Reemployment Services and Eligibility Assessments (RESEA) of UI beneficiaries to help them find employment while ensuring they remain eligible for benefits. These services shorten workers’ time on unemployment benefits by helping them match with good jobs and confirm their eligibility for benefits. States significantly and appropriately slowed in-person RESEA meetings in the midst of historic unemployment and the COVID-19 pandemic. With the economy and jobs growing again, the President will direct the Secretary of Labor to issue guidance to states to quickly and safely – consistent with CDC and OSHA guidance – expand their RESEA programs so that more UI beneficiaries can return to work. 

Similarly, the public workforce system’s Workforce Development Boards (WDB) collectively receive hundreds of millions of dollars they can use to provide individualized career counseling, called “individual career services,” to job seekers. However, because of the pandemic’s risks, many WDBs stopped providing in-person services and had to quickly transition to remote services. Now that tens of millions of Americans have been vaccinated, and we know how to operate physical locations safely, the President will direct the Secretary of Labor to work with the public workforce system to provide the maximum level possible of individual career services to UI beneficiaries and other unemployed workers using existing resources, and in a manner consistent with CDC and OSHA guidance.

MAKING IT EASIER FOR EMPLOYERS TO HIRE NEW WORKERS

Supporting Hard-Hit Restaurants and Bars
 
Restaurants, bars, and other small businesses offering on-site food and beverages are vital to our communities and economy. From big cities to small towns, these restaurants and bars offer communities a place to gather, celebrate, and share ideas. They also employed nearly 12 percent of all workers prior to the pandemic. Despite their importance, restaurants and bars have suffered severely during the pandemic. The leisure and hospitality sector, which includes restaurants and bars, had 17 percent fewer jobs this April than in February 2020.
 
Though we have seen significant progress under the Biden-Harris Administration – leisure and hospitality added 331,000 jobs in April, by far the most of any industry and more than it added in March – there is still more work to do to help this critical sector recover. Established through the American Rescue Plan, the Biden-Harris Administration recently launched the Restaurant Revitalization Fund (RRF) – a program to aid restaurants, bars, food trucks, and other food and drink establishments. These grants will give restaurants and bars the flexibility to hire back workers at good wages. In the first two days of the program, 186,200 restaurants, bars, and other eligible businesses in all 50 states, Washington, D.C., and five U.S. Territories applied for relief.
 
Today, the Administration is sending the first grants under the program to 16,000 hard-hit restaurants. These include restaurants in states and territories throughout the country, and restaurants owned and controlled by women, veterans, and socially and economically disadvantaged individuals.
 
Providing States and Localities with the Resources They Need to Help Return Americans to Work

The American Rescue Plan delivered flexible Coronavirus State and Local Fiscal Recovery Funds that will help state and local governments hire back public sector workers; ramp up the effectiveness of their COVID response and vaccination programs to make return to work, school, and care safer; and bolster efforts to help workers negatively affected by the pandemic to train for and secure good-paying jobs. With today’s announcement, the U.S. Department of Treasury is making the first segment of these funds available to states and localities and laying out how these funds can be used to address pandemic-response needs and support the communities and populations hardest-hit by the COVID-19 crisis.

State and local employment remains 1.3 million jobs down since before the pandemic.  Learning from the mistakes of the Great Recession, when state and local government budget cuts were a drag on GDP growth for 23 of the 26 quarters following the crisis, the funds will provide these governments with the resources needed to help address challenges in returning Americans to work. This includes in the public sector, where state and local employment remains down over one million jobs since the start of the pandemic. Fiscal Recovery Funds will help bring firefighters, teachers, school staff, cops, and other public servants back to work.

Helping Employers – Especially Small Businesses – Rehire and Retain Workers Through the Extended and Expanded Employee Retention Credit
 
To help hard-hit employers rehire and retain workers, President Biden extended and expanded the Employee Retention Credit (ERC) in the American Rescue Plan. This year, the ERC offers eligible employers with 500 or fewer employees a tax credit of 70 percent of the first $10,000 in wages per employee per quarter. In other words, this refundable, advanceable credit will cover up to $7,000 in wages per quarter or $28,000 per year for each employee. For example:

  • A small independent retailer in Milwaukee, Wisconsin with 25 employees has $130,000 in payroll expenses per quarter (all for employees earning less than $10,000 in the quarter), and experiences a 25 percent decline in gross receipts in the first quarter of 2021 compared to the first quarter of 2019. The retailer is eligible for the Employee Retention Credit in the first quarter since it experienced a greater than 20 percent decline in gross receipts. The retailer is also eligible for the ERC in the second quarter because of the decline as compared to 2019 in the immediately preceding first quarter.  The retailer can claim a tax credit of $91,000 in both the first and second quarters (for a total of $182,000).  The amount of the tax credit would be applied against the retailer’s quarterly federal payroll tax amount, and then, assuming that the $91,000 was in excess of the total liability for the quarter, the excess would be advanced (or paid by the government directly to the retailer).  If the retailer experienced declines in gross receipts in the third quarter as compared to 2019, it could claim an additional tax credit (in a similar amount) for the third quarter and the fourth quarter. The small retail business could use this advance – which could amount to tens of thousands of dollars – to rehire workers, raise wages, improve facilities, and purchase new inventory.

While more than 30,000 small businesses have already claimed more than $1 billion in ERCs this year, the Biden-Harris Administration is working to increase awareness of and participation in this beneficial program. Specifically, this week, the Treasury Department will disseminate clear and concise steps on how businesses can determine their eligibility and claim the ERC. These and other efforts will help businesses bring employees back sooner and keep them on the job as the economy recovers.
 
Helping Employers Ramp Back Up
 
As businesses ramp back up without knowing how many workers they will need to operate as the economy recovers, some will look to bring workers on part-time. The UI system offers options for these employers and their returning workers.  Workers shouldn’t have to choose between losing their full UI benefits to take part-time work that represents only a portion of their original salary. The Department of Labor will announce this week how unemployed workers who are rehired part-time don’t have to face that choice.  They can work part-time while still receiving part of their UI benefits so they can work and still make ends meet.

There are two programs that can help and the Department of Labor this week will help highlight them:

  • Short-Time Compensation: Short-time compensation was designed to help prevent layoffs by allowing workers to remain employed at reduced hours and still collect a portion of their UI benefits. But it can also be used to help employers rehire their already laid off workers. If an employer brings a laid-off employee back part-time and participates in the short-time compensation program, that worker will receive pro-rated UI benefits to help cover reduced compensation for not working full time, as well as the $300 weekly supplement until that supplement expires September 6th. 

    The Biden-Harris Administration will highlight this program to help employers rehire their laid-off employees in the coming weeks and work to make it as easy as possible for employers and workers to participate. Short-time compensation programs are currently available in . These benefits are fully federally funded through September 6 for those states.
     
  • Partial UI: Another overlooked option for helping employers ramp up is the partial UI program, which allows workers to return to work at a new employer at reduced hours while still receiving some unemployment benefits. This is a good option for workers who may not qualify for short-time compensation because they are not returning to their previous employer. States can enhance the capacity of partial UI by raising the income threshold where workers can both work and receive some UI benefits, and the Department of Labor will be encouraging states to do so.


CLARIFYING RULES OF THE UI PROGRAM

This week, the Department of Labor will reaffirm longstanding UI requirements to make sure everyone, including states, employers, and workers, understands the rules of the road for UI benefits. These clarifications will also help ease a return to work. Specifically, the Secretary of Labor will issue a letter to states to reaffirm that individuals receiving UI may not continue to receive benefits if they turn down a suitable job due to a general, non-specific concern about COVID-19.  In addition, the President is directing the Secretary of Labor to work with states to reinstate work search requirements for UI recipients, if health and safety conditions allow.

  • Clarifying Rules of UI Programs: The Department of Labor will clarify that, under all UI programs including the Pandemic Unemployment Assistance (PUA) program put in place last year, workers may not turn down a job due to a general, non-specific concern about COVID-19 and continue to receive benefits. Under the PUA program, a worker may receive benefits if the worker certifies weekly that one of the few specific COVID-related reasons specified by Congress is the cause of their unemployment. These reasons include, for example, that the worker has a child at home who cannot go to school because of the pandemic or that the worker is offered a job at a worksite that is out of compliance with federal or state health requirements. Moreover, workers may not misreport a COVID-related reason for unemployment.  The President is directing the Department of Labor to take concrete steps to raise awareness about these and other requirements.
     
  • Directing the Secretary of Labor to Work with States on Work Search Requirements: The President is directing the Secretary of Labor to work with states to reinstate work search requirements for UI recipients, if health and safety conditions allow.  As part of the Families First Coronavirus Response Act signed into law last year by the previous Administration, states receiving certain federal relief funds were required to waive their requirements that workers search for work in order to continue receiving unemployment benefits. While 29 states have already reinstated their work search requirements, the President is directing the Department of Labor to work with the remaining states, as health and safety conditions allow, to put in place appropriate work search requirements as the economy continues to rebound, vaccinations increase, and the pandemic is brought under control.

A core purpose of the UI program is helping workers get back to work. UI keeps workers connected to the labor market during spells of unemployment by providing workers with income that allows them to look for a job match commensurate with their skills or prior wages. UI recipients also gain access to crucial reemployment services to help with job search or retraining where necessary. Ensuring a good job match is good for workers, as well as employers who want the best candidates for their jobs.

Returning to work during a pandemic is more complicated than searching for work in ordinary times. The COVID-19 pandemic remains a genuine challenge for our country, with infections, hospitalizations, and deaths down substantially when compared with last year, but still at unacceptably high levels. While vaccinations are on the rise with over half of American adults having received at least one shot, around a quarter of those aged 18 to 29 and around a third of those aged 30 to 39 are fully vaccinated. There is a great deal more to do.

At the same time, our economy is growing again at an annual rate of more than 6% and more than 1.5 million jobs have been created over the last three months. Many more workers would like to return to work if they can overcome the barriers that stand in the way. We can and will continue to ensure workers and their families are protected from COVID-19, while also helping those who are able and available to search for good jobs in safe and healthy workplaces.

‘Key to Getting Funds Into Hands of Providers’

Katie Hamm, acting deputy assistant secretary for Early Childhood Development at HHS’ Administration for Children and Families, stated,  “Today, the Administration for Children and Families (ACF) released guidance to support states, territories, and tribes in distributing $24 billion in relief funds for child care providers. The guidance explains specific requirements related to the child care stabilization funds and identifies opportunities for states, territories, and tribes to leverage these resources to support a wide range of child care providers.

“The guidance is key to getting funds into the hands of providers that employ essential workers and help make child care accessible to working families. These funds essentially help stabilize the industry and spur economic growth in communities hit hardest by the pandemic. Most of these funds will go to providers and can be used for a variety of operating expenses, including wages and benefits, rent and utilities, personal protective equipment and sanitization and cleaning.

“This guidance lays out a roadmap for stabilizing the child care sector.  The document is meant to support and guide child care agencies in awarding grants to child care centers and family child care providers, which are vital to our nation’s economic recovery.”

White House Releases State-by-State Fact Sheets to Highlight Need and Benefit of American Families Plan in Each State

The White House released fact sheets that highlight the need for and impact of the investments proposed by President Biden in the American Families Plan in states and territories across the country. The lack of affordable, accessible, quality day care has kept millions of women from returning to the workforce, while the availability of two extra years of public school contributes to higher graduation rates and 20 percent higher annual incomes over a lifetime © Karen Rubin/news-photos-features.com

The White House released fact sheets that highlight the need for and impact of the investments proposed by President Biden in the American Families Plan in states and territories across the country. The American Families Plan is a once-in-a-generation investment in the foundations of middle-class prosperity: education, health care, and child care.
 
The fact sheets highlight how many families would benefit from free community college and universal pre-K, the high costs of child care, the number of workers who lack access to paid family leave, and the thousands of dollars families and workers would save in tax cuts and credits.

Individual fact sheets for each of the 50 states, the District of Columbia, Puerto Rico, and other territories are linked below.

These fact sheets are the latest in a series from the White House highlighting the benefits of the American Families Plan for communities, in addition to a series of fact sheets on the American Jobs Plan. Fact sheets on how the American Families Plan advances racial equity and supports rural America have been released in recent weeks.

Fact Sheets by State/Territory:
Alaska
Alabama
American Samoa
Arkansas
Arizona
California
Colorado
Connecticut
District of Columbia
Delaware
Florida
Georgia
Guam
Hawaii
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Massachusetts
Maryland
Maine
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
North Dakota
Northern Marina Islands
Nebraska
New Hampshire
New Jersey
New Mexico
Nevada
New York
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Virgin Islands
Washington
Wisconsin
West Virginia
Wyoming
 
Fact Sheets by Issue:
 
Racial Equity
Rural Communities

President Biden Tells Nation ‘We have stared into the abyss of insurrection and autocracy, pandemic and pain, and “We the People” did not flinch’

President Biden, putting the Reagan canard to pasture, tells nation in his State of the Union Address: “It’s time to remember that ‘We the People’ are the government — you and I.  Not some force in a distant capital.  Not some powerful force that we have no control over.  It’s us.  It’s ‘We the People’… ‘We have stared into the abyss of insurrection and autocracy, pandemic and pain, and ‘We the People’ did not flinch.” © Karen Rubin/news-photos-features.com via msnbc

Here is a highlighted transcript of President Joe Biden’s speech to a joint session of Congress, April 28, 2021:

9:06 P.M. EDT
 
THE PRESIDENT:  Thank you.  (Applause.)  Thank you.  Thank you.  Good to be back.  And Mitch and Chuck will understand it’s good to be almost home, down the hall.  Anyway, thank you all.
 
Madam Speaker, Madam Vice President — (applause) — no President has ever said those words from this podium.  No President has ever said those words, and it’s about time.  (Applause.)
 
First Lady — (applause) — I’m her husband; Second Gentleman; Chief Justice; members of the United States Congress and the Cabinet; distinguished guests; my fellow Americans: While the setting tonight is familiar, this gathering is just a little bit different — a reminder of the extraordinary times we’re in.
 
Throughout our history, Presidents have come to this chamber to speak to Congress, to the nation, and to the world to declare war, to celebrate peace, to announce new plans and possibilities.
 
Tonight, I come to talk about crisis and opportunity, about rebuilding the nation, revitalizing our democracy, and winning the future for America.
 
I stand here tonight, one day shy of the 100th day
of my administration — 100 days since I took the oath of office and lifted my hand off our family Bible and inherited a nation — we all did — that was in crisis.
 
The worst pandemic in a century.  The worst economic crisis since the Great Depression.  The worst attack on our democracy since the Civil War.
 
Now, after just 100 days, I can report to the nation: America is on the move again — (applause) — turning peril into possibility, crisis to opportunity, setbacks into strength.
 
We all know life can knock us down.  But in America, we never, ever, ever stay down.  Americans always get up.  Today, that’s what we’re doing: America is rising anew, choosing hope over fear, truth over lies, and light over darkness.
 
After 100 days of rescue and renewal, America is ready for takeoff, in my view.  We’re working again, dreaming again, discovering again, and leading the world again.
 
We have shown each other and the world that there’s no quit in America — none.
 
One hundred days ago, America’s house was on fire.  We had to act.  And thanks to the extraordinary leadership of Speaker Pelosi; Majority Leader Schumer; and the overwhelming support of the American people — Democrats, independents, and Republicans — we did act.
 
Together we passed the American Rescue Plan — one of the most consequential rescue packages in American history.  We’re already seeing the results.  (Applause.)   We’re already seeing the results. 
 
After I promised we’d get 100 million COVID-19 vaccine shots into people’s arms in 100 days, we will have provided over 220 million COVID shots in those 100 days.  (Applause.)
 
Thanks to all the help of all of you, we’re marshalling — with your help, everyone’s help — we’re marshalling every federal resource.  We’ve gotten vaccines to nearly 40,000 pharmacies and over 700 Community Health Centers where the poorest of the poor can be reached.  We’re setting up community vaccination sites, developing mobile units to get to hard-to-reach communities.
 
Today, 90 percent of Americans now live within five miles of a vaccination site.  Everyone over the age of 16 – everyone is now eligible to get vaccinated right now, right away.  (Applause.)  Go get vaccinated, America.  Go and get the vaccination.  They’re available.  You’re eligible now.
 
When I was sworn in on January 20th, less than 1 percent of the seniors in America were fully vaccinated against COVID-19.  One hundred days later, 70 percent of seniors in America over 65 are protected — fully protected.  
 
Senior deaths from COVID-19 are down 80 percent since January — down 80 percent because of all of you.  And more than half of all the adults in America have gotten at least one shot.
 
At a mass vaccination center in Glendale, Arizona, I asked a nurse — I said, “What’s it like?”  She looked at me and she said, “It’s like every shot is giving a dose of hope” — was the phrase.  “A dose of hope.”
 
A dose of hope for an educator in Florida who has a child suffering from an autoimmune disease — wrote to me, said she’s worried — that she was worrying about bringing the virus home.  She said she then got vaccinated at a — at a large site, in her car.  She said she sat in her car, when she got vaccinated, and just cried — cried out of joy and cried out of relief.
 
Parents see the smiles on their kids’ faces, for those who are able to go back to school because the teachers and school bus drivers and cafeteria workers have been vaccinated.
 
Grandparents hugging their children and grandchildren instead of pressing hands against a window to say goodbye.
 
It means everything.  Those things mean everything.
 
You know, there’s still — you all know it; you know it better than any group of Americans — there’s still more work to do to beat this virus.  We can’t let our guard down.
 
But tonight I can say it: Because of you, the American people, our progress these past 100 days against one of the worst pandemics in history has been one of the greatest logistical achievements — logistical achievements this country has ever seen.
 
What else have we done in those first 100 days?
 
We kept our commitment — Democrats and Republicans — of sending $1,400 rescue checks to 85 percent of American households.  We’ve already sent more than one — 160 million checks out the door.  It’s making the difference.  You all know it when you go home.  For many people, it’s making all the difference in the world.
 
A single mom in Texas who wrote to me, she said she couldn’t work, but she said the relief check put food on the table and saved her and her son from eviction from their apartment.
 
A grandmother in Virginia who told me she immediately took her granddaughter to the eye doctor — something she said she put off for months because she didn’t have the money. 
 
One of the defining images, at least from my perspective, of this crisis has been cars lined up — cars lined up for miles.  And not — not people who just barely ever start those cars — nice cars lined up for miles, waiting for a box of food to be put in their trunk.
 
I don’t know about you, but I didn’t ever think I’d see that in America.  And all of this is through no fault of their own.  No fault of their own these people are in this position.
 
That’s why the Rescue Plan is delivering food and nutrition assistance to millions of Americans facing hunger, and hunger is down sharply already. 
 
We’re also providing rental assistance — you all know this, but the American people, I want to make sure they understand — keeping people from being evicted from their homes, providing loans to small businesses to reopen and keep their employees on the job.
 
During these 100 days, an additional 800,000 Americans enrolled in the Affordable Care Act when I established the special sign-up period to do that — 800,000 in that period.
 
We’re making one of the largest one-time ever investments — ever — in improving healthcare for veterans.  Critical investments to address the opioid crisis.  And, maybe most importantly, thanks to the American Rescue Plan, we’re on track to cut child poverty in America in half this year.  (Applause.)
 
      [Notably, the Republicans kept their seats and silence.]

And in the process, while this was all going on, the economy created more than 1,300,000 new jobs in 100 days — more jobs in the first — (applause) — more jobs in the first 100 days than any President on record.
 
The International Monetary Fund — (applause) — the International Monetary Fund is now estimating our economy will grow at a rate of more than 6 percent this year.  That will be the fastest pace of economic growth in this country in nearly four decades.
 
America is moving — moving forward — but we can’t stop now.  We’re in competition with China and other countries to win the 21st Century.  We’re at a great inflection point in history.
 
We have to do more than just build back better — I mean “build back.”  We have to build back better.  We have to compete more strenuously than we have.
 
Throughout our history, if you think about it, public investment and infrastructure has literally transformed America — our attitudes, as well as our opportunities.
 
The transcontinental railroad, the interstate highways united two oceans and brought a totally new age of progress to the United States of America.
 
Universal public schools and college aid
opened wide the doors of opportunity.
 
Scientific breakthroughs took us to the Moon — now we’re on Mars; discovering vaccines; gave us the Internet and so much more.
 
These are the investments we made together as one country, and investments that only the government was in a position to make.  Time and again, they propel us into the future.
 
That’s why I proposed the American Jobs Plan — a once-in-a-generation investment in America itself.  This is the largest jobs plan since World War Two.
 
It creates jobs to upgrade our transportation infrastructure; jobs modernizing our roads, bridges, highways; jobs building ports and airports, rail corridors, transit lines. 
 
It’s clean water.  And, today, up to 10 million homes in America and more than 400,000 schools and childcare centers have pipes with lead in them, including in drinking water — a clear and present danger to our children’s health.
 
The American Jobs Plan creates jobs replacing 100 percent of the nation’s lead pipes and service lines so every American can drink clean water.  (Applause.)
 
And in the process, it will create thousands and thousands of good-paying jobs.  It creates jobs connecting every American with high-speed Internet, including 35 percent of the rural America that still doesn’t have it.
 
This is going to help our kids and our businesses succeed in the 21st-century economy.
 
And I am asking the Vice President to lead this effort, if she would —
 
THE VICE PRESIDENT:  Of course.
 
THE PRESIDENT:  — because I know it will get done.  (Applause.)
 
It creates jobs, building a modern power grid.  Our grids are vulnerable to storms, hacks, catastrophic failures — with tragic results, as we saw in Texas and elsewhere during the winter storms.
 
The American Jobs Plan will create jobs that will lay thousands of miles of transmission lines needed to build a resilient and fully clean grid.  We can do that.  (Applause.)
 
Look, the American Jobs Plan will help millions of people get back to their jobs and back to their careers.
 
Two million women have dropped out of the workforce during this pandemic — two million.  And too often because they couldn’t get the care they needed to care for their child or care for an elderly parent who needs help.
 
Eight hundred thousand families are on a Medicare waiting list right now to get homecare for their aging parent or loved one with a disability.  If you think it’s not important, check out in your own district.
 
Democrat or Republican — Democrat or Republican voters, their great concern — almost as much as their children — is taking care of an elderly loved one who can’t be left alone.  Medicaid contemplated it, but this plan is going to help those families and create jobs for our caregivers with better wages and better benefits, continuing a cycle of growth.
 
For too long, we’ve failed to use the most important word when it comes to meeting the climate crisis: “jobs.”  Jobs.  Jobs.  (Applause.) 
 
For me, when I think “climate change,” I think “jobs.”
 
The American Jobs Plan will put engineers and construction workers to work building more energy-efficient buildings and homes.  Electrical workers — IBEW members — installing 500,000 charging stations along our highways so we can own — (applause) — so we can own the electric car market.  (Applause.)
 
Farmers — farmers planting cover crops so they can reduce the carbon dioxide in the air and get paid for doing it.  (Applause.)
 
Look, but think about it: There is simply no reason why the blades for wind turbines can’t be built in Pittsburgh instead of Beijing.  No reason.  None.  No reason.  (Applause.)
 
So, folks, there’s no reason why American — American workers can’t lead the world in the production of electric vehicles and batteries.  I mean, there is no reason.  We have this capacity.  (Applause.)  We have the brightest, best-trained people in the world.
 
The American Jobs Plan is going to create millions of good-paying jobs — jobs Americans can raise a family on — as my dad would then say, “with a little breathing room.”
 
And all the investments in the American Jobs Plan will be guided by one principle: Buy American.  (Applause.)  Buy American.
 
And I might note, parenthetically — (applause) — that does not — that does not violate any trade agreement.  It’s been the law since the ’30s: Buy American. 
 
American tax dollars are going to be used to buy American products made in America to create American jobs.  That’s the way it’s supposed to be and it will be in this administration.  (Applause.)
 
And I made it clear to all my Cabinet people.  Their ability to give exemptions has been strenuously limited.  It will be American products.
 
Now I know some of you at home are wondering whether these jobs are for you.  So many of you — so many of the folks I grew up with feel left behind, forgotten in an economy that’s so rapidly changing.  It’s frightening. 
 
I want to speak directly to you.  Because if you think about it, that’s what people are most worried about: “Can I fit in?”
 
Independent experts estimate the American Jobs Plan will add millions of jobs and trillions of dollars to economic growth in the years to come.  It is an eight-year program.  These are good-paying jobs that can’t be outsourced.
 
Nearly 90 percent of the infrastructure jobs created in the American Jobs Plan do not require a college degree; 75 percent don’t require an associate’s degree.
 
The American Jobs Plan is a blue-collar blueprint to build America.  That’s what it is.  (Applause.)
 
And it recognizes something I’ve always said in this chamber and the other.  Good guys and women on Wall Street, but Wall Street didn’t build this country.  The middle class built the country, and unions built the middle class.  (Applause.)
 
So that’s why I’m calling on Congress to pass the Protect the Right to Organize Act — the PRO Act — and send it to my desk so we can support the right to unionize.  (Applause.)
 
And, by the way, while you’re thinking about sending things to my desk — (laughs) — let’s raise the minimum wage to $15.  (Applause.)
 
No one — no one working 40 hours a week — no one working 40 hours a week should live below the poverty line.
 
We need to ensure greater equity and opportunity for women.  And while we’re doing this, let’s get the Paycheck Fairness Act to my desk as well — equal pay.  It’s been much too long.  And if you’re wondering whether it’s too long, look behind me.  (Applause.)
 
And finally, the American Jobs Plan will be the biggest increase in nondefense research and development on record.  We will see more technological change — and some of you know more about this than I do — we’ll see more technological change in the next 10 years than we saw in the last 50.  That’s how rapidly artificial intelligence and so much more is changing.
 
And we’re falling behind the competition with the rest of the world.
 
Decades ago, we used to invest 2 percent of our gross domestic product in America — 2 percent of our gross domestic product — in research and development. 
 
Today, Mr. Secretary, that’s less than 1 percent. 
China and other countries are closing in fast.  We have to develop and dominate the products and technologies of the future:advanced batteries, biotechnology, computer chips, clean energy.
 
The Secretary of Defense can tell you — and those of you on — who work on national security issues know — the Defense Department has an agency called DARPA — the Defense Advanced Research Project Agency.  The people who set up before I came here — and that’s been a long time ago — to develop breakthroughs that enhance our national security -– that’s their only job.  And it’s a semi-separate agency; it’s under the Defense Department.  It’s led to everything from the discovery of the Internet to GPS and so much more that has enhanced our security.
 
The National Institute of Health — the NIH –- I believe, should create a similar Advanced Research Projects Agency for Health.  (Applause.)
 
And that would — here’s what it would do.  It would have a singular purpose: to develop breakthroughs to prevent, detect, and treat diseases like Alzheimer’s, diabetes, and cancer.
 
I’ll still never forget when we passed the cancer proposal the last year I was Vice President — almost $9 million going to NIH.  And if you excuse the point of personal privilege, I’ll never forget you standing and mentioning — saying you’d name it after my deceased son.  It meant a lot.
 
But so many of us have deceased sons, daughters, and relatives who died of cancer.  I can think of no more worthy investment.  I know of nothing that is more bipartisan.  So, let’s end cancer as we know it.  (Applause.)  It’s within our power.  (Applause.)  It’s within our power to do it.  (Applause.)
 
Investments in jobs and infrastructure, like the ones we’re talking about, have often had bipartisan support in the past.  Vice President Harris and I met regularly in the Oval Office with Democrats and Republicans to discuss the Jobs Plan.  And I applaud a group of Republican senators who just put forward their own proposal.
 
So, let’s get to work.  I wanted to lay out, before the Congress, my plan before we got into the deep discussions.  I’d like to meet with those who have ideas that are different — they think are better.  I welcome those ideas. 
 
But the rest of the world is not waiting for us.  I just want to be clear: From my perspective, doing nothing is not an option.  (Applause.)
 
Look, we can’t be so busy competing with one another that we forget the competition that we have with the rest of the world to win the 21st century.
 
Secretary Blinken can tell you, I spent a lot of time with President Xi — traveled over 17,000 miles with him; spent, they tell me, over 24 hours in private discussions with him.  When he called to congratulate me, we had a two-hour discussion.  He’s deadly earnest about becoming the most significant, consequential nation in the world.  He and others — autocrats — think that democracy can’t compete in the 21st century with autocracies because it takes too long to get consensus. 
 
To win that competition for the future, in my view, we also need to make a once-in-a-generation investment in our families and our children.  That’s why I’ve introduced the American Families Plan tonight, which addresses four of the biggest challenges facing American families and, in turn, America.
 
First is access to a good education.  When this nation made 12 years of public education universal in the last century, it made us the best-educated, best-prepared nation in the world.  It’s, I believe, the overwhelming reason that propelled us to where we got in the 21st — in the 20th century. 
 
But the world has caught up, or catching up.  They are not waiting.  I would say, parenthetically: If we were sitting down, put a bipartisan committee together and said, “Okay, we’re going to decide what we do in terms of government providing for free education,” I wonder whether we’d think, as we did in the 20th century, that 12 years is enough in the 21st century.  I doubt it.  Twelve years is no longer enough today to compete with the rest of the world in the 21st Century.
 
That’s why my American Families Plan guarantees four additional years of public education for every person in America, starting as early as we can.
 
The great universities of this country have conducted studies over the last 10 years.  It shows that adding two years of universal high-quality preschool for every three-year-old and four-year-old, no matter what background they come from, it puts them in the position to be able to compete all the way through 12 years.  It increases exponentially their prospect of graduating and going on beyond graduation.
 
The research shows when a young child goes to school — not daycare — they are far more likely to graduate from high school and go to college or something after high school.
 
When you add two years of free community college on top of that, you begin to change the dynamic.  (Applause.)  We can do that.  (Applause.) 
 
And we’ll increase Pell Grants and invest in Historical Black Colleges and Universities, Tribal Colleges, Minority-Serving Institutions.  The reason is: They don’t have the endowments, but their students are just as capable of learning about cybersecurity, just as capable of learning about metallurgy — all the things that are going on that provide those jobs of the future.
 
Jill was  a community college professor who teaches today as First Lady.  She has long said — (applause).  She has long — (applause).  If I’ve heard it once, I’ve heard it a thousand times: “Joe, any country that out-educates us is going to outcompete us.”  She’ll be deeply involved in leading this effort.  Thank you, Jill.
 
Second thing we need: American Families Plan will provide access to quality, affordable childcare.  We guarantee — (applause).  And I’m proposing a legislation to guarantee that low- and middle-income families will pay no more than 7 percent of their income for high-quality care for children up to the age of 5.  The most hard-pressed working families won’t have to spend a dime.
 
Third, the American Families Plan will finally provide up to 12 weeks of paid leave  and medical leave — family and medical leave.  We’re one of the few industrial countries in the world — (applause). 
 
No one should have to choose between a job and paycheck or taking care of themselves and their loved ones –- a parent, a spouse, or child.
 
And fourth, the American Family Plan puts directly into the pockets of millions of Americans.  In March, we expanded a tax credit for every child in a family.  Up to a $3,000 per child, if they’re under six years of age — I mean, excuse me — under six years of age, and $3,600 for children over six years of age.
 
With two parents, two kids, that’s $7,200 in the pockets that’s going to help to take care of your family.  And that will help more than 65 million children and help cut [child] poverty in half.  (Applause.)  And we can afford it. 
 
So we did that in the last piece of legislation we passed. But let’s extend that Child Care Tax Credit at least through the end of 2025.  (Applause.)  
 
The American Rescue Plan lowered healthcare premiums for 9 million Americans who buy their coverage under the Affordable Care Act.  I know that’s really popular on this side of the aisle.  (Laughter.)  But let’s make that provision permanent so their premiums don’t go back up.  (Applause.)  
 
In addition to my Families Plan, I’m going to work with Congress to address, this year, other critical priorities for American families. 
 
The Affordable Care Act has been a lifeline for millions of Americans, protecting people with preexisting conditions, protecting women’s health.  And the pandemic has demonstrated how badly — how badly it’s needed.  Let’s lower deductibles for working families on the Affordable Care — in the Affordable Care Act.  (Applause.)  And let’s lower prescription drug costs.  (Applause.) 
 
We know how to do this.  The last President had that as an objective.  We all know how outrageously expensive drugs are in America. 
 
In fact, we pay the highest prescription drug prices of anywhere in the world right here in America — nearly three times — for the same drug, nearly three times what other countries pay.  We have to change that, and we can. 
 
Let’s do what we’ve always talked about for all the years I was down here in this — in this body — in Congress.  Let’s give Medicare the power to save hundreds of billions of dollars by negotiating lower drug prescription prices.  (Applause.)
 
And, by the way, that won’t just — that won’t just help people on Medicare; it will lower prescription drug costs for everyone. 
 
And the money we save, which is billions of dollars, can go to strengthen the Affordable Care Act and expand Medicare coverage benefits without costing taxpayers an additional penny.  It’s within our power to do it; let’s do it now.  (Applause.)
 
We’ve talked about it long enough.  Democrats and Republicans, let’s get it done this year.  This is all about a simple premise: Healthcare should be a right, not a privilege in America.  (Applause.) 
 
So, how do we pay for my Jobs and Family Plan?  I made it clear, we can do it without increasing the deficits.  Let’s start with what I will not do: I will not impose any tax increase on people making less than $400,000.  It’s — but it’s time for corporate America and the wealthiest 1 percent of Americans to just begin to pay their fair share.  (Applause.)  Just their fair share. 
 
Sometimes I have arguments with my friends in the Democratic Party.  I think you should be able to become a billionaire and a millionaire, but pay your fair share.
 
A recent study shows that 55 of the nation’s biggest corporations paid zero federal tax last year.  Those 55 corporations made in excess of $40 billion in profit.  A lot of companies also evade taxes through tax havens in Switzerland and Bermuda and the Cayman Islands.  And they benefit from tax loopholes and deductions for offshoring jobs and shifting profits overseas.  It’s not right. 
 
We’re going to reform corporate taxes so they pay their fair share and help pay for the public investments their businesses will benefit from as well.  (Applause.)
 
We’re going to reward work, not just wealth.  We take the top tax bracket for the wealthiest 1 percent of Americans — those making over $400,000 or more — back up to where it was when George W. Bush was President when he started: 39.6 percent.  That’s where it was when George W. was President. 
 
We’re going to get rid of the loopholes that allow Americans who make more than a million dollars a year and pay a lower tax rate on their capital gains than Americans who receive a paycheck.   We’re only going to affect three tenths of 1 percent of all Americans by that action.  Three tenths of 1 percent. 
 
And the IRS is going to crack down on millionaires and billionaires who cheat on their taxes.  It’s estimated to be billions of dollars by think tanks that are left, right, and center. 
 
I’m not looking to punish anybody.  But I will not add a tax burden — an additional tax burden to the middle class in this country.  They’re already paying enough.  I believe what I propose is fair — (applause) — fiscally responsible, and it raises revenue to pay for the plans I have proposed, and will create millions of jobs that will grow the economy and enhance our financial standing in the country.
 
When you hear someone say that they don’t want to raise taxes on the wealthiest 1 percent or corporate America, ask them: “Whose taxes you want to raise instead?  Whose are you going to cut?” 
 
Look, the big tax cut of 2017 — remember, it was supposed to pay for itself — that was how it was sold — and generate vast economic growth.  Instead, it added $2 trillion to the deficit.  It was a huge windfall for corporate America and those at the very top.  
 
Instead of using the tax saving to raise wages and invest in research and development, it poured billions of dollars into the pockets of CEOs.  In fact, the pay gap between CEOs and their workers is now among the largest in history. 
 
According to one study, CEOs make 320 times what the average worker in their corporation makes.  It used to be in the — below a hundred. 
 
The pandemic has only made things worse.  Twenty million Americans lost their job in the pandemic — working- and middle-class Americans.  At the same time, roughly 650 billionaires in America saw their net worth increase by more than $1 trillion — in the same exact period.  Let me say it again: 650 people increased their wealth by more than $1 trillion during this pandemic.  And they’re now worth more than $4 trillion. 
 
My fellow Americans, trickle-down — trickle-down economics has never worked and it’s time to grow the economy from the bottom and the middle out. (Applause.) 
 
You know, there’s a broad consensus of economists — left, right, center — and they agree what I’m proposing will help create millions of jobs and generate historic economic growth.  These are among the highest-value investments we can make as a nation. 
 
I’ve often said: Our greatest strength is the power of our example, not just the example of our power.  
 
In my conversations with world leaders — and I’ve spoken to over 38, 40 of them now — I’ve made it known — I’ve made it known that America is back.  And you know what they say?  The comment that I hear most of all from them is they say, “We see America is back but for how long?  But for how long?”
 
My fellow Americans, we have to show not just that we’re back, but that we’re back to stay and that we aren’t going to go it alone.  (Applause.)  We’re going to do it by leading with our allies.  (Applause.)   
 
No one nation can deal with all the crises of our timefrom terrorism, to nuclear proliferation, mass migration, cybersecurity, climate change, as well as experi- — what we’re experiencing now with pandemics. 
 
There’s no wall high enough to keep any virus out.  And our own vaccine supply — as it grows to meet our needs; and we’re meeting them — will become an arsenal of vaccines for other countries, just as America was the arsenal of democracy for the world — (applause) — and in consequence, influenced the world.  (Applause.)  
 
But every American will have access before that occur- — every American will have access to be fully covered by COVID-19 — from the vaccines we have.
 
Look, the climate crisis is not our fight alone; it’s a global fight.  The United States accounts, as all of you know, less than 15 percent of carbon emissions.  The rest of the world accounts for 85 percent.  That’s why I kept my commitment to rejoin the Paris Accord — because if we do everything perfectly, it’s not going to ultimately matter.
 
I kept my commitment to convene a climate summit right here in America with all of the major economies of the world — China, Russia, India, the European Union — and I said I’d do it in my first 100 days.
 
I want to be very blunt about it: I had — my attempt was to make sure that the world could see there was a consensus, that we are at an inflection point in history.  And consensus — the consensus is: If we act to save the planet, we can create millions of jobs and economic growth and opportunity to raise the standard of living to almost everyone around the world.
 
If you’ve watched any of it — and you were all busy; I’m sure you didn’t have much time — that’s what virtually every nation said, even the ones that aren’t doing their fair share.
 
The investments I’ve proposed tonight also advance the foreign policy, in my view, that benefits the middle class.  That means making sure every nation plays by the same rules in the global economy, including China.
 
In my discussions — in my discussions with President Xi, I told him, “We welcome the competition.  We’re not looking for conflict.”  But I made absolutely clear that we will defend America’s interests across the board.  America will stand up to unfair trade practices that undercut American workers and American industries, like subsidies from state — to state-owned operations and enterprises and the theft of American technology and intellectual property.
 
I also told President Xi that we’ll maintain a strong military presence in the Indo-Pacific, just as we do with NATO in Europe — not to start a conflict, but to prevent one.  (Applause.) 
 
I told him what I’ve said to many world leaders: that America will not back away from our commitments — our commitment to human rights and fundamental freedoms and to our alliances.
 
And I pointed out to him: No responsible American President could remain silent when basic human rights are being so blatantly violated.  An American President — President has to represent the essence of what our country stands for.  America is an idea — the most unique idea in history: We are created, all of us, equal.  It’s who we are, and we cannot walk away from that principle and, in fact, say we’re dealing with the American idea.
 
With regard to Russia, I know it concerns some of you, but I made very clear to Putin that we’re not going to seek escalation, but their actions will have consequence if they turn out to be true.  And they turned out to be true, so I responded directly and proportionally to Russia’s interference in our elections and the cyberattacks on our government and our business.  They did both of these things, and I told them we would respond, and we have.
 
But we can also cooperate when it’s in our mutual interest.  We did it when we extended the New START Treaty on nuclear arms, and we’re working to do it on climate change.  But he understands we will respond.
 
On Iran and North Korea — nuclear programs that present serious threats to American security and the security of the world — we’re going to be working closely with our allies to address the threats posed by both of these countries through diplomacy, as well as stern deterrence.
 
And American leadership means ending the forever war in Afghanistan.  (Applause.)  We have — (applause) — we have, without hyperbole, the greatest fighting force in the history of the world.  I’m the first President in 40 years who knows what it means to have a son serving in a warzone. 
 
Today we have servicemembers serving in the same warzone as their parents did.  We have servicemembers in Afghanistan who were not yet born on 9/11.
 
The War in Afghanistan, as we remember the debates here, were never meant to be multi-generational undertakings of nation-building.  We went to Afghanistan to get terrorists — the terrorists who attacked us on 9/11 — and we said we would follow Osama bin Laden to the gates of hell to do it.  If you’ve been to the upper Kunar Valley, you’ve kind of seen the gates of hell.  And we delivered justice to bin Laden.  We degraded the terrorist threat of al Qaeda in Afghanistan.  And after 20 years of value — valor and sacrifice, it’s time to bring those troops home.  (Applause.) 
 
Look, even as we do, we will maintain an over-the-horizon capacity to suppress future threats to the homeland.  And make no mistake: In 20 years, terrorists has — terrorism has metastasized.  The threat has evolved way beyond Afghanistan.  And those of you in the intelligence committees, the foreign relations committee, the defense committees, you know well: We have to remain vigilant against the threats to the United States wherever they come from.  Al Qaeda and ISIS are in Yemen, Syria, Somalia, other places in Africa, the Middle East, and beyond. 
 
And we won’t ignore what our intelligence agencies have determined to be the most lethal terrorist threat to the homeland today: White supremacy is terrorism.  We’re not going to ignore that either.
 
My fellow Americans, look, we have to come together to heal the soul of this nation.  It was nearly a year ago, before her father’s funeral, when I spoke with Gianna Floyd, George Floyd’s young daughter.  She’s a little tyke, so I was kneeling down to talk to her so I could look her in the eye.  And she looked at me and she said, “My daddy changed the world.”  Well, after the conviction of George Floyd’s murderer, we can see how right she was if — if we have the courage to act as a Congress. 
 
We’ve all seen the knee of injustice on the neck of Black Americans.  Now is our opportunity to make some real progress.  The vast majority of men and women wearing the uniform and a badge serve our communities, and they serve them honorably.  I know them.  I know they want — (applause) — I know they want to help meet this moment as well.
 
My fellow Americans, we have to come together to rebuild trust between law enforcement and the people they serve, to root out systemic racism in our criminal justice system, and to enact police reform in George Floyd’s name that passed the House already. 
 
I know Republicans have their own ideas and are engaged in the very productive discussions with Democrats in the Senate.  We need to work together to find a consensus.  But let’s get it done next month, by the first anniversary of George Floyd’s death.  (Applause.) 
 
The country supports this reform, and Congress should act — should act.  We have a giant opportunity to bend to the arc of the moral universe towards justice — real justice.  And with the plans outlined tonight, we have a real chance to root out systemic racism that plagues America and American lives in other ways; a chance to deliver real equity — good jobs, good schools, affordable housing, clean air, clean water, being able to generate wealth and pass it down two generations because you have an access to purchase a house.  Real opportunities in the lives of more Americans — Black, white, Latino, Asian Americans, Native Americans.
 
Look, I also want to thank the United States Senate for voting 94 to 1 to pass the COVID-19 Hate Crimes Act to protect Asian Americans and Pacific Islanders.  (Applause.)  You acted decisively.  (Applause.)  And you can see on television the viciousness of the hate crimes we’ve seen over the past year — this past year and for too long.  I urge the House to do the same and send that legislation to my desk, which I will gladly, anxiously sign.
 
I also hope Congress can get to my desk the Equality Act to protect LGBTQ Americans.  (Applause.)  To all transgender Americans watching at home, especially young people who are so brave, I want you to know your President has your back.
 
Another thing: Let’s authorize the Violence Against Women Act, which has been law for 27 years.  (Applause.)  Twenty-seven years ago, I wrote it.  It’ll close the — the act that has to be authorized now will close the “boyfriend” loophole to keep guns out of the hands of abusers.  The court order said, “This is an abuser.  You can’t own a gun.”  It’s to close that loophole that existed. 
 
You know, it’s estimated that 50 women are shot and killed by an intimate partner every month in America — 50 a month.  Let’s pass it and save some lives.  (Applause.)
    
And I need not — I need not tell anyone this, but gun violence is becoming an epidemic in America.
 
The flag at the White House was still flying at half-mast for the 8 victims in the mass shooting in Georgia when 10 more lives were taken in a mass shooting in Colorado.
 
And in the week in between those two events, 250 other Americans were shot dead in the streets of America — 250 shot dead.
 
I know how hard it is to make progress on this issue.  In the ’90s, we passed universal background checks, a ban on assault weapons and high-capacity magazines that hold 100 rounds that can be fired off in seconds.  We beat the NRA.  Mass shootings and gun violence declined.  Check out the report in over 10 years.  But in the early twe- — 2000s, the law expired, and we’ve seen daily bloodshed since.  I’m not saying if the law continued, we wouldn’t see bloodshed.  
 
More than two weeks ago in the Rose Garden, surrounded by some of the bravest people I know — the survivors and families who lost loved ones to gun violence — I laid out several of the Department of Justice a- — actions that are being taken to — impact on this epidemic. 
 
One of them is banning so-called “ghost guns.”  These are homemade guns built from a kit that includes directions on how to finish the firearm.  The parts have no serial numbers, so they show up at crime scenes and they can’t be traced.  The buyers of these ghost gun kits aren’t required to pass any background check.  Anyone, from a criminal or terrorist, could buy this kit and within 30 minutes have a weapon that’s lethal.  But no more.
 
And I will do everything in my power to protect the American people from this epidemic of gun violence, but it’s time for Congress to act as well.  (Applause.)
 
Look, I don’t want to become confrontational but we need more Senate Republicans to join the overwhelming majority of Democrat colleagues and close the loopholes requiring a background check on purchases of guns.  We need a ban on assault weapons and high-capacity magazines.  And don’t tell me it can’t be done.  We did it before, and it worked.
 
Talk to most responsible gun owners and hunters. They’ll tell you there’s no possible justification for having 100 rounds in a weapon.  What do you think — deer are wearing Kevlar vests?  (Laughter.)  They’ll tell you that there are too many people today who are able to buy a gun but shouldn’t be able to buy a gun.
 
These kinds of reasonable reforms have overwhelming support from the American people, including many gun owners.  The country supports reform and is — and Congress should act.
 
This shouldn’t be a red or blue issue.  And no amendment to the Constitution is absolute.  You can’t yell “Fire!” in a crowded theater.  From the very beginning, there were certain guns, weapons, that could not be owned by Americans.  Certain people could not own those weapons ever. 
 
We’re not changing the Constitution; we’re being reasonable.  I think this is not a Democrat or Republican issue; I think it’s an American issue.
 
And here’s what else we can do: Immigration has always been essential to America.  Let’s end our exhausting war over immigration.  For more than 30 years, politicians have talked about immigration reform, and we’ve done nothing about it.  It’s time to fix it.
 
On day one of my presidency, I kept my commitment and sent a comprehensive immigration bill to the United States Congress.  If you believe we need to secure the border, pass it, because it has a lot of money for high-tech border security.  If you believe in a pathway to citizenship, pass it so over 11 million undocumented folks — the vast majority are here overstaying visas.  Pass it.  We can actually — if you actually want to solve a problem, I’ve sent a bill to take a close look at it. 
 
We have to — also have to get at the root problem of why people are fleeing, particularly to — to our southern border from Guatemala, Honduras, and El Salvador: the violence, the corruption, the gangs, and the political instability, hunger, hurricanes, earthquakes, natural disasters.
 
 
When I was President, my President — when I was Vice President, the President asked me to focus on providing the help needed to address the root causes of migration.  And it helped keep people in their own countries instead of being forced to leave.  The plan was working, but the last administration decided it was not worth it.
 
I’m restoring the program and asked Vice President Harris to lead our diplomatic effort to take care of this.  I have absolute confidence she’ll get the job done.  (Applause.)
 
Now, look, if you don’t like my plan, let’s at least pass what we all agree on.  Congress needs to pass legislation this year to finally secure protection for DREAMers — the young people who have only known America as their home.  (Applause.) 
 
And permanent protection for immigrants who are here on temporary protected status who came from countries beset by manmade and natural-made violence and disaster.  (Applause.)
 
As well as a pathway to citizenship for farmworkers who put food on our tables.  (Applause.) 
 
Look, immigrants have done so much for America during this pandemic and throughout our history.  The country supports immigration reform.  We should act.  Let’s argue over it, let’s debate it, but let’s act.  (Applause.)
 
And if we truly want to restore the soul of America, we need to protect the sacred right to vote.  Most people — (applause).  
 
More people voted in the last presidential election than any time in American history, in the middle of the worst pandemic ever.  It should be celebrated.  Instead, it’s being attacked.
 
Congress should pass H.R. 1 and the John Lewis Voting Rights Act and send it to my desk right away.
  (Applause.)  The country supports it.  The Congress should act now.  (Applause.)
 
Look, in closing, as we gather here tonight, the images of a violent mob assaulting this Capitol, desecrating our democracy, remain vivid in all our minds.
 
Lives were put at risk — many of your lives.  Lives were lost.  Extraordinary courage was summoned.  The insurrection was an existential crisis –- a test of whether our democracy could survive.  And it did.
 
But the struggle is far from over.  The question of whether our democracy will long endure is both ancient and urgent, as old as our Republic — still vital today. 
 
Can our democracy deliver on its promise that all of us, created equal in the image of God, have a chance to lead lives of dignity, respect, and possibility?
 
Can our democracy deliver the most — to the most pressing needs of our people? 
 
Can our democracy overcome the lies, anger, hate, and fears that have pulled us apart?
 
America’s adversaries –- the autocrats of the world –- are betting we can’t.  And I promise you, they’re betting we can’t.  They believe we’re too full of anger and division and rage.
 
They look at the images of the mob that assaulted the Capitol as proof that the sun is setting on American democracy.  But they are wrong.  You know it; I know it.  But we have to prove them wrong.
 
We have to prove democracy still works — that our government still works and we can deliver for our people.
 
In our first 100 days together, we have acted to restore the people’s faith in democracy to deliver.  We’re vaccinating the nation.  We’re creating hundreds of thousands of new jobs.  We’re delivering real results to people; they can see it and feel it in their own lives.
 
Opening doors of opportunity, guaranteeing some more fairness and justice — that’s the essence of America.  That’s democracy in action.
 
Our Constitution opens with the words — as trite as it sounds — “We the People”.  Well, it’s time to remember that “We the People” are the government — you and I.  Not some force in a distant capital.  Not some powerful force that we have no control over.  It’s us.  It’s “We the People.”
 
In another era when our democracy was tested, Franklin Roosevelt reminded us, “In America, we do our part.”  We all do our part.  That’s all I’m asking: that we do our part, all of us.
 
If we do that, we will meet the center challenge of the age by proving that democracy is durable and strong.  Autocrats will not win the future.  We will.  America will.  And the future belongs to America.
 
As I stand here tonight before you, in a new and vital hour of life and democracy of our nation, and I can say with absolute confidence: I have never been more confident or optimistic about America — not because I’m President, because what’s happening with the American people.
 
We have stared into the abyss of insurrection and autocracy, pandemic and pain, and “We the People” did not flinch.
 
At the very moment our adversaries were certain we would pull apart and fail, we came together.  We united.
 
With light and hope, we summoned a new strength, new resolve to position us to win the competition of the 21st century, on our way to a union more perfect, more prosperous, and more just, as one people, one nation, and one America.
 
Folks, as I told every world leader I’ve ever met with over the years, it’s never ever, ever been a good bet to bet against America, and it still isn’t.  (Applause.)
 
We are the United States of America.  (Applause.)  There is not a single thing — nothing — nothing beyond our capacity.  We can do whatever we set our mind to do if we do it together.  (Applause.)  So let’s begin to get together.  (Applause.)
 
God bless you all, and may God protect our troops.  Thank you for your patience.  (Applause.)
 
10:12 P.M. EDT
 

Biden SOTU Address: ‘Autocrats will not win the future. We will. The future belongs to America’

President Joe Biden at his first State of the Union speech: “I come to talk about crisis and opportunity, about rebuilding the nation, revitalizing our democracy, and winning the future for America.” © Karen Rubin/news-photos-features.com via msnbc

By Karen Rubin, News-Photos-Features.com

There was so much about President Joe Biden’s first speech to a joint session of Congress (otherwise known as the State of the Union address) that was extraordinary, with the twin challenges of the coronavirus pandemic and domestic insurrection still hovering, but also the historic nature: Biden began by acknowledging the historic moment of “Madam Speaker” and “Madam Vice President” sitting on the podium behind him.

But there was a lot more to his review of his first 100 days in office that was historic: “Because of you, the American people, our progress these past 100 days against one of the worst pandemics in history has been one of the greatest logistical achievements this country has ever seen,” he declared. The economy created 1,300,000 new jobs in Biden’s first 100 days – more jobs in the first 100 days of any President, and the economy is on track to achieve 6% growth, the fastest growth rate in four decades.

“I come to talk about crisis and opportunity, about rebuilding the nation, revitalizing our democracy, and winning the future for America.”

His speech was long on specific proposals and praise for others, and very short on self-congratulations, even stepping on applause lines and speaking over and over about coming “together”. “Thanks to all the help of all of you, we’re marshalling — with your help, everyone’s help — we’re marshalling every federal resource.”

He laid out his plan – and rationale – for the biggest, most transformational investment in infrastructure in history, the American Jobs Plan: “These are the investments we made together as one country, and investments that only the government was in a position to make.  Time and again, they propel us into the future.”

In a word, it represents “jobs” – a word he used 43 times.

He used jobs to justify investments in traditional infrastructure but also  investments in climate action and research & development.

He proposed a new agency like DARPA, responsible for inventing the internet, for medicine, to ultimately eradicate cancer and deal with the epidemic of Alzheimer‘s. He is proposing expanding access to the Affordable Care Act, lowering premiums, and lowering the costof prescription drugs for everyone by allowing Medicare to negotiate prices.

“Independent experts estimate the American Jobs Plan will add millions of jobs and trillions of dollars to economic growth in the years to come.  It is an eight-year program.  These are good-paying jobs that can’t be outsourced…. The American Jobs Plan is a blue-collar blueprint to build America.”

His other big, trillion-dollar proposal is for the American Families Plan: in care – child care, parental and spousal care – paid family leave, and four more years of public education: two for pre-K and two more for community college.

He spoke of union rights and the need to raise the minimum wage to $15, pay equity.

These big, bold, transformational programs, he said, will be paid for by reforming tax code and collections. “Trickle-down economics has never worked and it’s time to grow the economy from the bottom and the middle out… What I’m proposing will help create millions of jobs and generate historic economic growth.  These are among the highest-value investments we can make as a nation.”

He addressed immigration reform, justice reform, voting rights, gun reform, and for good measure, told the LGBTQ and specifically transgender young people, “I’ve got your back.” He called for Congress to pass the George Floyd Police Reform Act in time for the one-year anniversary of his death at the hands of a police officer. “We have to come together to rebuild trust between law enforcement and the people they serve, to root out systemic racism in our criminal justice system, and to enact police reform in George Floyd’s name that passed the House already…

“We have a giant opportunity to bend to the arc of the moral universe towards justice — real justice. And with the plans outlined tonight, we have a real chance to root out systemic racism that plagues America and American lives in other ways; a chance to deliver real equity — good jobs, good schools, affordable housing, clean air, clean water, being able to generate wealth and pass it down two generations because you have an access to purchase a house.  Real opportunities in the lives of more Americans — Black, white, Latino, Asian Americans, Native Americans.

For the most part delivered in quiet, intimidate, personal tones, frequently speaking directly to the American people, and only in a few instances raising his voice rose in volume and intensity, especially in terms of the need for America to stand as a beacon of democracy, and ward off the looming vultures of autocracy licking their chops over a collapse.

Issues like fighting the pandemic, terrorism and the climate crisis cannot be done by any one nation alone.

“America will not back away from our commitments — our commitment to human rights and fundamental freedoms and to our alliances…. America is an idea — the most unique idea in history: We are created, all of us, equal.  It’s who we are, and we cannot walk away from that principle and, in fact, say we’re dealing with the American idea.”

And while saying firmly he will stand up to China, Russia, North Korea, and Iran, and pursue terrorists everywhere, even as the US ends its forever war in Afghanistan, he declared emphatically, “We won’t ignore what our intelligence agencies have determined to be the most lethal terrorist threat to the homeland today: White supremacy is terrorism.  We’re not going to ignore that either.”

He did not shirk from raising intractable issues that have plagued America for decades, starting with gun reform saying, “I will do everything in my power to protect the American people from this epidemic of gun violence, but it’s time for Congress to act as well.  

“Look, I don’t want to become confrontational but we need more Senate Republicans to join the overwhelming majority of Democrat colleagues and close the loopholes requiring a background check on purchases of guns.  We need a ban on assault weapons and high-capacity magazines.  And don’t tell me it can’t be done.  We did it before, and it worked.

“This shouldn’t be a red or blue issue.  And no amendment to the Constitution is absolute.  You can’t yell “Fire!” in a crowded theater.  From the very beginning, there were certain guns, weapons,that could not be owned by Americans.  Certain people could not own those weapons ever. 
 
“We’re not changing the Constitution; we’re being reasonable.  I think this is not a Democrat or Republican issue; I think it’s an American issue.”

So is immigration. “Immigration has always been essential to America.  Let’s end our exhausting war over immigration.  For more than 30 years, politicians have talked about immigration reform, and we’ve done nothing about it.  It’s time to fix it.”

On his first day in office, Biden sent a comprehensive immigration reform bill to Congress. “If you believe we need to secure the border, pass it, because it has a lot of money for high-tech border security.  If you believe in a pathway to citizenship, pass it so over 11 million undocumented folks — the vast majority are here overstaying visas.  Pass it.  We can actually — if you actually want to solve a problem, I’ve sent a bill to take a close look at it.”

At least, he said, pass protection for DREAMers. 

And finally, he told Congress, pass voting rights protections.

“Can our democracy overcome the lies, anger, hate, and fears that have pulled us apart?
 
“America’s adversaries –- the autocrats of the world –- are betting we can’t.  And I promise you, they’re betting we can’t.  They believe we’re too full of anger and division and rage. They look at the images of the mob that assaulted the Capitol as proof that the sun is setting on American democracy.  But they are wrong.  You know it; I know it.  But we have to prove them wrong.
 
“We have to prove democracy still works — that our government still works and we can deliver for our people…

“Our Constitution opens with the words — as trite as it sounds – ‘We the People’.  Well, it’s time to remember that ‘We the People’ are the government — you and I.  Not some force in a distant capital.  Not some powerful force that we have no control over.  It’s us.  It’s ‘We the People.’ 

“In another era when our democracy was tested, Franklin Roosevelt reminded us, ‘In America, we do our part.’  We all do our part.  That’s all I’m asking: that we do our part, all of us.
 
“If we do that, we will meet the center challenge of the age by proving that democracy is durable and strong.  Autocrats will not win the future.  We will.  America will.  And the future belongs to America.”

See a highlighted transcript of President Biden’s speech:

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Biden to Pitch $1 Trillion American Families Plan in Joint Speech to Congress

It’s about the children: President Joe Biden is expected to lay out his American Families Plan – a $1 trillion investment over 10 years “in our kids, our families and our economic future” including universal pre-K, paid parental leave, child care, free community college – in his first speech to the joint session of Congress on the eve of his 100th day in office. © Karen Rubin/news-photos-features.com

President Joe Biden is expected to lay out his American Families Plan – a $1 trillion investment “in our kids, our families and our economic future” over 10 years, including universal pre-K, paid parental leave, child care, free community college and how he proposes to pay for it ($800 billion in tax enforcement, higher rates for the wealthiest payers and corporations) – in his first speech to the joint session of Congress on the eve of his 100th day in office.

The White House provided a fact sheet:

Today, President Biden announced the American Families Plan, an investment in our kids, our families, and our economic future.
 
In March, the President signed into law the American Rescue Plan, which continues to provide immediate relief to American families and communities. Approximately 161 million payments of up to $1,400 per person have gone out to households, schools are reopening, and 100 percent of Americans ages 16 and older are now eligible for a COVID-19 vaccine. The Rescue Plan is projected to lift more than five million children out of poverty this year, cutting child poverty by more than half. While too many Americans are still out of work, we are seeing encouraging signs in the labor market, as businesses begin to rehire and some of the hardest hit sectors begin to reopen.
 
But the President knows that we need to do more. It is not enough to restore where we were prior to the pandemic. We need to build a stronger economy that does not leave anyone behind – we need to build back better. President Biden knows a strong middle class is the backbone of America. He knows it should be easier for American families to break into the middle class, and easier to stay in the middle class. He knows that we need to continue to enable those who dropped out of the workforce – particularly the approximately two million women who left due to COVID – to rejoin and stay in the workforce. And, he knows that, unlike in past decades, policies to make life easier for American families must focus on bringing everyone along: inclusive of gender, race, or place of residence – urban, suburban, or rural.
 
The American Jobs Plan and the American Families Plan are once-in-a-generation investments in our nation’s future.  The American Jobs Plan will create millions of good jobs, rebuild our country’s physical infrastructure and workforce, and spark innovation and manufacturing here at home. The American Families Plan is an investment in our children and our families—helping families cover the basic expenses that so many struggle with now, lowering health insurance premiums, and continuing the American Rescue Plan’s historic reductions in child poverty. Together, these plans reinvest in the future of the American economy and American workers, and will help us out-compete China and other countries around the world.
 
To grow the middle class, expand the benefits of economic growth to all Americans, and leave the United States more competitive, President Biden’s American Families Plan will:

  • Add at least four years of free education. Investing in education is a down payment on the future of America. As access to high school became more widely available at the turn of the 20th Century, it made us the best-educated and best-prepared nation in the world. But everyone knows that 12 years is not enough today. The American Families Plan will make transformational investments from early childhood to postsecondary education so that all children and young people are able to grow, learn, and gain the skills they need to succeed. It will provide universal, quality-preschool to all three- and four- year-olds. It will provide Americans two years of free community college. It will invest in making college more affordable for low- and middle-income students, including students at Historically Black Colleges and Universities (HBCUs), Tribal Colleges and Universities (TCUs), and institutions such as Hispanic-serving institutions, Asian American and Native American Pacific Islander-serving institutions, and other minority-serving institutions (MSIs). And, it will invest in our teachers as well as our students, improving teacher training and support so that our schools become engines of growth at every level.
     
  • Provide direct support to children and families. Our nation is strongest when everyone has the opportunity to join the workforce and contribute to the economy. But many workers struggle to both hold a full-time job and care for themselves and their families. The American Families Plan will provide direct support to families to ensure that low- and middle-income families spend no more than seven percent of their income on child care, and that the child care they access is of high-quality. It will also provide direct support to workers and families by creating a national comprehensive paid family and medical leave program that will bring the American system in line with competitor nations that offer paid leave programs. The system will also allow people to manage their health and the health of their families. And, it will provide critical nutrition assistance to families who need it most and expand access to healthy meals to our nation’s students – dramatically reducing childhood hunger.
     
  • Extend tax cuts for families with children and American workersWhile the American Rescue Plan provided meaningful relief for hundreds of millions of Americans, too many families and workers feel the squeeze of too-low wages and the high costs of meeting their basic needs and their aspirations. At the same time, the wealthiest Americans continue to get further and further ahead. The American Families Plan will extend key tax cuts in the American Rescue Plan that benefit lower- and middle-income workers and families, including the Child Tax Credit, the Earned Income Tax Credit, and the Child and Dependent Care Tax Credit. In addition to making it easier for families to make ends meet, tax credits for working families have been shown to boost child academic and economic performance over time. The American Families Plan will also extend the expanded health insurance tax credits in the American Rescue Plan. These credits are providing premium relief that is lowering health insurance costs by an average of $50 per person per month for nine million people, and will enable four million uninsured people to gain coverage. 

Leading economic research has shown that the investments proposed in the American Families Plan will yield significant economic returns – boosting productivity and economic growth, producing a larger, more productive, and healthier workforce on a sustained basis, and generating savings to states and the federal government. Evidence shows that a dollar invested in high-quality early childhood programs for low-income children will result in up to $7.30 in benefits, including increased wages, improved health, and reduced crime. Parental paid leave has been shown to keep mothers in the workforce, increasing labor force participation and boosting economic growth. And, sustained tax credits for families with children have been found to yield a lifetime of benefits, ranging from higher educational attainment to higher lifetime earnings
 
In all, the American Families Plan includes $1.8 trillion in investments and tax credits for American families and children over ten years. It consists of about $1 trillion in investments and $800 billion in tax cuts for American families and workers. Alongside the American Families Plan, the President will be proposing a set of measures to make sure that the wealthiest Americans pay their share in taxes, while ensuring that no one making $400,000 per year or less will see their taxes go up. When combined with President Biden’s American Jobs Plan, this legislation will be fully paid for over 15 years, and will reduce deficits over the long term.  
 
ADD AT LEAST FOUR YEARS OF FREE PUBLIC EDUCATION, CLOSE EQUITY GAPS, AND MAKE COLLEGE MORE AFFORDABLE

Early in the 20th century, the United States set a new global standard by expanding access to free public education through high school. Direct public investment in our children’s future propelled U.S. economic growth and enhanced our global competitiveness. Now, mounting evidence suggests that 12 years of school is no longer sufficient to prepare our students for success in today’s economy. Research tells us that we must invest early to support our children’s development and readiness for academic success; our transforming economy requires that we provide every student the opportunity to obtain a postsecondary degree or certificate. 
 
That is why the American Families Plan calls for an additional four years of free, public education for our nation’s children. Specifically, President Biden is calling for $200 billion for free universal pre-school for all three- and four-year-olds and $109 billion for two years of free community college so that every student has the ability to obtain a degree or certificate. In addition, he is calling for an over $80 billion investment in Pell Grants, which would help students seeking a certificate or a two- or four-year degree. Recognizing that access to postsecondary education is not enough, the American Families Plan includes $62 billion to invest in evidence-based strategies to strengthen completion and retention rates at community colleges and institutions that serve students from our most disadvantaged communities. This is alongside a $46 billion investment in HBCUs, TCUs, and MSIs. President Biden is also calling for $9 billion to train, equip and diversify American teachers in order to ensure that our high school graduates are ready for success. These investments, combined with those laid out in the President’s American Jobs Plan, will boost earnings, expand employment opportunities, and enable the U.S. to win the 21st century.
 
UNIVERSAL PRE-SCHOOL FOR ALL THREE- AND FOUR-YEAR-OLDS
 
Preschool is critical to ensuring that children start kindergarten with the skills and supports that set them up for success in school. In fact, research shows that kids who attend universal pre-K are more likely to take honors classes and less likely to repeat a grade, and another study finds low-income children who attend universal programs do better in math and reading as late as eighth grade. Unfortunately, many children, but especially children of color and low-income children, do not have access to the full range of high-quality pre-school programs available to their more affluent peers. In addition to providing critical benefits for children, preschool has also been shown to increase labor force participation among parents – especially women — boosting family earnings and driving economic growth.  By some estimates, the benefits of a universal pre-K system to U.S. GDP are more than three times greater than the investment needed to provide this service.

  • President Biden is calling for a national partnership with states to offer free, high-quality, accessible, and inclusive preschool to all three-and four-year-olds, benefitting five million children and saving the average family $13,000, when fully implementedThis historic $200 billion investment in America’s future will prioritize high-need areas and enable communities and families to choose the settings that work best for them. The President’s plan will also ensure that all publicly-funded preschool is high-quality, with low student-to-teacher ratios, high-quality and developmentally appropriate curriculum, and supportive classroom environments that are inclusive for all students. The President’s plan will leverage investments in tuition-free community college and teacher scholarships to support those who wish to earn a bachelor’s degree or another credential that supports their work as an educator, or to become an early childhood educator. And, educators will receive job-embedded coaching, professional development, and wages that reflect the importance of their work. All employees in participating pre-K programs and Head Start will earn at least $15 per hour, and those with comparable qualifications will receive compensation commensurate with that of kindergarten teachers. These investments will give American children a head start and pave the way for the best-educated generation in U.S. history.

 FREE COMMUNITY COLLEGE AND OTHER POSTSECONDARY EDUCATION INVESTMENTS
For much of the 20th century, graduating from high school was a gateway to a stable job and a living wage. But over the last 40 years, we have seen the most growth in jobs requiring higher levels of job preparation, including education and training. Today, 70 percent of jobs are held by people with more than a high school degree. American workers need and deserve additional support to build their skills, increase their earnings, remain competitive, and share in the benefits of the new economy. President Biden’s plan will expand access to affordable postsecondary education, laying the groundwork for innovation and inclusive economic growth for all Americans. Specifically, President Biden’s plan will:
 

  • Offer two years of free community college to all Americans, including DREAMers. The current crisis has led to a steep college enrollment decline, particularly for low-income students and students of color. As of Fall 2020, high-minority and high-poverty high schools saw a 9.4 percent and 11.4 percent decline in college enrollment, respectively. But even before the pandemic, cost remained a barrier to attending and graduating from community college for many Americans. President Biden’s $109 billion plan will ensure that first-time students and workers wanting to reskill can enroll in a community college to earn a degree or credential for free. Students can use the benefit over three years and, if circumstances warrant, up to four years, recognizing that many students’ lives and other responsibilities can make full-time enrollment difficult. If all states, territories, and Tribes participate, about 5.5 million students would pay $0 in tuition and fees.
  • Provide up to approximately $1,400 in additional assistance to low-income students by increasing the Pell Grant award. While nearly 7 million students depend on Pell Grants, the grant has not kept up with the rising cost of college. Over the last 50 years, the value of Pell Grants has plummeted. The maximum grant went from covering nearly 80 percent of the cost of a four-year college degree to under 30 percent — leading millions of low-income students to take out debt to finance their education. One in three community college students receive Pell Grants to pay for their education. Among students of color, nearly 60 percent of Black, half of American Indian or Alaska Native, almost half of Latino, and over one-third of Native Hawaiian or Pacific Islander students rely on Pell Grants to pay for college. The American Families Plan will increase the maximum Pell Grant award by approximately $1,400, a down payment on President Biden’s commitment to double the maximum award. The plan also allows DREAMers to access Pell Grants.
     
  • Increase college retention and completion rates. An education beyond high school can lead to higher pay, financial stability, social mobility, and better health outcomes. It also has public benefits such as a reduction in crime rates and higher civic engagement. However, far too many students enter college but do not graduate. Research shows that only approximately three out of five students finish any type of degree or certificate program within six years. To complete, students need additional support. The President is proposing a bold $62 billion grant program to invest in completion and retention activities at colleges and universities that serve high numbers of low-income students, particularly community colleges. States, territories, and Tribes will receive grants to provide funding to colleges that adopt innovative, proven solutions for student success, including wraparound services ranging from child care and mental health services to faculty and peer mentoring; emergency basic needs grants; practices that recruit and retain diverse faculty; transfer agreements between colleges; and evidence-based remediation programs.
     
  • Provide two years of subsidized tuition and expand programs in high-demand fields at HBCUs, TCUs, and MSIs. Research has found that HBCUs, TCUs, and MSIs are vital to helping underrepresented students move to the top of the income ladder. For example, while HBCUs are only three percent of four-year universities, their graduates make up approximately 80 percent of Black judges, half of Black lawyers and doctors, and 25 percent of Black undergraduates earning STEM degrees. Yet, these institutions have significantly less resources than other top colleges and universities, undermining their ability to grow and support more students. President Biden is calling on Congress to make a historic investment in HBCU, TCU, and MSI affordability. Specifically, he is calling for a new $39 billion program that provides two years of subsidized tuition for students from families earning less than $125,000 enrolled in a four-year HBCU, TCU, or MSI. The President is also calling for $5 billion to expand existing institutional aid grants to HBCUs, TCUs, and MSIs, which can be used by these institutions to strengthen their academic, administrative, and fiscal capabilities, including by creating or expanding educational programs in high-demand fields (e.g., STEM, computer sciences, nursing, and allied health), with an additional $2 billion directed towards building a pipeline of skilled health care workers with graduate degrees. These investments, combined with the $45 billion proposed in the American Jobs Plan targeted to these institutions, will enable America’s HBCUs, TCUs, and MSIs to tackle longstanding inequities in postsecondary education and make the U.S. more competitive on the global stage.

EDUCATION AND PREPARATION FOR TEACHERS
 
Few people can have a bigger impact on a child’s life than a great teacher. Unfortunately, the U.S. faces a large and growing teacher shortage. Before the pandemic, schools across the nation needed an estimated additional 100,000 certified teachers, resulting in key positions going unfilled. Shortages of certified teachers disproportionately impact schools with higher percentages of students of color, which  have a higher proportion of teachers that are uncertified and in their first or second year, exacerbating educational disparities. At the same time, while teachers of color can have a particularly strong impact on students of color, around one in five teachers are people of color, compared to more than half of K-12 public school students. President Biden is calling on Congress to invest $9 billion in American teachers, addressing shortages, improving training and supports for teachers, and boosting teacher diversity.
 
These investments will improve the quality of new teachers entering the profession, increase retention rates and increase the number of teachers of color, all of which will improve student outcomes like academic achievement and high school graduation ratesresulting in higher long-term earnings, job creation and a boost to the economy. In addition, as more teachers stay in the profession, a virtuous cycle is created, wherein districts save money on recruiting and training new teachers and can invest those funds back into programs that directly impact students.
 
Specifically, President Biden’s plan will: 

  • Address teacher shortages, improve teacher preparation, and strengthen pipelines for teachers of color. President Biden is calling on Congress to double scholarships for future teachers from $4,000 to $8,000 per year while earning their degree, strengthening the program, and expanding it to early childhood educators. The President’s plan also invests $2.8 billion in Grow Your Own programs and year-long, paid teacher residency programs, which have a greater impact on student outcomes, teacher retention, and are more likely to enroll teacher candidates of color. His plan targets $400 million for teacher preparation at HBCUs, TCUs, and MSIs and $900 million for the development of special education teachers.
  • Help current teachers earn in-demand credentials. Many teachers are eager to answer the call to get certified in areas their schools need, like special education, but are deterred due to the high cost of professional programs. President Biden is calling on Congress to invest $1.6 billion to provide educators with opportunities to obtain additional certifications in high-demand areas like special education, bilingual education, and certifications that improve teacher performance. This funding will support over 100,000 educators, with priority for public school teachers with at least two years of experience at schools with a significant portion of low-income students or significant teacher shortages. All funds will be available immediately, flowing through the states, and available until expended.
     
  • Invest in educator leadership. Millions of teachers – and the students they educate – would stand to benefit from greater mentorship and leadership opportunities. President Biden is calling on Congress to invest $2 billion to support programs that leverage teachers as leaders, such as high-quality mentorship programs for new teachers and teachers of color. These programs are proven tools to improve both student outcomes and teacher retention by providing new teachers with the support they need. The President’s plan will also leverage teachers as leaders of other key priorities within their school buildings, and compensate teachers for this work, recognizing the incredible expertise of our veteran educators, and their value in supporting the next generation of great teachers.
     

PROVIDE DIRECT SUPPORT TO CHILDREN AND FAMILIES
 
The hope of a middle-class life has gotten further and further out of reach for too many American families, as the costs of raising children – from child care to taking paid leave time to care for a new child or when a child is ill – have grown. Middle-class families and those trying to break into the middle class increasingly feel the strain of these rising costs, while wage growth has failed to keep up. These rising costs impact our economy as a whole as well. In part due to the lack of family friendly policies, the United States has fallen behind its competitors in female labor force participation. One study found that a lack of child care options costs the United States economy $57 billion per year in lost earnings, productivity, and revenue. Another study found that lack of paid leave options cost workers $22.5 billion each year in lost wages.
 
CHILD CARE
 
The high cost of child care continues to make it hard for parents – especially women — to work outside the home and provide for their families. Difficulty in finding high-quality, affordable child care leads some parents to drop out of the labor force entirely, some to reduce their work hours, and others to turn down a promotion. When a parent drops out of the workforce, reduces hours, or takes a lower-paying job early in their careers—even temporarily—there are lifetime consequences on earnings, savings, and retirement. These costs are especially significant for mothers and people of color, exacerbating inequality and harming the economic security of their families, as 91 percent of the income gains experienced by middle-class families over the last forty years were driven by women’s earnings.
 
High-quality early care and education lay a strong foundation so that children can take full advantage of education and training opportunities later in life. The evidence is clear: for early years, quality care is education. This especially important for children from low-income families, who too often start school without access to high-quality educational opportunities. A study by Nobel Laureate James Heckman found that every dollar invested in a  high-quality, birth to five program for the most economically disadvantaged children resulted in $7.30 in benefits as children grew up healthier, were more likely to graduate high school and college, were less likely to be involved in crime, and earned more as adults.
 
Building on the American Jobs Plan’s investments in school and child care infrastructure and workforce training, President Biden’s American Families Plan will ensure low and middle-income families pay no more than 7 percent of their income on high-quality child care, saving the average family $14,800 per year on child care expenses, while also generating lifetime benefits for three million children, supporting hundreds of thousands of child care providers and workers, allowing roughly one million parents, primarily mothers, to enter the labor force, and significantly bolstering inclusive and equitable economic growth. Specifically, President Biden’s plan will invest $225 billion to: 

  • Make care affordable. Families will pay only a portion of their income based on a sliding scale. For the most hard-pressed working families, child care costs for their young children would be fully covered and families earning 1.5 times their state median income will pay no more than 7 percent of their income. The plan will also provide families with a range of options to choose from for their child, from child care centers to family child care providers, Early Head Start, and public schools that are inclusive and accessible to all children.  
     
  • Invest in high-quality care. Child care providers will receive funding to cover the true cost of quality early childhood care and education–including a developmentally appropriate curriculum, small class sizes, and culturally and linguistically responsive environments that are inclusive of children with disabilities. These investments support positive interactions that promote children’s social-emotional and cognitive development.
     
  • Invest in the care workforce. More investment is needed to support early childhood care providers and educators, more than nine in ten of whom are women and more than four and ten of whom are women of color. They are  among the most underpaid workers in the country and nearly half receive public income support programs. The typical child care worker earned $12.24 per hour in 2020—while receiving few, if any, benefits, leading to high turnover and lower quality of care. This investment will mean a $15 minimum wage for early childhood staff and ensure that those with similar qualifications as kindergarten teachers receive comparable compensation and benefits. And, it will ensure child care workers receive job-embedded coaching and professional development, along with additional training opportunities funded by the American Jobs Plan and American Families Plan. These investments will lead to better quality care, while also enabling these workers to care for their own families, reducing government spending on income support programs and increasing tax revenues.  The Families Plan will also invest in maternal health and support the families of veterans receiving health care services.

 PAID LEAVE
 
The United States has fallen behind our economic competitors in the number of women participating in the labor force. The pandemic has exacerbated this problem, pushing millions of people—especially women—out  of the workforce, eroding more than 30 years of progress in women’s labor force participation and resulting in a $64 billion loss in wages and economic activity per year. A lack of family-friendly policies, such as paid family and medical leave for when a worker need time to care for a new child, a seriously ill family member, or recover from their own serious illness, has been identified as a key reason for the U.S. decline in competitiveness. The United States is one of the only countries in the world that doesn’t guarantee paid leave. Nearly one in four mothers return to work within two weeks of giving birth and one in five retirees left or were forced to leave the workforce earlier than planned to care for an ill family member. Further, today nearly four of five private sector workers have no access to paid leave. 95 percent of the lowest wage workers, mostly women and workers of color, lack any access to paid family leave.
 
Paid family and medical leave supports workers and families and is a critical investment in the strength and equity of our economy. President Biden’s American Families Plan will: 

  • Create a national comprehensive paid family and medical leave program. The program will ensure workers receive partial wage replacement to take time to bond with a new child, care for a seriously ill loved one, deal with a loved one’s military deployment, find safety from sexual assault, stalking, or domestic violence, heal from their own serious illness, or take time to deal with the death of a loved one. It will guarantee twelve weeks of paid parental, family, and personal illness/safe leave by year 10 of the program, and also ensure workers get three days of bereavement leave per year starting in year one. The program will provide workers up to $4,000 a month, with a minimum of two-thirds of average weekly wages replaced, rising to 80 percent for the lowest wage workers. We estimate this program will cost $225 billion over a decade.

 President Biden’s paid leave plan has broad benefits for working families and the economy as a whole. Studies have shown that, under state paid leave laws, new mothers are 18 percentage points more likely to be working a year after the birth of their child.  In addition, paid leave can reduce racial disparities in wage loss between workers of color and white workers, improve child health and well-being, support employers by improving employee retention and reducing turnover costs, and increase women’s labor force participation. Over 30 million workers, including 67 percent of low-wage workers, do not have access to a single paid sick day. Low-wage and part-time workers, a majority of whom are women, are less likely to have access to paid sick days. 
 
The COVID pandemic has highlighted the need for a national paid sick leave policy, to help workers and their loved ones quickly recover from short-term illness and prevent the spread of disease. Therefore, the President calls upon Congress to pass the Healthy Families Act which will require employers to allow workers to accrue seven days paid sick leave per year to seek preventative care for them or their family– such as getting a flu shot, recovering from short-term illness, or caring for a sick child or family member or a family member with disability-related needs.
 
NUTRITION
 
The pandemic has added urgency to the issue of nutrition insecurity, which disproportionately affects low-income families and families of color. No one should have to worry about whether they can provide nutritious food for themselves or their children. A poor diet jeopardizes a child’s ability to learn and succeed in school. Nutrition insecurity can also have long-lasting negative impact on overall health and put children at higher risk for diseases such as diabetes, heart disease, and high blood pressure. Today, one-fifth of American children are obese, and research shows that childhood obesity increases the likelihood of obesity in adulthood. In addition to the incredible financial burden on the health care system, diet-related diseases carry significant economic and national security implications by decreasing work productivity, increasing job absenteeism, and threatening military readinessrecent study found that U.S. children are getting their healthiest meals at school, demonstrating that school meals are one of the federal government’s most powerful tools for delivering nutrition security to children.  To ensure the nutritional needs of families are met, President Biden’s plan will invest $45 billion to:
 

  • Expand summer EBT to all eligible children nationwide. The Summer EBT Demonstrations helps low-income families with children eligible for free and reduced-price meals during the school year purchase food during the summer. Research shows that this program decreases food insecurity among children and has led to positive changes in nutritional outcomes. The American Families Plan builds on the American Rescue Plan’s support for Summer Pandemic-EBT by investing more than $25 billion to make the successful program permanent and available to all 29 million children receiving free and reduced-price meals.
     
  • Expand school meal programs. The Community Eligibility Provision (CEP) allows high-poverty schools to provide meals free of charge to all of their students. It is currently available to individual schools, groups of schools within a district, or an entire district with at least 40 percent of students participating in the Supplemental Nutrition Assistance Program (SNAP). The program is particularly important because some families whose children would be eligible for free meals may not apply for them due to stigma or not fully understanding the application process. In addition, other families in high-poverty schools may still be facing food insecurity but make just enough to not qualify for free school meals. However, only 70 percent of eligible schools have adopted CEP, because some schools would receive reimbursement below the free meal rate. The President’s plan will fund $17 billion to expand free meals for children in the highest poverty districts (those with at least 40 percent of students participating in SNAP) by reimbursing a higher percentage of meals at the free reimbursement rate through CEP. Additionally, the plan will expand free meals for children in elementary schools by reimbursing an even higher percentage of meals at the free reimbursement through CEP and lowering the threshold for CEP eligibility for elementary schools to 25 percent of students participating in SNAP. Targeting elementary students will drive better long-term health outcomes by ensuring low-income children are receiving nutritious meals at an early age. The plan will also expand direct certification to automatically enroll more students for school means based on Medicaid and Supplemental Security Income data. This proposal will provide free meals to an additional 9.3 million children, with about 70 percent in elementary schools.
     
  • Launch a healthy foods incentive demonstration. To build on progress made during the Obama Administration to improve the nutrition standards of school meals, this new $1 billion demonstration will support schools that are further expanding healthy food offerings. For example, schools adopting specified measures that exceed current school meal standards will receive an enhanced reimbursement as an incentive.
     
  • Facilitate re-entry for formerly incarcerated individuals through SNAP eligibility. Individuals convicted of a drug-related felony are currently ineligible to receive SNAP benefits unless a state has taken the option to eliminate or modify this restriction. Denying these individuals—many of whom are parents of young children—SNAP benefits jeopardizes nutrition security and poses a barrier to re-entry into the community in a population that already faces significant hurdles to obtaining employment and stability. SNAP is a critical safety net for many individuals as they search for employment to support themselves and their families. This restriction disproportionately impacts African Americans, who are convicted of drug offenses at much higher rates than white Americans. 

 
UNEMPLOYMENT INSURANCE REFORM
 
The unemployment insurance (UI) system is a critical lifeline to workers at the hardest times. During the pandemic, it saved millions from poverty and helped people put food on the table. But, the system is in desperate need of reform and strengthening.  Too often Americans found themselves waiting weeks to get the benefits they deserved.  Too often the benefits Americans would automatically receive would’ve been too low and would not have gone long enough absent Congress stepping in.  Too often the safeguards to prevent fraud in the system have been insufficient. And it has been unemployed people of color who have borne the brunt of the UI system’s weaknesses. President Biden is committed to strengthening and reforming the system for the long term.  That’s why he won $2 billion in the American Rescue Plan to put toward UI system modernization, equitable access, and fraud prevention.  And, that’s why he wants to work with Congress to automatically adjust the length and amount of UI benefits unemployed workers receive depending on economic conditions. This will ensure future legislative delay doesn’t undermine economic recovery and it will enable permanent reform of the system to provide the safety net that workers deserve in the hardest times.

TAX CUTS FOR AMERICA’S FAMILIES AND WORKERS
 
While the American Rescue Plan provided meaningful relief for hundreds of millions of Americans, that is just a first step. Now is the time to build back better, to help families and workers who for too long have felt the squeeze of stagnating wages and an ever-increasing cost-of-living.  Direct assistance to families in the form of tax credits paid on a regular basis lifts children and families out of poverty, makes it easier for families to make ends meet, and boosts the academic and economic performance of children over time. But if Congress does not act, millions of American families and workers will see their taxes go up at the end of the year. 
 
President Biden believes we must extend the American Rescue Plan’s expanded tax credits that lifted millions of children out of poverty, made it easier for families to afford child care, and ensured that low-income workers without children would not continue to be taxed into poverty.
 
Specifically, President Biden’s plan will:
 

  • Extend expanded ACA premiums tax credits in the American Rescue Plan. Health care should be a right, not a privilege, and Americans facing illness should never have to worry about how they are going to pay for their treatment. No one should face a choice between buying life-saving medications or putting food on the table.  President Biden has a plan to build on the Affordable Care Act and lower prescription drug costs for everyone by letting Medicare negotiate prices, reducing health insurance premiums and deductibles for those who buy coverage on their own, creating a public option and the option for people to enroll in Medicare at age 60, and closing the Medicaid coverage gap to help millions of Americans gain health insurance. The American Families Plan will build on the American Rescue Plan and continue our work to make health care more affordable.  The American Rescue Plan included a historic investment in reducing Americans’ health care costs.  The biggest improvement in health care affordability since the Affordable Care Act, the American Rescue Plan provided two years of lower health insurance premiums for those who buy coverage on their own, saving families an average of $50 per person per month.  The American Families Plan will make those premium reductions permanent, a $200 billion investment.  As a result, nine million people will save hundreds of dollars per year on their premiums, and four million uninsured people will gain coverage.  The Families Plan will also invest in maternal health and support the families of veterans receiving health care services. 
     
  • Extend the Child Tax Credit increases in the American Rescue Plan through 2025 and make the Child Tax Credit permanently fully refundable. The President is calling for the Child Tax Credit expansion, first enacted in the American Rescue Plan, to be extended.  This legislation expands the Child Tax Credit from $2,000 per child to $3,000 per child for six-years old and above, and $3,600 per child for children under six. It also makes 17-year-olds eligible for the first time and makes the credit fully refundable on a permanent basis, so that low-income families—the families that need the credit the most—can benefit from the full tax credit. The expanded Child Tax Credit in the American Rescue Plan benefited nearly 66 million children, and it was the single largest contributor to the plan’s historic reductions in child poverty.

    For a family with two parents earning a combined $100,000 per year and two children under six, the Child Tax Credit expansion means an additional $3,200 per year in tax relief. For a family with two parents earning a combined $24,000 per year and two children under six, the expansion means even more, with a credit increase of than $4,400 because the full credit was not previously fully available to them.

    The credit would also be delivered regularly. This means that families will not need to wait until tax season to receive a refund. Instead, they will receive regular payments that allow them to cover household expenses as they arise.

    The American Families Plan will make permanent the full refundability of the Child Tax Credit, while extending the other expansions to the Child Tax Credit through 2025—when the 2017 law’s individual provisions expire. The President is committed to working with Congress to achieve his ultimate goal of making permanent the Child Tax Credit as well as all of the expansions he signed into law in the American Rescue Plan.
     
  • Permanently increase tax credits to support families with child care needs. To help families afford child care, President Biden is calling on Congress to make permanent the temporary Child and Dependent Care Tax Credit (CDCTC) expansion enacted in the American Rescue Plan. Families will receive a tax credit for as much as half of their spending on qualified child care for children under age 13, up to a total of $4,000 for one child or $8,000 for two or more children. A 50 percent reimbursement will be available to families making less than $125,000 a year, while families making between $125,000 and $400,000 will receive a partial credit with benefits at least as generous as those they receive today. The credit can be used for expenses ranging from full-time care to after school care to summer care.

    This is a dramatic expansion of support to low- and middle-income families. In 2019, a family claiming a CDCTC for the previous year got less than $600 on average towards the cost of care, and many low-income families got nothing. If Congress fails extend the CDCTC expansion, more than 6 million families could see their taxes go up at the end of the year – many by thousands of dollars – making obtaining affordable child care more difficult. Importantly, this tax credit works in tandem with the American Families Plan’s direct investments in childcare affordability for families with young children.
     
  • Make the Earned Income Tax Credit Expansion for childless workers permanent. Before this year, the federal tax code taxed low-wage childless workers into poverty or deeper into poverty — the only group of workers it treated this way. The American Rescue Plan addressed this problem by roughly tripling the EITC for childless workers, benefitting 17 million low-wage workers, many of whom are essential workers including cashiers, cooks, delivery drivers, food preparation workers, and childcare providers. For example, a childless worker who works 30 hours per week at $9 per hour earns income that, after taxes, leaves them below the federal poverty line. By increasing her EITC to more than $1,100, this EITC expansion helps pull such workers out of poverty.

    The President is calling on Congress to make this expansion permanent. President Biden believes our tax code should reward work and not wealth. And that means rewarding workers who work hard every day at modest wages to provide their communities with essential services.
     
  • Give IRS the authority to regulate paid tax preparers. Tax returns prepared by certain types of preparers have high error rates. These preparers charge taxpayers large fees while exposing them to costly audits.  As preparers play a crucial role in tax administration, and will be key to helping many taxpayers claim the newly-expanded credits, IRS oversight of tax preparers is needed. The President is calling on Congress to pass bipartisan legislation that will give the IRS that authority.

 
TAX REFORM THAT REWARDS WORK – NOT WEALTH
 
The President’s tax agenda will not only reverse the biggest 2017 tax law giveaways, but reform the tax code so that the wealthy have to play by the same rules as everyone else. It will ensure that high-income Americans pay the tax they owe under the law—ending the unfair system of enforcement that collects almost all taxes due on wages, while regularly collecting a smaller share of business and capital income. The plan will also eliminate long-standing loopholes, including lower taxes on capital gains and dividends for the wealthy, that reward wealth over work. Importantly, these reforms will also rein in the ways that the tax code widens racial disparities in income and wealth. 
 
President Biden’s plan uses the resulting revenue to rebuild the middle class, investing in education and boosting wages. It will also give tax relief to middle-class families, dramatically reducing child poverty and cutting the cost of child care in half for many families. The result of the President’s individual tax reforms will be a tax code with fewer loopholes for the wealthy and more opportunity for low- and middle-income Americans.
 
Altogether, these tax reforms focused on the highest income Americans would raise about $1.5 trillion across the decade. In combination with the American Jobs Plan, which produces long-term deficit reduction through corporate tax reform, all of the investments would be fully paid for over the next 15 years.
 
President Biden’s plan will: 

  • Revitalize enforcement to make the wealthy pay what they owe.  We have a two-tiered system of tax administration in this country: regular workers pay the taxes they owe on wages and salaries while some wealthy taxpayers aggressively plan to avoid the tax laws.  Those with the highest incomes generate income in opaque categories where misreporting rates can reach 55 percent. A recent study found that the top one percent failed to report 20 percent of their income and failed to pay over $175 billion in taxes that they owed. But today, the IRS does not even have the resources to fully investigate this evasion. As a result of budget cuts, audit rates on those making over $1 million per year fell by 80 percent between 2011-2018.

    The President’s proposal would change the game—by making sure the wealthiest Americans play by the same set of rules as all other Americans.It would require financial institutions to report information on account flows so that earnings from investments and business activity are subject to reporting more like wages already are.It would also increase investment in the IRS, while ensuring that the additional resources go toward enforcement against those with the highest incomes, rather than Americans with actual income less than $400,000. Additional resources would focus on large corporations, businesses, and estates, and higher-income individuals. Altogether, this plan would raise $700 billion over 10 years.
     
  • Increase the top tax rate on the wealthiest Americans to 39.6 percent. One of the 2017 tax cut’s clearest giveaways to the wealthy was cutting the top income tax rate from 39.6 percent to 37 percent, exclusively benefitting the wealthiest households—those in the top one percent. This rate cut alone gives a couple with $2 million in taxable an annual tax cut of more than $36,400. The President’s plan restores the top tax bracket to what it was before the 2017 law, returning the rate to 39.6 percent, applying only to those within the top one percent.
     
  • End capital income tax breaks and other loopholes for the very top. The President’s tax reform will end one of the most unfair aspects of our tax system: that the tax rate the wealthy pay on capital gains and dividends is less than the tax rate that many middle-class families pay on their wages. Households making over $1 million—the top 0.3 percent of all households—will pay the same 39.6 percent rate on all their income, equalizing the rate paid on investment returns and wages. Moreover, the President would eliminate the loophole that allows the wealthiest Americans to entirely escape tax on their wealth by passing it down to heirs. Today, our tax laws allow these accumulated gains to be passed down across generations untaxed, exacerbating inequality. The President’s plan will close this loophole, ending the practice of “stepping-up” the basis for gains in excess of $1 million ($2.5 million per couple when combined with existing real estate exemptions) and making sure the gains are taxed if the property is not donated to charity. The reform will be designed with protections so that family-owned businesses and farms will not have to pay taxes when given to heirs who continue to run the business. Without these changes, billions in capital income would continue to escape taxation entirely.

    The President is also calling on Congress to close the carried interest loophole so that hedge fund partners will pay ordinary income rates on their income just like every other worker. While equalizing tax rates on wages and capital gains will address this disparity, permanently eliminating carried interest is an important structural change that is necessary to ensure that we have a tax code that treats all workers fairly.  The President would also end the special real estate tax break—that allows real estate investors to defer taxation when they exchange property—for gains greater than $500,000, and the President would also permanently extend the current limitation in place that restricts large, excess business losses, 80 percent of which benefits those making over $1 million.

    Finallyhigh-income workers and investors generally pay a 3.8 percent Medicare tax on their earnings, but the application is inconsistent across taxpayers due to holes in the law. The President’s tax reform would apply the taxes consistently to those making over $400,000, ensuring that all high-income Americans pay the same Medicare taxes.

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